New york community bancorp inc (NYCB)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Dec'10Sep'10Jun'10Mar'10Dec'09Sep'09Jun'09Mar'09
Cash Flows from Operating Activities:
Net income

100,328

101,174

99,046

97,246

97,577

101,739

106,772

107,354

106,552

136,521

110,468

115,255

103,957

113,733

125,299

126,460

129,909

-404,807

114,688

123,704

119,259

131,197

120,258

118,688

115,254

120,155

114,200

122,517

118,675

122,843

128,798

131,212

118,253

117,652

119,750

119,459

123,176

149,832

135,609

131,427

124,149

154,936

98,573

56,448

88,689

Provision for (recovery of) credit losses

20,601

1,702

4,781

1,844

-1,222

2,770

1,201

4,714

9,571

2,926

44,585

-6,261

-4,008

3,516

-55

895

-176

-6,317

-9,028

334

7

-200

-3,945

188

-14,630

-2,829

14,467

9,618

9,502

1,720

12,820

33,448

15,000

32,712

18,000

23,708

26,000

28,903

32,000

22,000

20,000

30,000

15,000

12,000

6,000

Depreciation

6,407

6,629

6,700

6,821

6,950

7,912

7,839

8,167

8,382

7,885

8,914

7,958

8,043

8,208

8,278

8,272

8,053

8,158

7,937

7,757

7,645

7,136

7,004

6,887

6,765

7,035

7,138

7,039

6,880

6,772

6,560

6,134

6,005

5,893

5,766

5,985

5,891

5,430

4,930

4,817

4,935

4,955

5,011

4,992

5,024

Amortization of discounts and premiums, net

-6,384

-4,261

-1,287

-1,208

-1,195

23

773

1,051

2,044

1,174

1,251

914

1,216

1,144

9,131

7,513

8,470

2,912

1,752

1,735

1,670

2,199

2,002

2,085

2,007

1,502

1,027

872

199

525

1,521

526

216

350

137

1,128

-278

-424

-455

-882

-1,881

-428

594

3,411

532

Net change in net deferred loan origination costs and fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

693

610

322

Amortization of core deposit intangibles

-

-

-

-

-

-

-

-

-

0

24

30

154

397

542

606

846

1,135

1,280

1,345

1,584

1,873

2,019

2,082

2,323

3,065

4,117

4,181

4,421

4,710

4,855

4,920

5,159

5,448

6,089

7,144

7,385

7,673

7,818

7,883

7,892

6,237

5,412

5,476

5,687

Net gain on sales of securities

534

-30

275

2,071

5,409

-

-

-

-

1,009

0

26,936

1,979

2,934

237

13

163

3,111

140

592

211

8,712

182

262

4,873

3,272

1,019

123

16,622

672

510

141

718

1,139

6,734

18,743

9,992

22,438

0

0

-8

-

-

-

-

Gain on trading activity

-

0

31

0

35

0

44

6

172

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net loss on sales of loans

-4

-32

-12

-21

-10

-13

-54

141

37

101

76,699

5,792

4,709

7,589

14,349

16,074

19,386

10,334

14,537

19,317

21,461

8,758

6,608

4,922

3,778

2,076

5,836

17,090

25,883

33,716

66,535

52,962

40,014

24,173

30,918

9,311

15,902

37,779

73,768

18,256

7,558

9,934

251

177

108

Gain on Visa shares sold

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

3,856

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Stock-based compensation

8,251

8,111

8,124

7,903

7,910

8,191

9,355

8,952

9,762

8,746

9,088

9,463

8,732

8,050

8,244

8,160

8,207

7,611

7,967

7,462

7,165

6,734

6,778

7,278

6,664

5,621

5,663

5,426

5,537

5,207

5,139

5,266

5,109

4,639

4,177

4,307

3,612

3,880

3,822

4,005

4,057

3,354

3,219

3,194

3,485

Deferred tax expense

44,465

59,158

22,293

16,551

2,811

-11,908

30,485

1,445

3,175

33,768

-40,090

4,073

23,693

7,177

17,319

2,223

18,027

-17,221

-13,128

-10,359

9,419

21,870

-2,590

-3,716

10,587

-7,253

24,525

646

7,259

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loss on OTTI of securities recognized in earnings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

