Pcb bancorp (PCB)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Dec'17
Assets
Cash and due from banks

14

17

22

19

22

24

27

33

16

Interest-bearing deposits in other financial institutions

174

128

99

114

151

138

136

134

56

Total cash and cash equivalents

188

146

121

133

173

162

164

168

73

Securities available-for-sale, at fair value

98

97

134

142

144

146

135

132

129

Securities held-to-maturity, at amortized cost (fair value of $20,449 at March 31, 2020 and $20,480, at December 31, 2019)

19

20

21

22

23

21

21

20

21

Total investment securities

118

117

156

165

167

168

157

152

150

Loans held-for-sale

16

1

-

-

-

-

-

-

-

Financing Receivable, before Allowance for Credit Loss

1,451

1,450

-

-

-

-

-

-

-

Financing Receivable, Allowance for Credit Loss

16

14

-

-

-

-

-

-

-

Net loans held-for-investment

1,434

1,436

-

-

-

-

-

-

-

Loans held-for-sale

-

-

1

0

3

5

12

20

5

Loans held-for-investment, net of deferred loan costs (fees)

-

-

1,389

1,395

1,343

1,338

1,309

1,254

1,189

Allowance for loan losses

-

-

13

13

13

13

13

12

12

Net loans held-for-investment

-

-

1,376

1,382

1,330

1,325

1,296

1,242

1,177

Premises and equipment, net

4

3

4

4

4

4

4

4

4

Federal Home Loan Bank and other restricted stock, at cost

8

8

8

8

7

7

7

7

6

Other real estate owned, net

-

-

-

-

-

-

-

-

0

Other real estate owned, net

0

0

-

0

0

-

0

0

-

Deferred tax assets, net

5

5

3

3

3

3

4

4

3

Servicing assets

6

6

6

7

7

7

8

8

9

Operating Lease, Right-of-Use Asset

8

8

9

10

9

-

-

-

-

Accrued interest receivable and other assets

8

10

10

11

10

11

9

10

10

Total assets

1,799

1,746

1,699

1,726

1,717

1,697

1,663

1,619

1,441

Liabilities and Shareholders’ Equity
Deposits:
Noninterest-bearing demand

394

360

353

339

330

329

350

347

319

Savings, NOW and money market accounts

374

362

341

331

294

313

283

282

317

Time deposits of $250,000 or less

-

-

-

480

492

-

-

-

-

Time deposits of $250,000 or less

442

467

440

-

-

519

-

-

384

Time deposits of more than $250,000

266

289

296

294

329

281

-

-

229

Time deposits under $250,000

-

-

-

-

-

-

429

445

-

Time deposits $250,000 and over

-

-

-

-

-

-

356

351

-

Total deposits

1,477

1,479

1,432

1,446

1,447

1,440

1,419

1,427

1,251

Federal Home Loan Bank advances

80

20

20

35

30

30

30

30

40

Operating lease liabilities

9

9

10

11

10

-

-

-

-

Accrued interest payable and other liabilities

9

10

11

10

12

12

11

10

8

Total liabilities

1,575

1,519

1,474

1,503

1,500

1,486

1,460

1,467

1,299

Commitments and contingent liabilities

-

-

-

-

-

-

0

0

-

Preferred stock, 10,000,000 shares authorized, no par value, no issued and outstanding shares

0

0

0

0

0

0

0

0

0

Common stock, 60,000,000 shares authorized, no par value; 15,370,086 and 15,707,016 shares issued and outstanding, respectively, and included 38,400 and 37,400 shares of unvested restricted stock, respectively, at March 31, 2020 and December 31, 2019

163

169

169

170

171

174

171

125

125

Additional paid-in capital

-

-

-

3

3

-

3

3

2

Retained earnings

59

57

54

48

43

37

31

25

15

Accumulated other comprehensive income (loss), net

0

-0

0

0

-0

-1

-3

-2

-1

Stockholders' Equity Attributable to Parent

224

226

224

223

217

210

202

151

142

Total liabilities and shareholders’ equity

1,799

1,746

1,699

1,726

1,717

1,697

1,663

1,619

1,441