New york community bancorp inc (NYCB)
CashFlow / Yearly
Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09Dec'08Dec'07
Cash Flows from Operating Activities:
Net income

395

422

466

495

-47

485

475

501

480

541

398

77

279

Provision for (recovery of) credit losses

7

18

37

4

-15

-18

30

62

100

102

63

7

0

Depreciation

27

32

32

32

31

27

28

25

23

20

19

19

18

Amortization of discounts and premiums, net

-7

3

4

26

8

8

3

2

1

-3

4

19

3

Net change in net deferred loan origination costs and fees

-

-

-

-

-

-

-

-

-

-

-

-5

-1

Amortization of core deposit intangibles

-

-

0

2

5

8

15

19

26

31

22

23

22

Net gain on sales of securities

7

-0

29

3

4

14

21

2

36

22

0

0

1

Gain on trading activity

0

0

0

-

-

-

-

-

-

-

-

-

-

Net loss on sales of loans

-0

0

87

57

65

24

50

193

80

137

10

0

0

Net gain on sales of fixed assets

7

-

-

-

-

-

-

-

-

-

-

-

-

Gain on Visa shares sold

-

-

-

-

-

3

-

-

-

-

-

-

-

Gain on business disposition

-

-

-

-

-

-

-

-

9

2

139

-

0

Gain on sale of bank-owned property

-

-

-

-

-

-

-

-

-

-

-

-

64

Stock-based compensation

32

36

36

32

30

27

22

20

16

15

13

13

12

Deferred tax expense

100

23

21

44

-31

26

25

38

28

-

-

-

-

Loss on OTTI of securities recognized in earnings

-

-

-

-

-

-

0

-

18

1

96

104

56

Changes in operating assets and liabilities:
Decrease in deferred tax asset, net

-

-

-

-

-

-

-

-

-

-36

14

31

-32

Increase in other assets

55

-29

-451

-326

196

-105

92

-33

-126

-59

97

75

38

Decrease in other liabilities

10

-53

23

-4

15

-16

49

6

-126

9

-89

120

-15

Purchases of securities held for trading

42

141

202

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of securities held for trading

42

141

202

-

-

-

-

-

-

-

-

-

-

Origination of loans held for sale

-

-

1,674

4,646

4,680

3,189

6,213

10,925

7,151

10,864

888

47

66

Proceeds from sales of loans originated for sale

-

35

2,053

4,554

4,545

3,316

7,109

10,991

7,416

10,135

846

47

62

Net cash provided by operating activities

509

540

1,326

755

-420

722

1,375

576

830

-69

215

244

296

Cash Flows from Investing Activities:
Proceeds from repayment of securities held to maturity

