Plumas Bancorp PLBC Cash Flow

Plumas bancorp (PLBC)

CashFlow / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11
Cash Flows from Operating Activities:
Net income
15,010	15,512	15,200	14,895	14,530	13,992	11,558	10,309	9,405	8,189	9,160	8,669	7,965	7,474	7,015	6,658	6,176	5,818	5,514	5,241	5,011	4,738	4,310	3,991	3,757	3,431	3,062	2,600	2,342	1,950	1,648	1,473	942	941	0	0	0
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for Loan Losses
1,850	1,500	1,100	1,100	1,200	1,000	800	700	600	600	800	800	800	800	800	900	1,000	1,100	1,250	1,250	1,250	1,100	950	750	850	1,400	1,650	2,550	2,450	2,350	2,700	2,100	2,400	3,500	0	0	0
Change in deferred loan origination costs/fees, net
585	684	902	1,113	1,532	1,581	1,350	1,243	935	754	801	872	503	491	359	149	324	350	524	632	715	752	644	613	644	667	651	725	655	629	659	624	534	441	0	0	0
Depreciation and amortization
1,384	1,391	1,358	1,275	1,152	1,042	1,000	995	1,000	1,026	1,043	1,058	1,080	1,076	1,064	1,071	1,091	1,151	1,224	1,275	1,308	1,306	1,303	1,342	1,391	1,408	1,427	1,412	1,379	1,354	1,335	1,329	1,355	1,409	0	0	0
Stock-based compensation expense
252	224	201	201	202	199	178	164	156	152	152	147	134	116	100	84	66	70	80	89	101	81	66	52	38	38	38	38	38	95	103	112	120	-29	0	0	0
Amortization of investment security premiums
843	802	771	719	702	691	682	663	640	615	614	625	644	650	620	578	529	506	491	486	496	487	484	472	449	445	438	455	482	525	0	0	0	-	-	-	-
Amortization of investment security premiums
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
(Gain) loss on sale of investment securities
-	-	-	-	-	-8	-149	-149	-149	-158	-17	-17	-17	-32	-32	-41	-41	21	0	0	0	-	-	-	-	-	-	-	378	403	457	265	552	666	0	0	0
Gain on equity securities with no readily determinable fair value
-	-	-	-	-	209	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sale of OREO and other vehicles
0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sale of OREO and other vehicles
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sale of loans held for sale
1,087	867	928	1,179	1,481	1,903	1,932	1,924	2,177	2,039	2,243	2,192	1,965	1,770	1,748	1,860	1,618	1,942	1,906	1,594	1,721	1,396	1,354	1,218	1,210	1,399	1,397	1,808	1,611	1,324	1,197	1,274	1,451	1,939	0	0	0
Loans originated for sale
24,244	20,416	21,391	26,184	30,013	38,914	38,401	34,251	32,758	31,348	35,431	35,186	32,908	30,368	28,056	25,032	26,227	26,699	27,508	29,518	28,232	22,063	21,243	19,103	15,997	17,609	17,580	19,547	22,424	21,154	18,954	17,095	16,942	18,550	0	0	0
Loans originated for sale
24,244	20,416	21,391	26,184	30,013	38,914	38,401	34,251	32,758	31,348	0	0	0	-	-	-	-	-	-	-	-	-	21,243	19,103	15,997	17,609	17,580	19,547	22,424	21,154	18,954	17,095	16,942	18,550	0	0	0
Proceeds from loan sales
23,904	19,457	22,308	30,383	35,857	41,748	42,475	36,525	39,324	36,583	38,440	37,680	33,589	30,727	29,417	30,766	26,281	29,430	28,753	23,794	25,759	21,592	21,281	19,725	19,379	21,733	21,045	25,545	23,522	20,084	18,752	20,575	22,364	23,368	0	0	0
Provision from change in OREO valuation
-	-	-	-	-	-	-	-	-	124	134	37	37	37	9	45	217	79	93	148	-24	240	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Provision from change in OREO valuation
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	0	0	0	-	0	0	0
Earnings on bank-owned life insurance
337	328	328	327	327	328	331	336	339	338	338	337	337	341	342	343	343	342	339	339	339	341	344	343	340	344	345	346	351	345	0	0	0	-	-	-	-
Increase in accrued interest receivable and other assets
6	100	1,620	1,366	1,925	1,397	-494	757	2,065	513	870	128	-277	-975	-141	11	-719	1,298	1,357	761	846	620	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Increase in accrued interest payable and other liabilities
