Ottawa Bancorp Inc OTTW Cash Flow

Ottawa bancorp inc (OTTW)

CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16
Cash Flows from Operating Activities
Net income
1,623	1,937	1,948	1,993	1,914	1,994	962	826	936	814	1,485	1,451	1,359	1,261	0	0	0
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation
213	215	209	266	258	245	245	245	245	246	244	241	240	238	0	0	0
Provision for loan losses
915	595	555	515	532	527	492	637	610	575	600	415	412	442	0	0	0
Provision for deferred income taxes
-45	13	127	-2	122	45	615	533	540	681	-154	207	397	368	0	0	0
Net amortization of premiums and discounts on securities
-131	-138	-153	-174	-192	-217	-259	-313	-393	-470	-542	-600	-628	-652	0	0	0
Loss (gain) on sale of securities, net
-	-	-	-	-	-	-	-	-	-	-	-	-	5	0	0	0
Origination of mortgage loans held for sale
20,390	18,884	14,673	13,909	17,416	19,301	20,454	22,862	22,377	21,980	22,740	22,547	21,202	18,591	0	0	0
Proceeds from sale of mortgage loans held for sale
21,422	18,418	14,393	14,917	17,911	20,385	21,209	24,383	23,580	22,482	23,493	22,266	21,190	18,796	0	0	0
Gain on sale of loans, net
781	759	749	534	536	584	638	688	722	696	701	638	577	509	0	0	0
Origination of mortgage servicing rights, net of amortization
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sale of securities, net
0	-	-	-	-	-	-	-	-	-29	0	0	0	-	-	-	-
Origination of mortgage servicing rights, net of amortization
-	-	-	-	-	-	-	60	69	71	78	72	78	65	0	0	0
Gain on sale of foreclosed real estate
-	-	-	-	-	116	0	0	0	-	-	-	-	-	-	-	-
Gain on sale of foreclosed real estate, net
-	-	-	-	-	-	-	-	-	-	-	100	147	188	0	0	0
Write down of foreclosed real estate
-	-	-	-	-	-	-	-	-	-	-	-	-	28	0	0	0
Loss on sale of repossessed assets, net
0	-	-	-	-	4	-5	0	9	14	19	18	7	5	0	0	0
MRP compensation expense
-	-	-	-	-	-	-	-	-	-	-	-	-	3	0	0	0
MRP compensation expense
33	34	0	0	0	-	-	-	-	-	-	-	-	5	0	0	0
ESOP compensation expense
-14	9	0	0	0	-	262	262	260	256	341	293	244	195	0	0	0
Amortization of core deposit intangible
53	58	58	58	58	58	61	64	67	73	78	83	88	92	0	0	0
Amortization of fair value adjustments on acquired:
Loans
17	17	17	17	21	26	31	56	133	193	209	208	153	115	0	0	0
Certificates of deposit
-	-	-	-	-	-	-	-	-	-14	-26	-41	-54	-65	0	0	0
Federal Home Loan Bank Advances
4	4	4	3	4	5	5	6	6	6	6	6	6	4	0	0	0
Increase in cash surrender value of life insurance
48	48	47	47	47	47	47	47	47	48	49	49	50	50	0	0	0
Change in assets and liabilities:
Increase in accrued interest receivable
-24	50	-41	5	28	30	60	-17	14	8	-18	16	-3	9	0	0	0
(Increase) decrease in other assets
-438	-1,496	-134	-340	-15	262	390	564	707	679	-239	-169	-68	503	0	0	0
Increase in accrued interest payable and other liabilities
-2,412	-36	-308	207	197	59	413	38	403	667	563	419	290	148	0	0	0
Net cash (used in) provided by operating activities
1,365	3,325	2,044	4,196	3,406	3,482	2,885	3,144	3,191	2,939	3,982	2,874	2,988	2,362	0	0	0
Cash Flows from Investing Activities
Purchases
0	-	-	-	-	4,223	2,259	2,259	750	1,308	4,699	4,893	4,808	7,198	0	0	0
