OFG Bancorp OFG Balance Sheet

Ofg bancorp (OFG)

Balance Sheet / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
ASSETS
Cash and cash equivalents:
Cash and due from banks
1,314	844	953	668	498	442	537	368	354	478	714	470	473	504	503	511	671	532	521	547	672	568	663	588	616	614	645	737	548	855	511	459	450	587	513	278	344
Money market investments
10	6	8	7	7	4	5	6	7	7	6	6	6	5	5	5	5	4	4	5	6	4	7	8	7	6	11	10	12	13	4	4	3	3	3	2	104
Cash and cash equivalents at end of period
1,324	851	961	676	505	447	543	375	362	485	720	477	480	510	509	517	677	536	526	553	678	573	671	596	624	621	657	748	561	868	515	464	453	591	517	281	448
Restricted Cash And Cash Equivalents
1	1	1	1	3	3	3	3	3	3	3	3	3	3	3	3	3	3	4	6	15	8	32	15	15	82	-	-	-	-	-	-	-	-	-	-	-
Securities Purchased under Agreements to Resell
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	60	85	0	60	80	270	225	170	0	165	-	-
Investment Securities [Abstract]
Trading securities, at fair value, with amortized cost of $182 (December 31, 2019 - $182)
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	1	1	1	1	1	2	2	1	0	1	0	0	0	0	0	1
Investment securities available-for-sale, at fair value, with amortized cost of $648,565 and allowance for credit losses of $0 (December 31, 2019 - $1,074,475)
657	1,074	519	857	1,239	841	848	872	801	645	613	649	800	751	642	664	669	974	1,007	1,044	1,125	1,216	1,273	1,418	1,455	1,588	1,677	1,836	2,013	2,194	2,293	2,612	2,672	2,959	3,226	3,581	3,700
Investment securities held-to-maturity, at amortized cost, with fair value of $410,353 at December 31, 2018
-	-	0	0	0	424	444	465	485	506	530	555	577	599	641	635	637	620	594	550	172	162	144	26	-	0	0	0	-	-	835	895	948	884	837	863	689
Federal Home Loan Bank Stock
10	13	10	12	12	12	12	14	11	13	14	16	17	10	12	19	20	20	20	20	21	21	21	24	24	24	24	22	33	38	22	22	23	23	23	23	22
Other Investments
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total investments
668	1,087	529	870	1,252	1,279	1,306	1,353	1,298	1,166	1,157	1,221	1,395	1,362	1,297	1,319	1,327	1,615	1,623	1,616	1,320	1,402	1,441	1,471	1,482	1,614	1,703	1,860	2,048	2,233	3,153	3,531	3,645	3,867	4,089	4,469	4,413
Loans and Leases Receivable, Net Reported Amount [Abstract]
Loans held-for-sale, at lower of cost or fair value
5	19	35	14	7	10	8	10	10	12	12	47	15	12	26	18	17	13	19	20	23	14	16	14	19	46	47	78	77	64	38	34	33	26	33	34	33
Loans Receivable Held For Sale Net Not Part Of Disposal Group Other
-	-	-	-	-	-	-	-	-	-	-	33	-	-	123	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Securities sold but not yet delivered
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	16	-	-	-	-	-	-	-	-	-
Loans, net of allowance for loan and lease losses
6,535	6,622	4,371	4,459	4,393	4,421	4,344	4,305	4,122	4,044	3,952	4,044	4,073	4,135	4,149	4,355	4,342	4,420	4,449	4,396	4,443	4,812	4,528	4,586	4,635	4,615	4,720	4,543	4,757	4,698	1,144	-	1,656	1,142	1,683	1,707	1,772
Covered loans, net of allowance for loan and lease losses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	222	257	-	311	334	347	356	361	369	379	395	413	447	461	496	524	542	620
Loans not covered under shared-loss agreements with the FDIC, net of allowance for loan and lease losses
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,137	1,161	-	1,125	1,130	1,117
Loans And Leases Receivable Net Reported Amount Covered And Not Covered
6,541	6,641	4,407	4,474	4,401	4,431	4,352	4,315	4,133	4,056	3,964	4,091	4,089	4,147	4,298	4,373	4,360	4,434	4,468	4,639	4,724	4,826	4,856	4,936	5,002	5,019	5,128	4,991	5,214	5,157	1,596	1,620	-	1,666	-	-	-
Other assets:
FDIC indemnification asset
