New york community bancorp inc (NYCB)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Dec'10Sep'10Jun'10Mar'10Dec'09Sep'09Jun'09Dec'08
Assets:
Cash and cash equivalents

1,334

741

854

1,228

990

1,474

1,731

2,204

2,680

2,528

3,277

1,129

984

557

771

674

650

537

585

588

582

564

662

668

672

644

1,253

1,319

2,055

2,427

2,538

3,160

2,355

2,001

1,596

710

2,351

1,927

2,235

2,614

2,547

2,670

153

162

203

Securities:
Debt securities available-for-sale ($1,447,566 and $1,372,238 pledged at March 31, 2020 and December 31, 2019, respectively) (Allowance for credit losses of $0,000 at March 31, 2020)

5,455

5,853

5,854

5,738

5,724

5,613

4,764

4,122

3,391

3,531

3,031

3,171

50

104

161

154

152

204

162

165

175

173

243

245

245

280

305

315

324

429

378

411

572

724

499

162

490

652

728

931

1,104

1,518

812

849

1,010

Equity investments with readily determinable fair values, at fair value

32

32

32

32

32

30

31

31

32

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage-related ($489,317 and $602,233 pledged, respectively)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

542

597

679

-

701

749

833

Other securities ($65,060 and $302,022 pledged, respectively)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

185

333

424

-

111

99

176

Mortgage-related ($3,109,757 and $2,459,161 pledged, respectively) (fair value of $3,248,297 and $2,551,608, respectively)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,141

1,819

2,187

-

2,611

2,813

3,164

Other securities ($658,929 and $1,564,585 pledged, respectively) (fair value of $858,116 and $1,698,054, respectively)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

856

1,945

2,257

-

2,030

1,976

1,726

Held-to-maturity ($1,930,533 pledged at December 31, 2016) (fair value of $3,813,959 at December 31, 2016)

-

-

-

-

-

-

-

-

-

-

-

-

3,642

3,712

3,651

3,822

4,068

5,969

6,597

6,658

6,784

6,922

7,268

7,547

7,707

7,670

6,777

5,626

5,139

4,484

4,765

3,853

4,305

3,815

4,648

5,506

4,304

4,135

3,997

3,765

4,445

4,223

4,642

4,789

4,890

Total securities

5,487

5,885

5,887

5,770

5,756

5,644

4,796

4,154

3,424

3,531

3,031

3,171

3,692

3,817

3,813

3,976

4,220

6,173

6,759

6,823

6,960

7,096

7,511

7,792

7,952

7,951

7,083

5,941

5,464

4,913

5,144

4,265

4,877

4,540

5,147

5,668

4,794

4,788

4,725

4,697

5,549

5,742

5,455

5,638

5,901

Loans held for sale

-

-

-

-

-

-

-

-

31

35

104

1,803

215

409

701

609

471

367

380

299

351

379

680

308

266

306

281

756

718

1,204

1,211

1,059

504

1,036

1,005

491

507

1,207

1,368

930

764

-

-

-

-

Loans and leases held for investment, net of deferred loan fees and costs

42,291

41,894

40,844

40,876

40,526

40,165

39,838

39,447

38,889

38,387

37,506

37,251

37,330

37,382

37,360

36,800

36,175

35,763

34,146

33,636

33,012

33,024

32,252

31,985

30,867

29,837

29,173

28,051

28,114

27,284

26,822

26,492

26,559

25,532

25,131

24,493

24,024

23,707

23,604

23,592

23,417

23,376

23,038

22,777

22,192

Less: Allowance for loan and lease losses

162

147

149

151

156

159

159

160

161

158

158

154

154

158

154

153

150

147

146

141

142

139

139

139

139

141

141

140

140

140

139

137

136

137

139

134

158

158

155

140

137

127

106

98

94

Loans held for investment, net

-

-

-

-

-

-

39,678

39,287

38,728

38,229

37,347

37,096

37,176

37,224

37,206

36,647

36,025

35,616

34,000

33,494

32,870

32,885

32,112

31,846

30,728

29,696

29,032

27,910

27,973

27,143

-

-

30,537

25,395

29,850

28,838

28,515

29,041

29,291

29,009

28,803

28,265

22,932

22,679

22,097

Non-covered loans held for investment, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

