Old National Bancorp /IN/ ONB Balance Sheet

Old national bancorp /in/ (ONB)

Balance Sheet / Yearly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10	Dec'09	Sep'09	Jun'09
Assets
Cash and due from banks
203	234	320	239	211	284	215	219	192	222	202	230	184	209	224	205	153	91	157	178	195	207	205	215	197	190	217	155	133	218	180	165	143	191	194	139	127	107	129	118	121	144	114	134
Money market and other interest-earning investments
139	41	99	61	111	33	71	54	86	67	49	31	32	46	36	61	22	128	15	16	19	32	25	20	17	16	29	61	19	45	37	97	16	31	74	195	285	144	43	307	258	353	110	74
Total cash and cash equivalents
343	276	420	300	323	317	286	273	278	290	252	262	217	255	261	267	175	219	173	195	215	239	231	236	214	206	247	216	153	264	217	263	160	222	269	335	412	251	172	426	380	497	225	209
Equity securities
6	6	6	6	6	5	5	5	5	5	5	5	5	4	4	4	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	2	2	2	2	2	3	0	0	0	-	-	-	-
Investment securities - available-for-sale, at fair value:
Total investment securities - available-for-sale
5,360	5,385	4,916	4,667	4,569	4,123	3,272	3,181	3,219	3,196	2,775	2,814	2,816	2,797	2,758	2,648	2,348	2,418	2,519	2,572	2,545	2,627	2,485	2,513	2,347	2,372	2,374	2,659	2,848	2,500	2,312	2,208	2,252	2,071	2,253	2,202	2,051	1,960	2,190	2,264	2,520	2,486	2,618	2,249
Investment securities - held-to-maturity, at amortized cost (fair value $0 and $506,103, respectively)
-	-	407	470	484	506	512	525	535	684	688	695	741	745	850	865	869	872	851	823	836	844	848	852	779	762	758	401	392	402	410	463	472	484	493	567	607	638	753	582	450	396	305	314
Federal Home Loan Bank/Federal Reserve Bank stock, at cost
174	164	164	157	157	142	136	136	136	119	117	109	107	101	101	90	86	86	86	71	75	71	70	65	61	40	40	40	37	37	37	30	30	30	34	19	34	31	36	36	36	36	36	36
Loans held for sale, at fair value
54	46	58	37	14	14	21	26	17	17	30	27	17	90	60	44	22	13	18	217	210	213	12	11	6	7	7	13	14	12	9	4	3	4	4	6	3	3	3	5	4	17	11	25
Loans, net of unearned income
-	-	-	-	-	-	-	-	-	-	-	-	-	9,010	-	-	-	6,840	-	-	-	6,170	-	-	-	4,865	-	-	-	4,824	-	-	-	4,140	-	-	-	3,743	-	-	-	-	-	-
Finance leases held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	11	-	-	-	-	-	-	-	-	-	-	-	-	52	55	58	370
Loans:
Commercial
-	-	-	-	3,042	-	-	-	2,811	-	2,049	2,001	1,910	-	1,836	1,893	1,792	-	1,740	1,775	1,668	-	1,647	1,498	1,367	-	1,381	1,397	1,315	-	1,294	1,205	1,180	-	1,246	1,269	1,274	-	1,266	1,292	1,225	-	1,396	1,422
Commercial real estate
-	-	-	-	5,023	-	-	-	4,449	-	3,370	3,259	3,222	-	3,092	2,943	1,922	-	1,845	1,767	1,813	-	1,614	1,354	1,156	-	1,165	1,197	1,230	-	1,291	1,042	1,026	-	1,128	1,170	1,218	-	981	1,002	1,041	-	1,091	1,124
Residential real estate
-	-	-	-	2,243	-	-	-	2,158	-	2,119	2,099	2,112	-	2,105	2,099	1,649	-	1,640	1,622	1,625	-	1,546	1,425	1,356	-	1,344	1,399	1,352	-	1,279	1,122	1,059	-	865	795	779	-	482	427	403	-	421	448
Consumer credit, net of unearned income
-	-	-	-	1,758	-	-	-	1,818	-	1,859	1,871	1,886	-	1,870	1,893	1,641	-	1,507	1,464	1,408	-	1,274	1,089	997	-	930	892	887	-	930	855	847	-	899	881	918	-	971	1,007	1,044	-	1,125	1,155
Covered loans, net of discount
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	107	114	135	136	147	158	171	194	217	250	288	326	372	448	489	548	626	711	0	0	0	0	-	-	-	-	-
Total loans
12,384	12,117	12,017	12,046	12,068	12,243	11,292	11,295	11,238	11,118	9,398	9,232	9,131	-	8,904	8,830	7,007	6,948	6,847	6,766	6,652	6,318	6,242	5,538	5,072	5,082	5,072	5,176	5,112	5,196	5,243	4,715	4,663	4,767	4,851	4,117	4,190	3,743	3,703	3,731	3,714	3,835	4,035	4,151
Allowance for loan losses
106	54	56	56	55	55	52	53	50	50	50	50	49	49	51	51	50	51	49	48	46	44	44	42	41	41	42	43	47	49	50	50	54	57	65	70	72	72	72	71	72	69	69	70
