NEW YORK COMMUNITY BANCORP INC NYCB Cash Flow

New york community bancorp inc (NYCB)

CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10	Dec'09	Sep'09	Jun'09	Mar'09
Cash Flows from Operating Activities:
Net income
397	395	395	403	413	422	457	460	468	466	443	458	469	495	-23	-33	-36	-47	488	494	489	485	474	468	472	475	478	492	501	501	495	486	475	480	512	528	540	541	546	509	434	398	0	0	0
Provision for (recovery of) credit losses
28	7	8	4	7	18	18	61	50	37	37	-6	0	4	-5	-14	-15	-15	-8	-3	-3	-18	-21	-2	6	30	35	33	57	62	93	99	89	100	96	110	108	102	104	87	77	63	0	0	0
Depreciation
26	27	28	29	30	32	32	33	33	32	33	32	32	32	32	32	31	31	30	29	28	27	27	27	27	28	27	27	26	25	24	23	23	23	23	22	21	20	19	19	19	19	0	0	0
Amortization of discounts and premiums, net
-13	-7	-3	-1	0	3	5	5	5	4	4	12	19	26	28	20	14	8	7	7	7	8	7	6	5	3	2	3	2	2	2	1	1	1	0	-0	-2	-3	-3	-2	1	4	0	0	0
Net change in net deferred loan origination costs and fees
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Amortization of core deposit intangibles
-	-	-	-	-	-	-	-	-	0	0	1	1	2	3	3	4	5	6	6	7	8	9	11	13	15	17	18	18	19	20	21	23	26	28	30	30	31	29	27	25	22	0	0	0
Net gain on sales of securities
2	7	0	0	0	-	-	-	-	29	31	32	5	3	3	3	4	4	9	9	9	14	8	9	9	21	18	17	17	2	2	8	27	36	57	51	32	22	0	0	0	-	-	-	-
Gain on trading activity
-	0	0	0	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net loss on sales of loans
-0	-0	-0	-0	0	0	0	76	82	87	94	32	42	57	60	60	63	65	64	56	41	24	17	16	28	50	82	143	179	193	183	148	104	80	93	136	145	137	109	35	17	10	0	0	0
Gain on Visa shares sold
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Stock-based compensation
32	32	32	33	34	36	36	36	37	36	35	34	33	32	32	31	31	30	29	28	27	27	26	25	23	22	21	21	21	20	20	19	18	16	15	15	15	15	15	14	13	13	0	0	0
Deferred tax expense
142	100	29	37	22	23	68	-1	0	21	-5	52	50	44	20	-10	-22	-31	7	18	24	26	-2	24	28	25	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loss on OTTI of securities recognized in earnings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1	0	0	0	-	-	-	-
Changes in operating assets and liabilities:
Decrease in deferred tax asset, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-82	-62	-51	-36	-45	-13	10	14	0	0	0
Increase in other assets
106	55	-213	11	-26	-29	298	-360	-409	-451	-509	-130	-94	-326	-85	-94	-84	196	-85	-165	-68	-105	-18	79	53	92	80	85	15	-33	-222	-190	-170	-126	-23	-237	-99	-59	23	201	104	97	0	0	0
Decrease in other liabilities
-43	10	-43	-38	-14	-53	-179	8	43	23	188	68	-9	-4	-7	-12	-35	15	-9	-3	-31	-16	38	2	83	49	-89	-23	-1	6	67	28	-77	-126	-153	-219	-118	9	148	190	174	-89	0	0	0
Purchases of securities held for trading
-	42	42	50	54	141	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of securities held for trading
-	42	42	50	54	141	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Origination of loans held for sale
-	-	-	-	-	-	-	-	-	1,674	2,691	3,592	4,307	4,646	4,411	3,969	4,087	4,680	4,822	4,696	4,045	3,189	2,918	3,166	4,489	6,213	8,464	10,258	10,800	10,925	10,696	9,605	8,137	7,151	8,269	9,997	11,015	10,864	7,831	4,345	2,220	888	0	0	0
Proceeds from sales of loans originated for sale
-	-	-	-	-	-	-	-	-	2,053	3,253	3,902	4,515	4,554	4,067	3,652	3,942	4,545	4,775	4,835	4,103	3,316	2,925	3,541	4,865	7,109	9,481	10,744	10,822	10,991	10,660	9,153	8,236	7,416	8,758	10,561	11,435	10,135	6,851	3,756	1,741	846	0	0	0
Net cash provided by operating activities
482	509	659	452	550	540	231	1,136	1,104	1,326	1,674	1,004	814	755	-298	-309	-185	-420	502	800	610	722	541	815	932	1,375	1,366	839	466	576	726	263	717	830	972	1,172	990	-69	-294	-45	88	215	0	0	0
Cash Flows from Investing Activities:
Proceeds from repayment of securities held to maturity