26,683

26,354

26,422

-

24,992

24,359

23,878

23,548

23,448

23,452

23,280

23,249

-

-

22,097

Covered loans

-

-

-

-

-

-

-

-

-

-

0

1,500

1,599

1,698

1,789

1,890

1,986

2,060

2,149

2,244

2,341

2,428

2,504

2,596

2,695

2,788

2,898

3,032

3,166

3,284

3,400

3,516

3,643

3,753

3,873

4,008

4,141

4,297

4,473

4,626

4,759

5,016

-

-

0

Less: Allowance for losses on covered loans

-

-

-

-

-

-

-

-

-

-

-

-

17

23

25

26

28

31

37

46

43

45

45

49

49

64

69

60

55

51

54

51

33

33

20

20

11

11

-

-

-

-

-

-

-

Covered loans, net

-

-

-

-

-

-

-

-

-

-

-

-

1,581

1,674

1,763

1,864

1,957

2,028

2,111

2,198

2,297

2,383

2,458

2,547

2,645

2,724

2,828

2,971

3,111

3,232

3,346

3,464

3,610

3,719

3,852

3,987

4,129

4,285

-

-

-

5,016

-

-

-

Total loans and leases held for investment, net

42,129

41,746

40,694

40,725

40,369

40,006

39,678

39,287

38,759

38,265

37,452

38,900

38,973

39,308

39,671

39,121

38,453

38,011

36,492

35,992

35,519

35,647

35,251

34,702

33,640

32,727

32,142

31,638

31,803

31,580

31,241

30,878

-

30,152

-

-

-

-

-

-

-

-

-

-

-

Federal Home Loan Bank stock, at cost

663

647

606

582

588

644

654

653

622

603

579

589

577

590

586

586

551

663

538

510

464

515

520

571

545

561

552

482

456

469

473

424

504

490

442

424

422

446

447

446

444

496

423

439

400

Premises and equipment, net

306

312

321

327

332

346

352

359

364

368

375

380

379

373

367

366

325

322

327

325

322

319

300

288

278

273

264

265

264

264

253

250

250

250

245

245

246

233

199

200

202

205

207

211

217

Operating lease right-of-use assets

281

286

300

308

312

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

FDIC loss share receivable

-

-

-

-

-

-

-

-

-

-

-

187

221

243

263

280

296

314

336

363

378

397

418

441

460

492

516

531

548

566

594

631

658

695

728

759

777

814

811

825

796

743

-

-

0

Goodwill

2,426

2,426

2,426

2,426

2,426

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

2,436

Core deposit intangibles

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

1

1

2

3

5

6

7

9

11

13

16

19

23

27

32

36

41

46

51

57

63

70

77

85

93

101

105

71

76

87

Mortgage servicing rights ($2,729 measured at fair value at December 31, 2017)

-

-

-

-

-

-

1

4

5

6

-

-

234

233

197

193

213

247

236

253

220

227

237

228

238

241

228

215

172

144

122

136

140

117

95

127

-

107

-

-

-

-

-

-

-

Bank-owned life insurance

1,152

1,145

1,028

987

982

977

975

971

965

967

961

960

955

949

945

939

933

931

935

928

921

915

909

906

899

893

887

880

873

867

781

777

771

768

762

755

749

742

735

728

722

715

709

702

691

Other real estate owned and other repossessed assets

9

12

11

11

12

10

13

14

15

16

344

354

27

28

30

32

39

39

52

58

101

94

99

102

106

108

107

123

117

74

94

98

118

155

186

138

113

90

76

-

-

15

-

-

-

Other assets held for sale (includes $16,801 of other real estate owned covered by Loss Share Agreements)

-

-

-

-

-

-

-

-

-

-

-

237

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other assets

468

436

404

407

359

358

605

383

380

401

-

-

342

387

379

424

392

635

340

362

337

338

322

453

323

342

273

327

292

369

376

386

340

363

419

433

569

484

661

958

826

757

496

514

430

Total assets

54,261

53,640

52,537

52,776

52,131

51,899

51,246

50,469

49,654

49,124

48,457

48,347

48,824

48,926

49,462

49,035

48,515

50,317

49,045

48,648

48,251

48,559

48,679

48,604

47,567

46,688

45,764

44,185

44,511

44,145

44,093

43,487

43,038

42,024

41,969

40,602

41,046

41,190

41,706

42,010

42,430

42,153

32,884

32,860

32,466

Liabilities and Stockholders' Equity:
Deposits:
Interest-bearing checking and money market accounts

