PB Bancorp, Inc. PBBI Cash Flow

Pb bancorp, inc. (PBBI)

CashFlow / TTM

Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15
Cash flows from operating activities
Net income
3,695	3,872	4,307	4,221	4,235	3,936	3,129	2,913	2,584	2,477	2,316	1,913	1,580	917	900	0	0	0
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of securities premiums, net
-372	-406	-422	-428	-467	-482	-515	-571	-621	-690	-801	-991	-1,118	-1,254	-1,380	0	0	0
Impairment losses on securities
0	0	-	-	-	-	1	0	0	0	-	-	-	-	84	0	0	0
Amortization of deferred loan costs, net
213	190	210	241	254	260	235	222	211	192	185	211	217	223	208	0	0	0
Provision (credit) for loan losses
350	350	-400	-500	-550	-550	225	337	287	503	548	486	486	953	663	0	0	0
Gain on sale of other real estate owned, net
209	226	150	150	155	135	1	2	32	-31	110	109	31	266	352	0	0	0
Write-down of other real estate owned
-	-	128	91	91	99	14	0	0	0	-	-	-	-	120	0	0	0
Depreciation and amortization - premises and equipment
323	330	330	333	332	328	329	325	323	334	328	327	326	315	317	0	0	0
Amortization - software
0	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Amortization - software
-	-	-	-	-	-	-	11	14	27	53	78	102	117	117	0	0	0
Net decrease (increase) in accured interest receivable and other assets
-777	-335	231	424	1,098	1,054	276	-79	-41	-549	254	435	-319	607	-228	0	0	0
Income from bank-owned life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Income from bank-owned life insurance
352	354	355	356	357	356	357	357	358	360	356	0	0	0	-	-	-	-
(Decrease) increase in other liabilities
106	372	251	29	62	254	110	-644	-312	-160	-69	631	648	-157	171	0	0	0
Share-based compensation expense
444	444	451	451	452	453	447	0	0	0	-	-	-	-	-	-	-	-
Deferred tax expense
-548	347	1,172	1,366	1,366	927	304	966	954	795	669	46	-13	64	134	0	0	0
ESOP expense
216	203	204	200	199	196	189	0	0	0	-	-	-	-	-	-	-	-
Net cash provided by operating activities
5,443	6,395	6,380	5,942	5,304	4,841	4,867	0	0	0	-	-	-	-	-	-	-	-
Cash flows from investing activities
ESOP expense
-	-	-	-	-	-	-	-	-	-	-	-	-	146	134	0	0	0
Net cash provided by operating activities
-	-	-	-	-	-	-	-	-	-	-	4,116	4,786	2,810	3,832	0	0	0
Proceeds from calls, pay downs and maturities of available-for-sale securities
0	0	-	0	0	0	-	7,961	10,424	9,349	10,074	9,938	8,805	7,701	6,512	0	0	0
Purchase of held-to-maturity securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	16,721	0	0	0
Proceeds from calls, pay downs and maturities of held-to-maturity securities
18,472	18,615	19,108	19,234	21,275	25,165	26,860	29,134	31,029	31,426	33,765	35,623	35,383	34,468	35,254	0	0	0
Redemption of Federal Home Loan Bank stock
-	-	-	-	-	-	-147	219	444	639	534	0	0	0	-	-	-	-
Net loan principal repayments
0	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Loan principal originations, net of repayments
-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	0	0	0
Loan principal originations, net of repayments
-	-	-	-	-	-	21,880	0	0	0	-	-	-	-	-	-	-	-
Loan purchases
0	0	-	-	-	-	21,480	33,667	36,400	39,639	27,420	24,764	22,084	20,387	18,654	0	0	0
Recoveries of loans previously charged off
0	0	-	0	0	0	-	72	74	73	72	63	64	230	237	0	0	0
Purchase of bank-owned life insurance
-	-	-	-	-	-	-	-	-	-	2,500	0	0	0	-	-	-	-
Proceeds from sale of other real estate owned
838	747	575	574	614	605	779	792	1,010	766	823	830	420	2,731	3,518	0	0	0
Capital expenditures - premises and equipment
263	236	140	43	69	80	100	129	134	154	182	230	204	224	193	0	0	0
Net cash provided by (used in) investing activities
24,122	2,274	2,014	11,118	4,464	22,165	-2,661	0	0	0	-	-	-	-	-	-	-	-
Cash flows from financing activities
Net cash used in investing activities
-	-	-	-	-	-	-	-	-	-	-	-19,067	-48,424	-30,253	-31,721	0	0	0
Net decrease in deposit accounts
16,545	25,300	12,274	2,238	3,617	2,069	5,824	10,351	-1,813	6,568	9,695	6,479	-23,344	5,964	-1,575	0	0	0
Net decrease in mortgagors' escrow accounts
33	203	248	-171	275	-27	273	0	0	0	-	-	-	-	-	-	-	-
Net decrease in mortgagors' escrow accounts
-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0
Proceeds from issuance of long-term Federal Home Loan Bank advances
-	-	-	-	-	-	29,230	36,230	37,730	31,000	29,000	0	0	0	-	-	-	-
Repayment of long-term Federal Home Loan Bank advances
9,554	2,054	1,054	6,053	21,054	26,044	33,031	30,518	25,504	20,500	14,500	0	0	0	-	-	-	-
Change in short term Federal Home Loan Bank advances, net
-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0
Change in short term Federal Home Loan Bank advances, net
-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-
Net increase in securities sold under agreements to repurchase
-1,173	92	140	40	434	301	-918	-1,058	-855	-1,249	-777	-602	-1,183	-1,383	-438	0	0	0
Cash dividends paid on common stock
2,084	2,554	2,491	2,429	2,297	1,694	1,549	1,403	1,250	1,099	1,022	906	867	892	918	0	0	0
Common stock repurchased
-	-	1,927	2,104	3,433	1,569	2,078	0	0	0	-	-	-	-	-	-	-	-
Net cash used in financing activities
3,753	19,057	7,176	-10,993	-18,986	-14,912	-2,277	0	0	0	-	-	-	-	-	-	-	-
Net increase (decrease) in cash and cash equivalents
0	0	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net cash provided by financing activities
-	-	-	-	-	-	-	-	-	-	-	10,866	17,019	36,685	27,696	0	0	0
Net increase in cash and cash equivalents
-	-	-	-	-	-	-71	4,503	4,223	-9,316	5,040	-4,085	-26,619	9,242	-193	0	0	0
Supplemental disclosures
Cash paid during the period for:
Interest
3,949	3,805	3,600	3,423	3,303	3,196	3,197	0	0	0	-	-	-	-	-	-	-	-
Interest
-	-	-	-	-	-	-	-	-	-	-	3,213	3,181	3,194	3,225	0	0	0
Income taxes paid
10	10	-340	-41	661	926	1,030	497	497	232	131	4	-5	-5	-8	0	0	0
Loans transferred to other real estate owned
378	544	443	443	537	371	359	567	352	464	675	0	0	0	-	-	-	-