Origin bancorp, inc. (OBNK)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17
Interest and dividend income
Interest and fees on loans

207,773

206,899

202,387

192,327

181,085

169,384

158,488

150,801

144,364

138,858

0

0

0

Investment securities-taxable

11,346

11,975

12,627

12,595

11,444

9,843

8,170

6,952

6,525

6,233

0

0

0

Investment securities-nontaxable

3,227

3,327

3,551

3,854

4,139

4,465

4,656

4,714

4,750

4,766

0

0

0

Interest and dividend income on assets held in other financial institutions

5,258

4,881

4,856

4,681

4,478

4,404

4,132

3,751

3,120

2,736

0

0

0

Federal funds sold

-

-

-

-

-

-

-

-

-

-

0

-

-

Total interest and dividend income

227,604

227,082

223,421

213,457

201,146

188,096

175,446

166,218

158,759

152,593

0

0

0

Interest expense
Interest-bearing deposits

44,469

44,716

42,640

38,908

34,188

29,671

26,138

23,242

21,058

19,314

0

0

0

FHLB advances and other borrowings

7,614

8,097

8,547

7,441

5,650

4,420

3,147

2,445

2,425

2,426

0

0

0

Subordinated debentures

1,025

557

556

555

554

553

552

551

549

548

0

0

0

Total interest expense

53,108

53,370

51,743

46,904

40,392

34,644

29,837

26,238

24,032

22,288

0

0

0

Net interest income

174,496

173,712

171,678

166,553

160,754

153,452

145,609

139,980

134,727

130,305

0

0

0

Provision for Loan, Lease, and Other Losses

27,100

9,600

8,871

5,174

3,500

1,000

-452

2,344

3,986

8,300

0

0

0

Net interest income after provision for credit losses

147,402

164,144

162,764

161,336

157,211

152,438

146,076

137,624

130,729

121,969

0

0

0

Noninterest income
Mortgage banking revenue

12,472

12,309

11,238

10,767

9,832

9,620

10,438

11,712

14,108

15,806

0

0

0

Debt Securities, Realized Gain (Loss)

0

-

0

-

0

-

0

-

-

-

-

-

-

(Loss) on sales and disposals of other assets, net

-361

-333

-318

-393

-106

-170

-483

-320

1,104

1,036

0

0

0

Limited partnership investment (loss) income

0

-

0

-

0

-

0

-

-

-

-

-

-

Swap fee income

0

-

0

-

0

-

0

-

-

-

-

-

-

Change in fair value of equity investments

-

-

0

-

-

-

0

-

-

-

-

-

-

Other fee income

1,680

1,490

1,642

1,592

1,635

1,811

1,635

1,845

1,949

2,176

0

0

0

Insurance commission and fee income

-

-

-

-

-

-

-

-

0

-

-

0

0

Loss on non-mortgage loans held for sale, net

-

-

-

-

-

-

-

-

-

-

0

0

-

Other income

5,054

4,410

1,422

1,342

2,874

3,786

5,888

5,998

4,343

3,236

0

0

0

Total noninterest income

47,018

46,478

46,248

43,605

43,044

41,240

39,367

34,171

28,862

29,187

0

0

0

Noninterest expense
Salaries and employee benefits

88,349

88,974

88,233

87,764

84,859

80,487

77,369

74,657

72,516

70,862

0

0

0

Occupancy and equipment, net

16,936

16,759

16,348

16,243

15,836

15,445

15,614

15,491

15,624

15,915

0

0

0

Data processing

7,377

6,961

6,999

6,759

6,296

6,182

5,768

5,504

5,409

5,209

0

0

0

Electronic banking

3,652

3,441

3,204

3,041

2,829

2,883

2,742

2,216

2,160

2,056

0

0

0

Communications

1,989

2,098

2,157

2,236

2,099

2,028

2,008

1,987

2,010

1,928

0

0

0

Advertising and marketing

3,721

3,808

4,168

4,483

4,416

4,275

3,989

3,395

2,991

2,923

0

0

0

Professional services

3,844

3,577

3,723

3,749

3,508

3,269

3,412

3,794

4,778

4,722

0

0

0

Regulatory assessments

1,598

1,694

1,681

2,479

2,448

2,457

2,530

2,867

2,906

2,867

0

0

0

Loan related expenses

4,647

4,174

3,584

2,987

2,995

3,039

3,688

3,963

4,347

4,419

0

0

0

Office and operations

6,634

6,674

6,558

6,345

6,084

5,881

5,758

5,589

5,500

5,498

0

0

0

Litigation settlement

-

-

-

-

-

-

-

-

-

-

0

-

-

Intangible asset amortization

0

-

0

-

0

-

0

-

-

-

-

-

-

Franchise tax expense

0

-

0

-

0

-

0

-

-

-

-

-

-

Other expenses

2,620

2,433

2,347

2,458

2,091

2,844

2,338

2,575

2,459

2,230

0

0

0

Total noninterest expense

144,790

144,074

142,563

141,843

136,760

131,236

127,984

134,083

132,745

130,674

0

0

0

Income before income tax (benefit) expense

49,630

66,548

66,449

63,098

63,495

62,442

57,459

37,712

26,846

20,482

0

0

0

Income Tax Expense (Benefit)

9,150

12,666

12,216

11,164

11,142

10,837

13,260

8,004

6,017

5,813

0

0

0

Net Income (Loss) Attributable to Parent

40,480

53,882

54,233

51,934

52,353

51,605

44,199

29,708

20,829

14,669

0

0

0

Preferred Stock Dividends, Income Statement Impact

-

-

0

0

-

1,923

3,068

4,154

4,461

4,461

0

0

0

Net income allocated to participating stockholders

-

-

382

436

-

1,029

623

601

663

377

0

0

0

Net income available to common stockholders

-

-

53,851

51,498

-

48,653

40,508

24,953

15,705

9,831

0

0

0

Basic earnings per common share ($ per share)

0.03

0.56

0.62

0.52

0.60

0.55

0.52

0.54

0.60

0.25

-0.17

0.13

0.30

Diluted earnings per common share ($ per share)

0.03

0.54

0.62

0.52

0.60

0.55

0.52

0.53

0.60

0.24

-0.17

0.13

0.30

Service charges and fees
Revenue from contracts with customers

13,863

13,859

13,720

13,334

13,056

12,754

12,437

12,122

11,848

11,606

0

0

0

Insurance commission and fee income
Revenue from contracts with customers

12,354

12,177

13,055

11,678

0

-

0

0

-

-

0

-

-