Peoples bancorp of north carolina inc (PEBK)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash flows from operating activities:
Net earnings

12,767

14,067

14,537

14,383

13,746

13,382

11,956

11,731

11,366

10,268

9,560

8,775

8,929

9,177

10,063

10,099

9,758

9,633

9,261

9,210

9,138

9,388

8,953

8,430

7,511

6,691

6,523

6,016

5,892

5,793

6,357

6,337

5,457

5,159

0

0

0

Adjustments to reconcile net earnings to net cash provided by operating activities:
Depreciation, amortization and accretion

4,060

3,964

4,012

4,079

4,283

4,571

4,762

4,930

5,020

5,018

5,006

5,067

5,176

5,423

5,711

5,915

6,057

6,053

6,158

6,631

6,648

6,889

7,608

7,273

7,952

8,453

8,324

8,908

8,894

8,876

8,962

7,779

6,884

6,226

0

0

0

Provision for loan losses

2,206

863

1,095

783

937

790

270

-58

-240

-507

-503

-645

-1,226

-1,206

-1,318

-724

-406

-17

-479

-458

-177

-699

393

475

1,182

2,584

2,675

3,099

3,928

4,924

7,349

9,966

11,731

12,632

0

0

0

Deferred income taxes

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of investment securities

-5

226

191

196

246

15

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

266

266

26

377

614

629

641

954

1,218

3,114

4,341

3,858

4,406

0

0

0

Gain on sale of other real estate

-

-

-

-

-

17

17

3

6

0

0

-2

2

81

169

263

355

363

237

186

102

5

-29

-70

-47

14

9

28

10

-98

-112

-169

-232

-272

0

0

0

Write-down of other real estate

-

-

-

-

-

-

-

-

-

239

240

297

298

17

106

104

120

118

229

492

475

627

652

488

708

595

719

953

945

1,038

894

829

932

1,050

0

0

0

Gain (loss) on sale of premises and equipment

-

-

-

-

-

-544

-30

-30

-31

0

32

32

33

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Restricted stock expense

83

270

155

116

138

85

157

260

219

592

1,022

1,151

1,292

932

681

521

440

487

399

440

424

389

341

270

229

173

129

96

64

42

19

16

4

7

0

0

0

Proceeds from sales of mortgage loans held for sale

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Origination of mortgage loans held for sale

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Change in:
Mortgage loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-3,199

-6,425

-3,783

2,249

-2,422

1,776

3,836

1,786

3,841

1,332

0

0

0

Cash surrender value of life insurance

383

383

383

383

384

384

387

392

396

600

599

598

599

406

413

420

423

421

419

419

420

419

423

426

429

432

455

447

442

438

421

380

338

296

0

0

0

Right of use lease asset

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other assets

1,607

-940

5,239

1,037

414

3,695

3,991

5,461

6,026

3,982

770

924

-231

636

303

-54

-371

408

1,490

204

1,450

2,534

-359

2,983

1,067

-1,508

109

-2,042

-951

441

-1,663

-1,984

-1,925

-2,644

0

0

0

Lease liability

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other liabilities

-934

-3,012

1,324

-1,040

-125

2,759

737

637

1,798

594

-246

-659

-1,085

211

-857

472

75

882

-10,950

-14,346

-2,220

-12,509

-1,691

3,276

-9,808

-982

2,454

-10,906

1,141

2,342

1,318

12,932

1,429

930

0

0

0

Net cash provided by operating activities

10,860

13,197

14,212

14,997

17,599

17,187

16,372

17,597

15,736

18,594

14,072

12,111

12,496

12,239

12,046

14,614

15,573

13,863

3,714

2,840

13,839

1,917

17,803

21,334

9,681

24,921

23,192

6,630

22,618

19,027

18,769

32,971

19,661

22,352

0

0

0

Cash flows from investing activities:
Purchases of investment securities available for sale

