Onemain holdings, inc. (OMF)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13
Cash flows from operating activities
Net income

735

855

762

662

475

447

318

239

274

183

171

127

111

243

48

42

37

-93

31

474

556

589

749

226

234

157

0

0

0

Reconciling adjustments:
Provision for finance receivable losses

1,374

1,129

1,114

1,088

1,080

1,048

1,001

988

964

955

982

1,002

980

932

1,157

973

833

716

277

301

342

423

474

534

501

435

0

0

0

Depreciation and amortization

267

271

301

296

290

289

254

277

297

328

370

402

468

521

539

452

328

198

141

84

55

23

-59

-68

-86

-56

0

0

0

Deferred income tax charge (benefit)

-44

1

25

37

21

23

68

48

16

30

-30

-130

-29

-97

-298

-158

-243

-209

-30

121

75

-5

0

-195

-175

-103

0

0

0

Net loss (gain) on fair value adjustments on debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-16

-10

-10

6

0

0

0

Net gain on sales of personal and real estate loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

648

0

0

0

-

-

-

0

Net loss on repurchase and repayment of debt

-14

-35

-35

-34

-29

-9

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-66

0

0

0

-

-

-

-

Non-cash incentive compensation from SFH

-

-

-

-

-

110

110

110

4

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net charge-offs on finance receivables held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Share-based compensation expense, net of forfeitures

14

13

14

15

22

21

20

21

15

17

20

19

22

22

25

23

19

15

8

6

7

6

0

0

0

-

-

-

-

Gain (Loss) on Sales of Loans, Net

-

-

-

-

-

-

-

-

-

-

-

-

-

167

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net gain on sale of SpringCastle interests

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

Other

-14

9

4

5

4

-13

-17

-4

-4

4

13

2

9

8

1

-3

-3

4

-23

-22

-27

-34

-20

-21

-18

-19

0

0

0

Cash flows due to changes in other assets and other liabilities

-5

-67

-72

-120

-20

-86

26

-63

-62

-17

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other assets and other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-27

15

25

24

37

47

35

30

27

-84

-32

-16

0

0

0

Insurance claims and policyholder liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-45

-15

5

27

37

46

49

51

50

34

32

29

0

0

0

Taxes receivable and payable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

211

67

170

113

-119

-257

-206

-98

-13

86

96

-10

0

0

0

Accrued interest and finance charges

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-11

-11

-9

-14

-29

-26

-31

-36

-19

-28

-31

-42

0

0

0

Restricted cash and cash equivalents not reinvested

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-9

-11

-9

-5

1

-33

-33

-36

0

0

0

Other, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

3

2

1

0

0

0

-

-

-

-

-2

0

0

0

Net cash provided by operating activities

2,379

2,362

2,319

2,247

2,039

2,046

1,771

1,759

1,666

1,555

1,426

1,403

1,350

1,322

1,479

1,191

968

741

443

236

298

381

503

849

805

661

0

0

0

Cash flows from investing activities
Net principal originations of finance receivables held for investment and held for sale

3,203

3,305

3,115

2,657

2,330

2,373

2,396

2,507

2,638

2,275

1,787

1,462

1,048

1,203

1,442

1,357

1,157

1,037

-1,556

-1,157

-752

-235

-639

-745

-785

-865

0

0

0

Principal collections on finance receivables

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

Proceeds on sale of finance receivables held for sale originated as held for investment

