Pioneer Bancorp, Inc./MD PBFS Income Statement

Pioneer bancorp, inc./md (PBFS)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Mar'18
Interest and dividend income:
Loans
51,041	51,197	50,906	49,818	0	0	0	0
Securities
2,337	2,468	2,585	2,541	0	0	0	0
Interest-earning deposits with banks and other
2,552	2,576	2,247	1,800	0	0	0	0
Total interest and dividend income
55,930	56,241	55,738	54,159	0	0	0	0
Interest expense:
Deposits
5,116	4,985	4,673	4,327	0	0	0	0
Borrowings and other
0	0	-	153	0	0	0	0
Total interest expense
5,127	5,031	4,806	4,480	0	0	0	0
Net interest income
50,803	51,210	50,932	49,679	0	0	0	0
Provision for loan losses
21,010	19,030	18,150	2,350	0	0	0	0
Net interest income after provision for loan losses
29,793	32,180	32,782	47,329	0	0	0	0
Noninterest income:
Bank fees and service charges
8,828	9,342	8,901	8,066	0	0	0	0
Insurance and wealth management services
6,841	6,600	6,214	6,457	0	0	0	0
Net loss on equity securities
0	0	0	-	-	-	-	-
Net gain on available for sale securities transactions
0	0	-	-	-	-	-	-
Net gain on securities transactions
-	-	-	-	-	-	-	0
Net loss on disposal of assets
0	0	-	-	0	0	-	-
Bank-owned life insurance
561	581	111	119	0	0	0	0
Other
392	492	318	342	0	0	0	0
Total noninterest income
16,013	17,320	14,885	14,407	0	0	0	0
Noninterest expense:
Salaries and employee benefits
24,683	24,211	22,941	22,647	0	0	0	0
Net occupancy and equipment
6,003	5,966	5,927	5,875	0	0	0	0
Data processing
3,131	3,036	3,022	2,940	0	0	0	0
Advertising and marketing
756	876	933	925	0	0	0	0
FDIC insurance premiums
0	0	-	-	0	0	-	-
FDIC insurance premiums
-	-	-	-	-	-	0	0
Contribution to Pioneer Bank Charitable Foundation
0	0	0	-	-	-	-	-
Fraudulent activity
0	0	0	-	-	-	-	-
Professional fees
0	0	0	-	0	0	0	-
Other
5,552	5,382	5,220	4,827	0	0	0	0
Total noninterest expense
50,786	49,324	46,861	37,890	0	0	0	0
Income (loss) before income taxes
-4,980	176	806	23,846	0	0	0	0
Income tax (benefit) expense
-1,989	-763	-1,083	4,830	0	0	0	0
Net income (loss)
-2,991	939	1,889	19,016	0	0	0	0
Income (Loss) per common share:
Basic
0.03	0.15	-0.51	-	-	-	-	-
Diluted
0.03	0.15	-0.51	-	-	-	-	-
Weighted average shares outstanding - basic and diluted
25,016	24,997	24,984	-	-	-	-	-