57,775

54,212

50,989

38,750

42,087

34,692

23,740

24,223

6,943

10,014

6,557

9,159

15,684

12,707

18,283

15,421

11,955

19,220

20,991

30,266

29,644

32,851

34,399

52,045

86,049

98,129

121,856

121,985

98,513

88,304

105,849

153,365

181,312

208,863

0

0

0

Proceeds from sales, calls and maturities of investment securities available for sale

27,501

40,561

60,738

48,564

56,014

48,241

27,830

29,261

14,962

10,162

7,689

5,564

6,843

4,053

-9,610

5,999

5,010

5,475

24,869

19,983

26,915

36,148

40,194

46,981

55,554

63,597

67,768

66,615

67,368

63,225

62,351

60,933

57,798

54,041

0

0

0

Proceeds from paydowns of investment securities available for sale

16,756

14,489

14,321

13,391

13,268

15,556

15,890

17,039

17,209

17,202

18,692

19,408

20,697

20,675

34,428

20,698

21,990

22,732

4,250

31,508

25,397

20,202

20,202

677

12,359

17,463

17,477

29,751

32,420

47,076

85,748

110,497

100,975

110,978

0

0

0

Purchases of other investments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

215

0

0

0

Proceeds from paydowns on other investments

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of FHLB stock

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of FHLB stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

Net change in FHLB stock

-

-

-

-

-

-

-

-

-

-

-

-

-

1,256

278

278

278

401

800

800

800

959

509

509

509

609

384

519

990

606

0

0

0

-

-

-

-

Net change in loans

57,688

46,505

59,740

52,553

58,544

45,094

40,321

37,369

30,793

36,748

35,404

44,027

43,963

36,116

29,982

37,591

36,094

43,441

40,577

40,076

48,793

36,692

38,902

29,833

13,963

6,137

-812

-24,226

-37,696

-38,170

-37,812

-35,532

-37,904

-38,561

0

0

0

Purchases of premises and equipment

2,884

2,835

3,235

2,671

1,650

1,742

2,054

2,475

3,344

5,557

5,163

5,146

4,186

1,610

2,062

2,192

2,128

2,354

1,742

2,354

2,790

3,120

3,786

2,140

1,873

2,434

1,835

2,157

1,839

917

1,483

813

1,527

1,601

0

0

0

Proceeds from sale of other real estate and repossessions

-

-

-

-

-

232

233

172

168

44

74

228

297

1,083

3,166

4,561

5,790

6,287

4,399

4,483

4,257

3,456

4,204

3,732

3,995

5,797

5,646

5,647

6,825

5,434

5,310

5,082

1,776

3,355

0

0

0

Net cash used in investing activities

-76,788

-48,181

-39,589

-30,352

-33,943

-18,587

-23,854

-19,331

-7,896

-24,106

-19,715

-32,178

-35,041

-23,621

-22,066

-23,669

-17,109

-30,126

-28,997

-15,927

-23,864

-11,898

-11,978

-32,119

-29,468

-19,234

-31,604

2,616

44,947

64,797

84,095

53,733

11,146

-7,719

0

0

0

Cash flows from financing activities:
Net change in deposits

75,844

89,304

68,109

-10,785

490

-29,739

-8,180

22,527

-790

14,034

39,692

51,085

55,297

60,743

55,386

32,599

23,157

17,475

-10,234

-2,678

19,425

15,339

18,504

23,046

26,703

17,836

29,821

7,887

-23,967

-45,586

-72,571

-49,864

-31,181

-11,601

0

0

0

Net change in demand notes payable to U.S. Treasury

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1,600

0

0

0

Net change in securities sold under agreement to repurchase

-12,696

-33,874

-33,839

1,163

2,974

20,338

2,459

-3,407

-3,906

1,323

2,387

7,262

6,107

8,560

3,680

-5,570

-2,646

-20,556

220

1,521

-4,617

3,034

-1,154

793

5,931

10,818

5,038

-4,539

-6,091

-5,022

-4,565

5,998

5,033

5,506

0

0

0

Proceeds from FHLB borrowings

172,200

184,500

184,500

89,000

82,300

0

1

1

1

1

14,985

-2,985

-2,985

6,000

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

25,400

60,400

60,400

60,400

40,000

0

0

0

Repayments of FHLB borrowings

102,200

184,500

114,500

89,000

82,300

0

20,001

20,001

20,001

20,001

38,485

20,505

20,505

29,500

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

25,400

60,400

60,400

60,400

40,000

0

0

0

Proceeds from Fed Funds Purchased

82,122

100,252

103,502

77,877

28,492

4,277

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repayments of Fed Funds Purchased

