Onemain holdings, inc. (OMF)
Balance Sheet / Yearly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Dec'12
Assets
Cash and cash equivalents

4,203

1,227

1,393

786

1,709

679

1,243

556

1,807

987

916

862

787

579

658

742

716

939

3,865

3,594

2,421

879

1,970

891

764

431

1,249

1,554

Investment securities (includes available-for-sale securities with a fair value and amortized cost basis of $1.7 billion in 2020)

1,800

1,884

1,779

1,721

1,743

1,694

1,707

1,720

1,706

1,697

1,668

1,750

1,755

1,764

1,788

1,744

1,872

1,867

1,742

2,271

2,736

2,935

1,723

657

635

582

594

888

Net finance receivables (includes loans of consolidated VIEs of $12.1 billion in 2020 and $8.4 billion in 2019)

18,269

18,389

17,791

16,980

16,136

16,164

15,750

15,384

14,858

14,823

14,356

13,908

13,240

13,577

13,656

13,532

13,300

13,295

4,061

4,300

3,917

3,831

3,607

3,407

3,182

3,171

3,027

2,649

Other receivables

-

-

-

-

-

-

0

124

129

134

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

SpringCastle Portfolio (includes loans of consolidated VIEs of $1.7 billion in 2015)

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

1,703

1,667

1,764

1,868

2,091

2,083

2,202

2,342

2,505

2,653

0

Real estate loans

-

-

-

-

-

-

-

-

-

-

133

134

139

144

201

209

517

538

547

573

598

639

655

6,341

6,968

7,982

8,212

8,951

Retail sales finance

-

-

-

-

-

-

-

-

-

-

7

8

9

11

13

16

19

23

27

33

39

48

56

68

82

98

117

208

Net finance receivables

-

-

-

-

-

-

15,750

15,508

14,987

14,957

14,496

14,050

13,388

13,732

13,870

13,757

13,836

15,559

6,302

6,670

6,422

6,609

6,402

12,019

12,576

13,758

14,011

11,809

Unearned insurance premium and claim reserves

797

793

762

720

668

662

631

611

585

590

574

572

558

586

608

618

643

662

-

-

-

217

-

-

-

-

-

-

Allowance for finance receivable losses (includes allowance of consolidated VIEs of $1.4 billion in 2020 and $340 million in 2019)

2,182

829

798

744

733

731

706

702

689

697

698

676

666

689

672

608

636

592

193

180

177

182

163

368

365

333

281

182

Net finance receivables, less unearned insurance premium and claim reserves and allowance for finance receivable losses

15,290

16,767

16,231

15,516

14,735

14,771

14,413

14,195

13,713

13,670

13,224

12,802

12,164

12,457

12,590

12,531

12,557

14,305

6,109

6,490

6,245

6,210

6,238

11,651

12,210

13,424

13,730

11,627

Finance receivables held for sale

-

-

69

74

78

103

207

123

126

132

137

141

148

153

166

420

776

793

797

193

199

202

493

-

-

0

-

-

Notes receivable from parent

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated VIEs of $567 million in 2020 and $400 million in 2019)

575

405

434

420

575

499

495

587

679

498

571

545

558

568

558

550

588

676

270

333

344

218

312

487

518

536

430

157

Goodwill

1,422

1,422

1,422

1,422

1,422

1,400

1,422

1,422

1,422

1,400

1,422

1,422

1,422

1,422

1,422

1,422

1,422

1,440

-

-

-

0

-

-

-

-

-

-

Other intangible assets

334

343

352

362

372

388

398

409

428

440

452

464

477

492

507

523

539

559

-

-

-

21

-

-

-

-

-

-

Other assets

1,069

769

730

716

724

534

583

628

586

587

660

712

662

688

664

612

664

611

501

427

462

464

523

396

394

428

422

438

Total assets

24,693

22,817

22,410

21,017

21,358

20,090

20,468

19,640

20,467

19,433

19,050

18,698

17,973

18,123

18,353

18,544

19,134

21,190

13,284

13,308

12,407

10,929

11,262

14,083

14,522

15,402

16,427

14,666

Liabilities and Shareholders’ Equity
Long-term debt (includes debt of consolidated VIEs of $10.9 billion in 2020 and $7.6 billion in 2019)

