Old point financial corp (OPOF)
Balance Sheet / Yearly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
Assets
Cash and due from banks

26,896

37,280

31,897

15,903

16,993

19,915

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash and due from banks

-

-

-

-

-

-

15,539

20,079

37,019

13,420

12,496

27,121

19,264

21,885

59,551

28,974

12,278

33,514

12,709

19,684

27,044

31,081

20,383

26,878

11,802

15,527

14,012

14,572

15,982

14,206

15,148

7,312

9,523

13,120

14,057

14,207

Interest-bearing due from banks

51,228

48,610

58,591

33,868

15,128

20,000

12,519

15,305

3,866

908

1,648

1,708

563

1,667

13,951

1,722

344

1,064

505

339

697

833

507

2,143

18,045

49,255

40,214

29,152

24,732

34,657

20,018

34,843

13,978

30,801

-

1,396

Federal funds sold

6

3,975

719

831

678

2,302

561

1,902

2,552

84

1,291

1,543

683

2,302

1,391

1,520

638

2,412

1,595

1,033

2,130

1,391

1,643

526

1,478

1,930

943

1,229

1,603

712

789

2,561

1,354

2,598

17,899

12,828

Cash and cash equivalents

78,130

89,865

91,207

50,602

32,799

42,217

28,619

37,286

43,437

14,412

15,435

30,372

20,510

25,854

74,893

32,216

13,260

36,990

14,809

21,056

29,871

33,305

22,533

29,547

31,325

66,713

55,170

44,954

42,317

49,576

35,957

44,717

24,855

46,520

31,957

28,431

Securities available-for-sale

152,608

145,715

146,486

145,453

157,819

148,247

142,288

142,981

145,857

157,121

164,112

167,586

195,198

199,365

162,219

166,216

194,454

214,192

130,539

132,176

136,387

139,346

144,040

155,217

155,639

158,147

258,583

321,644

329,456

312,420

295,795

268,080

236,599

209,348

194,183

206,092

Securities held-to-maturity

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

83,390

85,635

88,289

90,089

93,990

95,506

96,847

93,819

11,412

570

570

615

615

1,515

1,515

2,252

2,252

1,952

Restricted securities, at cost

3,152

2,926

3,351

3,479

3,691

3,853

3,869

3,869

4,023

3,846

2,890

3,102

977

970

1,820

2,882

970

2,016

2,016

2,866

2,304

2,293

2,293

2,068

2,378

2,378

2,378

2,378

2,562

2,561

3,109

3,451

3,451

3,679

3,890

4,320

Loans held for sale

2,309

590

1,578

754

-

479

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale

-

-

-

-

649

-

1,033

849

715

779

981

1,600

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans, net

750,550

738,205

730,198

750,421

752,799

763,898

769,204

766,344

723,144

729,092

692,045

671,079

625,787

595,637

586,140

590,227

565,673

560,737

563,038

564,142

547,824

528,919

512,686

502,724

493,868

473,187

462,211

450,251

463,809

456,242

468,818

482,041

511,829

517,281

529,156

573,391

Premises and equipment, net

35,136

35,312

36,361

36,293

36,677

36,738

37,278

37,775

36,754

37,197

37,750

38,370

38,876

39,324

39,834

40,285

40,996

41,282

41,394

41,865

42,419

42,075

42,599

42,272

40,546

38,463

35,508

34,059

32,528

31,079

30,354

30,172

30,264

30,074

29,972

29,616

Premises and equipment, held for sale

907

907

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Bank-owned life insurance

27,777

27,547

27,355

27,153

26,955

26,763

26,567

26,363

26,190

25,981

25,802

25,604

25,404

25,206

25,058

24,843

24,626

24,411

24,189

23,968

23,746

23,525

23,107

22,889

22,673

22,471

22,256

22,039

21,824

21,627

22,042

21,817

21,593

21,383

18,425

18,020

Other real estate owned, net

236

0

0

0

0

83

133

251

203

0

0

0

1,067

1,067

1,141

1,887

2,243

2,741

4,034

4,961

5,085

5,106

6,549

6,253

6,415

-

-

-

6,574

-

-

-

-

-

-

-

Goodwill

1,650

1,650

1,650

1,650

1,650

1,650

1,611

1,620

621

621

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Core deposit intangible, net

