Northfield bancorp, inc. (NFBK)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Sep'12Jun'12
Interest income:
Loans

138,880

136,133

134,088

131,246

129,394

127,591

125,941

123,922

122,119

120,340

118,069

115,867

113,896

111,776

105,937

99,792

93,401

87,179

83,916

80,102

76,277

73,407

70,976

70,540

69,781

68,472

66,183

63,231

0

0

0

Mortgage-backed securities

21,258

19,710

17,800

15,866

14,335

12,987

11,652

10,352

9,544

9,174

9,301

9,791

10,419

10,832

11,268

11,737

12,174

12,982

13,868

14,831

15,849

16,861

17,854

18,854

20,117

21,920

23,894

25,640

0

0

0

Other securities

5,490

6,331

6,760

6,353

5,475

4,112

2,832

2,098

1,560

1,310

1,151

1,033

987

908

698

510

367

328

436

518

581

604

651

830

1,175

1,459

1,827

2,392

0

0

0

Federal Home Loan Bank of New York dividends

1,793

1,618

1,581

1,613

1,671

1,683

1,640

1,577

1,504

1,461

1,371

1,308

1,265

1,171

1,105

1,068

1,083

1,149

1,106

1,030

905

772

709

644

590

536

549

567

0

0

0

Deposits in other financial institutions

988

1,351

1,225

1,256

1,201

919

894

808

755

584

472

365

305

285

252

198

149

120

113

95

78

57

52

47

55

83

87

90

0

0

0

Total interest income

168,409

165,143

161,454

156,334

152,076

147,292

142,959

138,757

135,482

132,869

130,364

128,364

126,872

124,972

119,260

113,305

107,174

101,758

99,439

96,576

93,690

91,701

90,242

90,915

91,718

92,470

92,540

91,920

0

0

0

Interest expense:
Interest Expense, Deposits

40,360

41,328

40,199

37,276

32,777

27,741

23,553

20,128

17,977

16,386

15,302

14,679

14,483

14,287

13,722

13,018

11,773

10,423

8,907

7,431

6,227

5,391

5,178

5,255

5,601

6,501

7,627

8,646

0

0

0

Borrowings

13,661

12,030

9,942

8,641

8,271

8,309

8,213

8,008

7,745

7,590

7,440

7,164

7,136

7,381

7,690

8,117

8,587

9,265

9,946

10,162

10,245

9,961

9,777

10,023

10,245

10,447

11,074

11,742

0

0

0

Total interest expense

54,021

53,358

50,141

45,917

41,048

36,050

31,766

28,136

25,722

23,976

22,742

21,843

21,619

21,668

21,412

21,135

20,360

19,688

18,853

17,593

16,472

15,352

14,955

15,278

15,846

16,948

18,701

20,388

0

0

0

Net interest income

114,388

111,785

111,313

110,417

111,028

111,242

111,193

110,621

109,760

108,893

107,622

106,521

105,253

103,304

97,848

92,170

86,814

82,070

80,586

78,983

77,218

76,349

75,287

75,637

75,872

75,522

73,839

71,532

0

0

0

Provision for loan losses

8,146

22

-143

2,461

2,640

2,615

2,048

1,232

1,073

1,411

1,651

1,635

1,138

635

236

-36

22

353

529

646

428

645

1,004

1,504

2,067

1,927

2,013

1,740

0

0

0

Net interest income after provision for loan losses

106,242

111,763

111,456

107,956

108,388

108,627

109,145

109,389

108,687

107,482

105,971

104,886

104,115

102,669

97,612

92,206

86,792

81,717

80,057

78,337

76,790

75,704

74,283

74,133

73,805

73,595

71,826

69,792

0

0

0

Non-interest income:
Revenue from Contract with Customer, Excluding Assessed Tax

4,861

4,881

4,908

4,863

4,803

4,877

4,741

4,738

4,698

4,702

4,870

4,887

4,954

4,934

4,624

4,416

4,218

3,945

3,979

3,915

3,969

4,073

3,939

3,757

3,500

3,182

3,005

2,967

0

0

0

Bank Owned Life Insurance Income

7,003

7,023

5,989

3,640

3,647

3,705

3,735

3,786

3,882

5,386

5,435

5,473

5,467

3,998

3,939

3,878

3,815

3,767

3,792

3,816

3,859

3,902

3,958

3,986

3,826

3,607

3,298

3,009

0

0

0

Debt Securities, Available-for-sale, Gain (Loss)

