| Dec'19 | Dec'18 | Dec'17 | Dec'16 | Dec'15 | Dec'14 | Dec'13 | Dec'12 | Dec'11 | Dec'10 |
|---|---|---|---|---|---|---|---|---|---|
Interest income: | |||||||||
Loans | |||||||||
4,693 | 3,912 | 4,126 | 4,200 | 3,865 | 4,366 | 4,433 | 4,040 | 4,625 | 6,301 |
Debt securities | |||||||||
245 | 232 | 366 | 459 | 597 | 959 | 783 | 1,038 | 1,729 | 2,409 |
Other | |||||||||
236 | 148 | 224 | 105 | 72 | 67 | 64 | 84 | 68 | 77 |
Total interest income | |||||||||
5,174 | 4,292 | 4,716 | 4,764 | 4,534 | 5,392 | 5,280 | 5,162 | 6,422 | 8,787 |
Interest expense: | |||||||||
Deposits | |||||||||
1,503 | 510 | 674 | 728 | 648 | 662 | 842 | 1,103 | 1,882 | 2,783 |
Borrowings | |||||||||
543 | 736 | 522 | 351 | 236 | 249 | 1,077 | 1,478 | 1,545 | 2,084 |
Total interest expense | |||||||||
2,046 | 1,246 | 1,196 | 1,079 | 884 | 911 | 1,919 | 2,581 | 3,427 | 4,867 |
Net interest income | |||||||||
3,128 | 3,046 | 3,520 | 3,685 | 3,650 | 4,481 | 3,361 | 2,581 | 2,995 | 3,920 |
Provision for loan losses | |||||||||
-79 | -1,754 | - | 0 | 0 | - | 2,194 | 1,653 | -149 | 3,645 |
Net interest income after provision for loan losses | |||||||||
3,207 | 4,800 | 3,520 | 3,685 | 3,650 | 4,481 | 1,167 | 928 | 3,144 | 275 |
Noninterest income: | |||||||||
Service charges and fees | |||||||||
106 | 49 | 26 | - | - | - | - | - | - | - |
Service charges and fees | |||||||||
- | - | - | 24 | 141 | 284 | 122 | 72 | 30 | 39 |
Other | |||||||||
76 | 35 | 15 | 18 | 211 | 152 | 42 | 186 | 196 | 5 |
Gain on sale of securities available for sale | |||||||||
- | - | 11 | -186 | 60 | - | - | - | - | - |
Gain on sale of securities | |||||||||
- | - | - | - | - | 136 | -20 | 0 | 153 | 1,350 |
Total noninterest income | |||||||||
182 | 84 | 52 | -144 | 412 | 572 | 144 | 258 | 379 | 1,394 |
Noninterest expenses: | |||||||||
Salaries and employee benefits | |||||||||
2,022 | 1,864 | 1,770 | 1,774 | 1,902 | 1,963 | 2,081 | 1,746 | 1,791 | 1,857 |
Professional fees | |||||||||
537 | 558 | 784 | 659 | 594 | 862 | 1,082 | 1,114 | 1,573 | 1,732 |
Occupancy and equipment | |||||||||
487 | 437 | 415 | 495 | 476 | 504 | 536 | 512 | - | - |
Occupancy and equipment | |||||||||
- | - | - | - | - | - | - | - | 536 | 586 |
Data processing | |||||||||
491 | 407 | 342 | 333 | 298 | 307 | 310 | 229 | 192 | 202 |
Loss on sale of premises and equipment, net | |||||||||
-215 | - | - | - | - | - | - | - | - | - |
Insurance | |||||||||
- | - | 95 | 103 | 115 | 136 | 270 | 285 | 397 | 186 |
Foreclosed real estate expenses | |||||||||
- | - | - | 123 | - | - | - | - | - | - |
Foreclosed real estate, net | |||||||||
- | - | - | - | -412 | - | - | - | - | - |
Foreclosed real estate, net | |||||||||
- | - | - | - | - | -654 | 1,262 | 550 | 1,319 | 469 |
Regulatory assessment | |||||||||
- | - | 202 | 253 | 298 | 387 | 334 | 305 | 694 | 642 |
Loss on early extinguishment of debt | |||||||||
- | - | - | - | - | - | -1,548 | 0 | - | -3,699 |
Other | |||||||||
789 | 822 | 553 | 443 | 450 | -57 | 281 | 733 | 727 | 400 |
Total noninterest expenses | |||||||||
4,541 | 4,088 | 4,161 | 3,937 | 4,545 | 3,448 | 7,704 | 5,474 | 7,229 | 9,773 |
Net loss before income tax benefit | |||||||||
-1,152 | 796 | - | -396 | -483 | 1,605 | - | - | - | -8,104 |
Total other-than-temporary impairment losses | |||||||||
- | - | - | - | - | - | 362 | 409 | - | - |
Portion of losses recognized in other comprehensive income | |||||||||
- | - | - | - | - | - | 0 | 0 | 0 | - |
Net impairment loss | |||||||||
- | - | - | - | - | - | 362 | - | - | - |
Earnings (Loss) before income taxe | |||||||||
- | - | - | - | - | - | -6,755 | - | - | - |
Net impairment loss | |||||||||
- | - | - | - | - | - | - | 409 | 0 | - |
Net impairment loss | |||||||||
- | - | - | - | - | - | - | - | 0 | - |
Loss before income taxes | |||||||||
- | - | - | - | - | - | - | -4,697 | -3,706 | - |
Income tax benefit | |||||||||
-52 | - | - | 0 | -320 | - | 320 | 0 | 41 | 349 |
Net loss | |||||||||
-1,100 | 796 | -589 | -396 | -163 | 1,605 | -7,075 | -4,697 | -3,747 | -8,453 |
Net (loss) earnings per share: | |||||||||
Basic | |||||||||
- | - | - | -0.38 | -0.17 | 1.85 | -0.89 | -0.69 | -0.82 | -10.32 |
Diluted | |||||||||
- | - | - | -0.38 | -0.17 | 1.85 | -0.89 | -0.69 | -0.82 | -10.32 |
Net loss per share - Basic and diluted | |||||||||
-0.58 | 0.53 | -0.53 | - | - | - | - | - | - | - |