-	-	-	-	-	-	-	-	-	175	317	497	661	2,499	2,965	2,854	2,724	940	548	761	811	775	622	451	470	680	1,246	1,595	2,531	2,468	2,816	3,214	2,824	2,799	2,425	3,300	4,010	4,117	3,944	2,349	1,871	2,469	0	0	0
Proceeds from repayment of securities available for sale
2,074	1,962	1,671	908	787	817	776	801	734	387	336	2	0	50	50	51	58	9	10	10	6	9	12	15	14	59	23	106	320	426	520	510	324	221	217	365	503	872	821	639	568	201	0	0	0
Proceeds from sales of securities held to maturity
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	191	0	0	0	-	-	-	-	284	0	0	0	-	-	-	-	-	-	-	-
Proceeds from sales of securities available for sale
458	361	0	0	0	-	-	-	314	453	303	348	356	322	286	224	248	278	336	363	332	333	292	354	433	631	854	905	917	822	683	649	999	862	763	566	126	23	0	0	0	-	-	-	-
Purchase of securities held to maturity
-	-	-	-	-	-	-	-	-	13	216	216	216	213	0	0	0	-	-	-	-	150	1,104	2,365	3,020	4,029	3,423	3,532	3,542	3,133	2,929	1,559	2,879	2,753	3,351	5,313	4,082	4,034	3,292	1,331	1,551	1,808	0	0	0
Purchase of securities available for sale
2,331	2,503	3,296	3,084	3,650	3,288	2,867	2,195	1,371	1,163	398	250	258	279	333	264	287	318	266	293	262	226	234	296	375	554	812	910	971	932	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sale of Visa shares
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Redemption of Federal Home Loan Bank stock
149	135	177	154	166	120	68	76	68	90	217	329	421	601	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of Federal Home Loan Bank stock
225	138	128	83	131	160	144	140	113	103	210	332	447	528	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from bank-owned life insurance, net
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of loans
89	115	106	188	193	195	209	2,003	2,106	2,289	2,581	1,001	1,304	1,675	1,715	1,915	1,949	1,923	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from bank-owned life insurance
-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net redemption of Federal Home Loan Bank stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-32	89	88	92	79	57	-47	-21	31	-0	81	44	-4	-22	-21	-54	-90	-106	-86	-14	0	0	0
Purchases of loans
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other changes in loans, net
987	998	1,110	1,631	1,845	1,990	2,555	2,635	2,038	1,575	867	1,051	1,989	2,826	4,483	4,652	4,660	4,072	3,163	2,892	2,929	3,482	3,077	3,418	2,191	2,022	1,870	1,136	1,165	1,363	1,266	1,539	2,198	1,488	1,153	470	107	-173	163	580	971	1,161	0	0	0
Purchase of premises and equipment, net
-6	-9	2	2	3	9	9	12	18	27	41	45	87	84	72	73	34	34	57	66	72	73	63	50	41	37	38	41	40	38	32	28	27	40	68	67	65	48	11	8	9	7	0	0	0
Net cash acquired in business transactions
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	140	0	0	0	-	-	-	-
Net cash provided by (used in) investing activities
-1,795	-2,058	-1,984	-2,898	-3,922	-4,020	-4,304	-1,779	328	1,061	2,572	833	-254	1,218	94	-12	-74	-1,397	-429	-387	-868	-2,145	-3,516	-5,395	-4,794	-5,173	-3,908	-2,879	-1,711	-1,730	-1,298	-142	-2,273	-1,210	-1,527	-1,353	634	1,299	5,569	5,356	4,176	3,747	0	0	0
Cash Flows from Financing Activities:
Net increase in deposits
371	892	1,252	2,776	2,365	1,662	1,426	662	508	214	-246	10	-255	461	859	285	50	98	-27	1,244	2,177	2,667	2,998	2,064	1,275	783	736	239	2,485	2,551	1,768	3,198	742	465	525	-645	-533	-898	-838	-508	-118	-266	0	0	0
Net increase in short-term borrowed funds
0	-	-	-	-	-	-	-	-	-460	-1,788	-1,694	-1,312	-3,256	-957	-636	-474	768	-267	-1,584	-1,652	-767	-162	2,365	2,415	2,466	1,875	1,265	-855	-312	0	0	0	-	-	0	0	-	-	-	-	-1,012	0	0	0
Proceeds from long-term borrowed funds
6,185	4,785	5,253	3,722	4,467	5,667	0	0	0	-	-	-	-	-	-	-	-	11,243	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Repayments of long-term borrowed funds