346

514

344

337

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Debt and Equity Securities, Gain (Loss)

-1,090

1,988

-192

192

46

-879

883

808

867

1,114

1,203

1,228

1,219

813

606

-144

-398

-339

-317

-162

164

227

486

1,462

1,528

3,217

3,369

2,549

0

0

0

Other-than-temporary impairment losses on securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

434

0

0

0

-

-

Portion recognized in other comprehensive income (before taxes)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Net impairment losses on securities recognized in earnings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

Other

482

402

156

186

207

246

279

291

284

271

334

306

350

327

382

400

388

525

383

442

400

258

635

561

585

589

14

3

0

0

0

Total non-interest income

11,602

14,808

11,253

9,157

9,036

8,127

9,930

9,908

9,900

11,642

11,842

11,894

11,990

10,072

9,551

8,550

8,023

7,898

7,837

8,011

8,392

8,460

9,018

9,766

9,077

10,161

9,252

8,094

0

0

0

Non-interest expense:
Compensation and employee benefits

35,840

39,571

37,011

37,421

36,705

34,802

36,579

36,729

37,382

38,237

38,228

38,200

38,053

39,780

38,145

35,845

33,902

29,760

30,132

29,663

28,517

26,195

25,441

25,401

25,465

27,142

26,220

25,108

0

0

0

Occupancy

13,454

13,676

12,521

12,452

12,282

12,096

11,871

11,663

11,409

11,270

11,274

11,295

11,306

11,411

11,032

10,728

10,488

10,039

9,958

9,795

9,608

9,616

9,632

9,750

9,928

9,709

9,540

9,125

0

0

0

Furniture and equipment

1,159

1,085

1,061

1,020

1,007

1,004

1,017

1,057

1,092

1,141

1,218

1,288

1,372

1,421

1,403

1,403

1,401

1,428

1,495

1,550

1,598

1,636

1,676

1,704

1,741

1,751

1,690

1,614

0

0

0

Data processing

5,876

5,679

5,701

5,337

5,050

5,011

4,676

4,678

4,648

4,585

4,571

5,090

5,356

6,054

5,882

5,089

4,684

3,802

3,658

3,671

3,686

3,680

3,738

3,718

3,676

4,301

4,250

4,296

0

0

0

Professional fees

3,907

3,545

3,420

3,368

3,466

3,482

3,298

2,981

2,667

2,774

2,874

2,989

3,090

3,461

3,412

3,681

3,704

3,037

2,947

2,545

2,506

2,458

2,421

2,623

2,665

2,885

2,905

3,090

0

0

0

Advertising

3,496

3,442

3,752

3,567

2,879

2,726

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

FDIC insurance

286

563

790

1,026

1,045

1,065

1,081

1,119

1,103

1,064

1,071

1,048

1,277

1,494

1,616

1,726

1,636

1,550

1,515

1,472

1,386

1,306

1,244

1,300

1,354

1,432

1,540

1,544

0

0

0

Other

6,009

5,988

6,344

6,640

6,687

6,857

5,456

6,040

6,187

6,446

6,445

6,320

6,652

7,440

9,328

9,816

9,493

8,493

7,969

7,399

6,978

7,151

6,866

6,563

6,741

6,653

6,767

6,627

0

0

0

Total non-interest expense

70,027

73,549

70,600

70,831

69,121

67,043

67,654

67,382

66,960

67,378

67,566

68,115

68,991

72,946

70,818

68,288

65,308

58,109

57,674

56,095

54,279

52,042

51,018

51,059

51,570

53,873

52,912

51,404

0

0

0

Income before income tax expense

47,817

53,022

52,109

46,282

48,303

49,711

51,421

51,915

51,627

51,746

50,247

48,665

47,114

39,795

36,345

32,468

29,507

31,506

30,220

30,253

30,903

32,122

32,283

32,840

31,312

29,883

28,166

26,482

0

0

0

Income tax expense

11,802

12,787

12,049

10,285

9,898

9,632

23,004

24,448

26,362

26,978

15,565

14,822

14,696

13,665

12,856

11,589

11,318

11,975

11,368

11,349

10,854

11,856

11,939

12,125

11,738

10,736

10,081

9,549

0

0

0

Net Income (Loss) Attributable to Parent

36,015

40,235

40,060

35,997

38,405

40,079

28,417

27,467

25,265

24,768

34,682

33,843

32,418

26,130

23,489

20,879

18,189

19,531

18,852

18,904

20,049

20,266

20,344

20,715

19,574

19,147

18,085

16,933

0

0

0

Earnings Per Share [Abstract]
Basic (usd per share)

