PCB Bancorp PCB Income Statement

Pcb bancorp (PCB)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Sep'17	Jun'17
Interest income:
Interest and fees on loans
85,139	85,667	85,867	83,690	80,331	76,837	71,749	66,857	0	0	0
Interest on tax-exempt investment securities
153	154	154	155	158	159	166	175	0	0	0
Interest on investment securities
3,354	3,802	4,055	4,007	3,811	3,565	3,228	2,876	0	0	0
Interest and dividends on other interest-earning assets
3,007	3,322	3,824	3,857	3,723	3,138	2,415	1,843	0	0	0
Total interest income
91,653	92,945	93,900	91,709	88,023	83,699	77,558	71,751	0	0	0
Interest expense:
Interest on deposits
22,766	23,439	23,164	21,747	19,839	17,340	14,635	12,294	0	0	0
Interest on borrowings
440	472	506	545	577	611	648	514	0	0	0
Total interest expense
23,206	23,911	23,670	22,292	20,416	17,951	15,283	12,808	0	0	0
Net interest income
68,447	69,034	70,230	69,417	67,607	65,748	62,275	58,943	0	0	0
Provision (reversal) for loan losses
7,218	4,237	501	1,020	1,051	1,231	1,523	832	0	0	0
Net interest income after provision for loan losses
61,229	64,797	69,729	68,397	66,556	64,517	60,752	58,111	0	0	0
Noninterest income:
Service charges and fees on deposits
2,602	2,551	2,539	2,485	2,462	2,439	2,330	2,253	0	0	0
Loan servicing income
2,386	2,309	854	810	903	2,160	1,307	2,486	0	0	0
Gain (Loss) on Sales of Loans, Net
5,601	5,996	5,634	5,422	4,564	5,560	6,636	7,678	0	0	0
Other income
0	-	0	0	0	-	0	0	0	0	0
Total noninterest income
11,486	11,869	10,504	10,282	9,501	10,454	11,676	12,678	0	0	0
Noninterest expense:
Salaries and employee benefits
26,068	26,139	26,357	25,296	24,849	24,473	23,833	23,567	0	0	0
Occupancy and equipment
5,612	5,545	5,486	5,322	5,161	4,992	4,707	4,553	0	0	0
Professional fees
2,769	2,730	2,560	2,109	2,411	2,176	2,169	2,432	0	0	0
Marketing and business promotion
1,501	1,550	1,575	1,838	1,850	2,010	1,984	1,848	0	0	0
Data processing
1,405	1,365	1,313	1,279	1,236	1,220	1,187	1,134	0	0	0
Director fees and expenses
783	751	843	875	901	942	859	819	0	0	0
Loan related expenses
-	-	-	-	-	-	-	-	-	0	0
Regulatory assessments
654	551	500	692	528	544	577	488	0	0	0
Other expenses
3,801	3,684	3,551	3,517	3,948	3,869	3,635	3,294	0	0	0
Total noninterest expense
42,593	42,315	42,185	40,928	40,884	40,226	39,049	38,325	0	0	0
Income before income taxes
30,122	34,351	38,048	37,751	35,173	34,745	33,379	32,464	0	0	0
Income tax expense
9,043	10,243	11,449	11,378	10,578	10,444	10,960	11,744	0	0	0
Net Income (Loss) Attributable to Parent
21,116	24,108	26,682	26,440	24,601	24,301	22,375	20,692	0	0	0
Earnings Per Share, Basic
0.23	0.27	0.43	0.41	0.41	0.43	0.44	0.35	0.47	0.36	0.36
Earnings Per Share, Diluted
0.23	0.27	0.42	0.40	0.40	0.40	0.44	0.35	0.46	0.35	0.36
Dividend paid per common share (in dollars per share)
-	-	-	-	-	-	-	-	-	0.03	-
Weighted Average Number of Shares Outstanding, Basic
15,505	15,660	15,816	16,017	15,999	16,007	14,730	13,432	13,418	13,412	13,408
Weighted Average Number of Shares Outstanding, Diluted
15,700	15,988	16,099	16,330	16,271	16,625	14,924	13,628	13,586	13,544	13,542
Service charges and fees on deposits
Service charges and fees on deposits
1,570	1,544	1,535	1,507	1,515	1,500	0	0	0	-	-