Allowance for loan losses - covered loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	1	1	2	3	3	3	6	5	5	5	6	5	4	4	1	0	0	0	0	0	0	-	-	-	-	-
Net loans
12,278	12,062	11,960	11,990	12,013	12,188	11,239	11,241	11,188	11,067	9,347	9,181	9,081	8,960	8,853	8,778	6,956	6,896	6,796	6,715	6,603	6,270	6,194	5,492	5,024	5,035	5,025	5,126	5,058	5,141	5,188	4,660	4,607	4,709	4,785	4,047	4,118	3,671	3,630	3,659	3,642	3,765	3,966	4,081
FDIC indemnification asset
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7	9	8	16	20	20	28	51	65	88	91	100	109	116	127	136	154	167	168	0	0	0	0	-	-	-	-	-
Premises and equipment, net
462	490	492	493	490	485	450	449	453	458	412	413	420	429	333	231	198	196	130	131	132	135	130	118	108	108	104	91	89	89	83	71	73	71	75	65	66	48	50	51	53	52	56	58
Operating lease right-of-use assets
86	95	102	106	109	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Accrued interest receivable
77	85	80	90	86	89	78	81	81	87	75	79	76	81	77	79	68	69	65	66	62	60	56	54	48	50	48	48	46	46	46	44	42	44	43	42	42	42	44	45	44	49	45	49
Goodwill
1,036	1,036	1,036	1,036	1,036	1,036	828	828	828	828	655	655	655	655	655	655	584	584	584	588	587	530	491	408	352	352	352	339	338	338	339	253	253	253	265	236	236	167	167	167	167	167	167	167
Other intangible assets
56	60	64	68	72	77	42	45	48	53	29	31	34	37	40	44	32	35	38	40	43	38	39	30	24	25	26	24	26	29	31	30	31	33	36	34	34	26	27	29	30	32	34	36
Company-owned life insurance
450	448	447	445	444	444	405	405	404	403	356	354	353	352	351	350	342	341	339	337	335	325	316	299	276	275	273	273	272	270	268	251	250	248	247	245	244	226	225	225	224	224	223	224
Net deferred tax assets
17	29	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net deferred tax assets
-	-	26	36	59	87	94	90	88	110	137	146	165	181	169	179	98	109	117	127	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loan servicing rights
24	25	24	24	24	24	24	24	24	24	24	25	25	25	25	25	10	10	10	10	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Assets held for sale
-	-	-	-	5	-	-	-	6	7	8	11	14	5	4	4	2	5	4	9	14	9	8	9	9	9	9	9	10	15	15	12	16	16	0	0	0	0	-	-	-	-	-	-
Other real estate owned and repossessed personal property
-	-	-	-	3	-	-	-	6	8	10	11	12	18	23	24	13	7	9	9	8	7	8	6	7	7	9	7	9	11	14	10	6	7	9	9	14	5	5	-	-	-	-	-
Other real estate owned - covered
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4	4	4	7	9	9	11	12	13	18	23	26	26	28	22	24	30	31	0	0	0	0	-	-	-	-	-
Other assets
312	196	229	213	183	185	169	166	171	155	137	131	123	115	130	123	111	106	151	130	247	237	245	221	200	221	260	249	235	236	246	221	198	209	210	202	215	189	196	207	211	224	223	190
Total assets
20,741	20,411	20,438	20,145	20,084	19,728	17,567	17,482	17,496	17,518	15,065	14,957	14,869	14,860	14,703	14,420	11,932	11,991	11,913	12,074	11,949	11,646	11,179	10,387	9,544	9,581	9,652	9,641	9,673	9,543	9,383	8,689	8,581	8,609	8,932	8,018	8,085	7,263	7,506	7,701	7,818	8,005	7,973	8,012
Liabilities
Deposits:
Noninterest-bearing demand
4,058	4,042	3,996	3,771	3,903	3,965	3,588	3,600	3,655	3,680	3,034	3,011	3,024	3,016	2,944	2,883	2,491	2,488	2,388	2,557	2,553	2,427	2,371	2,129	2,047	2,026	1,975	1,881	1,973	2,007	1,943	1,847	1,767	1,728	1,728	1,504	1,421	1,276	1,267	1,170	1,179	1,188	1,045	1,045
Interest-bearing:
Checking and NOW
4,105	4,149	3,936	3,950	3,742	3,788	3,011	3,054	3,135	3,115	2,539	2,639	2,635	2,596	2,486	2,456	2,178	2,133	2,001	2,213	2,218	2,176	2,069	1,912	1,789	1,775	1,711	1,652	1,691	1,827	1,694	1,603	1,558	1,569	1,517	1,332	1,448	1,297	1,163	1,295	1,232	1,354	1,220	1,297
Savings
