Plumas bancorp (PLBC)
CashFlow / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
Cash Flows from Operating Activities:
Net income

3,316

3,882

4,002

3,810

3,818

3,570

3,697

3,445

3,280

1,136

2,448

2,541

2,064

2,107

1,957

1,837

1,573

1,648

1,600

1,355

1,215

1,344

1,327

1,125

942

916

1,008

891

616

547

546

633

224

245

371

102

223

Adjustments to reconcile net income to net cash provided by operating activities:
Provision for Loan Losses

750

600

300

200

400

200

300

300

200

0

200

200

200

200

200

200

200

200

300

300

300

350

300

300

150

200

100

400

700

450

1,000

300

600

800

400

600

1,700

Change in deferred loan origination costs/fees, net

167

131

73

214

266

349

284

633

315

118

177

325

134

165

248

-44

122

33

38

131

148

207

146

214

185

99

115

245

208

83

189

175

182

113

154

85

89

Depreciation and amortization

348

326

343

367

355

293

260

244

245

251

255

249

271

268

270

271

267

256

277

291

327

329

328

324

325

326

367

373

342

345

352

340

317

326

346

366

371

Stock-based compensation expense

78

74

50

50

50

51

50

51

47

30

36

43

43

30

31

30

25

14

15

12

29

24

24

24

9

9

10

10

9

9

10

10

66

17

19

18

-83

Amortization of investment security premiums

221

204

227

191

180

173

175

174

169

164

156

151

144

163

167

170

150

133

125

121

127

118

120

131

118

115

108

108

114

108

125

135

157

-

-

-

-

Amortization of investment security premiums

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

57

88

113

(Gain) loss on sale of investment securities

-

-

-

-

-

0

0

0

-8

-141

0

0

-17

0

0

0

-32

0

-9

0

30

-

-

-

-

-

-

-

26

0

192

160

51

54

0

447

165

Gain on equity securities with no readily determinable fair value

-

-

-

-

-

0

0

0

209

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of OREO and other vehicles

-3

-

-4

9

9

-

5

41

34

-

8

2

5

-

15

3

3

-

99

25

17

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of OREO and other vehicles

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

53

70

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of loans held for sale

464

79

313

231

244

140

564

533

666

169

556

786

528

373

505

559

333

351

617

317

657

315

305

444

332

273

169

436

521

271

580

239

234

144

657

416

722

Loans originated for sale

7,539

3,650

6,912

6,143

3,711

4,625

11,705

9,972

12,612

4,112

7,555

8,479

11,202

8,195

7,310

6,201

8,662

5,883

4,286

7,396

9,134

6,692

6,296

6,110

2,965

5,872

4,156

3,004

4,577

5,843

6,123

5,881

3,307

3,643

4,264

5,728

4,915

Loans originated for sale

7,539

3,650

6,912

6,143

3,711

4,625

11,705

9,972

12,612

4,112

7,555

8,479

11,202

-

-

-

-

-

-

-

-

-

6,296

6,110

2,965

5,872

4,156

3,004

4,577

5,843

6,123

5,881

3,307

3,643

4,264

5,728

4,915

Proceeds from loan sales

10,495

1,570

7,050

4,789

6,048

4,421

15,125

10,263

11,939

5,148

9,175

13,062

9,198

7,005

8,415

8,971

6,336

5,695

9,764

4,486

9,485

5,018

4,805

6,451

5,318

4,707

3,249

6,105

7,672

4,019

7,749

4,082

4,234

2,687

9,572

5,871

5,238

Provision from change in OREO valuation

-

-

-

-

-

-

-

-

-

18

97

0

9

28

0

0

9

0

36

172

-129

14

91

0

135

-

-

-

-

-

-

-

-

-

-

-

-

Provision from change in OREO valuation

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-300

-114

-

-312

-306

-187

-

-473

-264

400

Earnings on bank-owned life insurance

91

82

82

82

82

82

81

82

83

85

86

85

82

85

85

85

86

86

86

85

85

83

86

85

87

86

85

82

91

87

86

87

85

-

-

-

-

Increase in accrued interest receivable and other assets

533

-197

-22

-308

627

1,323

-276

251

99

-568

975

1,559

-1,453

-211

233

1,154

-2,151

623

385

424

-134

682

-211

509

-360

-

-

-

-

-

-

-

-

-

-

-

-

Increase in accrued interest payable and other liabilities

