Northwest bancshares, inc. (NWBI)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Dec'10
Assets
Cash and cash equivalents

276

60

107

106

92

68

73

133

192

77

104

111

106

389

107

87

86

92

91

84

83

87

83

97

81

98

93

87

71

88

91

82

85

94

90

80

78

40

Marketable securities available-for-sale (amortized cost of $749,703 and $815,495, respectively)

765

819

807

854

842

801

811

799

757

792

869

952

876

826

890

705

783

874

976

861

916

912

930

977

1,009

1,016

1,092

1,144

1,112

1,079

951

900

919

908

971

1,040

982

950

Interest-earning deposits in other financial institutions

-

-

-

-

-

-

-

-

-

-

60

44

320

-

210

223

74

74

3

208

212

152

209

287

379

293

321

359

512

362

546

638

672

593

579

631

690

677

Federal funds sold and other short-term investments

-

-

-

-

-

-

-

-

-

-

0

0

5

-

2

0

2

0

1

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Debt Securities, Held-to-maturity

17

18

18

20

21

22

24

25

27

29

31

36

41

19

22

25

27

31

47

61

90

103

110

114

117

121

125

133

143

155

167

180

216

231

268

280

314

357

Total cash and cash equivalents and marketable securities

1,059

898

934

982

957

-

909

958

977

-

1,067

1,145

1,349

-

1,233

1,041

975

-

1,119

1,215

1,304

-

1,334

1,477

1,589

-

1,634

1,726

1,840

-

1,757

1,802

1,895

-

1,911

2,034

2,066

-

Loans held-for-sale

6

7

-

-

-

-

0

0

0

-

1

10

1

-

30

39

8

-

-

-

-

-

-

-

-

-

-

0

3

-

14

12

14

-

0

8

3

-

Loans held for investment

8,830

8,800

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Allowance for credit losses

92

57

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans receivable, net

8,743

8,750

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total loans

-

-

8,852

8,736

8,569

-

7,996

7,942

7,882

-

7,726

7,686

7,563

-

7,798

7,294

7,294

-

7,151

6,124

6,064

-

5,957

5,885

5,851

-

5,731

5,691

5,610

-

5,728

5,669

5,607

-

5,518

5,489

5,486

-

Residential mortgage loans

-

-

-

-

2,867

-

2,846

2,800

2,772

-

2,741

2,740

2,704

-

2,788

2,717

2,761

-

2,712

2,597

2,543

-

2,511

2,485

2,485

-

2,453

2,414

2,370

-

2,410

2,418

2,412

-

2,349

2,342

2,362

-

Home equity loans

-

-

-

-

1,324

-

1,272

1,276

1,288

-

1,313

1,301

1,305

-

1,349

1,162

1,169

-

1,203

1,055

1,055

-

1,071

1,066

1,065

-

1,072

1,064

1,052

-

1,100

1,102

1,058

-

1,094

1,083

1,073

-

Consumer loans

-

-

-

-

931

-

776

700

686

-

673

658

643

-

628

546

525

-

494

252

239

-

238

231

223

-

225

223

218

-

-

-

-

-

-

-

-

-

Total Personal Banking loans

-

-

-

-

5,122

-

4,895

4,777

4,746

-

4,730

4,709

4,654

-

4,796

4,466

4,465

-

4,410

3,905

3,839

-

3,821

3,784

3,774

-

3,751

3,702

3,645

-

235

240

237

-

246

247

249

-

Total Personal Banking

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,760

3,775

3,723

-

-

-

-

-

Commercial real estate loans

-

-

-

-

2,799

-

2,518

2,553

2,512

-

2,398

2,396

2,378

-

2,464

2,363

2,360

-

2,330

1,859

1,856

-

1,732

1,694

1,664

-

1,586

1,591

1,572

-

1,560

1,494

1,475

-

1,420

1,375

1,368

-

Commercial loans

-

-

-

-

647

-

582

611

623

-

596

580

530

-

537

465

467

-

410

359

368

-

403

406

412

-

392

397

392

-

-

-

-

-

-

-

-

-

Total Commercial Banking loans

-

-

-

-

3,447

-

3,100

3,164

3,135

-

2,995

2,977

2,908

-

3,001

2,828

2,828

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total Business Banking loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,741

