Pcsb financial corp (PCSB)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16
OPERATING ACTIVITIES
Net income

8,078

8,847

8,818

8,318

9,308

9,499

7,177

6,604

0

0

0

-

-

-

-

Net Income

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses

3,492

1,491

1,085

808

96

143

337

414

389

570

932

823

0

0

0

Depreciation and amortization

1,244

1,216

1,190

1,178

1,199

1,263

1,344

1,432

1,472

1,482

1,467

1,427

0

0

0

Amortization of net premiums on securities and net deferred loan origination costs

0

0

0

-

0

0

0

-

1,614

1,336

1,086

1,002

0

0

0

Net increase in accrued interest receivable

347

475

747

439

579

456

569

665

994

705

891

332

0

0

0

Net gains on sales of foreclosed real estate

0

0

0

-

-

-

-

-

-

-

-

99

0

0

0

Net gains on sales of securities

-

-

-

-

-

-

-

236

0

0

0

-

-

-

-

Net gains on sale of securities

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

Stock-based compensation

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

ESOP compensation

1,899

1,925

1,908

1,918

1,925

1,939

2,134

2,248

2,211

1,733

1,061

454

0

0

0

Earnings from cash surrender value of BOLI

533

536

541

544

548

553

559

568

578

588

604

622

0

0

0

Net accretion of purchase accounting adjustments

518

462

459

357

375

390

533

563

633

743

703

820

0

0

0

Other adjustments, principally net changes in other assets and liabilities

-600

1,484

-1,528

741

1,629

-211

-911

-1,834

-6,181

-4,934

-1,128

588

0

0

0

Net cash provided by operating activities

18,213

14,788

16,423

12,987

14,284

15,778

14,389

14,611

0

0

0

-

-

-

-

Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

INVESTING ACTIVITIES
Purchases of investment securities:
Held to maturity

-

-

-

57,925

57,383

65,981

45,364

51,218

160,032

170,800

180,255

195,566

0

0

0

Available for sale

-

-

-

-

-

-

-

-

-

-

25,708

23,314

0

0

0

Sales of investment securities available for sale

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Maturities, calls and amortization of investment securities:
Held to maturity

116,592

104,518

84,189

64,988

69,193

73,283

73,759

80,997

75,116

65,169

65,569

72,152

0

0

0

Available for sale

-

-

24,493

-

-

-

16,384

24,202

22,562

25,537

31,169

32,750

0

0

0

Loan principal disbursements, net

177,290

156,917

135,530

112,034

32,331

21,039

-274

818

5,914

3,054

23,591

1,131

0

0

0

Purchase of loans

0

0

0

-

-

-

-

93,166

0

0

0

-

-

-

-

Net redemption (purchase) of FHLB stock

3,642

2,742

4,205

4,205

-1,728

-10

-573

-1,082

1,869

1,071

981

1,085

0

0

0

Purchase of bank premises and equipment, net of sales

1,144

1,287

1,024

1,116

711

600

673

753

1,664

2,400

3,413

3,469

0

0

0

Proceeds from sales of foreclosed real estate

0

0

0

-

-

-

-

-

-

-

-

2,121

0

0

0

Net cash used in investing activities

-157,272

-157,172

-198,514

-155,906

-14,959

-51,320

-34,306

-58,412

0

0

0

-

-

-

-

Net cash used in investing activities

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

FINANCING ACTIVITIES
Net increase in deposits

77,457

26,290

80,784

68,364

114,150

111,005

71,430

69,019

-26,458

6,646

-35,068

-24,109

0

0

0

Net decrease in short-term FHLB advances

-

-

-

-

-

-

-

23,636

0

0

0

-

-

-

-

Repayment of long-term FHLB advances

10,127

10,126

10,125

10,125

5,124

5,123

122

121

120

120

7,119

16,119

0

0

0

Net decrease in mortgage escrow funds

249

964

2,572

552

79

856

26

719

864

1,492

751

1,061

0

0

0

Common stock dividends paid

2,604

2,467

2,337

2,183

0

0

0

-

-

-

-

-

-

-

-

Issuance of common stock

-

-

-

-

-

-

-

-17

0

0

0

-

-

-

-

Repurchase of common stock

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

136,866

62,100

151,565

140,803

51,275

101,555

53,507

45,460

0

0

0

-

-

-

-

Net increase in cash and cash equivalents

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

Net (decrease) increase in cash and cash equivalents

-

-

-

-

-

-

-

1,659

0

0

0

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Net (decrease) increase in cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Supplemental information:
Cash paid for:
Interest

15,019

14,079

12,449

10,688

9,341

7,980

6,947

6,204

0

0

0

-

-

-

-

Interest

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Income taxes (net of refunds)

3,284

3,214

2,924

2,933

2,418

2,396

2,621

2,766

0

0

0

-

-

-

-

Income taxes

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

Loans transferred to foreclosed real estate and other assets

838

1,280

1,248

1,182

0

0

0

-

-

-

-

2,075

0

0

0

ASU 2016-13 [Member]
Establishment of right to use lease asset (ASU 2016-13)

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-