826

422

723

-

-

-

-

Changes in operating assets and liabilities:
Decrease in deferred tax asset, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-9,360

-

-13,441

-21,733

-16,625

-30,747

6,551

-10,965

-1,235

-39,989

38,767

13,259

2,879

Increase in other assets

34,397

24,999

-925

47,548

-15,797

-243,992

224,180

8,728

-18,868

84,679

-434,940

-40,221

-61,391

26,613

-55,923

-3,615

-293,865

267,814

-65,134

6,844

-12,625

-15,066

-144,659

103,721

-49,571

71,616

-45,928

77,571

-11,170

60,233

-41,562

8,470

-60,249

-129,639

-8,589

28,277

-16,703

-26,252

-222,866

166,577

22,767

56,739

-44,556

70,020

15,602

Decrease in other liabilities

-20,813

22,098

-62,908

18,563

32,818

-32,219

-57,593

42,452

-5,960

-158,071

130,007

77,531

-26,138

7,272

9,598

80

-21,286

4,353

4,464

-22,998

29,606

-20,791

10,844

-51,378

45,305

33,812

-25,733

30,129

11,234

-105,409

40,335

51,853

19,818

-44,286

1,452

-54,570

-29,408

-71,353

-64,226

46,218

98,575

68,410

-22,445

30,299

-165,410

Purchases of securities held for trading

-

0

20,000

0

22,500

0

28,000

3,615

110,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of securities held for trading

-

0

20,031

0

22,535

0

28,044

3,621

110,172

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Origination of loans held for sale

-

-

-

-

-

-

-

-

-

50,275

501,764

561,898

560,186

1,067,338

1,403,200

1,277,135

899,100

832,541

960,670

1,394,810

1,492,222

974,711

834,814

743,314

636,855

703,551

1,083,213

2,065,513

2,361,315

2,954,199

2,877,360

2,607,244

2,487,034

2,724,370

1,786,441

1,139,436

1,500,836

3,843,019

3,513,768

2,158,241

1,349,160

809,990

27,918

32,958

17,661

Proceeds from sales of loans originated for sale

-

-

-

-

-

-

-

-

-

117,322

660,171

513,626

762,365

1,317,081

1,309,904

1,126,453

801,347

829,814

894,934

1,416,123

1,404,595

1,060,080

954,451

684,132

617,633

669,096

1,570,666

2,008,355

2,861,356

3,041,341

2,833,128

2,086,187

3,030,905

2,710,546

1,325,977

1,168,578

2,211,232

4,052,913

3,128,616

2,042,557

911,038

769,387

33,701

27,586

15,446

Net cash provided by operating activities

130,696

170,790

79,985

100,538

158,437

320,504

-126,840

198,422

148,269

11,862

778,393

166,356

370,099

359,816

108,135

-23,971

311,673

-693,986

97,149

100,070

76,341

228,585

395,872

-90,143

188,103

47,297

669,876

26,742

632,015

38,208

142,103

-346,171

741,876

188,682

-320,989

107,750

854,764

331,465

-121,371

-74,781

-204,992

106,243

128,079

59,288

-78,183

Cash Flows from Investing Activities:
Proceeds from repayment of securities held to maturity