2,219

2,225

-

2,135

2,101

2,076

-

1,979

1,988

1,964

-

406

399

408

-

406

432

428

-

Total Business Banking

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,967

1,894

1,884

-

-

-

-

-

Allowance for loan losses

-

-

52

53

55

-

55

57

55

-

56

62

61

-

63

60

62

-

60

59

67

-

71

71

76

-

75

72

72

-

71

70

72

-

73

75

76

-

Loans receivable, net of allowance for loan losses of $57,941 and $55,214

-

-

8,799

8,683

8,514

7,996

7,940

7,885

7,827

7,736

7,669

7,623

7,501

7,496

7,735

7,234

7,231

7,159

7,091

6,065

5,997

5,922

5,885

5,814

5,774

5,734

5,655

5,618

5,538

5,629

5,657

5,599

5,534

5,480

5,445

5,413

5,410

5,457

Federal Home Loan Bank stock, at cost

13

14

21

14

12

15

15

7

7

11

7

8

7

7

7

40

35

40

40

38

36

33

43

43

43

43

43

48

47

46

46

46

47

48

51

54

57

60

Assets held-for-sale

-

-

-

-

-

-

-

-

-

-

0

0

150

152

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accrued interest receivable

25

25

27

28

28

24

25

24

23

23

22

21

20

21

21

20

21

21

22

18

19

18

19

21

22

19

22

23

23

23

25

23

25

24

25

25

26

26

Real estate owned, net

1

0

1

2

2

2

2

2

4

5

5

6

6

4

4

4

6

8

10

13

15

16

15

14

16

18

20

21

24

26

29

30

28

26

20

21

19

20

Premises and equipment, net

147

147

148

148

149

143

144

146

148

151

152

154

159

161

167

151

153

154

153

142

142

143

144

145

146

146

142

140

138

138

135

135

133

132

126

126

126

128

Bank-owned life insurance

190

189

187

186

186

171

170

170

172

171

173

172

172

171

170

169

168

168

167

146

145

144

143

142

141

140

140

139

138

137

136

135

134

133

133

133

133

132

Goodwill

346

346

344

344

344

307

307

307

307

307

307

307

307

307

307

262

261

261

261

175

175

175

176

175

175

174

174

174

174

174

171

171

171

171

171

171

171

171

Other intangible assets, net

21

23

22

24

25

19

21

22

24

25

27

28

30

32

33

8

8

8

9

2

3

3

3

3

4

2

2

2

3

3

1

1

1

2

2

2

3

3

Other assets

133

97

93

89

76

34

38

35

29

30

26

30

23

32

31

30

53

54

59

45

50

60

60

62

59

70

72

68

65

77

85

90

95

109

101

103

106

119

Total assets

10,681

10,493

10,580

10,505

10,297

9,607

9,575

9,562

9,520

9,363

9,459

9,499

9,731

9,623

9,714

8,963

8,916

8,951

8,934

7,864

7,890

7,775

7,826

7,902

7,974

7,879

7,908

7,963

7,994

7,942

8,047

8,037

8,069

7,957

7,989

8,087

8,122

8,148

Liabilities and shareholders’ equity
Liabilities:
Noninterest-bearing demand deposits