6,962	5,537	5,468	4,434	4,553	4,373	0	0	0	-	-	-	-	-	-	-	-	10,489	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net decrease in long-term borrowed funds
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-380	-649	-856	-1,173	-1,814	-1,453	-1,244	-860	0	0	0
Tax effect of stock plans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2	3	2	2	3	3	3	3	1	1	0	0	0	0	0	0	2	3	3	3	2	1	3	2	4	0	0	0
(Repayments of) proceeds from long-term borrowed funds
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3,245	3,195	2,485	2,460	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net proceeds from issuance of preferred stock
-	-	-	-	-	-	-	-	-	502	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds received from follow-on common stock offering, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	28	0	0	0	-	-	-	-
Cash dividends paid on common stock
317	317	321	325	329	333	333	332	332	332	331	331	331	330	369	397	425	453	443	443	442	442	441	441	440	440	439	439	438	438	438	437	437	436	436	435	435	434	414	392	369	347	0	0	0
Cash dividends paid on preferred stock
32	32	32	32	32	32	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net cash received from stock option exercises
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	0	0	0	-	-	-	-	3	4	5	5	5	4	3	3	0	0	0	0
Treasury stock repurchased
28	67	0	0	0	-	-	-	-	-	0	0	10	-	8	8	8	7	7	7	7	7	7	7	7	5	5	5	5	3	3	3	3	3	3	3	4	4	2	2	2	1	0	0	0
Payments relating to treasury shares received for restricted stock award tax payments
8	8	8	8	8	2	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net cash provided by (used in) financing activities
1,657	816	448	1,470	1,680	2,426	2,526	1,716	263	-418	-1,741	-1,382	-225	-1,953	389	406	327	1,791	-149	-493	167	1,343	2,384	3,929	2,480	2,014	1,256	199	944	1,580	1,514	2,329	1,560	454	-87	-1,726	-1,820	-1,972	-3,190	-2,856	-1,884	-1,495	0	0	0
Net increase (decrease) in cash, cash equivalents, and restricted cash
344	-733	-877	-976	-1,690	-1,053	-1,545	1,074	1,696	1,970	2,505	455	333	20	185	85	68	-26	-76	-80	-90	-80	-591	-650	-1,382	-1,782	-1,284	-1,840	-300	425	941	2,450	4	74	-641	-1,907	-196	-743	2,084	2,454	2,380	2,467	0	0	0
Supplemental information:
Cash paid for interest
827	813	823	745	702	645	561	513	475	447	428	411	393	382	411	449	492	540	553	558	557	553	550	549	556	552	613	631	636	667	642	650	676	686	700	722	758	790	764	749	728	715	0	0	0
Cash paid for income taxes
79	75	96	105	44	44	130	163	222	217	155	122	180	180	135	196	176	187	258	240	240	247	270	233	219	212	208	217	257	286	242	234	201	152	180	250	278	307	245	167	135	182	0	0	0
Non-cash investing and financing activities:
Transfers to repossessed assets from loans
1	4	5	6	7	5	3	2	4	9	10	14	16	20	25	32	39	47	19	54	57	86	126	98	111	115	111	109	107	91	110	178	217	230	227	173	126	82	51	34	15	14	0	0	0
Operating lease liabilities arising from obtaining right-of-use assets as of January 1, 2019
-	324	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Securitization of residential mortgage loans to mortgage-backed securities available for sale
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer of loans from held for investment to held for sale
89	115	106	188	193	195	208	144	1,726	1,910	2,201	2,477	1,294	1,659	1,695	1,892	1,923	1,897	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Dispositions of premises and equipment
-	1	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Shares issued for restricted stock awards
23	16	16	16	15	8	8	9	9	11	11	10	10	8	8	8	8	7	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Securities transferred from held to maturity to available for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-