Pcb bancorp (PCB)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18
Cash flows from operating activities
Net Income (Loss) Attributable to Parent

3,572

4,158

6,785

6,601

6,564

6,732

6,543

4,762

6,264

Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation of premises and equipment

367

348

389

390

373

343

314

321

291

Net amortization of premiums on securities

-189

-

-

-

-188

-

-

-

-

Net accretion of discounts on loans

1,028

939

3,489

-1,264

858

1,340

3,463

-200

-206

Net accretion of deferred loan costs (fees)

121

125

118

131

78

144

109

132

130

Amortization of servicing assets

604

507

662

697

516

834

687

651

593

Provision (reversal) for loan losses

2,896

4,030

-102

394

-85

294

417

425

95

Deferred tax benefit

-246

-1,606

-278

-470

-219

255

329

29

28

Stock-based compensation

194

206

180

162

161

162

147

157

182

Gain on sale of loans

725

1,445

1,540

1,891

1,120

1,083

1,328

1,033

2,116

Originations of loans held-for-sale

26,686

-

-

-

21,451

-

-

-

-

Originations of loans held-for-sale

-

-

-

-

-

-

-

28,368

32,031

Proceeds from sales of and principal collected on loans held-for-sale

14,110

31,601

28,250

31,971

24,722

29,972

27,175

15,340

33,795

Change in accrued interest receivable and other assets

-1,954

39

-852

1,038

-1,026

2,351

-1,030

1,540

-1,499

Change in accrued interest payable and other liabilities

-1,458

-1,770

1,594

-2,216

296

1,656

830

681

1,287

Net cash provided by (used in) operating activities

-6,378

4,286

8,376

7,423

10,035

14,157

17,037

-10,474

9,963

Cash flows from investing activities
Purchase of securities available-for-sale

7,526

5,714

0

4,280

1,967

15,892

10,013

11,976

4,084

Proceeds from maturities, calls, and paydowns of securities available-for-sale

7,703

-

8,186

7,545

5,634

-

6,214

5,125

6,204

Purchase of securities held-to-maturity

0

0

0

0

2,150

64

2,011

0

0

Proceeds from maturities and paydowns of securities held-to-maturity

417

1,408

1,043

595

554

211

449

407

222

Proceeds from sale of loans held-for-sale previously classified as held-for-investment

664

0

523

0

303

1,046

0

6,080

1,128

Net change in loans held-for-investment

1,497

62,859

-6,432

52,240

4,472

30,054

53,755

36,042

35,262

Proceeds from sale of other real estate owned

-

-

-

-

-

0

0

0

102

Purchases of premises and equipment

1,404

135

62

469

44

316

37

146

641

Net cash used in investing activities

-1,643

-25,550

15,550

-49,761

-2,142

-39,238

-59,153

-37,396

-32,331

Cash flows from financing activities
Net increase (decrease) in deposits

-1,865

47,045

-14,264

-1,232

4,005

24,227

-7,719

45,320

130,635

Proceeds from long-term Federal Home Loan Bank advances

60,000

-

-

15,000

0

-

-

-

-

Stock options exercised

604

167

39

204

216

51

184

45

30

Repurchase of common stock

6,487

376

5,130

974

0

-

-

-

-

Cash dividends paid on common stock

1,540

1,256

944

962

800

480

476

402

402

Net cash provided by financing activities

50,712

45,580

-35,299

2,036

3,421

23,298

37,526

34,963

130,263

Net increase in cash and cash equivalents

42,691

24,316

-11,373

-40,302

11,314

-

-

-

-

Net increase in cash and cash equivalents

-

-

-

-

-

-

-

-

107,895

Supplemental disclosures of cash flow information:
Interest paid

6,874

5,112

6,001

5,605

7,412

4,116

2,425

4,462

2,976

Income taxes paid

18

3,969

2,088

7,315

7

2,209

1,165

4,190

4

Supplemental disclosures of non-cash investment activities:
Loans transferred to loans held-for-sale

1,355

0

521

0

303

1,028

0

5,950

1,084

Loans transferred to other real estate owned

54

0

0

0

50

0

0

0

0

Right of use assets obtained in exchange for lease obligations

38

0

28

1,523

65

0

0

0

0