Op bancorp (OPBK)

CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17
Cash flows from operating activities
Net income

15,316

16,757

16,340

15,822

15,777

14,253

0

0

0

-

-

-

-

Net income

-

-

-

-

-

-

-

-

-

-

-

0

0

Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Provision for loan losses

0

-

-

-

-

1,267

1,368

1,208

1,344

1,311

0

0

0

Depreciation and amortization of premises and equipment

1,207

1,146

1,116

1,092

1,071

1,043

1,003

977

984

1,008

0

0

0

Amortization of net premiums on securities

253

248

239

237

231

239

243

252

260

283

0

0

0

Stock-based compensation

1,256

1,275

1,268

1,245

1,100

969

842

704

734

668

0

0

0

Gain on sales of loans

5,983

5,905

5,407

4,828

4,968

4,880

5,254

5,310

4,735

4,939

0

0

0

Earnings on company owned life insurance (COLI)

269

1,512

1,518

1,527

1,536

304

0

0

0

-

-

-

-

Earnings on company owned life insurance

-

-

-

-

-

-

-

-

-

-

0

0

0

Origination of loans held for sale

92,300

89,778

86,399

82,503

75,471

74,246

73,367

80,227

83,753

83,423

0

0

0

Proceeds from sales of loans held for sale

92,060

92,213

92,502

92,579

96,423

91,856

86,124

78,368

69,021

72,346

0

0

0

Amortization of servicing assets

2,148

2,084

2,327

2,223

2,020

2,041

1,998

1,971

1,979

1,935

0

0

0

Net change in fair value of equity investment with readily determinable fair value

171

140

0

0

0

-

-

-

-

-

-

-

-

Net change in:
Accrued interest receivable

-312

98

359

704

865

605

600

566

460

462

0

0

0

Deferred tax assets

83

174

-2,424

-196

-864

-237

0

0

0

-

-

-

-

Other assets

-1,310

-189

-3,226

-3,964

-2,910

-695

2,244

6,862

6,499

2,898

0

0

0

Accrued interest payable

414

971

1,346

1,414

1,621

1,292

817

506

180

101

0

0

0

Other liabilities

560

-215

-4,766

-2,646

-5,205

-3,282

2,267

3,427

5,762

2,928

0

0

0

Net cash from operating activities

17,875

18,163

23,143

27,555

34,648

30,605

0

0

0

-

-

-

-

Cash flows from investing activities
Net cash from operating activities

-

-

-

-

-

-

-

-

-

-

-

-

0

Net change in loans receivable

83,044

115,767

116,991

122,224

121,248

127,806

114,686

123,668

111,822

73,878

0

0

0

Proceeds from matured, called, or paid-down securities available for sale

18,484

14,549

10,723

7,793

6,712

6,562

6,487

6,418

6,090

6,169

0

0

0

Proceeds from COLI

-

-2,288

0

0

0

-

-

-

-

-

-

-

-

Purchase of premises and equipment, net

1,266

1,739

1,725

1,615

1,446

1,195

1,318

1,140

868

421

0

0

0

Investment in low income housing partnership

0

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of other investments

-

-

-

-

-

485

0

0

0

-

-

-

-

Net cash from investing activities

-83,325

-117,409

-122,635

-127,981

-137,524

-146,282

0

0

0

-

-

-

-

Cash flows from financing activities
Net cash from investing activities

-

-

-

-

-

-

-

-

-

-

-

-

0

Net change in deposits

122,796

115,535

99,102

151,299

111,122

131,870

142,358

90,433

107,232

111,522

0

0

0

Cash received from stock option exercises

576

563

564

611

892

714

611

492

350

427

0

0

0

Repayment of Federal Home Loan Bank advances

-

-

-

-

-

-

-

-

0

-

-

-

0

Issuance of common stock, net of expenses

-

-

-

-

-

22,569

0

0

0

-

-

-

-

Repurchase of common stock

9,274

5,391

0

0

0

-

-

-

-

-

-

-

-

Cash dividend paid on common stock

3,445

3,151

0

0

0

-

-

-

-

-

-

-

-

Net cash from financing activities

110,653

107,556

92,812

122,285

98,772

130,153

0

0

0

-

-

-

-

Net change in cash and cash equivalents

0

-

-

-

0

-

-

-

-

-

-

-

-

Net cash from financing activities

-

-

-

-

-

-

-

-

-

-

-

-

0

Net change in cash and cash equivalents

-

-

-

-

-

-

-

0

14,324

-

0

0

0

Supplemental cash flow information
Income taxes

5,075

4,205

0

0

0

-

-

-

-

7,742

0

0

0

Interest

14,033

13,535

12,431

10,990

9,157

7,819

0

0

0

-

-

-

-

Supplemental noncash disclosure:
Transfer from loan receivable to OREO

-

-

-

-

0

-

-

-

-

-

-

-

-

New commitments to low income housing partnership investments

0

-

-

-

-

-

-

-

-

-

-

-

-

Interest

-

-

-

-

-

-

-

-

-

-

-

-

0