Pb bancorp, inc. (PBBI)
Income statement / TTM
Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Mar'15Dec'14
Interest and dividend income:
Interest and fees on loans

15,732

15,528

15,117

14,735

14,249

13,825

13,427

12,790

12,224

11,590

10,985

10,494

10,109

9,824

9,628

9,497

9,489

0

0

0

Interest and dividends on investments

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

Interest and dividends on investments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

0

Other

501

393

266

186

179

162

127

123

106

102

104

88

109

87

78

0

0

0

-

-

Total interest and dividend income

19,203

19,034

18,651

18,332

17,941

17,629

17,320

16,786

16,322

15,814

15,322

14,874

14,500

14,092

13,785

13,565

13,525

0

0

0

Interest expense:
Deposits and escrow

2,935

2,729

2,482

2,285

2,123

2,006

1,896

1,816

1,783

1,769

1,772

1,778

1,796

1,818

1,841

1,932

2,039

0

0

0

Borrowed funds

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest on Federal Home Loan Bank advances

-

-

-

1,223

-

-

1,341

1,363

1,395

1,411

1,408

1,412

1,393

1,381

1,377

1,391

1,413

0

0

0

Total interest expense

4,105

3,933

3,693

3,510

3,374

3,297

3,239

3,183

3,182

3,184

3,184

3,196

3,195

3,205

3,224

3,323

3,452

0

0

0

Net interest and dividend income

15,098

15,101

14,958

14,822

14,567

14,332

14,081

13,603

13,140

12,630

12,138

11,678

11,305

10,887

10,561

10,242

10,073

0

0

0

Provision (credit) for loan losses

350

350

-400

-500

-550

-550

225

337

287

503

548

486

486

953

663

1,193

1,263

0

0

0

Net interest and dividend income after provision (credit) for loan losses

14,748

14,751

15,358

15,322

15,117

14,882

13,856

13,266

12,853

12,127

11,590

11,192

10,819

9,934

9,898

9,049

8,810

0

0

0

Non-interest income:
Total other-than-temporary impairment losses on debt securities

0

0

-

-

0

-

2

0

0

0

-

-

-

-

407

597

0

0

-

0

Portion of (gains) losses recognized in other comprehensive income

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Portion of losses recognized in other comprehensive income

-

0

-

-

-

-

1

0

0

0

-

-

-

-

-323

-461

0

0

-

0

Net impairment losses recognized in earnings

0

0

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net impairment losses recognized in earnings

-

-

-

-

-

-

1

0

0

0

-

-

-

-

84

136

0

0

-

0

Fees for services

-

-

-

-

-

-

-

-

-

-

-

1,724

1,740

1,746

1,751

1,722

1,707

0

0

0

Mortgage banking activities

-

-

-

-

-

-

-

-

-

-

-

73

70

78

88

94

107

0

0

0

Net commissions from brokerage services

170

155

131

121

144

158

178

173

176

172

156

129

108

140

133

129

132

0

0

0

Income from bank-owned life insurance

352

354

355

355

356

356

357

358

359

360

356

334

311

289

272

272

277

0

0

0

Gain on sale of securities

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sales of other real estate owned, net

209

226

150

150

155

135

1

3

32

-31

110

108

31

266

352

0

0

0

-

-

Legal settlement

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

Legal settlement income

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

Other income

122

148

161

163

192

179

153

168

130

153

173

161

167

205

177

182

192

0

0

0

Total non-interest income

2,655

2,721

2,656

2,673

2,779

2,902

2,773

2,901

2,847

3,152

3,263

3,050

2,903

2,676

2,689

2,667

2,676

0

0

0

Non-interest expense:
Compensation and benefits

7,927

8,113

7,978

7,899

7,796

7,692

7,577

7,421

7,274

7,163

7,021

6,838

6,727

6,626

6,520

6,350

6,319

0

0

0

Occupancy and equipment

1,203

1,201

1,202

1,205

1,202

1,210

1,196

1,191

1,221

1,236

1,236

1,245

1,229

1,217

1,232

1,267

1,253

0

0

0

Data processing

1,182

1,177

1,174

1,225

1,195

1,175

1,111

1,053

1,057

1,070

1,016

979

933

845

860

811

804

0

0

0

LAN/WAN network

97

96

99

83

92

100

110

129

134

141

142

145

149

148

148

148

148

0

0

0

Advertising and marketing

174

184

177

179

180

191

199

205

205

191

183

177

185

183

184

183

180

0

0

0

Merger related expenses

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

FDIC deposit insurance

-

-

-

150

-

160

161

159

109

109

153

199

299

354

373

395

400

0

0

0

Other real estate owned

217

168

202

165

135

175

173

173

205

198

192

195

149

201

228

358

427

0

0

0

Write-down of other real estate owned

-

-

128

91

91

99

14

0

0

0

-

-

0

-

120

60

0

0

-

0

Other

1,129

1,339

1,312

1,362

1,381

1,309

1,306

1,288

1,254

1,224

1,220

1,253

1,329

1,346

1,337

1,763

1,766

0

0

0

Total non-interest expense

12,998

12,856

12,851

12,812

12,681

12,599

12,335

12,142

11,982

11,890

11,715

11,612

11,581

11,458

11,448

11,303

11,357

0

0

0

Income before income tax expense

4,405

4,616

5,163

5,183

5,215

5,185

4,294

4,025

3,718

3,389

3,138

2,630

2,141

1,152

1,139

413

129

0

0

0

Income tax expense

710

744

856

962

980

1,249

1,165

1,111

1,134

912

822

718

562

235

239

-8

-112

0

0

0

NET INCOME

3,695

3,872

4,307

4,221

4,235

3,936

3,129

2,914

2,584

2,477

2,316

1,912

1,579

917

900

421

241

0

0

0

Earnings per common share:
Basic (in dollars per share)

0.13

0.14

0.13

0.13

0.15

0.19

0.11

0.13

0.11

0.08

0.07

0.09

0.09

0.06

0.03

0.04

0.00

0.05

-0.04

0.02

Diluted (in dollars per share)

0.13

0.14

0.13

0.13

0.15

0.19

0.11

0.13

0.11

0.08

0.07

0.09

0.09

0.06

0.03

0.04

0.00

0.05

-0.04

0.02

Basic (in shares)

-

7,059

-

-

-

7,218

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Diluted (in shares)

-

7,071

-

-

-

7,226

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Non-interest income fees for services
Fees for services mortgage banking activities

1,859

1,878

1,858

1,855

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

Non-interest income mortgage banking activities
Fees for services mortgage banking activities

38

25

19

24

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-