Oak valley bancorp (OVLY)
Balance Sheet / Yearly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
ASSETS
Cash and due from banks

72,884

133,809

106,009

72,152

87,292

116,425

151,656

158,775

151,406

142,968

129,633

171,179

154,945

179,025

133,243

162,624

154,033

174,778

136,594

126,899

130,638

132,078

104,977

76,093

89,278

100,096

84,312

102,217

96,098

130,799

93,642

64,637

65,337

73,189

74,468

67,245

28,091

Federal funds sold

19,930

13,785

10,385

19,405

6,655

9,720

11,185

7,535

11,300

6,205

9,995

10,980

12,770

11,785

14,020

0

5,535

15,825

20,020

15,115

19,060

12,210

12,770

12,395

26,375

5,095

15,495

3,500

21,770

10,535

13,770

7,240

4,110

27,895

6,360

10,045

40,845

Cash and cash equivalents

-

-

116,394

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash and cash equivalents

92,814

147,594

-

91,557

93,947

126,145

162,841

166,310

162,706

149,173

139,628

182,159

167,715

190,810

147,263

162,624

159,568

190,603

156,614

142,014

149,698

144,288

117,747

88,488

115,653

105,191

99,807

105,717

117,868

141,334

107,412

71,877

69,447

101,084

80,828

77,290

68,936

Securities - available for sale

245,155

190,088

193,601

205,198

200,405

206,712

205,238

204,713

198,221

179,248

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities - equity investments

3,371

3,297

3,283

3,240

3,171

3,106

3,060

3,068

3,071

3,112

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities available for sale

-

-

-

-

-

-

-

-

-

-

180,857

175,252

169,869

160,333

160,077

150,299

144,261

131,546

129,497

127,897

121,188

121,277

124,199

124,479

119,597

117,746

117,142

119,327

114,578

103,865

106,331

108,247

105,084

89,694

86,799

78,861

53,267

Loans, net of allowance for loan losses of $9,586 and $9,146 at March 31, 2020 and December 31, 2019, respectively

749,726

741,047

722,446

708,340

697,768

702,220

653,995

645,136

638,902

652,989

626,911

614,082

603,075

601,104

592,650

569,668

557,573

530,394

469,616

455,674

445,316

446,492

427,843

427,655

414,425

411,156

405,544

382,512

381,631

382,411

380,207

381,957

384,218

386,958

381,817

381,193

395,206

Cash surrender value of life insurance

24,805

24,631

24,454

19,281

19,153

19,028

18,898

18,768

18,642

18,517

-

-

-

18,004

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Bank premises and equipment, net

15,174

15,229

15,067

14,850

14,667

14,937

15,114

15,020

14,808

14,478

13,048

13,223

13,443

13,688

13,712

13,922

14,037

14,277

13,736

13,715

13,894

14,066

13,614

13,760

13,940

13,684

12,607

12,600

12,917

13,182

13,104

13,228

13,293

13,499

13,393

12,795

10,173

Other real estate owned

-

-

-

-

-

-

-

-

-

-

-

1,210

1,210

-

1,485

1,231

2,066

2,066

834

834

834

884

884

899

916

916

-

-

-

0

-

-

-

-

-

-

-

Other real estate owned

-

-

-

-

-

-

0

0

0

253

253

-

-

1,210

-

-

-

-

-

-

-

-

-

-

-

-

916

1,827

970

-

0

0

-

244

244

244

778

Goodwill and other intangible assets, net

3,812

3,837

3,863

3,889

3,915

3,942

3,970

3,999

4,027

4,056

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest receivable and other assets