-

-

-

-

-

-

-

-

-

0

0

90,351

85,024

142,439

179,823

253,794

1,923,149

608,917

68,866

123,253

139,544

216,459

281,992

173,319

103,577

63,364

111,074

192,883

313,394

629,584

460,086

1,128,212

250,495

977,241

858,602

738,339

224,978

603,688

1,733,656

1,448,428

332,077

429,839

139,079

970,221

929,929

Proceeds from repayment of securities available for sale

428,098

383,136

1,072,099

191,095

316,103

92,494

308,773

69,941

346,614

51,343

333,815

2,581

33

182

51

0

49,959

959

926

7,118

886

1,510

1,061

3,298

3,918

4,653

3,834

2,023

48,852

-31,550

87,141

216,043

154,624

62,598

76,837

30,091

51,551

58,652

225,170

168,411

420,315

7,904

43,291

97,084

52,966

Proceeds from sales of securities held to maturity

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

191,142

-

-

-

-

0

0

57,367

227,039

-

-

-

-

-

-

-

-

Proceeds from sales of securities available for sale

369,972

-2,310

275

90,497

272,849

-

-

-

0

207,669

107,200

7

139,002

57,625

151,737

8,013

104,663

21,789

90,140

31,549

135,211

79,234

117,182

562

136,747

38,251

179,365

79,122

335,064

261,249

230,510

90,641

240,218

122,017

196,589

440,193

103,956

22,438

0

0

660

-

-

-

-

Purchase of securities held to maturity

-

-

-

-

-

-

-

-

-

0

0

0

13,030

203,122

0

0

10,086

-

-

-

-

0

0

11,996

138,342

954,384

1,261,011

666,426

1,148,160

347,521

1,370,369

676,018

739,371

144,101

0

1,996,485

613,191

741,724

1,961,601

765,535

565,524

0

0

986,301

822,245

Purchase of securities available for sale

483,789

399,275

1,190,999

257,549

655,425

1,192,462

978,844

823,971

292,927

772,111

306,932

0

84,000

7,566

159,336

8,000

104,500

61,527

90,000

31,500

135,000

10,000

117,000

0

99,000

18,892

178,347

79,000

278,000

276,882

276,225

140,390

239,500

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of Visa shares

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

3,856

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Redemption of Federal Home Loan Bank stock

72,567

21,809

28,748

26,706

58,643

63,119

5,962

38,809

12,330

11,655

14,093

30,520

34,641

138,318

126,443

121,638

215,542

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of Federal Home Loan Bank stock

88,875

63,000

52,771

20,857

2,250

52,770

7,826

68,895

31,500

36,000

4,500

41,643

21,651

142,897

125,963

157,226

102,818

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from bank-owned life insurance, net

-1,772

-

-

-

-2,664

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of loans

3,124

24,131

20,687

41,061

29,326

15,383

102,319

46,530

31,528

28,690

1,896,523

149,568

214,596

320,754

317,036

452,144

585,616

360,300

517,295

486,352

559,261

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from bank-owned life insurance

-

-

-

-

-

-

-

1,672

7,785

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net redemption of Federal Home Loan Bank stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