2,853	2,845	2,863	2,877	2,941	2,944	2,920	3,026	3,091	3,035	2,932	2,924	2,997	2,954	2,963	2,616	2,271	2,201	2,201	2,352	2,384	2,222	2,178	2,100	2,014	1,941	1,962	1,900	1,916	1,869	1,939	1,683	1,672	1,570	1,624	1,304	1,192	1,079	1,046	1,037	1,045	972	971	928
Money market
1,746	1,833	1,821	1,819	1,780	1,627	1,185	1,090	1,130	1,139	648	672	697	707	687	1,015	561	577	1,043	602	636	574	547	428	445	448	451	283	294	292	282	283	295	295	306	315	353	334	344	360	381	381	418	451
Time
1,541	1,682	1,830	1,943	2,061	2,024	1,892	1,824	1,775	1,634	1,451	1,435	1,466	1,468	1,564	1,479	1,085	1,000	987	1,082	1,134	1,089	1,041	984	960	1,017	1,108	1,122	1,190	1,281	1,361	1,251	1,374	1,447	1,690	1,557	1,644	1,475	1,618	1,783	1,852	2,007	2,037	2,074
Total deposits
14,305	14,553	14,448	14,363	14,429	14,349	12,598	12,596	12,788	12,605	10,606	10,683	10,821	10,743	10,646	10,451	8,588	8,400	8,621	8,809	8,927	8,490	8,207	7,555	7,258	7,210	7,208	6,840	7,066	7,278	7,221	6,670	6,667	6,611	6,867	6,015	6,059	5,462	5,439	5,646	5,691	5,903	5,694	5,798
Federal funds purchased and interbank borrowings
560	350	240	410	325	270	450	175	150	335	317	227	61	213	125	263	165	291	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Securities sold under agreements to repurchase
318	327	337	334	342	362	319	347	308	384	285	298	345	367	347	354	379	387	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Federal Home Loan Bank advances
2,130	1,822	2,001	1,730	1,719	1,613	1,554	1,757	1,664	1,609	1,589	1,515	1,441	1,353	1,331	1,099	899	1,023	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other borrowings
236	243	251	251	251	247	251	250	248	248	219	219	219	218	218	218	218	218	1,118	1,067	869	918	871	902	506	556	633	884	536	237	288	273	289	290	443	440	439	421	578	604	700	699	808	810
Operating lease liabilities
95	99	107	110	114	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Short-term borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	474	530	463	551	495	467	410	462	418	530	644	589	452	346	352	424	341	305	374	298	367	331	357	331	326	542
Accrued expenses and other liabilities
271	161	218	141	150	195	172	156	157	179	141	127	135	150	198	221	172	179	222	209	206	219	198	186	184	189	231	219	226	242	234	325	220	248	252	249	227	202	224	243	212	227	279	226
FDIC true-up liability
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-
Total liabilities
17,917	17,559	17,606	17,342	17,332	17,038	15,347	15,282	15,317	15,363	13,158	13,070	13,023	13,045	12,868	12,609	10,423	10,500	10,437	10,617	10,466	10,180	9,772	9,110	8,359	8,419	8,492	8,474	8,474	8,349	8,196	7,615	7,530	7,576	7,905	7,010	7,101	6,385	6,610	6,826	6,962	7,161	7,108	7,377
Commitments and contingencies (Note 23)
-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	0	-	-	-	0	-	-	-	0	-	-	-	-	-	-	-	0	-	-	-	-	-	-
Shareholders' Equity
Preferred stock, 2,000 shares authorized, no shares issued or outstanding
0	0	0	0	0	-	0	0	0	-	-	-	-	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	0	-	0
Preferred stock, series A, 1,000 shares authorized, no shares issued or outstanding
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	0	0	0	0	0	0	-	-	0
Common stock, $1.00 per share stated value, 300,000 shares authorized, 165,109 and 169,616 shares issued and outstanding, respectively
165	169	170	172	173	175	152	152	152	152	135	135	135	135	134	135	114	114	114	115	116	116	113	105	100	99	100	100	101	101	101	94	94	94	94	94	94	87	87	87	87	87	87	66
Capital surplus
1,870	1,944	1,948	1,981	2,007	2,031	1,645	1,642	1,640	1,639	1,354	1,352	1,350	1,348	1,343	1,342	1,088	1,087	1,090	1,098	1,121	1,118	1,077	975	900	900	910	912	917	916	918	835	833	834	834	832	831	748	748	747	746	746	747	570
Retained earnings