-

-

175

2,499

940

775

680

2,468

2,799

4,117

2,469

2,295

637

Proceeds from repayment of securities available for sale

1,962

817

387

50

9

9

59

426

221

872

201

230

296

Proceeds from sales of securities held to maturity

-

-

547

1

44

139

191

-

284

-

-

-

-

Proceeds from sales of securities available for sale

361

278

453

322

278

333

631

822

862

23

10

11

2,115

Purchase of securities held to maturity

-

-

13

213

20

150

4,029

3,133

2,753

4,034

1,808

2,735

2,010

Purchase of securities available for sale

2,503

3,288

1,163

279

318

226

554

932

1,151

-

-

12

517

Proceeds from sale of Visa shares

-

-

-

-

-

3

-

-

-

-

-

-

-

Redemption of Federal Home Loan Bank stock

135

120

90

601

623

555

-

-

-

-

-

-

-

Purchases of Federal Home Loan Bank stock

138

160

103

528

771

509

-

-

-

-

-

-

-

Proceeds from bank-owned life insurance, net

138

-16

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of loans

115

195

2,289

1,675

1,923

478

-

-

-

-

-

25

823

Net redemption of Federal Home Loan Bank stock

-

-

-

-

-

-

92

-21

44

-54

-14

-22

-18

Purchases of loans

864

-

-

-

-

-

-

-

-

-

-

45

180

Other changes in loans, net

998

1,990

1,575

2,826

4,072

3,482

2,022

1,363

1,488

-173

1,161

1,886

-582

Purchase of premises and equipment, net

-9

9

27

84

34

73

37

38

40

48

7

22

8

Net proceeds from sale of bank-owned property

-

-

-

-

-

-

-

-

-

-

-

-

99

Net cash acquired in business transactions

-

-

-

-

-

-

-

-

100

140

4,029

-

159

Net cash provided by (used in) investing activities

-2,058

-4,020

1,061

1,218

-1,397

-2,145

-5,173

-1,730

-1,210

1,299

3,747

-2,118

2,015

Cash Flows from Financing Activities:
Net increase in deposits

892

1,662

214

461

98

2,667

783

2,551

465

-898

-266

1,139

-2,030

Net increase in short-term borrowed funds

1,100

-

-460

-3,256

768

-767

2,466

-312

1,062

500

-1,012

1,012

-308

Proceeds from long-term borrowed funds

4,785

5,667

3,000

1,181

11,243

50

-

-

-

-

-

-

-

Repayments of long-term borrowed funds

5,537

4,373

3,300

0

10,489

160

3,251

-

-

-

-

-

-

Net decrease in long-term borrowed funds

-

-

-

-

-

-

-

-

-

-1,173

-860

-431

400

Tax effect of stock plans

-

-

-

-

2

3

1

0

2

2

4

1

-2

(Repayments of) proceeds from long-term borrowed funds

-

-

-

-

-

-

2,460

-218

-637

-

-

-

-

Net proceeds from issuance of preferred stock

-

-

502

-

-

-

-

-

-

-

-

-

-

Cash used for exercise of FDIC equity appreciation instrument

-

-

-

-

-

-

-

-

-

-

23

-

0

Net cash received from warrant exercises

-

-

-

-

-

-

-

-

-

-

-

0

0

Proceeds received from follow-on common stock offering, net

-

-

-

-

629

-

-

-

-

28

1,012

339

0

Cash dividends paid on common stock

317

333

332

330

453

442

440

438

436

434

347

333

310

Cash dividends paid on preferred stock

32

32

24

-

-

-

-

-

-

-

-

-

-

Net cash received from stock option exercises

-

-

-

-

-

0

0

-

3

5

0

15

44

Treasury stock repurchased

67

160

-

-

7

7

5

3

3

4

1

2

0

Payments relating to treasury shares received for restricted stock award tax payments

8

2

18

8

-

-

-

-

-

-

-

-

-

Cash-in-lieu of fractional shares

-

-

-

-

-

-

-

-

-

-

-

-

-0

Net cash provided by (used in) financing activities

816

2,426

-418

-1,953

1,791

1,343

2,014

1,580

454

-1,972

-1,495

1,740

-2,206

Net increase (decrease) in cash, cash equivalents, and restricted cash

-733

-1,053

1,970

20

-26

-80

-1,782

425

74

-743

2,467

-132

104

Supplemental information:
Cash paid for interest

813

645

447

382

540

553

552

667

686

790

715

950

984

Cash paid for income taxes

75

44

217

180

187

247

212

286

152

307

182

13

98

Cash paid for prepayment penalties on borrowings

-

-

-

-

914

-

-

-

-

-

-

-

-

Non-cash investing and financing activities:
Transfers to repossessed assets from loans

4

5

9

20

47

86

115

91

230

82

14

0

0

Operating lease liabilities arising from obtaining right-of-use assets as of January 1, 2019

324

-

-

-

-

-

-

-

-

-

-

-

-

Securitization of residential mortgage loans to mortgage-backed securities available for sale

93

-

-

-

-

-

-

-

-

-

-

-

-

Transfer of loans from held for investment to held for sale

115

195

1,910

1,659

1,897

654

-

-

-

-

-

-

-

Dispositions of premises and equipment

1

-

-

-

-

-

-

-

-

-

-

-

-

Transfer of loans from held for sale to held for investment

-

-

-

-

153

-

-

-

-

-

-

-

-

Shares issued for restricted stock awards

16

8

11

8

7

7

5

-

-

-

-

-

-

Securities transferred from held to maturity to available for sale

-

-

3,000

-

-

-

-

-

-

-

-

-

-

Exchange of debt for common stock

-

-

-

-

-

-

-

-

-

-

39

-

-

Mortgage loans securitized and transferred to mortgage-related securities available for sale

-

-

-

-

-

-

-

-

-

-

-

71

593