-	-	-	-	-	-	-	-	-	-	0	0	0	14	16	18	20	22	22	22	75	97	120	143	166	189	207	236	266	302	328	359	-	392	-	-	-
Real Estate Acquired Through Foreclosure Covered by Loss Share Agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	38	48	-	49	46	37	33	28	25	26	22	21	13	12	13	16	16	14
FDIC shared-loss indemnification asset
-	-	-	-	-	-	-	-	-	-	0	0	-	14	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	359	378	-	392	437	473
Foreclosed real estate
27	29	26	29	30	33	37	40	40	44	47	50	47	47	45	51	56	58	64	42	46	95	50	55	59	56	56	56	54	51	17	17	16	13	14	12	11
Accrued interest receivable
40	37	30	33	33	34	33	34	35	49	22	19	18	20	17	20	18	20	18	19	19	21	19	22	18	18	19	17	20	14	14	17	18	20	24	26	28
Deferred Income Tax Assets Net
196	176	112	111	112	113	122	125	128	127	126	116	121	124	131	143	145	145	143	138	121	108	121	123	127	137	147	155	112	126	35	35	33	32	33	32	30
Premises and equipment, net
81	81	69	71	69	68	67	66	67	67	67	69	69	70	71	72	73	74	75	76	78	80	82	82	83	82	83	84	83	84	19	20	20	21	22	23	23
Customers' liability on acceptances
11	21	21	23	25	16	28	30	25	27	16	22	24	23	18	20	19	14	19	16	21	17	21	17	28	23	31	30	32	26	-	-	-	0	-	-	-
Intangible Assets, Net (Excluding Goodwill)
54	56	-	-	-	3	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Servicing Asset at Fair Value, Amount
49	50	10	10	10	10	10	10	10	9	9	9	9	9	8	7	7	7	6	5	12	13	13	13	13	13	13	12	11	10	10	10	-	10	-	-	-
Derivative Assets
-	-	0	0	0	0	1	1	0	0	0	0	1	1	1	1	2	3	3	4	6	8	8	9	15	20	21	19	23	21	18	11	12	9	6	12	28
Goodwill
86	86	86	86	86	86	86	86	86	86	86	86	86	86	86	86	86	86	86	86	86	86	86	86	86	86	86	76	64	86	-	-	-	2	-	-	-
Operating lease right-of-use assets
36	39	19	20	20	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other assets
119	135	56	55	50	53	61	59	55	64	64	66	67	80	86	76	74	75	141	132	108	108	97	89	94	98	109	104	122	123	49	47	43	52	58	63	63
Total assets
9,238	9,297	6,333	6,464	6,603	6,583	6,656	6,501	6,247	6,189	6,288	6,235	6,414	6,501	6,592	6,712	6,874	7,099	7,203	7,398	7,364	7,449	7,673	7,710	7,855	8,158	8,380	8,435	8,702	9,211	6,051	6,375	6,461	6,694	7,023	7,082	7,311
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits:
Demand deposits
3,711	3,579	2,228	2,219	2,218	2,191	2,304	2,176	2,117	2,039	1,925	1,844	1,944	1,939	2,012	1,972	2,018	1,862	1,905	1,936	2,025	1,997	2,132	2,135	2,188	2,138	2,177	2,294	2,183	2,447	1,048	1,061	1,001	1,049	979	948	954
Savings accounts
1,871	1,836	1,225	1,222	1,252	1,212	1,243	1,253	1,274	1,251	1,360	1,169	1,237	1,196	1,184	1,176	1,180	1,179	1,292	1,333	1,431	1,385	1,263	1,226	1,267	1,194	1,083	1,006	892	634	250	230	238	230	256	241	235
Total Time deposits
2,236	2,283	1,424	1,503	1,426	1,504	1,541	1,449	1,441	1,508	1,540	1,568	1,535	1,528	1,558	1,495	1,580	1,675	1,519	1,479	1,437	1,541	1,673	1,779	1,845	2,050	2,349	2,363	2,487	2,608	915	930	1,033	1,156	1,142	1,194	1,398
Total deposits
7,819	7,698	4,878	4,945	4,897	4,908	5,088	4,880	4,833	4,799	4,826	4,582	4,717	4,664	4,754	4,644	4,779	4,717	4,717	4,749	4,894	4,924	5,069	5,141	5,300	5,383	5,610	5,665	5,563	5,690	2,214	2,222	2,274	2,436	2,378	2,385	2,588
Borrowing [Abstract]
Securities sold under agreements to repurchase
50	190	190	240	431	455	378	387	273	192	283	453	531	653	658	626	636	934	1,000	1,161	927	980	1,012	1,012	1,012	1,267	1,267	1,313	1,491	1,695	2,652	3,053	3,056	3,056	3,356	3,459	3,456
ShorttermDebtFairValue
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	60	92	-	-	43	0	46	31	42
AdvancesFromFederalHomeLoanBanks
76	78	79	80	81	77	73	128	43	99	100	137	104	105	105	306	331	332	332	333	333	334	334	360	335	336	336	322	462	536	285	286	281	287	281	281	281
