Pb bancorp, inc. (PBBI)
Income statement / Quarterly
Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Mar'15Dec'14
Interest and dividend income:
Interest and fees on loans

3,935

3,986

3,965

3,846

3,731

3,575

3,583

3,360

3,307

3,177

2,946

2,794

2,673

2,572

2,455

2,409

2,388

2,376

2,324

2,401

Interest and dividends on investments

673

711

-

824

816

866

-

926

945

990

-

1,045

1,075

1,101

-

-

-

-

-

-

Interest and dividends on investments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,035

974

999

1,007

1,028

Other

178

170

125

28

70

43

45

21

53

8

41

4

49

10

25

25

27

1

-

-

Total interest and dividend income

4,786

4,867

4,852

4,698

4,617

4,484

4,533

4,307

4,305

4,175

3,999

3,843

3,797

3,683

3,551

3,469

3,389

3,376

3,331

3,429

Interest expense:
Deposits and escrow

783

804

718

630

577

557

521

468

460

447

441

435

446

450

447

453

468

473

538

560

Borrowed funds

270

297

-

-

304

304

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest on Federal Home Loan Bank advances

-

-

-

304

-

-

311

330

344

356

333

362

360

353

337

343

348

349

351

365

Total interest expense

1,053

1,101

1,017

934

881

861

834

798

804

803

778

797

806

803

790

796

816

822

889

925

Net interest and dividend income

3,733

3,766

3,835

3,764

3,736

3,623

3,699

3,509

3,501

3,372

3,221

3,046

2,991

2,880

2,761

2,673

2,573

2,554

2,442

2,504

Provision (credit) for loan losses

0

150

100

100

0

-600

0

50

0

175

112

0

216

220

50

0

683

-70

580

70

Net interest and dividend income after provision (credit) for loan losses

3,733

3,616

3,735

3,664

3,736

4,223

3,699

3,459

3,501

3,197

3,109

3,046

2,775

2,660

2,711

2,673

1,890

2,624

1,862

2,434

Non-interest income:
Total other-than-temporary impairment losses on debt securities

17

-199

-

-

135

-

4

0

-4

2

-

-

-

-

-17

174

8

242

-

173

Portion of (gains) losses recognized in other comprehensive income

-17

-

-

-

131

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Portion of losses recognized in other comprehensive income

-

152

-

-

-

-

0

0

0

1

-

-

-

-

17

-129

-5

-206

-

-121

Net impairment losses recognized in earnings

34

-47

-

-

4

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net impairment losses recognized in earnings

-

-

-

-

-

-

0

0

0

1

-

-

-

-

0

45

3

36

-

52

Fees for services

-

-

-

-

-

-

-

-

-

-

-

422

429

438

435

438

435

443

406

423

Mortgage banking activities

-

-

-

-

-

-

-

-

-

-

-

11

31

16

15

8

39

26

21

21

Net commissions from brokerage services

36

49

61

24

21

25

51

47

35

45

46

50

31

29

19

29

63

22

15

32

Income from bank-owned life insurance

88

88

89

87

90

89

89

88

90

90

90

89

91

86

68

66

69

69

68

71

Gain on sale of securities

-

-

-

-

-

-

-

6

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sales of other real estate owned, net

69

97

0

43

86

21

0

48

66

-113

2

77

3

28

0

0

238

114

-

-

Legal settlement

-

-

-

-

-

-

-

-

155

-

-

-

-

-

-

-

-

-

-

-

Legal settlement income

-

-

-

-

-

-

-

-

-

-

-

-

521

-

-

-

-

-

-

-

Other income

21

47

13

41

47

60

15

70

34

34

30

32

57

54

18

38

95

26

23

48

Total non-interest income

669

734

623

629

735

669

640

735

858

540

768

681

1,163

651

555

534

936

664

533

543

Non-interest expense:
Compensation and benefits

1,760

2,063

2,130

1,974

1,946

1,928

2,051

1,871

1,842

1,813

1,895

1,724

1,731

1,671

1,712

1,613

1,630

1,565

1,542

1,582

Occupancy and equipment

292

310

305

296

290

311

308

293

298

297

303

323

313

297

312

307

301

312

347

293

Data processing

298

300

285

299

293

297

336

269

273

233

278

273

286

179

241

227

198

194

192

220

LAN/WAN network

23

22

31

21

22

25

15

30

30

35

34

35

37

36

37

39

36

36

37

39

Advertising and marketing

36

41

51

46

46

34

53

47

57

42

59

47

43

34

53

55

41

35

52

52

Merger related expenses

491

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

FDIC deposit insurance

-

-

-

35

-

38

42

41

39

39

40

-9

39

83

86

91

94

102

108

96

Other real estate owned

70

30

52

65

21

64

15

35

61

62

15

67

54

56

18

21

106

83

148

90

Write-down of other real estate owned

-

-

37

0

0

91

0

0

8

6

-

-

43

-

92

0

0

28

-

32

Other

345

445

-73

412

555

418

-23

431

483

415

-41

397

453

411

-8

473

470

402

418

476

Total non-interest expense

3,315

3,211

3,324

3,148

3,173

3,206

3,285

3,017

3,091

2,942

3,092

2,857

2,999

2,767

2,989

2,826

2,876

2,757

2,844

2,880

Income before income tax expense

1,087

1,139

1,034

1,145

1,298

1,686

1,054

1,177

1,268

795

785

870

939

544

277

381

-50

531

-449

97

Income tax expense

174

183

159

194

208

295

265

212

477

211

211

235

255

121

107

79

-72

125

-140

-25

NET INCOME

913

956

875

951

1,090

1,391

789

965

791

584

574

635

684

423

170

302

22

406

-309

122

Earnings per common share:
Basic (in dollars per share)

0.13

0.14

0.13

0.13

0.15

0.19

0.11

0.13

0.11

0.08

0.07

0.09

0.09

0.06

0.03

0.04

0.00

0.05

-0.04

0.02

Diluted (in dollars per share)

0.13

0.14

0.13

0.13

0.15

0.19

0.11

0.13

0.11

0.08

0.07

0.09

0.09

0.06

0.03

0.04

0.00

0.05

-0.04

0.02

Basic (in shares)

-

7,059

-

-

-

7,218

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Diluted (in shares)

-

7,071

-

-

-

7,226

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Non-interest income fees for services
Fees for services mortgage banking activities

469

490

470

430

488

470

-

467

478

-

-

-

-

-

-

-

-

-

-

-

Non-interest income mortgage banking activities
Fees for services mortgage banking activities

20

10

4

4

7

4

-

9

-

-

-

-

-

-

-

-

-

-

-

-