Optimumbank holdings, inc. (OPHC)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash flows from operating activities:
Net loss

-1,262

-1,100

-1,477

-1,399

935

796

1,338

1,482

-591

-589

-598

-517

-403

-396

-341

-318

-257

-163

-119

-244

1,093

1,605

-740

-986

-4,588

-7,075

-7,061

-7,761

-6,272

-4,697

-2,434

-1,972

-3,172

-3,747

0

0

0

Adjustments to reconcile net loss to net cash used in operating activities:
Gain on sale of foreclosed real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

363

809

809

809

314

-135

-139

-167

-7

-32

-28

-20

-45

-186

0

0

0

Provision for loan losses

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

99

289

439

830

1,004

0

0

0

-

-

-

-

-

-

-

-

Depreciation and amortization

177

173

176

174

166

159

0

0

0

-

-

150

156

156

155

154

156

157

162

166

170

176

183

192

198

198

190

173

149

128

98

92

98

105

0

0

0

Write-down of foreclosed real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

Provision for loan losses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,194

3,469

3,666

2,998

1,653

-423

-862

-156

-149

0

0

0

Common stock issued as compensation to directors

-

-

-

-

-

-

-

-

-

-

-

-

-

46

45

247

245

242

235

236

237

239

245

244

248

47

21

26

37

28

0

0

0

-

-

-

-

Gain on sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net amortization of fees, premiums and discounts

198

203

222

215

216

237

63

92

174

211

602

444

353

324

95

515

516

540

476

142

371

338

345

715

94

40

62

-307

22

22

31

36

202

124

0

0

0

Increase in accrued interest receivable

116

118

-7

42

40

-2

0

0

0

-

-23

-7

-60

-82

-56

-86

-3

36

-2

-38

-49

-70

-66

-29

-6

-3

36

19

5

0

0

0

0

-

-

-

-

Amortization of right of use asset

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease in lease liability

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-186

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Decrease (increase) in other assets

-117

235

660

219

310

-15

10

29

-84

24

36

-134

16

4

-160

-161

15

-13

126

177

88

-6

-2

462

161

85

147

-192

-322

-123

-136

1

45

-262

0

0

0

Write-down of foreclosed real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Decrease in accrued interest receivable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

(Decrease) increase in official checks and other liabilities

-49

176

-327

-2

626

569

969

826

565

749

537

787

379

203

-54

-960

-387

-278

43

413

167

-285

-292

-183

391

191

345

171

-345

-463

225

208

-212

798

0

0

0

Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

-

551

128

152

420

627

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other-than-temporary impairment of securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-362

0

0

0

-

-

-

-

-

-

-

-

Other-than-temporary impairment losses

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Net cash used in operating activities

-400

-558

-1,464

-726

-160

24

429

444

484

570

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-2,146

-2,966

-1,675

-2,252

-2,189

-2,663

-1,117

-1,353

-1,965

-885

0

0

0

Cash flows from investing activities:
Purchase of securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

27,738

18,555

18,063

14,994

12,314

19,216

11,490

14,616

20,436

13,707

22,351

24,728

15,673

0

0

0

-

-

-

-

-

-

-

-

Principal repayments of debt securities available for sale

1,466

1,106

916

687

703

906

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Principal repayments of securities available for sale

-

-

-

-

-

-

-

-

-

2,189

2,908

3,446

-3,082

4,326

3,629

3,683

8,894

4,017

387

4,014

5,741

3,671

8,846

7,451

8,125

8,718

9,469

9,918

10,208

11,007

0

0

0

-

-

-

-

Net (increase) decrease in loans

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Principal repayments of debt securities held-to-maturity

1,526

1,379

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in loans

27,874

23,983

16,280

10,239

7,747

7,351

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of premises and equipment

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease (increase) in loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

7,816

1,536

11,235

2,372

-2,476

-5,632

-12,092

-7,216

-3,069

2,324

5,243

6,186

2,320

-7,050

-10,617

-13,776

-15,310

0

0

0

Proceeds from sale of securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Purchases of premises and equipment

-

-

-

-

-

-

-

167

185

94

76

52

92

101

96

95

49

24

81

89

93

133

90

93

135

171

244

376

417

343

250

94

4

0

0

0

0

Redemption (purchase) of FHLB stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of foreclosed real estate, net