649	682	655	607	567	527	503	471	447	413	451	429	408	390	374	357	335	323	305	281	268	262	245	229	222	206	192	178	160	146	132	121	103	89	74	64	53	44	44	38	34	30	45	46
Accumulated other comprehensive income (loss), net of tax
138	56	58	42	2	-44	-79	-66	-61	-50	-34	-31	-48	-59	-18	-23	-29	-34	-34	-38	-24	-31	-30	-33	-37	-44	-44	-25	20	29	34	22	18	15	24	16	3	-1	15	1	-12	-20	-14	-48
Total shareholders' equity
2,823	2,852	2,832	2,803	2,751	2,689	2,220	2,200	2,179	2,154	1,906	1,886	1,846	1,814	1,834	1,811	1,508	1,491	1,476	1,456	1,483	1,465	1,407	1,277	1,185	1,162	1,159	1,166	1,199	1,194	1,186	1,073	1,050	1,033	1,027	1,008	984	878	895	874	855	843	865	634
Total liabilities and shareholders' equity
20,741	20,411	20,438	20,145	20,084	19,728	17,567	17,482	17,496	17,518	15,065	14,957	14,869	14,860	14,703	14,420	11,932	11,991	11,913	12,074	11,949	11,646	11,179	10,387	9,544	9,581	9,652	9,641	9,673	9,543	9,383	8,689	8,581	8,609	8,932	8,018	8,085	7,263	7,506	7,701	7,818	8,005	7,973	8,012
U.S. Treasury
Total investment securities - available-for-sale
11	17	5	5	9	5	5	5	9	-	5	5	12	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Securities sold under agreements to repurchase
318	-	337	334	342	-	-	-	-	-	285	298	345	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
U.S. government-sponsored entities and agencies
Total investment securities - available-for-sale
519	592	486	645	698	628	611	568	572	-	576	580	543	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Mortgage-backed securities
Total investment securities - available-for-sale
3,210	3,183	3,136	2,781	2,560	2,209	1,508	1,448	1,477	-	1,450	1,462	1,474	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
States and political subdivisions
Total investment securities - available-for-sale
1,302	1,275	969	908	965	940	792	797	843	-	414	431	452	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other securities
Total investment securities - available-for-sale
316	314	319	326	335	340	354	362	316	-	328	334	334	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
U.S. Government-Sponsored Entities and Agencies [Member]
Investment securities - held-to-maturity, at amortized cost (fair value $0 and $506,103, respectively)
-	-	33	74	74	73	-	-	-	-	-	-	40	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Mortgage-Backed Securities - Agency [Member]
Investment securities - held-to-maturity, at amortized cost (fair value $0 and $506,103, respectively)
-	-	112	118	123	127	-	-	-	-	7	8	9	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
States and Political Subdivisions [Member]
Investment securities - held-to-maturity, at amortized cost (fair value $0 and $506,103, respectively)
-	-	261	277	287	305	-	-	-	-	681	686	691	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Residential Real Estate Loan
Total loans
2,327	2,334	2,236	2,222	-	2,248	2,166	2,153	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Commercial Loan
Total loans
3,046	2,890	2,950	3,074	-	3,232	2,949	2,962	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Commercial Real Estate Loan
Total loans
5,283	5,166	5,112	4,993	-	4,958	4,481	4,451	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Consumer Loan
Total loans
1,726	1,726	1,718	1,755	-	1,803	1,695	1,726	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Commercial Loan [Member]
Allowance for loan losses
-	-	22	22	-	21	19	21	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Commercial Real Estate [Member]
Allowance for loan losses
-	-	24	23	-	23	22	22	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Consumer Loan [Member]
Allowance for loan losses
-	-	8	8	-	7	8	7	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-