Sales, calls, maturities and paydowns
4,762	4,477	4,382	4,367	4,503	4,260	6,891	13,892	18,568	19,423	17,512	11,320	8,021	8,369	0	0	0
Net increase in loans
15,630	12,852	20,002	25,636	16,576	29,717	34,153	42,701	54,249	47,572	36,885	29,442	23,019	21,199	0	0	0
Sale of non-marketable equity securities
-	-	-	-	-	-	-	-	-63	-165	0	0	0	-	-	-	-
Net decrease in time deposits
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net decrease in federal funds sold
2,382	1,478	-3,749	-4,465	-2,651	-4,724	3,507	-3,653	1,026	751	50,646	0	-1,835	-86	0	0	0
Proceeds from sale of foreclosed real estate
-	-	-	-	-	247	346	355	333	292	193	310	472	490	0	0	0
Proceeds from sale of repossessed assets
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sale of repossessed assets
-	-	-	-	-	-	-	100	78	73	112	99	74	78	0	0	0
Purchase of premises and equipment
-32	112	141	290	337	196	152	80	64	72	73	74	33	24	0	0	0
Net cash used in investing activities
-11,803	-10,856	-25,986	-28,889	-18,231	-34,082	-25,849	-34,513	-35,120	-28,578	26,807	-22,678	-20,522	-18,964	0	0	0
Cash Flows from Financing Activities
Net increase (decrease) in deposits
21,186	12,864	30,903	21,262	23,499	40,673	29,972	28,106	19,679	10,241	-52,970	3,561	-2,052	-4,122	0	0	0
Proceeds from Federal Home Loan Bank advances
0	-	-	-	-	9,750	17,750	20,750	19,250	16,000	0	0	0	-	-	-	-
Principal reduction of Federal Home Loan Bank advances
-	14,523	12,523	4,023	8,773	12,773	14,772	12,772	7,522	2,022	7,522	10,022	10,022	11,022	0	0	0
Proceeds from stock options exercised
13	8	62	62	62	119	65	72	72	7	0	0	0	-	-	-	-
Shares repurchased and cancelled
3,148	2,852	3,152	2,734	1,280	1,639	1,408	1,172	960	253	0	0	0	-	-	-	-
Dividends paid
2,910	1,857	0	0	0	-	-	-	-	523	392	261	130	0	0	0	0
Net cash provided by (used in) financing activities
18,116	5,139	23,868	24,848	18,952	35,274	30,780	34,078	30,125	23,448	-32,320	20,568	18,352	15,413	0	0	0
Net increase (decrease) in cash and cash equivalents
7,678	-2,392	-73	155	4,127	4,674	7,816	2,709	-1,803	-2,190	-1,530	764	817	-1,189	0	0	0
Cash and cash equivalents:
Supplemental Disclosures of Cash Flow Information
Income taxes paid, net of refunds received
-	448	785	495	766	766	680	1,040	836	836	0	0	0	-	-	-	-
Supplemental Schedule of Noncash Investing and Financing Activities
Real estate acquired through or in lieu of foreclosure
-	196	240	196	281	109	148	380	295	302	0	0	0	-	-	-	-
Real estate acquired through or in lieu of foreclosure
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Other assets acquired in settlement of loans
167	194	290	328	214	207	146	98	88	56	52	75	71	58	0	0	0
Sale of foreclosed real estate through loan origination
-	-	-	-	-	-	-	-	-	3	3	131	131	128	0	0	0
Increase in ESOP put option liability
-	-	-	-	-	-	-	-	-	-	-	-	486	431	0	0	0
Interest Paid to Depositors [Member]
Interest paid
2,872	2,820	2,627	2,304	2,028	1,757	0	0	0	-	-	-	-	-	-	-	-
Interest Paid on Borrowings [Member]
Interest paid
265	277	285	263	243	218	0	0	0	-	-	-	-	-	-	-	-