NBT BANCORP INC NBTB Balance Sheet

Nbt bancorp inc (NBTB)

Balance Sheet / Yearly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Dec'09
Assets
Cash and due from banks
160	170	217	150	143	175	171	149	157	156	175	155	137	147	167	151	139	130	175	127	133	139	169	178	182	157	205	142	133	157	137	114	108	128	121	101	84	99	119	105	107
Short-term interest bearing accounts
123	46	56	39	33	5	3	2	2	2	6	8	4	1	21	19	15	9	9	6	8	7	4	4	3	1	2	1	165	6	2	24	191	0	69	0	237	69	221	61	79
Equity securities, at fair value
26	27	26	26	25	23	24	24	21	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Securities available for sale, at fair value
1,000	975	932	979	951	998	1,101	1,192	1,265	1,255	1,357	1,365	1,367	1,338	1,288	1,271	1,259	1,174	1,058	1,129	1,071	1,013	1,044	1,378	1,377	1,364	1,385	1,390	1,465	1,147	1,191	1,221	1,243	1,244	1,169	1,156	1,105	1,129	1,080	1,137	1,116
Amortized cost
621	630	678	744	780	783	659	544	487	484	494	515	515	527	485	500	466	471	470	454	456	454	459	125	117	117	118	122	62	60	61	64	70	70	72	76	90	97	103	122	159
Trading securities
-	-	-	-	-	-	0	0	0	11	10	10	10	9	8	8	8	8	7	8	8	7	7	7	6	5	5	5	4	3	3	3	3	3	2	3	3	2	2	2	2
Federal Reserve and Federal Home Loan Bank stock
41	44	37	45	43	53	52	54	43	46	45	53	42	47	42	45	32	36	34	38	27	32	34	49	41	46	43	43	35	29	28	28	27	27	27	27	27	27	29	32	35
Loans held for sale
6	11	17	15	8	6	5	-	-	1	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans
7,247	7,136	7,013	6,963	6,890	6,887	6,887	6,859	6,647	6,583	6,466	6,367	6,272	6,198	6,160	6,039	5,967	5,883	5,870	5,770	5,623	5,595	5,587	5,574	5,482	5,406	5,367	5,290	5,195	4,277	4,251	4,161	3,818	3,800	3,708	3,664	3,626	3,610	3,621	3,647	3,645
Less allowance for loan losses
100	72	72	72	71	72	72	72	70	69	68	66	65	65	65	64	64	63	64	64	65	66	69	69	69	69	70	71	68	69	70	70	71	71	71	70	69	71	71	70	66
Net loans
7,147	7,063	6,941	6,891	6,818	6,815	6,814	6,786	6,576	6,514	6,398	6,301	6,206	6,132	6,094	5,974	5,903	5,820	5,806	5,705	5,557	5,528	5,517	5,504	5,412	5,337	5,297	5,219	5,126	4,208	4,180	4,090	3,747	3,728	3,636	3,594	3,557	3,538	3,549	3,577	3,578
Premises and equipment, net
76	75	75	76	78	78	78	78	80	81	81	82	83	84	84	84	86	88	87	87	88	89	89	87	87	88	86	87	88	77	77	76	75	74	69	66	67	67	66	66	66
Goodwill
274	274	274	274	274	274	274	274	268	268	268	268	265	265	264	265	265	265	263	263	263	263	263	263	263	264	265	264	263	152	152	151	133	132	116	116	114	114	114	114	114
Intangible assets, net
11	12	12	13	14	15	16	17	12	13	15	16	14	15	15	15	16	17	16	17	19	20	21	22	24	25	26	28	29	16	17	18	18	18	17	18	17	17	18	19	20
Bank owned life insurance
183	181	180	180	178	177	176	174	173	172	171	170	169	168	164	163	161	117	116	115	114	114	117	116	115	114	113	112	112	80	79	79	78	77	77	76	76	75	74	73	74
Other assets
281	202	209	197	180	148	169	166	141	128	130	128	128	129	134	123	115	122	115	117	113	136	137	129	119	127	118	116	122	99	96	93	88	92	96	97	97	99	101	101	106
Total assets
9,953	9,715	9,661	9,635	9,533	9,556	9,547	9,467	9,230	9,136	9,155	9,076	8,945	8,867	8,773	8,624	8,472	8,262	8,161	8,072	7,863	7,807	7,867	7,869	7,753	7,652	7,668	7,534	7,610	6,042	6,028	5,967	5,784	5,598	5,478	5,336	5,477	5,338	5,481	5,415	5,464
Liabilities
Demand (noninterest bearing)
2,423	2,414	2,477	2,336	2,324	2,361	2,373	2,343	2,323	2,286	2,312	2,220	2,205	2,195	2,146	2,031	2,008	1,998	1,915	1,840	1,797	1,838	1,724	1,676	1,616	1,645	1,595	1,516	1,503	1,242	1,187	1,152	1,111	1,052	1,028	930	909	911	825	798	789
Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs), amount of deposits in interest-bearing transaction accounts at banks or savings and loans, that are restricted in regard to ownership and can usually only be held by individuals, nonprofit entities and governments. Negotiable order of withdrawal accounts differ from money market demand accounts as they typically have higher reserve requirements and