10,181

10,230

9,960

10,770

11,482

11,530

11,559

11,830

12,633

12,936

12,338

12,813

12,972

13,395

13,334

13,408

13,337

13,069

12,702

12,822

12,629

12,549

12,409

11,879

11,180

10,536

9,949

9,437

9,297

8,783

8,814

8,692

8,875

8,757

8,588

8,637

8,919

8,235

8,204

8,178

7,966

7,706

4,684

4,424

3,818

Savings accounts

4,955

4,780

4,817

4,800

4,760

4,643

4,826

4,920

5,019

5,210

4,996

5,136

5,335

5,280

5,492

5,782

6,020

7,541

7,506

7,498

7,698

7,051

7,152

6,398

6,193

5,921

5,838

5,423

4,846

4,213

4,122

4,107

4,054

3,953

3,898

3,965

3,949

3,885

3,887

3,915

3,873

3,788

2,881

2,756

2,632

Certificates of deposit

14,142

14,214

14,264

14,286

12,767

12,194

11,409

10,306

9,063

8,643

8,802

8,230

7,562

7,577

7,383

7,017

6,788

5,312

5,517

5,707

5,848

6,420

6,324

6,719

6,934

6,932

7,140

7,906

8,652

9,120

9,091

9,852

7,499

7,373

7,528

7,230

7,453

7,835

8,209

8,635

9,185

9,053

5,770

6,046

6,796

Non-interest-bearing accounts

2,693

2,432

2,529

2,475

2,589

2,396

2,522

2,498

2,518

2,312

2,755

2,712

2,856

2,635

2,928

2,674

2,835

2,503

2,553

2,568

2,755

2,306

2,421

2,354

2,444

2,270

2,380

2,520

2,680

2,758

2,494

2,344

2,511

2,241

2,736

1,964

1,875

1,852

1,925

1,714

1,704

1,767

1,131

1,126

1,127

Total deposits

31,972

31,657

31,572

32,332

31,601

30,764

30,319

29,555

29,235

29,102

28,893

28,893

28,726

28,887

29,139

28,882

28,982

28,426

28,280

28,597

28,931

28,328

28,307

27,352

26,753

25,660

25,309

25,287

25,477

24,877

24,521

24,996

22,940

22,325

22,752

21,797

22,198

21,809

22,227

22,443

22,731

22,316

14,467

14,354

14,375

Borrowed funds:
Wholesale borrowings:
Federal Home Loan Bank advances

13,477

13,102

12,171

11,627

11,803

13,053

13,281

13,234

12,534

12,104

11,554

11,554

11,354

11,664

11,583

11,614

10,933

13,463

10,529

9,909

8,985

10,183

10,312

11,089

10,514

10,872

10,678

9,104

8,566

8,842

8,945

7,847

9,629

9,314

8,254

7,856

7,859

8,375

8,429

8,460

8,670

8,955

8,074

8,430

7,708

Repurchase agreements

800

800

800

800

800

500

200

200

450

450

450

450

1,500

1,500

1,500

1,500

1,500

1,500

3,325

3,325

3,425

3,425

3,425

3,425

3,425

3,425

3,425

3,425

4,125

4,125

4,125

4,125

4,125

4,125

4,125

4,125

4,125

4,125

4,125

4,125

4,125

4,125

4,200

4,225

4,485

Federal funds purchased

-

-

-

-

-

-

-

-

-

-

-

-

-

150

560

435

553

426

511

418

495

260

297

425

525

445

100

100

125

100

100

185

-

-

-

-

-

-

-

-

-

-

485

250

150

Total wholesale borrowings

14,277

13,902

12,971

12,427

12,603

13,553

13,481

13,434

12,984

12,554

12,004

12,004

12,854

13,314

13,643

13,549

12,986

15,389

14,365

13,652

12,905

13,868

14,034

14,939

14,464

14,742

14,203

12,629

12,816

13,067

13,170

12,157

13,754

13,439

12,379

11,981

11,984

12,500

12,554

12,585

12,795

13,080

-

-

12,343

Junior subordinated debentures

359

359

359

359

359

359

359

359

359

359

359

359

358

358

358

358

358

358

358

358

358

358

-

-

-

-

-

-

357

-

427

427

426

426

426

426

426

426

427

427

427

427

435

483

484

Subordinated notes

295

295

294

294

294

294

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

362

362

362

362

362

362

4

362

4

4

94

94

608

608

608

608

613

653

653

656

669

669

669

Total borrowed funds

14,932

14,557

13,626

13,082

13,257

14,207

13,840

13,793

13,343

12,913

12,363

12,363

13,213

13,673

14,001

13,908

13,344

15,748

14,723

14,011

13,264

14,226

14,396

15,301

14,827

15,105

14,565

12,992

13,178

13,430

13,601

12,588

14,276

13,960

13,415

13,017

13,019

13,536

13,595

13,666

13,875

14,164

13,863

14,059

13,496

Operating lease liabilities

281

285

300

308

312

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other liabilities

436

428

343

378

330

271

292

330

294

312

441

355

237

241

230

205

203

207

214

225

261

222

197

189

243

186

192

217

189

181

328

290

241

172

227

227

288

319

388

454

410

305

212

236

375

Total liabilities

47,623

46,929

45,842

46,101

45,501

45,244

44,452

43,679

42,874

42,328

41,698

41,612

42,177

42,802

43,372

42,996

42,530

44,383

43,218

42,833

42,456

42,777

42,901

42,843

41,824

40,952

40,067

38,497

38,846

38,488

38,451

37,875

37,458

36,458

36,395

35,042

35,506

35,664

36,211

36,564

37,017

36,786

28,543

28,649

28,247

Stockholders' equity:
Preferred stock at par $0.01 (5,000,000 shares authorized): Series A (515,000 shares issued and outstanding)