0

19

119

119

119

100

0

0

0

-

-

-

-

-

-

-

-

78

450

2,793

3,035

3,799

0

0

0

-

-

-

-

Proceeds from sale of SpringCastle interests, net of restricted cash released

-

-

-

-

-

-

-

-

-

-

-

-

-

26

26

26

26

0

0

0

0

-

-

-

-

-

-

-

-

Cash received from CitiFinancial Credit Company

-

-

-

-

-

-

-

-

-

-

-

-

-

23

23

23

23

0

0

0

0

-

-

-

-

-

-

-

-

Available-for-sale securities purchased

696

718

631

603

637

680

711

714

736

671

808

834

724

746

589

579

584

525

459

412

356

351

386

362

458

555

0

0

0

Available-for-sale securities called, sold, and matured

599

574

582

619

510

563

558

637

733

739

859

765

824

837

711

756

640

525

475

397

288

291

352

311

493

847

0

0

0

Other securities purchased

22

18

0

0

0

-

-

-

-

-

-

-

-

17

33

174

529

1,482

3,358

4,258

3,910

2,978

1,088

47

31

10

0

0

0

Other securities called, sold, and matured

32

31

32

31

33

36

39

32

26

18

20

43

50

63

1,268

1,860

2,599

3,797

3,236

2,638

1,893

687

32

13

11

8

0

0

0

Change in restricted cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-41

8

10

-112

-6

189

349

414

0

0

0

Proceeds from sale of real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

14

20

28

42

59

71

81

95

109

0

0

0

Other, net

30

12

9

3

5

32

26

20

17

3

-6

19

18

19

49

43

45

36

22

12

1

13

9

10

14

10

0

0

0

Net cash used for investing activities

-3,320

-3,429

-3,037

-2,504

-2,321

-2,397

-2,545

-2,578

-2,632

-2,192

-1,658

-1,208

-2

-106

-2,690

-2,267

-2,392

-2,186

-355

773

929

1,841

2,978

1,636

-1,469

-2,109

0

0

0

Cash flows from financing activities
Proceeds from issuance of long-term debt, net of commissions

7,115

5,895

5,208

4,945

5,047

5,525

7,158

6,533

7,866

5,427

5,851

5,817

5,353

6,660

5,650

4,674

3,177

3,027

4,814

4,713

4,507

3,557

977

2,887

6,306

6,296

0

0

0

Repayment of long-term debt

2,868

3,961

4,021

4,551

4,924

5,471

6,123

5,969

5,753

4,447

5,341

5,887

6,651

8,320

7,265

6,056

3,980

1,960

3,304

3,323

3,421

4,691

3,948

5,156

7,366

6,435

0

0

0

Cash dividends

761

408

374

68

34

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Common stock repurchased and retired

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Distributions to joint venture partners

-

-

-

-

-

-

-

-

-

-

-

-

-

18

37

56

77

77

676

671

656

638

0

0

0

-

-

-

-

Excess tax benefit from share-based compensation

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4

3

3

2

2

2

0

0

0

0

-

-

-

-

Withholding tax on share-based compensation

6

5

6

6

9

10

9

9

6

5

8

7

7

7

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by (used in) financing activities

3,435

1,521

807

320

80

44

1,026

555

2,107

975

502

-80

-1,307

-1,685

-1,656

-1,444

89

1,964

1,807

1,696

431

-1,773

-2,759

-2,241

-595

326

0

0

0

Effect of exchange rate changes on cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

-

-

-

1

0

0

0

-1

0

0

0

-

-

-

-

-1

0

0

0

Net change in cash and cash equivalents and restricted cash and restricted cash equivalents

2,494

454

89

63

-202

-307

251

-264

1,141

338

271

115

41

-468

-2,867

-2,520

-1,335

518

1,894

2,703

1,657

448

721

244

-1,258

-1,123

0

0

0

Supplemental cash flow information
Cash paid for amounts included in the measurement of operating lease liabilities

58

58

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Supplemental non-cash activities
Transfer of net finance receivables held for investment to finance receivables held for sale (prior to deducting allowance for finance receivable losses)

-

-

-

-

-

-

-

-

-

-

-

-

-

1,945

1,904

2,512

2,225

617

785

5,788

6,244

7,079

0

0

0

-

-

-

-

Transfer of finance receivables to real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

8

10

10

11

11

10

21

34

49

69

80

84

93

0

0

0

Right-of-use assets obtained in exchange for operating lease obligations

77

233

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net unsettled investment security purchases

-

-

-

-

-

-

0

0

0

-

-

0

-18

-

-55

-15

-20

0

62

6

13

-7

0

0

0

-

-

-

-

SFC
Net income

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for finance receivable losses

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Depreciation and amortization

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Deferred income tax charge (benefit)

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net loss on repurchase and repayment of debt

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Share-based compensation expense, net of forfeitures

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash flows due to changes in other assets and other liabilities

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by operating activities

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net principal originations of finance receivables held for investment and held for sale

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds on sale of finance receivables held for sale originated as held for investment

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash advances on intercompany notes receivables

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Available-for-sale securities purchased

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Available-for-sale securities called, sold, and matured

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other securities purchased

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other securities called, sold, and matured

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other, net

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash used for investing activities

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from issuance of long-term debt, net of commissions

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repayment of long-term debt

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash dividends

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Payments on intercompany note payable

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Withholding tax on share-based compensation

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by (used in) financing activities

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in cash and cash equivalents and restricted cash and restricted cash equivalents

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash paid for amounts included in the measurement of operating lease liabilities

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Right-of-use assets obtained in exchange for operating lease obligations

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-