| Mar'20 | Dec'19 | Sep'19 | Jun'19 | Mar'19 | Dec'18 | Sep'18 | Jun'18 | Mar'18 | Dec'17 | Sep'17 | Jun'17 | Mar'17 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash Flows From Operating Activities: | ||||||||||||
Net income (loss) | ||||||||||||
-1,213 | -7,452 | 709 | 950 | 668 | 636 | 401 | 699 | 941 | -2,864 | -3,210 | 1,124 | 563 |
Adjustments to reconcile net income (loss) to net cash provided by operating activities: | ||||||||||||
Amortization of premiums/discounts on securities, net | ||||||||||||
-2 | 0 | -41 | -2 | 1 | -2 | -2 | -2 | -4 | -4 | -41 | 0 | -7 |
Loss on sale of loans, net | ||||||||||||
- | 12 | -13 | 1 | -102 | 0 | 0 | -196 | 142 | - | - | - | - |
Provision for loan losses (Note 4) | ||||||||||||
1,146 | 95 | 14 | 0 | 149 | 215 | 603 | 337 | 94 | 1,219 | 238 | 207 | 52 |
Depreciation and amortization | ||||||||||||
602 | 596 | 567 | 550 | 509 | 491 | 453 | 437 | 417 | 420 | 402 | 399 | 404 |
ESOP compensation | ||||||||||||
156 | 192 | 184 | 187 | 203 | 1 | 236 | 189 | 189 | 735 | 0 | 0 | 0 |
Share-based compensation expense | ||||||||||||
352 | 257 | 343 | 330 | 326 | - | - | - | - | - | - | - | - |
Deferred income taxes | ||||||||||||
-441 | -1,933 | -10 | -86 | -70 | 0 | -301 | 8 | 109 | 2,140 | -2,184 | -39 | 43 |
Changes in assets and liabilities: | ||||||||||||
(Increase) decrease in accrued interest receivable | ||||||||||||
216 | 89 | 120 | 38 | -60 | 186 | 259 | 148 | -133 | 203 | 215 | 168 | 42 |
(Increase) decrease in other assets | ||||||||||||
3,506 | -1,438 | 526 | -209 | -329 | 18 | -299 | 75 | 577 | 158 | -2,973 | 1,741 | 1,036 |
(Decrease) increase in accrued interest payable | ||||||||||||
-11 | 16 | -7 | 13 | 12 | -12 | -66 | 80 | 19 | 10 | 1 | 5 | -2 |
Increase in advance payments by borrowers | ||||||||||||
1,947 | - | - | - | - | - | - | - | - | - | - | - | - |
Increase in other liabilities | ||||||||||||
2,439 | - | - | - | 514 | - | - | - | 1,238 | 156 | 46 | -988 | 2,956 |
Net cash provided by operating activities | ||||||||||||
1,257 | 23 | 4,133 | -881 | 2,801 | 1,144 | 3,139 | 1,177 | 2,425 | - | - | - | - |
Cash Flows From Investing Activities: | ||||||||||||
Net cash provided by operating activities | ||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | 2,945 |
Proceeds from redemption of FHLBNY stock | ||||||||||||
2,039 | - | - | - | 3,015 | - | - | - | - | -3,268 | 6,140 | 3,732 | 2,760 |
Purchases of FHLBNY Stock | ||||||||||||
4,193 | 1,846 | 6,390 | 3,134 | 3,015 | 298 | 0 | 944 | 162 | -3,207 | 6,300 | 2,933 | 3,883 |
Purchases of available-for-sale securities | ||||||||||||
8,685 | - | - | - | - | - | - | - | - | - | - | - | - |
Proceeds from sale of available-for-sale securities | ||||||||||||
8,875 | - | - | - | - | - | - | - | - | - | - | - | - |
Proceeds from maturities, calls and principal repayments on available-for-sale securities | ||||||||||||
2,148 | - | - | - | 5,150 | - | - | - | - | - | - | - | - |
Proceeds from maturities, calls and principal repayments on available-for-sale securities | ||||||||||||
- | - | - | - | - | - | - | 271 | 302 | - | 401 | 1,967 | 655 |
Proceeds from sales of loans | ||||||||||||
3,530 | -46 | 46 | 0 | 3,614 | 2,124 | 0 | 1,769 | 2,992 | - | - | - | - |
Net increase in loans | ||||||||||||
21,918 | 8,256 | 14,385 | 9,136 | 10,455 | 26,964 | 44,061 | 29,714 | 27,255 | 32,198 | 36,372 | 55,201 | 35,430 |
Purchases of premises and equipment | ||||||||||||
336 | 520 | 1,167 | 978 | 1,151 | 2,333 | 1,380 | 1,119 | 929 | 1,863 | 531 | 312 | 63 |
Net cash used in investing activities | ||||||||||||
-18,540 | 24,166 | -49,325 | -11,698 | -2,842 | -30,350 | -41,469 | -29,737 | -25,052 | - | - | - | - |
Cash Flows From Financing Activities: | ||||||||||||
Net cash used in investing activities | ||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | -35,961 |
Net increase (decrease) in deposits | ||||||||||||
47,698 | 24,198 | -44,563 | -4,373 | -2,977 | 44,966 | 11,537 | 988 | 38,282 | 13,245 | -1,665 | 46,523 | 12,804 |
Repurchase of treasury stock | ||||||||||||
2,012 | 3,100 | 5,865 | 6,605 | 193 | - | - | - | - | - | - | - | - |
Proceeds from advances from FHLBNY | ||||||||||||
123,630 | 182,100 | 257,000 | 88,382 | 172,016 | 112,629 | 137,023 | 17,775 | 3,600 | 358,400 | -1,279,000 | 1,517,000 | 50,000 |
Repayments of advances from FHLBNY | ||||||||||||
75,750 | 247,100 | 167,000 | 53,382 | 197,016 | 81,000 | 137,023 | 0 | 20,000 | 337,000 | -1,286,000 | 1,537,000 | 25,000 |
Net cash provided by (used in) financing activities | ||||||||||||
93,566 | -43,902 | 39,572 | 24,022 | -28,170 | 76,595 | 11,537 | 18,763 | 21,882 | - | - | - | - |
Net increase (decrease) in cash and cash equivalents | ||||||||||||
76,283 | - | - | - | -28,211 | - | - | - | - | - | - | - | - |
Net cash provided by financing activities | ||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | 37,804 |
Net (decrease) in cash and cash equivalents | ||||||||||||
- | - | - | - | - | - | - | -9,797 | -745 | - | 46,849 | -7,008 | 4,788 |
Supplemental Disclosures: | ||||||||||||
Cash paid during the period: | ||||||||||||
Interest | ||||||||||||
3,117 | 3,164 | 3,148 | 3,104 | 2,908 | 2,732 | 2,553 | 2,172 | 2,012 | - | - | - | - |
Interest | ||||||||||||
- | - | - | - | - | - | - | - | - | - | - | - | 1,498 |
Income taxes | ||||||||||||
91 | 290 | 515 | 330 | 43 | 33 | 384 | -93 | 225 | 0 | 925 | 472 | 77 |