82,122

100,252

103,502

77,877

28,492

4,277

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Repayments of Junior Subordinated Debentures

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Restricted stock units exercised

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Restricted stock payout

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

17

0

0

0

Common stock repurchased

-5,337

-2,490

-2,490

-1,913

-152

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash dividends paid on Series A preferred stock

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

734

627

626

867

1,023

1,179

1,337

1,253

1,253

0

0

0

Cash dividends paid on common stock

4,273

3,939

3,891

3,843

3,795

3,133

3,006

2,880

2,754

2,629

2,523

2,415

2,317

2,106

2,003

1,902

1,679

1,574

1,467

1,247

1,137

1,022

851

794

736

677

901

841

783

1,003

720

720

720

443

0

0

0

Net cash provided by financing activities

118,233

44,001

97,889

-15,378

-276

-12,534

-28,733

-3,766

-27,456

-7,278

16,055

30,458

33,613

41,713

48,239

18,040

10,405

-13,072

-15,615

-6,302

-1,374

2,306

-1,252

5,137

26,321

22,243

33,458

1,993

-43,291

-64,217

-91,833

-58,862

-28,956

-9,374

0

0

0

Net change in cash and cash equivalents

52,305

9,017

72,512

-30,733

-16,620

-13,934

-36,215

-5,500

-19,616

-12,790

10,412

10,381

11,068

30,331

38,219

8,995

8,869

-29,335

-40,898

-19,389

-11,399

-7,675

4,573

-5,648

6,534

27,930

25,046

11,239

24,274

19,607

11,031

27,842

1,851

5,259

0

0

0

Supplemental disclosures of cash flow information:
Cash paid during the period for:
Interest

4,007

3,750

3,107

2,684

2,405

2,128

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

3,423

-

3,722

3,918

4,025

4,388

4,563

4,780

5,206

5,452

5,392

5,974

6,626

7,822

8,896

9,713

10,533

10,900

0

0

0

Income taxes

3,206

3,206

2,721

2,527

1,163

1,163

2,441

2,620

2,408

2,408

-280

-783

1,631

2,028

3,944

4,380

2,675

2,278

1,816

1,861

1,939

1,939

1,956

1,971

2,155

2,256

2,760

2,140

1,574

2,013

1,341

1,156

823

283

0

0

0

Noncash investing and financing activities:
Change in unrealized gain on investment securities available for sale, net

4,058

2,658

4,601

2,927

96

-2,607

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Change in unrealized gain on investment securities available for sale, net

-

-

-

-

-

-

-

-

-

-

-

-

2,809

-

-2,005

-3,778

-84

-57

-564

-797

-5,147

-6,625

-5,184

-2,967

3,541

6,784

6,285

4,150

-2,056

-2,536

-3,697

-1,385

3,877

3,087

0

0

0

Issuance of accrued restricted stock units

0

-

0

0

0

-

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Initial recognition of lease right-of-use asset and lease liability recorded upon adoption of ASU 2016-02

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Change in unrealized gain on derivative financial instruments, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-398

0

0

0

Transfer of loans to other real estate and repossessions

-

-

-

-

-

124

215

215

180

118

288

292

508

563

826

1,273

2,277

4,825

4,915

4,950

4,772

4,415

3,974

3,638

3,957

2,353

3,807

5,619

5,330

6,323

8,415

7,443

9,431

10,787

0

0

0

Initial recognition of lease right-of-use asset and lease liability

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Financed portion of sale of other real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

708

1,271

813

778

1,076

1,491

2,289

5,043

5,208

0

0

0

Accretion of Series A preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

70

105

141

141

141

0

0

0