Pdl community bancorp (PDLB)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Dec'16
ASSETS
Cash and due from banks (Note 2):
Cash

13,165

6,762

6,425

6,003

5,690

45,225

5,494

7,088

6,570

24,746

4,716

4,096

4,796

Interest-bearing deposits in banks

90,795

20,915

40,965

47,007

35,877

24,553

16,895

42,094

52,409

34,978

51,629

5,400

6,920

Total cash and cash equivalents

103,960

27,677

47,390

53,010

41,567

69,778

22,389

49,182

58,979

59,724

56,345

9,496

11,716

Available-for-sale securities, at fair value (Note 3)

19,140

21,504

51,966

22,154

22,166

27,144

-

-

-

28,897

-

-

-

Available-for-sale securities, at fair value (Note 3)

-

-

-

-

-

-

24,177

28,144

28,422

-

29,312

29,668

52,690

Loans held for sale

1,030

1,030

-

-

-

-

-

-

-

-

-

2,143

2,143

Loans receivable, net (Note 4)

972,979

955,737

948,548

934,236

925,099

918,509

893,884

850,426

823,014

798,703

767,721

732,520

642,148

Accrued interest receivable

4,198

3,982

3,893

3,773

3,735

3,795

3,609

3,350

3,202

3,335

3,132

2,917

2,707

Premises and equipment, net (Note 5)

32,480

32,746

32,805

32,205

31,777

31,135

29,293

28,366

27,684

27,172

25,729

25,599

26,028

Other real estate owned

-

-

-

58

-

-

-

-

-

-

-

-

-

Federal Home Loan Bank of New York stock (FHLBNY), at cost

7,889

5,735

8,659

4,609

2,915

2,915

2,621

2,617

1,673

1,511

1,448

1,288

964

Deferred tax assets (Note 8)

4,140

3,724

3,925

3,913

3,852

3,811

4,118

3,805

3,801

3,909

5,563

3,378

3,379

Other assets

5,127

1,621

2,802

2,158

2,485

2,814

2,620

2,923

2,848

2,271

3,013

5,987

3,208

Total assets

1,150,943

1,053,756

1,099,988

1,056,116

1,033,596

1,059,901

982,711

968,813

949,623

925,522

892,263

812,996

744,983

LIABILITIES AND STOCKHOLDERS' EQUITY
Liabilities:
Deposits (Note 6)

829,741

782,043

757,845

802,408

806,781

809,758

764,792

753,255

752,267

713,985

698,655

702,406

643,078

Accrued interest payable

86

97

81

88

75

63

75

141

61

42

32

31

28

Advance payments by borrowers for taxes and insurance

8,295

6,348

7,780

6,059

8,099

6,037

7,219

5,491

6,999

5,025

5,967

4,661

3,882

Advances from the Federal Home Loan Bank of New York and others (Note 7)

152,284

104,404

169,404

79,404

44,404

69,404

37,775

37,775

20,000

36,400

-

-

3,000

Advances from the Federal Home Loan Bank (Note 7)

-

-

-

-

-

-

-

-

-

-

15,000

8,000

-

Other liabilities

4,794

2,462

4,324

2,954

3,975

5,467

5,706

5,573

4,582

5,285

4,101

3,224

2,003

Total liabilities

995,200

895,354

939,434

890,913

863,334

890,729

815,567

802,235

783,909

760,737

723,755

718,322

651,991

Commitments and contingencies (Note 11)

-

-

-

-

-

-

0

0

0

-

0

0

0

Stockholders' Equity:
Preferred stock, $0.01 par value; 10,000,000 shares authorized, none issued

-

-

-

-

-

-

0

0

0

-

0

-

0

Common stock, $0.01 par value; 50,000,000 shares authorized; 18,463,028 shares issued and 17,299,740 shares outstanding as of March 31, 2020 and 18,463,028 shares issued and 17,451,134 shares outstanding as of December 31, 2019

185

185

185

185

185

185

185

185

185

185

185

-

-

Treasury stock, at cost; 1,163,288 shares as of March 31, 2020 and 1,011,894 shares as of December 31, 2019 (Note 9)

16,490

14,478

12,663

6,798

193

-

-

-

-

-

-

-

-

Additional paid-in-capital

85,132

84,777

85,749

85,357

84,976

84,581

84,557

84,488

84,419

84,351

84,099

-

-

Retained earnings

92,475

93,688

101,140

100,431

99,481

98,813

96,896

96,495

95,796

94,855

97,719

100,929

99,242

Net unrealized loss on available-for-sale securities, net of taxes

-

-

-

-

-

-

-

-

-

-

-

-151

-

Defined benefit pension liabilities, net of taxes (Note 9)

-

-

-

-

-

-

-

-

-

-

-

6,104

-

Accumulated other comprehensive income (Note 14)

110

20

-7,947

-7,941

-8,035

-8,135

-8,101

-8,076

-8,052

-7,851

-6,257

-6,255

-6,250

Unearned compensation - ESOP; 566,938 shares as of March 31, 2020 and 579,001 shares as of December 31, 2019 (Note 9)

5,669

5,790

5,910

6,031

6,152

6,272

6,393

6,514

6,634

6,755

7,238

-

-

Total stockholders' equity

155,743

158,402

160,554

165,203

170,262

169,172

167,144

166,578

165,714

164,785

168,508

94,674

92,992

Total liabilities and stockholders' equity

1,150,943

1,053,756

1,099,988

1,056,116

1,033,596

1,059,901

982,711

968,813

949,623

925,522

892,263

812,996

744,983