726

149

135

-1,772

994

513

-100

-589

1,023

-557

447

243

-1,473

981

248

267

-758

395

256

-356

245

78

-149

227

-52

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by operating activities

7,143

2,574

4,753

1,244

6,906

3,188

7,144

2,414

2,893

2,793

3,457

5,253

-25

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,928

816

1,868

1,014

9,842

-1,494

724

Cash Flows from Investing Activities:
Earnings on bank-owned life insurance

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

84

85

92

(Increase) decrease in accrued interest receivable and other assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-551

-538

-

301

-1,267

114

-410

-3,702

2,672

-135

Increase (decrease) in accrued interest payable and other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-209

-972

-

982

-285

-56

-1,048

-131

32

590

Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

3,788

779

-

6,871

-1,997

1,662

427

85

1,167

3,666

241

2,063

4,693

3,710

-

-

-

-

-

-

-

-

Proceeds from principal repayments from available-for-sale government-sponsored mortgage-backed securities

6,822

-

-

-

4,211

-

-

-

-

3,315

3,314

2,977

3,096

4,063

3,869

3,252

2,721

3,019

3,216

3,090

2,690

2,529

2,587

2,527

2,049

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from matured and called available-for-sale securities

380

-

-

-

-

-

4,379

3,811

3,159

-

-

-

-

-

-

-

-

-

-

-

-

0

0

2,999

13,045

1,000

0

7,000

6,000

-

-

-

-

-

-

-

-

Proceeds from sale of available-for-sale securities

-

-

-

-

-

0

0

0

4,157

5,373

0

0

4,221

0

0

0

14,589

0

5,591

0

6,669

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from matured and called available-for-sale investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,999

9,000

6,180

-

8,065

5,000

7,000

Proceeds from principal repayments from available-for-sale government-sponsored mortgage-backed securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,090

2,242

-

2,004

2,193

2,327

2,337

974

1,250

1,845

Purchases of available-for-sale securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

14,185

Proceeds from sale of available-for-sale securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

8,491

7,811

4,471

2,053

0

23,430

3,921

Purchases of available-for-sale securities

4,081

6,330

2,174

15,797

3,500

15,979

4,777

14,721

20,788

30,283

7,524

3,996

16,291

10,657

6,457

3,531

18,998

12,168

8,447

5,410

8,584

7,844

12,900

6,608

13,159

6,776

8,734

11,102

8,122

10,063

16,562

35,716

12,873

-

-

-

-

Net increase in loans

6,823

-

-

-

9,801

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in loans

-

-

-

-

-

-

27,416

26,559

1,896

-

4,732

10,317

6,405

12,855

16,495

25,569

5,700

9,826

3,524

6,677

12,750

6,016

4,961

12,237

8,519

12,383

2,907

14,863

1,711

14,837

-4,179

11,803

1,273

-1,781

1,401

2,457

-5,463

Proceeds from bank owned life insurance

-

-

-

-

-

0

0

0

338

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of other real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,745

100

499

-

-

-

-

Proceeds from sale of other real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

468

3,457

334

Proceeds from sale of other vehicles

118

216

104

149

167

73

125

163

112

142

57

48

66

82

85

57

107

142

175

55

73

116

42

67

93

26

45

26

51

17

12

32

20

9

1

16

7

Proceeds from sale of other real estate

-

-

-

-

-

155

18

138

412

606

8

0

75

1,853

300

92

0

633

814

533

301

418

176

2,374

431

504

843

814

243

-

-

-

-

-

-

-

-

Purchase of premises and equipment

410

344

445

406

202

787

179

2,849

51

305

47

61

118

139

86

106

269

1,034

409

1,098

104

124

20

66

15

166

49

117

20

28

46

725

116

148

48

20

55

Net cash used in investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-24,805