-762	-494	-130	-365	818	847	-223	324	1,156	-1,340	198	-1	23	738	152	160	-463	540	223	-182	401	104	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net cash provided by operating activities
15,714	15,477	16,091	18,482	19,652	15,639	15,244	11,557	14,396	11,478	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	6,626	13,540	11,230	10,086	0	0	0
Cash Flows from Investing Activities:
Earnings on bank-owned life insurance
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
(Increase) decrease in accrued interest receivable and other assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-1,262	-5,265	-1,326	-1,575	0	0	0
Increase (decrease) in accrued interest payable and other liabilities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-407	-1,520	-1,203	-557	0	0	0
Net cash provided by operating activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	6,344	-	6,963	177	3,341	5,345	5,159	7,137	10,663	10,707	0	0	0	-	-	-	-	-	-	-	-
Proceeds from principal repayments from available-for-sale government-sponsored mortgage-backed securities
0	-	-	-	0	-	-	-	-	12,702	13,450	14,005	14,280	13,905	12,861	12,208	12,046	12,015	11,525	10,896	10,333	9,692	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from matured and called available-for-sale securities
0	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	16,044	17,044	17,044	21,045	14,000	0	0	0	-	-	-	-	-	-	-	-
Proceeds from sale of available-for-sale securities
-	-	-	-	-	4,157	9,530	9,530	9,530	9,594	4,221	4,221	4,221	14,589	14,589	20,180	20,180	12,260	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from matured and called available-for-sale investment securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	0	0	0
Proceeds from principal repayments from available-for-sale government-sponsored mortgage-backed securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	8,861	7,831	6,888	6,406	0	0	0
Purchases of available-for-sale securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Proceeds from sale of available-for-sale securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	22,826	14,335	29,954	29,404	0	0	0
Purchases of available-for-sale securities
28,382	27,801	37,450	40,053	38,977	56,265	70,569	73,316	62,591	58,094	38,468	37,401	36,936	39,643	41,154	43,144	45,023	34,609	30,285	34,738	35,936	40,511	39,443	35,277	39,771	34,734	38,021	45,849	70,463	75,214	0	0	0	-	-	-	-
Net increase in loans
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net increase in loans
-	-	-	-	-	-	0	0	26,453	-	34,309	46,072	61,324	60,619	57,590	44,619	25,727	32,777	28,967	30,404	35,964	31,733	38,100	36,046	38,672	31,864	34,318	27,232	24,172	23,734	7,116	12,696	3,350	-3,386	0	0	0
Proceeds from bank owned life insurance
-	-	-	-	-	338	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sale of other real estate
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-
Proceeds from sale of other real estate
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0
Proceeds from sale of other vehicles
587	636	493	514	528	473	542	474	359	313	253	281	290	331	391	481	479	445	419	286	298	318	228	231	190	148	139	106	112	81	73	62	46	33	0	0	0
Proceeds from sale of other real estate
-	-	-	-	-	723	1,174	1,164	1,026	689	1,936	2,228	2,320	2,245	1,025	1,539	1,980	2,281	2,066	1,428	3,269	3,399	3,485	4,152	2,592	2,404	0	0	0	-	-	-	-	-	-	-	-
Purchase of premises and equipment
1,605	1,397	1,840	1,574	4,017	3,866	3,384	3,252	464	531	365	404	449	600	1,495	1,818	2,810	2,645	1,735	1,346	314	225	267	296	347	352	214	211	819	915	1,035	1,037	332	271	0	0	0
