Pb bancorp, inc. (PBBI)
CashFlow / Quarterly
Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15
Cash flows from operating activities
Net income

913

956

875

951

1,090

1,391

789

965

791

584

573

636

684

423

170

303

21

406

Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of securities premiums, net

-87

-97

-100

-88

-121

-113

-106

-127

-136

-146

-162

-177

-205

-257

-352

-304

-341

-383

Impairment losses on securities

34

47

-

-

-

-

0

0

0

1

-

-

-

-

0

45

3

36

Amortization of deferred loan costs, net

74

64

26

49

51

84

57

62

57

59

44

51

38

52

70

57

44

37

Provision (credit) for loan losses

0

150

100

100

0

-600

0

50

0

175

112

0

216

220

50

0

683

-70

Gain on sale of other real estate owned, net

69

97

0

43

86

21

0

48

66

-113

1

78

3

28

0

0

238

114

Write-down of other real estate owned

-

-

37

0

0

91

0

0

8

6

-

-

-

-

92

0

0

28

Depreciation and amortization - premises and equipment

76

83

81

83

83

83

84

82

79

84

80

80

90

78

79

79

79

80

Amortization - software

1

2

-

-

3

1

-

-

-

-

-

-

-

-

-

-

-

-

Amortization - software

-

-

-

-

-

-

-

2

2

3

4

5

15

29

29

29

30

29

Net decrease (increase) in accured interest receivable and other assets

-367

201

0

-611

75

767

193

63

31

-11

-162

101

-477

792

19

-653

449

-43

Income from bank-owned life insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

67

69

69

Income from bank-owned life insurance

88

88

89

87

90

89

90

88

89

90

90

89

91

86

-

-

-

-

(Decrease) increase in other liabilities

231

-282

440

-283

497

-403

218

-250

689

-547

-536

82

841

-456

164

99

36

-128

Share-based compensation expense

111

111

111

111

111

118

111

112

112

112

-

-

-

-

-

-

-

-

Deferred tax expense

-421

25

-235

83

474

850

-41

83

35

227

621

71

-124

101

-2

12

-47

171

ESOP expense

64

52

51

49

51

53

47

48

48

46

-

-

-

-

-

-

-

-

Net cash provided by operating activities

1,283

919

1,528

1,713

2,235

904

1,090

1,075

1,772

930

-

-

-

-

-

-

-

-

Cash flows from investing activities
ESOP expense

-

-

-

-

-

-

-

-

-

-

-

-

-

39

37

38

32

27

Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

882

2,442

-163

955

1,552

466

859

Proceeds from calls, pay downs and maturities of available-for-sale securities

1,809

1,940

-

1,416

2,775

1,834

-

-69

3,648

2,025

2,357

2,394

2,573

2,750

2,221

1,261

1,469

1,561

Purchase of held-to-maturity securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

5,939

5,133

5,649

Proceeds from calls, pay downs and maturities of held-to-maturity securities

4,791

5,334

4,713

3,634

4,934

5,827

4,839

5,675

8,824

7,522

7,113

7,570

9,221

9,861

8,971

7,330

8,306

10,647

Redemption of Federal Home Loan Bank stock

-

-

-

-

-

-

-280

0

27

106

86

225

222

1

-

-

-

-

Net loan principal repayments

-1,629

-7,151

-

-

20,849

-4,062

-

-

-

-

-

-

-

-

-

-

-

-

Loan principal originations, net of repayments

-

-

-

-

-

-

-

-

-

-

-

-

-

-2,553

-

-2,240

-2,708

-3,028

Loan principal originations, net of repayments

-

-

-

-

-

-

3,103

8,464

3,037

7,276

-

-

-

-

-

-

-

-

Loan purchases

0

1,955

-

-

-

-

0

1,781

4,834

14,865

12,187

4,514

8,073

2,646

9,531

1,834

6,376

913

Recoveries of loans previously charged off

6

8

-

10

11

571

-

18

18

14

22

20

17

13

13

21

183

20

Purchase of bank-owned life insurance

-

-

-

-

-

-

-

-

-

-

0

0

0

2,500

-

-

-

-

Proceeds from sale of other real estate owned

387

298

1

152

296

126

0

192

287

300

13

410

43

357

20

0

2,354

1,144

Capital expenditures - premises and equipment

48

103

102

10

21

7

5

36

32

27

34

41

52

55

82

15

72

24

Net cash provided by (used in) investing activities

8,994

12,673

-3,360

5,815

-12,854

12,413

5,744

-839

4,847

-12,413

-

-

-

-

-

-

-

-

Cash flows from financing activities
Net cash used in investing activities

-

-

-

-

-

-

-

-

-

-

-

3,770

-18,892

5,226

-9,171

-25,587

-721

3,758

Net decrease in deposit accounts

-9,961

8,582

10,662

7,262

-1,206

-4,444

626

8,641

-2,754

-689

5,153

-3,523

5,627

2,438

1,937

-33,346

34,935

-5,101

Net decrease in mortgagors' escrow accounts

1,394

-1,670

1,788

-1,479

1,564

-1,625

1,369

-1,033

1,262

-1,325

-

-

-

-

-

-

-

-

Net decrease in mortgagors' escrow accounts

-

-

-

-

-

-

-

-

-

-

-

1,020

-1,178

1,161

-

980

-1,241

1,170

Proceeds from issuance of long-term Federal Home Loan Bank advances

-

-

-

-

-

-

3,500

6,000

11,730

8,000

10,500

7,500

5,000

6,000

-

-

-

-

Repayment of long-term Federal Home Loan Bank advances

7,514

2,013

14

13

14

1,013

5,013

15,014

5,004

8,000

2,500

10,000

0

2,000

-

-

-

-

Change in short term Federal Home Loan Bank advances, net

-

-

-

-

-

-

-

-

-

-

-

1,240

0

-1,400

-

0

-4,480

240

Change in short term Federal Home Loan Bank advances, net

-

-

-

-

-

-

-

0

3,150

-9,150

-

-

-

-

-

-

-

-

Net increase in securities sold under agreements to repurchase

519

814

9

-2,515

1,784

862

-91

-2,121

1,651

-357

-231

-1,918

1,257

115

-56

-2,499

1,057

1,060

Cash dividends paid on common stock

521

521

521

521

991

458

459

389

388

313

313

236

237

236

197

197

262

262

Common stock repurchased

-

-

0

0

1,916

11

177

1,329

52

520

-

-

-

-

-

-

-

-

Net cash used in financing activities

-16,083

5,192

11,924

2,720

-779

-6,689

-6,245

-5,273

3,295

5,946

-

-

-

-

-

-

-

-

Net increase (decrease) in cash and cash equivalents

-5,806

18,784

-

-

-11,398

6,628

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-9,969

12,825

3,756

4,254

-3,816

32,491

-5,233

Net increase in cash and cash equivalents

-

-

-

-

-

-

589

-5,037

9,914

-5,537

5,163

-5,317

-3,625

8,819

-3,962

-27,851

32,236

-616

Supplemental disclosures
Cash paid during the period for:
Interest

1,041

1,008

972

928

897

803

795

808

790

804

-

-

-

-

-

-

-

-

Interest

-

-

-

-

-

-

-

-

-

-

-

819

800

800

794

787

813

831

Income taxes paid

0

351

361

-702

0

1

660

0

265

105

127

0

0

4

0

-9

0

1

Loans transferred to other real estate owned

0

257

0

121

166

156

0

215

0

144

208

0

112

355

-

-

-

-