21,778

22,062

22,024

22,644

22,655

18,797

12,689

12,586

12,436

13,026

36,024

34,569

34,567

16,961

31,831

27,891

28,245

28,152

23,426

23,874

22,622

22,658

22,534

23,038

23,058

23,160

23,173

22,245

20,451

19,786

20,760

21,105

21,468

20,690

20,871

21,876

24,033

Assets, Total

1,156,635

1,147,785

1,101,132

1,068,999

1,055,681

1,094,887

1,075,805

1,069,600

1,052,813

1,034,852

996,721

1,020,495

989,879

1,002,110

947,018

925,635

905,750

897,038

793,723

764,008

753,552

749,665

706,821

678,319

687,591

671,853

659,191

644,229

648,418

660,580

627,816

596,417

593,512

612,171

583,954

572,261

552,396

LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits

1,026,925

1,019,929

977,993

949,090

938,743

986,495

974,424

970,615

955,341

938,882

901,716

925,786

899,169

914,093

859,756

838,458

822,440

814,691

712,577

683,937

672,991

669,581

630,178

602,978

615,996

602,633

591,642

577,129

580,214

586,992

553,333

526,406

518,727

536,204

505,505

496,211

476,738

Federal Home Loan Bank advances

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

3,000

6,000

6,000

8,000

Interest payable and other liabilities

15,323

15,286

13,819

13,326

14,720

9,354

5,715

4,840

5,877

5,203

5,329

6,609

6,649

5,567

4,404

5,184

4,350

4,084

3,999

3,906

4,745

5,043

3,850

3,972

3,771

4,703

4,170

3,644

4,105

3,619

5,658

3,074

3,193

2,565

2,885

2,416

2,999

Total liabilities

1,042,248

1,035,215

991,812

962,416

953,463

995,849

980,139

975,455

961,218

944,085

907,045

932,395

905,818

919,660

864,160

843,642

826,790

818,775

716,576

687,843

677,736

674,624

634,028

606,950

619,767

607,336

595,813

580,773

584,320

590,612

558,992

529,481

521,920

541,769

514,390

504,627

487,738

Commitments and contingencies

-

-

-

-

-

-

-

-

0

-

0

0

0

0

-

-

-

0

0

0

0

0

0

-

-

0

0

0

0

-

0

0

0

0

0

0

0

Shareholders’ equity
Preferred stock, 10,000,000 shares authorized, no shares issued and outstanding at September 30, 2015 and December 31, 2014

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

13,097

-

Common stock, no par value; 50,000,000 shares authorized, 8,216,714 and 8,210,147 shares issued and outstanding at at March 31, 2020 and December 31, 2019, respectively

25,435

25,435

25,435

25,435

25,435

25,429

25,422

25,422

25,422

24,773

24,773

24,698

24,682

24,682

24,682

24,682

24,682

24,682

24,682

24,682

24,682

24,682

24,682

24,682

24,648

23,758

23,758

23,758

23,758

23,673

23,673

23,603

23,562

23,453

23,180

24,013

24,003

Additional paid-in capital

3,837

3,777

3,636

3,524

3,399

3,358

3,244

3,134

2,999

3,576

3,551

3,528

3,506

3,473

3,412

3,346

3,280

3,217

3,107

3,033

2,972

2,910

2,798

2,736

2,670

2,537

-

-

-

2,341

-

-

-

-

-

-

-

Additional paid-in capital

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,483

2,430

2,378

-

2,293

2,242

2,186

2,128

2,121

2,104

2,080

Retained earnings

82,521

80,961

77,769

75,647

72,684

70,686

67,707

65,606

63,015

61,429

60,003

58,546

55,716

54,520

52,198

51,239

49,334

48,795

48,304

47,810

46,300

45,582

43,940

42,930

40,392

38,985

38,070

36,565

35,190

33,958

32,553

31,159

29,921

28,629

27,661

26,210

24,016

Accumulated other comprehensive income, net of tax

2,594

2,397

2,480

1,977

700

-435

-707

-17

159

989

1,349

1,328

157

-225

2,566

2,726

1,664

1,569

1,054

640

1,862

1,867

1,373

1,021

112

-763

-933

703

2,771

3,244

3,553

3,179

2,421

2,690

3,101

2,208

1,543

Total shareholders’ equity

114,387

112,570

109,320

106,583

102,218

99,038

95,666

94,145

91,595

90,767

89,676

88,100

84,061

82,450

82,858

81,993

78,960

78,263

77,147

76,165

75,816

75,041

72,793

71,369

67,823

64,517

63,378

63,456

64,098

69,968

68,824

66,935

71,592

70,402

69,563

-

64,657

Total shareholders' equity

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

67,634

-

Liabilities and Equity, Total

1,156,635

1,147,785

1,101,132

1,068,999

1,055,681

1,094,887

1,075,805

1,069,600

1,052,813

1,034,852

996,721

1,020,495

989,879

1,002,110

947,018

925,635

905,750

897,038

793,723

764,008

753,552

749,665

706,821

678,319

687,591

671,853

659,191

644,229

648,418

660,580

627,816

596,417

593,512

612,171

583,954

572,261

552,396