FDIC-guaranteed term notes
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	105	105	105	105
Subordinated capital notes
36	36	36	36	36	36	36	36	36	36	36	36	36	36	36	102	102	102	102	102	101	101	101	100	100	100	99	98	98	146	36	36	36	36	36	36	36
Federal Funds Purchased
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	23	-	-	-	-	-	-	-	-	-	-	-	-
Other borrowings
0	1	0	0	0	1	0	0	0	0	0	0	0	0	0	1	1	1	1	2	1	4	3	3	3	3	16	-	-	16	-	-	-	-	-	-	-
Borrowings
163	305	305	356	549	570	488	552	354	328	419	627	672	795	800	1,037	1,072	1,371	1,437	1,598	1,364	1,420	1,452	1,477	1,475	1,707	1,720	1,735	2,113	2,486	2,973	3,376	3,417	3,485	3,825	3,914	3,922
Other liabilities:
Securities Purchased But Not Yet Received
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	30	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FDIC net settlement payable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	22
Derivative Liabilities
2	0	1	0	0	0	0	0	0	1	1	1	1	2	4	5	6	6	8	8	11	11	11	13	13	14	16	16	24	26	58	56	49	47	48	13	0
Bank Acceptances Executed And Outstanding
11	21	21	23	25	16	28	30	25	27	16	22	24	23	18	20	19	14	19	16	21	17	21	17	28	23	31	30	32	26	-	-	-	0	-	-	-
Operating lease liabilities
37	39	21	22	22	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accrued expenses and other liabilities
181	185	56	70	87	87	80	80	85	86	86	62	66	95	89	88	92	92	113	113	135	133	159	135	140	144	121	117	98	117	33	27	30	29	42	43	43
Total liabilities
8,215	8,252	5,284	5,419	5,581	5,583	5,686	5,543	5,300	5,243	5,350	5,296	5,483	5,581	5,667	5,796	5,970	6,202	6,295	6,486	6,427	6,506	6,743	6,784	6,959	7,273	7,500	7,565	7,832	8,348	5,279	5,683	5,772	5,998	6,295	6,358	6,578
Stockholders' equity:
Preferred Stock
92	92	92	92	92	92	92	92	92	176	92	92	92	92	92	92	92	92	92	92	92	92	92	92	92	92	92	92	92	92	68	68	68	68	68	68	68
Convertible Preferred Stock
-	-	-	-	-	-	84	84	84	84	84	84	84	84	84	84	84	84	84	84	84	84	84	84	84	84	84	84	84	84	84	-	-	0	-	-	-
Common stock
59	59	59	59	59	59	52	52	52	52	52	52	52	52	52	52	52	52	52	52	52	52	52	52	52	52	52	52	52	52	47	47	47	47	47	47	47
Additional paid-in capital
621	621	620	620	619	619	542	541	541	541	541	541	540	540	540	540	540	540	540	539	539	539	539	538	538	538	538	538	537	537	495	499	499	499	498	498	498
Legal surplus
95	95	95	95	92	90	87	85	83	81	79	79	77	76	74	73	71	70	70	69	70	70	68	66	64	61	59	57	54	52	54	52	51	50	51	49	46
Retained earnings
250	279	285	284	268	253	236	221	210	200	191	194	185	177	169	162	155	148	155	159	170	181	170	160	147	133	122	111	83	70	94	83	74	68	82	71	51
Treasury stock, at cost
103	102	102	103	103	103	103	103	104	104	104	104	104	104	104	104	104	105	105	100	96	97	90	90	90	80	80	80	80	81	81	81	81	74	45	45	16
Accumulated other comprehensive income, net of tax
6	-1	-2	-3	-8	-10	-20	-15	-12	-2	0	-0	3	1	15	15	12	13	18	14	24	19	13	21	8	3	10	15	47	55	9	21	30	37	24	34	36
Stockholders' Equity
1,022	1,045	1,049	1,044	1,021	999	969	957	946	945	937	938	931	920	924	915	903	897	907	911	936	942	929	925	896	884	879	870	870	863	771	692	689	695	727	724	732
Total liabilities and stockholders' equity
9,238	9,297	6,333	6,464	6,603	6,583	6,656	6,501	6,247	6,189	6,288	6,235	6,414	6,501	6,592	6,712	6,874	7,099	7,203	7,398	7,364	7,449	7,673	7,710	7,855	8,158	8,380	8,435	8,702	9,211	6,051	6,375	6,461	6,694	7,023	7,082	7,311
Preferred Stock Series A and B [Member]
Preferred Stock
-	-	-	-	-	-	-	-	-	92	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Series C Preferred Stock [Member]
Convertible Preferred Stock
-	-	-	-	-	-	-	-	-	84	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-