352

363

374

385

396

407

418

429

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Foreclosed assets, net of valuation allowance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6,888

6,559

6,021

-

6,841

7,232

7,439

9,390

11,037

10,796

11,448

us-gaap:OtherAssets

12,470

11,408

12,035

13,214

13,445

13,848

14,420

14,363

12,829

12,777

15,482

14,805

14,957

15,543

14,651

39,117

14,625

14,418

15,543

16,833

11,753

11,622

13,104

13,614

14,597

14,486

12,800

8,920

7,859

6,920

8,393

10,347

10,008

10,991

11,792

13,572

Total assets

1,065,277

1,054,488

1,050,595

1,029,404

1,026,880

1,038,183

1,025,440

1,032,130

993,773

981,826

954,497

952,518

922,776

902,966

905,756

897,673

856,847

896,787

878,952

893,502

887,678

876,280

860,901

870,090

864,288

876,556

866,881

890,838

907,499

887,885

872,318

869,582

849,504

852,568

832,426

886,842

Liabilities & Stockholders' Equity
Deposits:
Noninterest-bearing deposits

258,104

262,558

251,419

242,882

232,954

246,265

240,528

245,069

231,345

225,716

223,442

224,785

233,640

228,641

226,020

206,815

205,165

215,090

196,323

184,965

192,596

186,280

185,277

184,428

182,513

180,462

177,839

176,862

176,740

176,190

173,578

165,983

163,639

159,162

152,630

129,208

Savings deposits

428,836

399,020

380,178

369,477

372,189

367,915

367,085

360,478

349,881

345,053

344,654

348,223

356,175

344,452

325,188

311,932

311,422

321,370

314,302

317,053

309,788

307,078

292,481

295,334

286,085

279,577

270,821

272,963

268,253

247,765

243,832

241,835

232,348

232,083

224,357

225,210

Time deposits

215,596

227,918

232,973

235,425

231,034

228,964

233,698

234,788

207,801

212,825

214,349

204,172

203,577

211,409

213,289

208,254

208,092

210,011

218,502

221,642

225,942

223,296

238,770

243,726

256,807

270,783

281,707

297,414

308,823

307,718

306,764

299,042

294,892

299,155

303,454

324,796

Total deposits

902,536

889,496

864,570

847,784

836,177

843,144

841,311

840,335

789,027

783,594

782,445

777,180

793,392

784,502

764,497

727,001

724,679

746,471

729,127

723,660

728,326

716,654

716,528

723,488

725,405

730,823

730,367

747,240

753,816

731,674

724,175

706,861

690,879

690,401

680,442

679,214

Federal funds purchased

-

-

-

-

-

-

0

0

0

10,000

2,000

0

0

0

-

-

0

-

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Overnight repurchase agreements

4,817

11,452

23,732

18,011

24,643

25,775

18,116

26,048

36,141

20,693

21,885

23,221

-

18,704

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Federal Home Loan Bank advances

42,000

37,000

47,000

50,000

55,000

60,000

60,000

60,000

70,000

67,500

45,000

50,000

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other borrowings

1,800

1,950

2,100

2,250

2,400

2,550

2,850

2,850

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Federal funds purchased and other short-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