502

502

502

502

502

502

502

502

502

502

502

502

503

-

0

0

0

0

0

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Common stock at par $0.01 (900,000,000 shares authorized; 490,439,070 and 490,439,070 shares issued; and 466,360,703 and 467,346,781 shares outstanding, respectively)

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

3

3

3

Paid-in capital in excess of par

6,101

6,115

6,107

6,099

6,092

6,099

6,091

6,082

6,073

6,072

6,063

6,055

6,045

6,047

6,039

6,031

6,023

6,023

5,386

5,378

5,370

5,369

5,362

5,354

5,347

5,346

5,339

5,333

5,327

5,327

5,321

5,316

5,310

5,309

5,304

5,300

5,290

5,285

5,281

5,276

5,272

5,238

4,297

4,187

4,181

Retained earnings

344

342

328

316

307

297

286

271

255

237

192

173

149

128

97

54

11

-36

489

485

472

464

443

434

426

422

412

408

396

387

374

355

333

324

316

306

295

281

245

218

191

175

109

97

123

Treasury stock, at cost (24,078,367 and 23,092,289 shares, respectively)

235

220

220

220

221

161

1

0

0

7

0

0

-

0

0

0

0

0

0

0

0

1

0

0

0

1

0

0

-

1

0

0

0

0

0

0

-

-

-

-

-

-

0

0

-

Accumulated other comprehensive loss, net of tax:
Unallocated common stock held by Employee Stock Ownership Plan ("ESOP")

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

1

1

1

Net unrealized gain on securities available for sale, net of tax of $(4,607) and $(9,424), respectively

12

25

43

44

18

-10

-29

-9

8

39

47

52

-1

-0

4

5

4

3

1

2

4

2

2

3

1

0

2

6

10

12

10

5

2

1

-2

-0

7

12

22

1

-11

-0

-17

-24

-32

Net unrealized loss on the non-credit portion of other-than-temporary impairment losses on securities, net of tax of $2,517 and $2,517, respectively

-

-

6

6

6

6

6

6

6

5

5

5

5

5

5

5

5

5

5

5

5

5

5

5

5

5

5

5

13

13

13

13

13

13

13

13

20

20

-20

-15

-3

-9

-4

-4

-4

Net unrealized loss on pension and post-retirement obligations, net of tax of $21,685 and $22,191, respectively

57

59

65

67

69

71

55

56

57

49

47

48

49

50

50

52

53

54

49

50

52

53

29

30

30

31

56

57

59

60

54

56

58

59

35

36

36

37

37

38

38

39

46

47

50

Net unrealized (loss) gain on cash flow hedges, net of tax of $13,242 and $(333), respectively

-35

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total accumulated other comprehensive loss, net of tax

-80

-32

-27

-28

-56

-87

-91

-71

-55

-15

-4

-1

-56

-56

-51

-52

-54

-57

-53

-53

-52

-55

-32

-32

-35

-36

-59

-57

-62

-61

-57

-64

-68

-71

-51

-50

-50

-45

-35

-52

-53

-49

-68

-76

-87

Total stockholders' equity

6,637

6,711

6,695

6,674

6,629

6,655

6,794

6,789

6,780

6,795

6,759

6,734

6,647

6,123

6,090

6,039

5,984

5,934

5,826

5,814

5,794

5,781

5,777

5,761

5,742

5,735

5,697

5,688

5,665

5,656

5,642

5,611

5,579

5,565

5,573

5,560

5,540

5,526

5,495

5,446

5,413

5,366

4,340

4,210

4,219

Total liabilities and stockholders' equity

54,261

53,640

52,537

52,776

52,131

51,899

51,246

50,469

49,654

49,124

48,457

48,347

48,824

48,926

49,462

49,035

48,515

50,317

49,045

48,648

48,251

48,559

48,679

48,604

47,567

46,688

45,764

44,185

44,511

44,145

44,093

43,487

43,038

42,024

41,969

40,602

41,046

41,190

41,706

42,010

42,430

42,153

32,884

32,860

32,466