Plumas bancorp (PLBC)
Income statement / Yearly
Dec'19Dec'18Dec'17Dec'16Dec'15Dec'14Dec'13Dec'12Dec'11Dec'10Dec'09
Interest Income:
Interest and fees on loans

34,275

29,761

25,800

22,928

20,747

19,495

18,174

17,427

17,400

18,860

20,658

Interest on investment securities:
Taxable

3,487

3,099

1,791

1,382

1,351

1,368

1,155

892

1,138

1,649

1,708

Exempt from Federal income taxes

908

852

688

516

343

147

7

-

6

123

455

Other

632

610

674

274

174

137

124

106

124

48

15

Total interest income

39,302

34,322

28,953

25,100

22,615

21,147

19,460

18,425

18,668

20,680

22,836

Interest Expense:
Interest on deposits

1,201

716

582

537

518

516

600

847

1,469

2,696

3,169

Interest on note payable

-

-

28

133

155

111

23

-

-

-

-

Interest on subordinated debenture

-

-

-

-

219

756

541

-

-

-

-

Interest on borrowings

-

-

-

-

-

-

-

-

-

135

80

Interest on junior subordinated deferrable interest debentures

531

510

401

348

306

303

313

344

326

312

371

Other

15

10

6

5

6

7

57

83

53

4

35

Total interest expense

1,747

1,236

1,017

1,023

1,204

1,693

1,534

1,274

1,848

3,147

3,655

Net interest income before provision for loan losses

37,555

33,086

27,936

24,077

21,411

19,454

17,926

17,151

16,820

17,533

19,181

Provision for Loan Losses

1,500

1,000

600

800

1,100

1,100

1,400

2,350

3,500

5,500

14,500

Net interest income after provision for loan losses

36,055

32,086

27,336

23,277

20,311

18,354

16,526

14,801

13,320

12,033

4,681

Non-Interest Income:
Service charges

2,695

2,576

2,467

-

-

-

-

-

-

-

-

Interchange revenue

2,374

2,174

1,987

1,740

-

-

-

-

-

-

-

Service charges

-

-

-

-

3,954

4,108

3,912

3,617

3,477

3,642

3,796

Gain on sale of loans

867

1,903

2,039

1,770

1,942

1,396

1,399

1,324

1,939

1,055

-

Loan servicing fees

-

-

-

-

562

502

-

-

-

-

-

Gain on sale of loans

-

-

-

-

-

-

-

-

-

-

593

Gain (loss) on sale of investment securities

114

-8

-158

-32

21

128

-

403

666

1,160

10

Earnings on bank owned life insurance policies, net

328

328

338

341

342

341

344

345

352

351

346

Sale of merchant processing portfolio

-

-

-

-

-

-

-

-

-

1,435

-

Other

997

1,108

876

900

894

840

987

907

728

825

919

Total non-interest income

8,135

8,881

8,280

7,652

7,715

7,315

6,642

6,596

7,162

8,468

5,664

Non-interest expenses:
Salaries and employee benefits

13,009

12,138

11,505

10,440

10,277

9,474

8,729

8,968

9,195

9,732

11,054

Occupancy and equipment

3,311

2,962

2,840

2,847

2,782

2,902

2,874

3,023

3,088

3,096

3,759

Provision for losses on other real estate

-

-

-

-

-

-

-

907

579

356

4,800

Other

6,490

6,741

5,766

5,409

5,432

5,469

5,967

5,479

6,384

5,957

6,653

Total non-interest expenses

22,810

21,841

20,111

18,696

18,491

17,845

17,570

18,377

19,246

19,141

26,266

Income before provision for income taxes

21,380

19,126

15,505

12,233

9,535

7,824

5,598

3,020

1,236

1,360

-15,921

Provision for Income Taxes

5,868

5,134

7,316

4,759

3,717

3,086

2,167

1,070

295

389

-6,775

Net income

15,512

13,992

8,189

7,474

5,818

4,738

3,431

1,950

941

971

-9,146

Discount on redemption of preferred stock

-

-

-

-

-

-

565

-

-

-

-

Preferred stock dividends and discount accretion

-

-

-

-

-

-

347

684

684

684

628

Net income available to common shareholders

-

-

-

-

-

-

3,649

1,266

257

287

-9,774

Basic earnings per share (in dollars per share)

3.01

2.74

1.64

1.54

1.21

0.99

0.76

0.26

0.05

0.06

-2.05

Diluted earnings per share (in dollars per share)

2.97

2.68

1.58

1.47

1.15

0.95

0.75

0.26

0.05

0.06

-2.05

Common dividends per share (in dollars per share)

0.46

0.36

0.28

0.10

0.00

0.00

-

0.00

0.00

0.00

0.00

Deposit Account [Member]
Non-interest income

-

-

-

2,291

-

-

-

-

-

-

-

Bank Servicing [Member]
Service charges

760

800

731

642

-

-

-

-

-

-

-