PREMIER FINANCIAL BANCORP INC PFBI Balance Sheet

Premier financial bancorp inc (PFBI)

Balance Sheet / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
ASSETS
Cash and due from banks
23	23	26	26	24	22	22	22	19	40	41	42	40	41	40	42	35	33	33	33	31	35	35	39	27	27	30	27	26	32	27	30	29	29	27	37	20
Interest bearing bank balances
37	65	80	36	52	39	85	85	104	37	21	37	48	55	47	43	80	32	74	35	54	35	38	54	58	36	45	38	45	33	43	54	51	42	64	21	78
Federal funds sold
8	5	15	32	24	17	7	3	15	4	11	2	6	7	6	0	8	5	4	3	24	4	7	3	7	12	0	4	4	4	4	12	10	10	4	3	23
Cash and cash equivalents
69	94	122	95	102	80	115	111	140	82	75	82	96	104	94	86	124	72	111	72	110	75	81	96	93	76	76	70	76	70	75	97	91	82	97	63	122
Time deposits with other banks
0	0	0	1	1	1	2	2	2	2	2	2	2	2	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Fair value
404	390	347	360	369	365	315	297	-	278	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Securities available for sale
-	-	-	-	-	-	-	-	281	-	289	301	305	288	295	309	315	255	228	226	225	229	253	269	224	218	241	258	275	283	300	305	301	278	281	300	256
Loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	0	0	0	0	0	0	0	0	0	0	0	0	0	1	1
Loans
1,185	1,195	1,140	1,148	1,155	1,149	1,037	1,027	1,028	1,049	1,055	1,037	1,039	1,024	1,033	1,028	986	849	855	883	872	879	854	832	738	740	732	714	700	704	692	670	673	690	688	704	725
Balance, end of period
13	13	13	13	13	13	13	12	12	12	12	11	10	10	10	10	9	9	9	10	10	10	10	9	10	11	12	12	12	11	10	9	10	9	12	11	9
Net loans
1,171	1,181	1,127	1,134	1,142	1,135	1,023	1,014	1,015	1,036	1,042	1,026	1,028	1,013	1,023	1,017	976	840	845	873	861	869	844	822	728	729	719	702	688	693	681	660	663	681	675	692	716
Federal Home Loan Bank stock, at cost
4	4	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	3	2	2	3	3	-	4	-	-	-	-	-	-	-	-	-	-	-
Federal Home Loan Bank stock, at cost
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3	-	4	4	4	4	4	4	5	5	5	5	7
Premises and equipment, net
37	37	36	36	36	29	25	25	23	23	23	23	23	24	24	24	24	19	19	20	20	21	21	21	17	17	15	15	15	15	15	16	16	16	16	16	16
Real estate acquired through foreclosure
12	12	13	14	14	14	14	14	14	19	11	11	12	12	12	13	13	13	13	11	12	12	12	12	13	13	13	13	13	13	14	15	16	14	17	11	11
Interest receivable
5	4	4	4	4	4	4	3	3	4	4	3	3	3	4	3	3	3	3	3	3	3	3	3	2	3	2	3	3	3	3	3	3	3	3	3	3
Goodwill
47	47	47	47	47	47	35	35	35	35	35	35	35	35	35	35	37	33	33	33	33	33	33	33	29	29	29	29	29	29	29	29	29	29	29	29	29
Other intangible assets
5	5	4	4	5	5	2	2	3	3	3	3	4	4	-	-	-	2	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred taxes
-	-	-	-	-	1	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Prepaid FDIC insurance premiums
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	1	1	1	2
Deferred taxes
-	-	-	-	-	-	-	-	-	0	-	-	-	1	-	-	-	0	-	-	-	0	1	2	2	4	3	3	2	2	2	2	3	3	6	7	10
Other intangible assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	4	4	3	-	2	2	2	3	3	3	1	2	2	2	2	2	2	3	3	3	3	3	4
Other assets
1	1	1	0	1	1	3	3	2	2	1	1	1	1	0	1	1	1	1	1	0	1	1	0	0	0	1	1	0	1	1	0	2	3	1	2	1
Total Assets
1,759	1,781	1,710	1,704	1,728	1,690	1,544	1,514	1,525	1,493	1,492	1,495	1,517	1,496	1,498	1,500	1,503	1,244	1,263	1,247	1,274	1,252	1,261	1,271	1,119	1,100	1,111	1,104	1,111	1,120	1,133	1,140	1,138	1,124	1,140	1,140	1,183
LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits
Non-interest bearing
356	367	369	374	394	391	365	358	353	332	327	319	321	319	314	305	305	271	269	253	256	252	242	255	211	210	195	199	200	198	198	201	200	196	195	196	214
Amount of time deposit liabilities, including certificates of deposit, in denominations of $250,000 or more.