45,263

-50,385

-

-51,263

26,595

-16,277

8,560

70,657

25,616

-12,588

-4,484

49,360

-80,129

14,170

47,638

17,853

2,006

-23,283

-1,171

340

2,727

-56,211

-36,878

-16,035

22,339

15,745

Purchases of loans

26,300

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other changes in loans, net

380,427

233,502

-25,528

399,132

391,409

345,638

495,017

613,849

535,564

911,526

574,955

16,108

73,257

203,204

758,974

953,944

910,243

1,860,361

928,141

961,949

321,684

951,303

658,041

998,250

875,092

545,870

999,366

-228,804

706,193

394,147

265,181

-199,725

904,364

296,365

538,255

459,439

193,966

-38,291

-145,110

96,486

-86,544

298,226

272,825

486,811

103,622

Purchase of premises and equipment, net

438

-9,943

704

1,888

-1,946

1,596

632

3,580

4,039

1,061

4,074

8,977

13,671

14,514

8,726

50,176

10,763

2,942

9,703

11,475

10,682

25,565

19,083

17,165

11,682

15,864

6,287

7,700

7,391

17,417

9,389

6,153

5,802

11,255

5,464

4,855

19,172

39,307

4,514

2,536

2,284

2,498

1,496

2,734

657

Net cash acquired in business transactions

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

140,895

-

-

-

-

Net cash provided by (used in) investing activities

-104,296

-1,211,948

-149,339

-330,067

-367,553

-1,137,596

-1,063,754

-1,353,343

-465,773

-1,421,341

1,461,170

754,224

267,687

89,312

-277,909

-333,757

1,740,519

-1,033,989

-384,809

-396,282

417,921

-66,648

-342,626

-876,827

-859,741

-1,437,302

-2,221,395

-275,910

-1,238,704

-172,200

-1,192,787

892,189

-1,257,870

259,579

-36,087

-1,238,946

-195,522

-56,791

137,481

749,555

468,894

4,213,964

-75,916

-430,880

40,626

Cash Flows from Financing Activities:
Net increase in deposits

315,634

84,956

-760,350

731,401

836,695

445,146

763,439

320,411

133,271

208,966

-368

167,019

-161,357

-251,696

256,607

-99,320

555,554

146,587

-317,002

-334,214

602,653

20,963

955,302

598,903

1,092,574

351,642

21,488

-189,810

600,151

304,374

-475,026

2,055,856

666,663

-478,517

954,936

-400,435

389,095

-418,339

-216,277

-287,553

24,168

-358,633

113,820

101,817

-123,384

Net increase in short-term borrowed funds

1,350,000

-

-

-

-

-

-

-

-

0

0

0

-460,000

-1,328,500

93,600

382,300

-2,403,700

970,400

414,500

544,200

-1,161,000

-64,800

-902,800

475,800

-276,100

541,100

1,625,000

525,000

-225,000

-50,000

1,015,000

-1,595,000

318,000

-

-

0

-500,000

-

-

-

-

-1,379,500

-145,900

352,600

159,900

Proceeds from long-term borrowed funds

2,150,000

1,500,000

1,780,992

755,000

749,820

1,967,268

250,000

1,500,000

1,950,000

-

-

-

-

-

-

-

-

9,520,000

1,219,600

303,900

200,000

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repayments of long-term borrowed funds

3,125,000

1,669,000

1,237,000

931,000

1,700,000

1,600,000

203,500

1,050,000

1,520,000

-

-

-

-

-

-

-

-

9,465,780

921,738

101,079

1,085

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease in long-term borrowed funds

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-2,289

-

-102,207

-2,278

-16,554

-259,062

-371,306

-209,366

-333,340

-900,546

-10,030

-104

49,897

Tax effect of stock plans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

131

681

678

996

656

550

523

1,496

895

483

378

-64

249

375

319

-354

161

266

613

1,639

816

430

446

657

216

2,473

-566

1,887

(Repayments of) proceeds from long-term borrowed funds

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1,954

-1,514

-1,522

3,250,061

-51,575

-711,551

-26,623

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net proceeds from issuance of preferred stock

-

-

-

-

-

-

-

-

-

0

0

-276

503,116

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds received from follow-on common stock offering, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

28,935

-

-

-

-

Cash dividends paid on common stock

79,332

79,351

79,353

79,350

79,340

83,093

83,361

83,365

83,242

83,053

83,063

83,064

82,967

82,729

82,734

82,729

82,618

121,144

110,988

110,998

110,851

110,577

110,579

110,587

110,461

110,136

110,138

110,079

109,955

109,660

109,662

109,663

109,554

109,257

109,260

109,243

109,154

108,754

108,742

108,713

108,157

89,352

86,089

86,034

86,079

Cash dividends paid on preferred stock

8,207

8,207

8,207

8,207

8,207

8,207

8,207

8,207

8,207

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash received from stock option exercises