20,443

17,212

17,021

15,551

16,117

15,178

15,731

15,054

15,898

15,050

14,619

14,409

13,679

13,959

13,994

14,362

14,870

17,300

9,555

9,676

9,635

8,356

7,858

11,261

11,738

12,769

13,998

12,620

Insurance claims and policyholder liabilities

633

649

646

648

642

685

689

690

728

737

744

745

749

757

752

767

747

747

467

458

443

229

430

412

394

394

380

365

Deferred and accrued taxes

68

34

37

34

81

45

24

3

72

45

16

5

8

9

72

11

91

29

139

116

142

170

153

142

169

145

178

271

Other liabilities

497

592

612

643

568

383

384

404

387

323

441

385

432

332

489

384

456

384

294

227

336

242

310

202

257

207

275

227

Total liabilities

21,641

18,487

18,316

16,876

17,408

16,291

16,828

16,151

17,085

16,155

15,820

15,544

14,868

15,057

15,307

15,524

16,164

18,460

10,455

10,477

10,556

8,997

8,752

12,017

12,560

13,516

14,833

13,485

Contingencies (Note 14)

-

-

-

-

-

-

0

0

0

-

0

0

0

0

0

0

0

0

-

-

-

0

-

-

-

0

-

-

Shareholders’ equity:
Common stock, par value $0.01 per share; 2,000,000,000 shares authorized, 134,309,707 and 136,101,156 shares issued and outstanding at March 31, 2020 and December 31, 2019, respectively

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

1

Additional paid-in capital

1,645

1,689

1,686

1,683

1,682

1,681

1,678

1,674

1,563

1,560

1,557

1,552

1,550

1,548

1,545

1,543

1,537

1,533

1,524

1,522

530

529

528

527

525

524

278

147

Accumulated other comprehensive income

-6

44

38

28

-2

-34

-22

-21

-12

11

5

3

-2

-6

4

5

-13

-33

-11

-7

3

3

34

37

33

28

21

26

Retained earnings

1,412

2,596

2,369

2,429

2,269

2,151

1,983

1,835

1,830

1,706

1,667

1,598

1,556

1,523

1,496

1,471

1,445

1,308

1,469

1,480

1,492

1,528

1,538

1,111

1,039

986

975

1,005

Total shareholders’ equity

3,052

4,330

4,094

4,141

3,950

3,799

3,640

3,489

3,382

3,278

3,230

3,154

3,105

3,066

3,046

3,020

2,970

2,809

2,983

2,996

2,026

2,061

2,101

1,678

1,598

1,540

1,276

1,180

Non-controlling interests

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-79

-154

-165

-175

-129

408

387

362

346

317

0

Total shareholders equity

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,046

3,020

2,970

2,730

2,829

2,831

1,851

1,932

2,510

2,065

1,961

1,886

1,593

1,180

Total liabilities and shareholders’ equity

24,693

22,817

22,410

21,017

21,358

20,090

20,468

19,640

20,467

19,433

19,050

18,698

17,973

18,123

18,353

18,544

19,134

21,190

13,284

13,308

12,407

10,929

11,262

14,083

14,522

15,402

16,427

14,666

SFC
Cash and cash equivalents

4,203

1,227

-

-

-

663

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment securities (includes available-for-sale securities with a fair value and amortized cost basis of $1.7 billion in 2020)

1,800

1,884

-

-

-

1,694

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net finance receivables (includes loans of consolidated VIEs of $12.1 billion in 2020 and $8.4 billion in 2019)

18,269

18,389

-

-

-

16,122

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Unearned insurance premium and claim reserves

797

793

-

-

-

662

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Allowance for finance receivable losses (includes allowance of consolidated VIEs of $1.4 billion in 2020 and $340 million in 2019)

2,182

829

-

-

-

726

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net finance receivables, less unearned insurance premium and claim reserves and allowance for finance receivable losses

15,290

16,767

-

-

-

14,734

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Finance receivables held for sale

-

-

-

-

-

103

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Notes receivable from parent

-

-

-

-

-

260

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated VIEs of $567 million in 2020 and $400 million in 2019)

575

405

-

-

-

499

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Goodwill

1,422

1,422

-

-

-

1,422

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other intangible assets

334

343

-

-

-

387

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other assets

1,068

768

-

-

-

547

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total assets

24,692

22,816

-

-

-

20,309

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Long-term debt (includes debt of consolidated VIEs of $10.9 billion in 2020 and $7.6 billion in 2019)

20,443

17,212

-

-

-

15,178

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Insurance claims and policyholder liabilities

633

649

-

-

-

685

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Deferred and accrued taxes

69

35

-

-

-

42

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other liabilities

500

595

-

-

-

383

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total liabilities

21,645

18,491

-

-

-

16,288

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Common stock, par value $0.01 per share; 2,000,000,000 shares authorized, 134,309,707 and 136,101,156 shares issued and outstanding at March 31, 2020 and December 31, 2019, respectively

5

5

-

-

-

5

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Additional paid-in capital

1,889

1,888

-

-

-

2,110

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accumulated other comprehensive income

-6

44

-

-

-

-34

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Retained earnings

1,159

2,388

-

-

-

1,940

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total shareholders’ equity

3,047

4,325

-

-

-

4,021

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total liabilities and shareholders’ equity

24,692

22,816

-

-

-

20,309

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-