4,598	4,312	4,405	4,280	4,370	4,076	4,199	4,136	4,230	4,076	4,141	3,962	4,153	3,905	3,921	3,826	4,007	3,697	3,753	3,583	3,685	3,417	3,514	3,363	3,482	3,223	3,343	3,256	3,345	2,558	2,599	2,483	2,492	2,381	2,365	2,288	2,418	2,291	2,409	2,337	2,269
Time
843	861	860	976	922	930	868	864	840	806	776	832	826	872	881	882	888	908	931	948	996	1,043	1,076	1,002	969	1,021	1,063	1,105	1,166	983	1,018	1,052	963	933	871	895	930	930	967	965	1,033
Total deposits
7,864	7,587	7,743	7,593	7,617	7,368	7,441	7,344	7,393	7,170	7,231	7,015	7,185	6,973	6,949	6,740	6,905	6,604	6,600	6,371	6,479	6,299	6,314	6,042	6,068	5,890	6,003	5,878	6,015	4,784	4,806	4,688	4,567	4,367	4,265	4,114	4,258	4,134	4,202	4,101	4,093
Short-term borrowings
548	655	443	609	544	871	811	853	586	719	681	831	540	681	585	666	347	442	362	511	193	316	375	534	356	456	373	385	185	162	137	212	165	181	158	175	167	159	166	159	155
Amount, after unamortized (discount) premium and debt issuance costs, of long-term debt, excluding junior subordinated long-term debt owed to unconsolidated subsidiary trusts.
64	64	84	84	73	73	73	73	88	88	88	88	104	104	114	110	130	130	130	130	130	130	131	251	308	308	309	309	428	367	367	367	370	370	370	370	370	369	429	479	554
Junior subordinated debt
101	101	101	101	101	101	101	101	101	101	101	101	101	101	101	101	101	101	101	101	101	101	101	101	101	101	101	101	101	75	75	75	75	75	75	75	75	75	75	75	75
Other liabilities
262	187	190	172	162	123	125	114	108	98	96	99	88	93	114	110	106	101	90	81	81	94	86	82	85	79	86	68	75	69	66	57	56	65	70	65	66	66	73	72	79
Total liabilities
8,841	8,595	8,562	8,560	8,499	8,538	8,553	8,488	8,278	8,178	8,200	8,136	8,018	7,953	7,863	7,728	7,591	7,380	7,285	7,196	6,986	6,943	7,009	7,012	6,920	6,835	6,873	6,742	6,807	5,459	5,452	5,401	5,236	5,060	4,939	4,801	4,938	4,805	4,947	4,888	4,958
Stockholders' equity
Preferred stock, $0.01 par value; authorized 2,500,000 shares at March 31, 2020 and December 31, 2019
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Common stock, $0.01 par value; authorized 100,000,000 shares at March 31, 2020 and December 31, 2019; issued 49,651,493 at March 31, 2020 and December 31, 2019
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Additional paid-in-capital
577	576	576	575	575	575	575	574	574	574	573	573	573	575	573	573	573	576	576	575	575	576	574	574	574	574	573	572	573	346	345	345	318	317	316	315	314	314	313	312	311
Retained earnings
678	696	679	658	627	621	603	585	555	543	536	523	511	501	492	482	471	462	452	442	432	423	414	413	394	385	377	366	358	357	351	343	336	329	323	314	307	299	292	284	270
Accumulated other comprehensive loss
-2	-19	-22	-25	-34	-43	-49	-44	-40	-22	-16	-17	-19	-21	-11	-11	-13	-22	-13	-16	-13	-17	-8	-6	-11	-16	-23	-21	-7	-5	-3	-5	-5	-6	3	-0	-6	-5	4	5	1
Common stock in treasury, at cost, 6,064,048 and 5,854,882 shares at March 31, 2020 and December 31, 2019, respectively
141	133	134	134	135	136	136	136	137	138	138	138	139	142	144	148	150	135	140	126	118	119	123	123	125	127	132	126	121	116	117	117	101	103	-104	95	76	75	75	75	77
Balance
1,112	1,120	1,098	1,074	1,034	1,017	994	978	952	958	955	940	926	913	909	896	881	882	876	875	877	864	857	857	832	816	795	791	803	582	576	566	548	538	538	535	539	533	534	527	505
Total liabilities and stockholders' equity
9,953	9,715	9,661	9,635	9,533	9,556	9,547	9,467	9,230	9,136	9,155	9,076	8,945	8,867	8,773	8,624	8,472	8,262	8,161	8,072	7,863	7,807	7,867	7,869	7,753	7,652	7,668	7,534	7,610	6,042	6,028	5,967	5,784	5,598	5,478	5,336	5,477	5,338	5,481	5,415	5,464