0

-

-

-

0

-

-

-

-

619

839

731

Overnight repurchase agreements

-

-

-

-

-

-

-

-

-

-

-

-

28,128

-

18,239

23,865

31,778

25,950

25,830

27,468

35,547

37,404

25,677

35,810

31,175

37,019

25,641

26,339

35,946

37,265

22,763

38,559

35,001

37,877

27,798

50,757

Term repurchase agreements

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

412

412

412

412

412

411

411

411

410

1,281

1,280

1,277

1,176

1,174

1,480

1,915

2,787

38,959

Federal Home Loan Bank advances

-

-

-

-

-

-

-

-

-

-

-

-

0

-

20,000

45,000

0

25,000

25,000

45,000

30,000

30,000

30,000

25,000

25,000

25,000

25,000

25,000

25,000

-

-

-

35,000

-

-

-

Federal Home Loan Bank advances

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-25,000

-35,000

-35,000

-

-35,000

-35,000

-35,000

us-gaap:OtherLiabilities

4,080

4,834

4,130

3,934

3,641

4,708

3,588

3,604

3,607

3,651

5,526

5,209

6,135

5,770

6,553

5,874

6,174

6,190

7,739

7,374

3,855

3,313

2,297

2,262

1,536

3,145

2,963

2,750

2,157

2,272

1,813

2,018

1,279

1,412

1,472

1,229

Total liabilities

955,233

944,732

941,532

921,979

921,861

936,177

925,865

932,837

898,775

885,438

856,856

855,610

827,655

808,976

809,289

801,740

762,631

803,611

788,108

803,914

798,140

787,783

774,914

786,971

783,527

796,399

784,384

802,611

818,199

797,490

784,928

783,614

763,639

767,226

748,341

805,890

Commitments and contingencies (Note 15)

-

-

-

-

-

-

0

0

0

-

-

-

-

0

-

-

-

0

-

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

-

0

Stockholders' equity:
Common stock, $5 par value, 10,000,000 shares authorized; 5,200,606 and 5,200,038 shares outstanding (includes 12,385 and 19,933 of nonvested restricted stock, respectively)

25,941

25,901

25,896

25,892

25,857

25,853

25,849

25,847

25,093

25,087

25,037

24,921

24,886

24,806

24,795

24,795

24,795

24,795

24,795

24,795

24,795

24,795

24,795

24,795

24,795

24,795

24,795

24,795

24,795

24,795

24,795

24,795

24,795

24,795

24,776

24,685

Additional paid-in capital

21,026

20,959

20,876

20,838

20,763

20,698

20,624

20,568

17,298

17,270

17,112

16,758

16,655

16,427

16,392

16,392

16,392

16,392

16,392

16,392

16,392

16,392

16,392

16,392

16,392

16,391

16,391

16,391

16,392

16,391

16,365

16,337

16,310

16,282

16,225

16,026

Retained earnings

63,601

62,975

61,625

60,016

59,015

57,611

56,794

55,767

55,344

54,738

58,179

57,973

57,360

56,965

56,565

55,732

55,676

55,151

55,288

54,894

54,012

53,203

51,859

51,056

50,376

50,464

49,724

48,957

48,305

47,156

46,329

45,939

45,109

44,490

43,695

42,810

Accumulated other comprehensive loss, net

-524

-79

666

679

-616

-2,156

-3,692

-2,889

-2,737

-707

-2,687

-2,744

-3,780

-4,208

-1,285

-986

-2,647

-3,162

-5,631

-6,493

-5,661

-5,893

-7,059

-9,124

-10,802

-11,494

-8,414

-1,918

-192

2,053

-100

-1,104

-349

-225

-612

-2,569

Total stockholders' equity

110,044

109,756

109,063

107,425

105,019

102,006

99,575

99,293

94,998

96,388

97,641

96,908

95,121

93,990

96,467

95,933

94,216

93,176

90,844

89,588

89,538

88,497

85,987

83,119

80,761

80,156

82,497

88,226

89,300

90,395

87,390

85,968

85,865

85,342

84,084

80,952

Total liabilities and stockholders' equity

1,065,277

1,054,488

1,050,595

1,029,404

1,026,880

1,038,183

1,025,440

1,032,130

993,773

981,826

954,497

952,518

922,776

902,966

905,756

897,673

856,847

896,787

878,952

893,502

887,678

876,280

860,901

870,090

864,288

876,556

866,881

890,838

907,499

887,885

872,318

869,582

849,504

852,568

832,426

886,842