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1

0

59

2

-1

268

0

59

-

-

-

-

0

0

1,219

2,300

1,236

661

966

2,573

440

0

0

25

Treasury stock repurchased

28,924

0

0

0

67,125

-

-

-

-

-

344

502

10,132

-

206

114

8,222

21

317

115

6,567

940

178

136

6,029

967

155

118

4,079

809

159

129

2,425

927

92

296

2,381

1,186

110

1,052

1,706

22

27

638

624

Payments relating to treasury shares received for restricted stock award tax payments

8,235

48

345

39

7,663

54

420

293

1,715

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by (used in) financing activities

565,936

928,350

-304,263

467,805

-275,820

560,293

717,951

678,546

470,107

660,221

-91,982

-775,030

-211,340

-663,060

267,267

381,137

-1,938,986

1,679,855

284,736

302,372

-475,854

-260,324

-59,659

963,048

699,960

780,993

1,485,371

-486,180

234,489

22,960

428,301

258,871

870,041

-43,204

1,243,643

-510,420

-235,055

-585,289

-395,344

-605,272

-386,870

-1,803,188

-61,089

367,075

1,622

Net increase (decrease) in cash, cash equivalents, and restricted cash

592,336

-112,808

-373,617

238,276

-484,936

-256,799

-472,643

-476,375

152,603

-749,258

2,147,581

145,550

426,446

-213,932

97,493

23,409

113,206

-48,120

-2,924

6,160

18,408

-98,387

-6,413

-3,922

28,322

-609,012

-66,148

-735,348

-372,200

-111,032

-622,383

804,889

354,047

405,057

886,567

-1,641,616

424,187

-310,615

-379,234

69,502

-122,968

2,517,019

-8,926

-4,517

-35,935

Supplemental information:
Cash paid for interest

202,459

191,134

241,487

192,650

187,890

201,144

163,791

149,493

131,160

117,294

115,867

111,494

102,821

98,717

97,968

94,371

91,079

127,789

136,375

137,434

139,220

140,709

140,644

137,034

135,424

137,102

140,381

144,029

130,989

198,241

158,032

149,681

161,951

173,056

166,205

175,493

171,491

186,864

188,899

211,272

203,198

161,138

174,136

189,856

190,489

Cash paid for income taxes

10,000

400

0

69,372

5,908

20,739

9,500

8,648

5,236

107,031

43,000

67,650

1

45,046

9,983

125,207

2

-55

70,941

106,024

10,698

70,935

52,784

106,452

17,418

93,859

15,604

92,448

10,270

89,789

24,796

132,219

39,746

45,635

16,522

100,092

-10,134

73,972

86,330

128,729

18,819

11,853

8,532

96,329

66,053

Non-cash investing and financing activities:
Transfers to repossessed assets from loans

120

1,662

0

187

2,840

2,507

663

1,661

800

415

0

3,647

5,911

1,408

3,458

5,777

9,456

6,416

11,199

12,383

17,098

-21,391

46,882

15,137

45,917

18,486

19,213

27,929

49,587

14,361

17,872

25,945

33,263

33,563

85,502

65,394

46,218

30,832

30,652

19,256

1,634

0

13,811

0

561

Operating lease liabilities arising from obtaining right-of-use assets as of January 1, 2019

-

0

0

0

324,360

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securitization of residential mortgage loans to mortgage-backed securities available for sale

26,300

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Transfer of loans from held for investment to held for sale

3,124

24,163

20,699

41,082

29,336

15,396

102,373

46,389

31,491

28,589

37,767

1,628,903

214,862

320,064

313,572

446,266

579,841

355,883

510,282

477,595

553,315

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Dispositions of premises and equipment

-

0

0

0

1,245

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Shares issued for restricted stock awards

22,198

0

222

1,221

15,058

0

0

313

8,566

0

716

1

10,311

0

276

41

8,668

-1

18

-3

7,694

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities transferred from held to maturity to available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

153,578

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-