-7,550

-17,203

-1,084

-8,507

-11,705

-

-

-

-

-

-

-16,152

-1,317

-

-

-

-

-

-

-

-

Net cash used in investing activities

-3,994

-6,131

-5,037

-16,413

-9,125

-39,446

-27,850

-40,017

-14,557

-30,907

-8,924

-11,349

-15,356

-

-

-

-

-

-

-

-

-

1,249

-10,944

-6,075

-

-

-

-

-17,675

3,822

-29,108

-765

-4,175

-6,999

20,674

4,330

Cash Flows from Financing Activities:
Net increase in demand, interest bearing and savings deposits

16,028

-24,797

46,410

11,211

6,707

26,675

5,020

27,550

-6,263

13,552

33,336

28,447

8,531

920

48,298

9,734

-1,214

-8,594

43,143

11,887

17,028

-3,526

17,681

3,501

7,137

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in demand, interest-bearing and savings deposits

16,028

-24,797

46,410

11,211

6,707

26,675

5,020

27,550

-6,263

13,552

33,336

28,447

8,531

-

-

-

-

-

-

-

-

-

17,681

3,501

7,137

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in demand, interest bearing and savings deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

21,177

3,804

-

-14,723

1,940

-9,333

20,533

-23,548

5,121

1,428

Net decrease in time deposits

-466

-4,062

-7,438

-4,923

-2,349

17,048

-1,244

-1,275

-3,603

-745

355

-1,581

-1,591

12

-1,511

-306

-856

-2,884

2,243

-2,183

-1,255

-797

-2,183

-1,969

-1,392

-1,396

-2,238

-1,125

-3,134

-2,810

-3,287

-1,847

-1,855

-5,338

-10,145

-13,264

-8,534

Net decrease in securities sold under agreements to repurchase

-7,630

2,624

5,445

-966

-4,148

4,848

-515

50

-1,399

1,985

4,394

-973

-2,249

-619

4,272

-281

-3,496

2,316

1,440

-3,028

-2,683

-1,840

7,395

-1,993

-3,045

-

-

-

24

1,914

1,708

-1,528

-2,996

-

-

-

-

Principal payment on note payable

-

-

-

-

-

-

-

-

-

0

0

2,250

125

125

125

2,125

125

125

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from exercise of stock options

35

41

0

27

76

39

28

181

82

35

62

41

123

72

39

27

62

30

18

28

12

12

0

16

6

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

6,187

-5,629

-

46,844

3,204

13,102

-

-

-

-

-

-

15,398

694

-

-

-

-

-

-

-

-

Net cash provided by financing activities

7,967

-27,381

44,417

4,163

286

47,688

3,289

25,586

-11,183

14,120

38,147

22,993

4,689

-

-

-

-

-

-

-

-

-

20,893

-445

2,706

-

-

-

-

7,209

13,144

-5,315

4,482

-17,596

18,708

-16,618

-9,962

Increase (decrease) in cash and cash equivalents

11,116

-30,938

44,133

-11,006

-1,933

11,430

-17,417

-12,017

-22,847

-13,994

32,680

16,897

-10,692

-14,402

36,083

-14,830

-12,400

-25,769

52,631

-7,300

3,059

-16,645

22,227

-10,222

297

-25,263

23,479

3,939

3,087

-10,273

19,894

-33,607

5,585

-20,757

21,551

2,562

-4,908

Supplemental Disclosure of Cash Flow Information:
Interest expense

383

405

439

461

434

370

293

285

264

255

255

246

256

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest expense

-

-

-

-

-

-

-

-

-

-

-

-

-

-

255

249

260

-

275

241

355

371

417

388

384

369

821

102

1,146

189

253

234

266

291

352

459

586

Income taxes

-

-

-

-

-

-

-

-

-

1,955

1,730

3,490

0

1,568

1,138

2,450

50

1,110

1,000

2,140

155

590

126

1,080

120

-

-

-

-

-

-

-

-

-

-

-

-

Non-Cash Investing Activities:
Real estate and vehicles acquired through foreclosure

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-81

274

158

262

731

2,467

364

658

376

129

45

-

-

-

-

Non-Cash Financing Activities:
Common stock retired in connection with the exercise of stock options

46

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Real estate and vehicles acquired through foreclosure

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

152