-

-

-

-

-

-

-

-

-

-

-

-

-

4,203

2,686

2,686

3,111

1,679

760

760

3,301

4,116

3,967

3,967

3,943

2,943

0

0

0

-

-

-

-

3,704

0

0

0

Capital improvements on foreclosed real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

57

57

22

22

0

0

0

0

(Purchase) redemption of FHLB stock

449

-490

0

0

0

-

-

-

-

-134

0

0

0

-

-

-

-

-263

-269

-56

114

33

57

-280

-280

-282

-396

-351

-740

-681

0

0

0

-

-

-

-

Net cash provided by investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

14,366

527

6,803

622

-5,704

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash used in investing activities

-29,745

-25,325

-17,969

-12,200

-5,864

-6,018

533

8,322

14,834

17,475

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-3,330

1,137

-1,061

3,154

5,601

10,259

23,709

27,763

41,966

41,240

0

0

0

Cash flows from financing activities:
Net increase in deposits

24,935

38,994

35,226

34,342

25,727

-2,873

-19,413

-30,169

-31,974

-20,836

-12,934

-10,491

-5,549

-11,562

-2,496

-6,580

997

5,968

3,681

2,858

-10,275

-7,089

-8,170

-1,816

5,937

-2,919

-8,233

-8,985

-9,650

-6,284

-23,698

-30,907

-36,765

-40,343

0

0

0

Net decrease in federal funds purchased

-

-560

0

0

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase (decrease) in FHLB Advances

10,000

-11,600

-13,550

-13,550

-8,000

4,100

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in federal funds purchased

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Increase in advanced payment by borrowers for taxes and insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-193

39

-161

-74

-119

-159

13

-146

-61

-154

102

-106

-236

-154

-382

-239

0

0

0

(Repayments) purchase of Federal Home Loan Bank advances, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Net decrease in advanced payment by borrowers for taxes and insurance

-

-

-

-

-

-

-

-

-

214

164

64

55

30

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net (decrease) increase from FHLB Advances

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of common stock

0

-

-

-

-

-

-

434

76

30

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,629

12,011

10,416

10,279

8,636

0

0

0

Net cash used in financing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-7,642

2,505

-8,355

-1,940

3,368

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

35,474

26,834

21,786

20,913

15,439

2,312

-13,429

-24,172

-28,955

-24,020

0

0

0

-

-

-

-

-

-

-

-

-

-

-

1,114

-7,901

-15,440

-11,290

-11,562

-6,761

-15,923

-20,645

-26,868

-31,946

0

0

0

Net increase in cash and cash equivalents

5,329

951

2,353

7,987

9,415

-3,682

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net (decrease) increase in cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

7,074

6,072

5,889

7,275

3,160

-1,400

-898

-1,709

-489

1,636

1,211

-1,807

-422

-4,237

-4,362

-9,730

-18,176

-10,388

-8,150

835

6,669

5,765

13,133

8,409

0

0

0

Supplemental disclosure of cash flow information:
Interest

1,846

1,756

1,552

1,315

1,107

931

860

875

935

980

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

813

757

723

710

707

725

753

1,023

1,293

1,605

1,926

2,043

2,217

2,343

2,458

2,646

2,815

3,021

3,283

0

0

0

Income taxes

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Income taxes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

0

-

-

-

0

Noncash transaction -
Change in accumulated other comprehensive loss, net change in unrealized gain on debt securities available for sale, net of income taxes

161

125

132

111

-16

-80

-158

-148

-61

2

-104

-294

-256

-114

-169

117

-186

-221

-119

-286

77

79

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Reclassification of stock compensation from other liabilities to common stock

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of unrealized loss on debt securities transferred to held-to-maturity

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Right-of use lease assets obtained in exchange for operating lease liabilities

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Right-of-use lease assets obtained in exchange for operating lease liabilities

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of unrealized loss on securities transferred to held-to-maturity

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Reclassification of stock compensation from other liabilities to common stock

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Change in accumulated other comprehensive loss, net change in unrealized loss on securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

806

1,164

0

0

0

-

-

-

-

Loans transferred to foreclosed real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

733

733

551

551

697

0

0

0

-

-

-

-

-

-

-

-

Change in accumulated other comprehensive loss, net change in unrealized loss on securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Loans transferred to foreclosed real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,653

5,716

4,136

9,093

0

0

0