98	100	96	91	90	74	63	62	62	63	64	63	64	66	66	66	-	64	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Time deposits, $250,000 and over
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	70	-	65	67	65	66	182	174	147	50	147	151	146	146	149	155	153	155	156	156	158
The aggregate of all interest bearing deposit liabilities held by the entity that are not separately disclosed in the balance sheet, including foreign and domestic, not otherwise reported; may include saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.
1,007	1,027	962	962	969	964	890	873	887	876	876	894	911	893	893	894	908	724	743	749	767	756	652	659	580	663	582	582	589	586	598	593	594	573	586	586	611
Total deposits
1,462	1,495	1,427	1,427	1,453	1,430	1,319	1,294	1,303	1,272	1,269	1,277	1,298	1,279	1,273	1,267	1,284	1,060	1,078	1,070	1,089	1,075	1,076	1,089	939	924	924	932	936	930	946	949	948	925	937	940	985
Federal funds purchased
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4	-	-	-	-	-	-	-	-	-	-	2	-	-	-	-	-	-	-	0	1	-
Securities sold under agreements to repurchase
19	20	21	20	22	22	24	21	20	23	25	20	22	23	27	27	24	21	20	15	18	15	13	11	10	11	14	8	10	26	24	19	21	23	27	26	29
Other borrowed funds
-	-	0	0	1	2	3	3	4	5	6	7	8	8	9	10	10	11	11	12	11	11	12	12	13	13	14	15	15	16	16	17	17	18	18	19	20
FHLB advances
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	5	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FHLB advances
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-1	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FHLB advances
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5	-	-	-	-	-	-	-	-	-	-	-	-	-	-
FHLB advances
7	6	6	6	7	8	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5	-	-	-	0	0	0	10	10	10	12
Subordinated debt
5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	5	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest payable
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Deferred taxes
-	-	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other liabilities
13	11	11	10	12	3	3	3	7	3	3	3	4	4	4	4	4	3	4	3	5	4	5	4	5	3	3	3	3	3	3	3	2	2	2	2	2
Total liabilities
1,510	1,540	1,473	1,471	1,503	1,473	1,356	1,328	1,341	1,310	1,309	1,314	1,339	1,322	1,320	1,325	1,330	1,097	1,116	1,102	1,125	1,107	1,113	1,118	969	953	964	960	966	976	991	990	990	980	997	1,000	1,051
Commitments and contingent liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-	0	-	-	0
Stockholders' equity
Preferred stock, no par value, liquidation preference $1,000 per share 5% cumulative; 1,000,000 shares authorized; no shares issued and outstanding in 2014, and 12,000 shares issued and outstanding in 2013
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5	11	11	11	11	11	11	11	11	22	21	21	21	21	21
Common stock, no par value; 30,000,000 shares authorized; 14,662,257 shares issued and outstanding at March 31, 2020, and 14,657,432 shares issued and outstanding at December 31, 2019
133	133	133	133	133	133	110	110	110	110	110	110	110	109	92	92	91	69	69	69	74	74	74	74	73	73	73	73	72	72	72	71	71	71	71	71	71
Retained earnings
105	102	99	94	91	87	83	80	78	74	72	70	68	66	82	80	79	77	75	73	71	69	67	65	63	62	59	56	54	52	51	49	47	45	43	41	39
Accumulated other comprehensive income
9	3	4	3	0	-3	-7	-5	-5	-2	0	0	-0	-1	3	3	2	0	1	1	2	1	1	1	1	-0	2	2	6	6	6	6	5	5	6	4	-1
Balances
248	240	236	232	225	216	187	185	183	183	183	181	177	174	177	175	172	147	147	144	148	145	148	153	150	146	147	144	145	144	142	149	147	144	143	139	131
Total liabilities and stockholders' equity
1,759	1,781	1,710	1,704	1,728	1,690	1,544	1,514	1,525	1,493	1,492	1,495	1,517	1,496	1,498	1,500	1,503	1,244	1,263	1,247	1,274	1,252	1,261	1,271	1,119	1,100	1,111	1,104	1,111	1,120	1,133	1,140	1,138	1,124	1,140	1,140	1,183