0.10

0.21

0.28

0.18

0.19

0.22

0.19

0.23

0.23

-0.04

0.18

0.19

0.22

0.19

0.16

0.16

0.08

0.14

0.11

0.10

0.11

0.10

0.10

0.11

0.10

0.09

0.09

0.08

0.09

0.07

0.07

Diluted (usd per share)

0.10

0.21

0.28

0.17

0.19

0.21

0.19

0.23

0.22

-0.03

0.17

0.18

0.21

0.18

0.16

0.15

0.08

0.13

0.11

0.10

0.11

0.10

0.10

0.11

0.10

0.08

0.09

0.08

0.09

0.07

0.07

Net Income (Loss) Attributable to Parent

36,015

40,235

40,060

35,997

38,405

40,079

28,417

27,467

25,265

24,768

34,682

33,843

32,418

26,130

23,489

20,879

18,189

19,531

18,852

18,904

20,049

20,266

20,344

20,715

19,574

19,147

18,085

16,933

0

0

0

Other comprehensive income:
Unrealized gains on debt securities available-for-sale:
Net unrealized holding gains

19,213

19,666

26,156

21,933

9,713

-5,203

-14,482

-11,812

-7,415

-283

-8,525

-9,371

-8,500

-2,202

3,541

7,854

-1,018

-3,676

9,210

1,161

9,814

8,535

-5,136

-5,220

-29,195

-37,449

-27,143

-20,300

0

0

0

Less: reclassification adjustment for net losses (gains) included in net income

346

514

337

221

278

178

351

344

224

169

79

96

255

306

224

220

108

57

209

226

327

382

238

561

739

2,254

2,020

1,601

0

0

0

Net unrealized gains

18,867

19,152

25,819

21,712

9,435

-5,381

-14,833

-12,156

-7,639

-452

-8,604

-9,467

-8,755

-2,508

3,317

7,634

-1,126

-3,733

9,001

935

9,487

8,153

-5,374

-5,781

-29,934

-39,703

-29,613

-22,483

0

0

0

Post-retirement benefits adjustment

-

-

-

-

-

-

-

-

-

-74

-325

-298

-271

-244

0

0

0

-

-

-

-

1,689

1,141

1,141

0

-

0

0

-

-

-

Reclassification adjustment for other-than-temporary impairment (OTTI) included in net income (included OTTI losses on securities)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-434

0

0

0

-

-

Other comprehensive income (loss), before tax

-

-

-

-

-

-

-

-

-

-378

-8,279

-9,169

-8,484

-2,264

3,338

7,655

-1,105

-3,712

8,453

387

8,939

6,464

-5,381

-5,788

-29,579

-38,135

-29,179

-22,049

0

0

0

Income tax expense related to net unrealized holding gains on debt securities available-for-sale

5,378

5,505

7,321

6,139

2,720

-1,462

-4,464

-3,717

-2,233

-113

-3,431

-3,770

-3,418

-894

1,423

3,148

-407

-1,476

3,678

456

3,918

3,408

-2,313

-2,349

-11,721

-14,980

-10,602

-7,861

0

0

0

Income tax benefit related to reclassification adjustment for (losses) gains included in net income

98

144

94

62

78

50

120

118

83

68

31

38

102

122

89

88

43

23

84

90

131

153

96

225

296

902

808

641

0

0

0

Income tax expense related to post retirement benefit adjustment

-

-

-

-

-

-

-

-

-

-

0

0

-

-98

0

0

0

-

-

-

-

676

458

458

0

-

0

0

-

-

-

Income tax benefit related to reclassification adjustment for OTTI impairment included in net income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-174

0

0

0

-

-

Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent

13,642

13,846

18,765

15,808

6,966

-3,696

-10,253

-8,309

-5,295

-227

-4,948

-5,481

-5,073

-1,346

1,996

4,587

-663

-2,221

5,077

239

5,370

3,885

-2,968

-3,210

-17,703

-22,881

-17,763

-13,489

0

0

0

Comprehensive income

49,657

54,081

58,825

51,805

45,371

36,383

18,164

19,158

19,970

24,541

29,734

28,362

27,345

24,784

25,485

25,466

17,526

17,310

23,929

19,143

25,419

24,151

17,376

17,505

1,871

-3,734

322

3,444

0

0

0