Net cash used in investing activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-50,642	-34,344	-38,499	0	0	0	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-
Net cash used in investing activities
-31,575	-36,706	-70,021	-92,834	-116,438	-121,870	-113,331	-94,405	-65,737	-66,536	0	0	0	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-43,726	-30,226	-41,047	8,735	13,830	0	0	0
Cash Flows from Financing Activities:
Net increase in demand, interest bearing and savings deposits
48,852	39,531	91,003	49,613	65,952	52,982	39,859	68,175	69,072	83,866	71,234	86,196	67,483	57,738	48,224	43,069	45,222	63,464	68,532	43,070	34,684	24,793	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net increase in demand, interest-bearing and savings deposits
48,852	39,531	91,003	49,613	65,952	52,982	39,859	68,175	69,072	83,866	0	0	0	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net increase in demand, interest bearing and savings deposits
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-1,583	-10,408	-7,227	3,534	0	0	0
Net decrease in time deposits
-16,889	-18,772	2,338	8,532	12,180	10,926	-6,867	-5,268	-5,574	-3,562	-2,805	-4,671	-3,396	-2,661	-5,557	-1,803	-3,680	-4,079	-1,992	-6,418	-6,204	-6,341	-6,940	-6,995	-6,151	-7,893	-9,307	-10,356	-11,078	-9,799	-12,327	-19,185	-30,602	-37,281	0	0	0
Net decrease in securities sold under agreements to repurchase
-527	2,955	5,179	-781	235	2,984	121	5,030	4,007	3,157	553	431	1,123	-124	2,811	-21	-2,768	-1,955	-6,111	-156	879	517	0	0	0	-	-	-	2,118	-902	0	0	0	-	-	-	-
Principal payment on note payable
-	-	-	-	-	-	-	-	-	2,375	2,500	2,625	2,500	2,500	2,500	2,375	250	125	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from exercise of stock options
103	144	142	170	324	330	326	360	220	261	298	275	261	200	158	137	138	88	70	52	40	34	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Net cash provided by financing activities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	35,162	-	0	0	0	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-
Net cash provided by financing activities
29,166	21,485	96,554	55,426	76,849	65,380	31,812	66,670	64,077	79,949	0	0	0	-	-	-	-	-	-	-	-	-	0	0	0	-	-	-	-	19,520	-5,285	279	-11,024	-25,468	0	0	0
Increase (decrease) in cash and cash equivalents
13,305	256	42,624	-18,926	-19,937	-40,851	-66,275	-16,178	12,736	24,891	24,483	27,886	-3,841	-5,549	-16,916	-368	7,162	22,621	31,745	1,341	-1,581	-4,343	-12,961	-11,709	2,452	5,242	20,232	16,647	-20,899	-18,401	-28,885	-27,228	8,941	-1,552	0	0	0
Supplemental Disclosure of Cash Flow Information:
Interest expense
1,688	1,739	1,704	1,558	1,382	1,212	1,097	1,059	1,020	1,012	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest expense
-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	1,077	-	1,242	1,384	1,531	1,560	1,558	1,962	1,676	2,438	2,258	1,690	1,822	942	1,044	1,143	1,368	1,688	0	0	0
Income taxes
-	-	-	-	-	-	-	-	-	7,175	6,788	6,196	5,156	5,206	4,748	4,610	4,300	4,405	3,885	3,011	1,951	1,916	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-
Non-Cash Investing Activities:
Real estate and vehicles acquired through foreclosure
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	613	1,425	3,618	3,824	4,220	3,865	1,527	1,208	0	0	0	-	-	-	-
Non-Cash Financing Activities:
Common stock retired in connection with the exercise of stock options
0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Real estate and vehicles acquired through foreclosure
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0