| Jun'19 | Jun'18 | |||||
|---|---|---|---|---|---|---|
Interest and dividend income: | ||||||
Loans | ||||||
49,818 | 43,649 | |||||
Securities | ||||||
2,541 | 1,367 | |||||
Interest-earning deposits with banks and other | ||||||
1,800 | 1,470 | |||||
Total interest and dividend income | ||||||
54,159 | 46,486 | |||||
Interest expense: | ||||||
Deposits | ||||||
4,327 | 3,167 | |||||
Borrowings and other | ||||||
153 | 19 | |||||
Total interest expense | ||||||
4,480 | 3,186 | |||||
Net interest income | ||||||
49,679 | 43,300 | |||||
Provision for loan losses | ||||||
2,350 | 1,970 | |||||
Net interest income after provision for loan losses | ||||||
47,329 | 41,330 | |||||
Noninterest income: | ||||||
Bank fees and service charges | ||||||
8,066 | 6,572 | |||||
Insurance and wealth management services | ||||||
6,457 | 5,132 | |||||
Net gain on securities transactions | ||||||
6 | 812 | |||||
Net loss on disposal of assets | ||||||
-583 | -114 | |||||
Bank-owned life insurance | ||||||
119 | 114 | |||||
Other | ||||||
342 | 288 | |||||
Total noninterest income | ||||||
14,407 | 12,804 | |||||
Noninterest expense: | ||||||
Salaries and employee benefits | ||||||
22,647 | 21,621 | |||||
Net occupancy and equipment | ||||||
5,875 | 5,528 | |||||
Data processing | ||||||
2,940 | 2,921 | |||||
Advertising and marketing | ||||||
925 | 732 | |||||
FDIC insurance premiums | ||||||
676 | 841 | |||||
Other | ||||||
4,827 | 4,682 | |||||
Total noninterest expense | ||||||
37,890 | 36,325 | |||||
Income (loss) before income taxes | ||||||
23,846 | 17,809 | |||||
Income tax (benefit) expense | ||||||
4,830 | 6,310 | |||||
Net income (loss) | ||||||
19,016 | 11,499 | |||||