1,736

1,609

1,905

1,944

1,992

-

1,724

1,732

1,679

-

1,625

1,577

1,530

-

1,496

1,189

1,179

-

1,127

962

944

-

884

872

844

-

803

796

787

-

763

732

732

-

643

614

610

-

Interest-bearing demand deposits

1,975

1,944

1,678

1,670

1,583

-

1,499

1,485

1,476

-

1,451

1,440

1,448

-

1,446

1,110

1,121

-

1,097

928

898

-

895

901

890

-

854

887

864

-

842

845

833

-

819

796

792

-

Money market deposit accounts

1,946

1,863

1,828

1,784

1,778

-

1,676

1,686

1,707

-

1,759

1,800

1,827

-

1,896

1,295

1,295

-

1,277

1,143

1,151

-

1,180

1,183

1,176

-

-

-

-

-

-

-

-

-

-

-

-

-

Savings deposits

1,640

1,604

1,635

1,683

1,711

-

1,650

1,697

1,701

-

1,669

1,685

1,685

-

1,671

1,444

1,433

-

1,378

1,262

1,257

-

1,214

1,236

1,236

-

2,348

2,337

2,327

-

2,256

2,195

2,124

-

2,017

2,042

2,018

-

Time deposits

1,493

1,569

1,633

1,600

1,527

-

1,403

1,405

1,420

-

1,435

1,467

1,495

-

1,691

1,596

1,639

-

1,762

1,397

1,428

-

1,532

1,580

1,626

-

1,718

1,762

1,821

-

1,961

2,033

2,179

-

2,331

2,365

2,399

-

Total deposits

8,792

8,592

8,681

8,683

8,592

7,894

7,953

8,007

7,985

7,826

7,942

7,971

7,985

7,882

8,202

6,636

6,670

6,612

6,644

5,694

5,682

5,632

5,707

5,773

5,774

5,668

5,725

5,783

5,800

5,764

5,824

5,805

5,869

5,780

5,812

5,819

5,820

5,764

Borrowed funds

191

246

255

171

114

234

179

99

104

108

115

110

137

142

135

959

857

975

927

899

943

888

878

869

865

881

865

857

859

860

855

853

836

827

828

847

831

891

Liabilities held-for-sale

-

-

-

-

-

-

-

-

-

-

0

0

220

215

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Junior subordinated debentures

121

121

121

121

121

111

111

111

111

111

111

111

111

111

111

111

111

111

119

103

103

103

103

103

103

103

103

103

103

103

103

103

103

103

103

103

103

103

Advances by borrowers for taxes and insurance

47

44

24

54

44

43

23

51

43

40

21

48

40

36

21

45

38

33

18

41

34

30

16

37

31

26

14

33

27

23

11

32

27

23

12

30

26

22

Accrued interest payable

0

1

1

1

1

0

0

0

0

0

0

0

0

0

0

0

1

1

1

1

1

0

0

0

0

0

0

1

1

0

1

1

1

1

1

1

1

1

Other liabilities

185

134

144

138

106

66

66

62

60

68

62

60

58

63

79

55

66

54

62

56

57

57

43

45

41

43

61

57

55

62

76

73

68

66

64

58

52

57

Total liabilities

9,339

9,140

9,228

9,171

8,980

8,350

8,334

8,333

8,305

8,156

8,253

8,302

8,553

8,452

8,551

7,808

7,745

7,788

7,773

6,796

6,822

6,712

6,750

6,829

6,817

6,724

6,769

6,835

6,846

6,814

6,873

6,868

6,906

6,802

6,822

6,860

6,835

6,840

Shareholders’ equity:
Preferred stock, $0.01 par value: 50,000,000 authorized, no shares issued

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Common stock, $0.01 par value: 500,000,000 shares authorized, 106,933,483 and 106,859,088 shares issued and outstanding, respectively

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

1

1

1

Additional paid-in capital

808

805

801

798

795

745

742

739

734

730

728

726

723

718

711

722

718

717

714

624

624

626

627

626

622

619

617

613

615

613

661

662

660

659

659

726

793

824

Retained earnings

561

583

577

562

555

550

541

531

522

508

502

495

480

478

469

470

492

489

487

487

484

481

476

472

564

569

562

557

565

550

556

552

547

543

538

533

529

523

Unallocated common stock of employee stock ownership plan

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

19

19

20

21

21

21

21

21

22

22

23

23

23

24

24

24

25

25

25

26

26

27

27

Accumulated other comprehensive loss

-28

-36

-27

-29

-35

-39

-44

-43

-42

-32

-25

-25

-26

-27

-19

-19

-20

-24

-20

-22

-21

-24

-6

-5

-8

-11

-19

-19

-9

-11

-19

-21

-21

-23

-6

-6

-10

-13

Total shareholders’ equity

1,341

1,353

1,351

1,333

1,316

1,257

1,240

1,228

1,215

1,207

1,205

1,196

1,177

1,170

1,162

1,155

1,170

1,163

1,161

1,068

1,067

1,062

1,076

1,072

1,157

1,155

1,138

1,128

1,147

1,128

1,174

1,169

1,162

1,154

1,166

1,227

1,287

1,307

Total liabilities and shareholders’ equity

10,681

10,493

10,580

10,505

10,297

9,607

9,575

9,562

9,520

9,363

9,459

9,499

9,731

9,623

9,714

8,963

8,916

8,951

8,934

7,864

7,890

7,775

7,826

7,902

7,974

7,879

7,908

7,963

7,994

7,942

8,047

8,037

8,069

7,957

7,989

8,087

8,122

8,148

Personal Banking
Total loans

-

-

5,318

5,225

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Commercial Banking
Total loans

-

-

3,533

3,511

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

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