Plumas bancorp (PLBC)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Sep'10Jun'10
Interest Income:
Interest and fees on loans

8,540

8,619

8,761

8,385

8,510

8,082

7,693

7,209

6,777

6,699

6,560

6,433

6,108

6,070

5,850

5,553

5,455

5,331

5,325

5,148

4,943

5,231

4,898

4,758

4,608

4,591

4,687

4,580

4,316

4,409

4,403

4,387

4,228

4,394

4,322

4,302

4,382

4,764

4,733

Interest on investment securities:
Taxable

-

-

-

-

-

-

-

-

-

324

521

490

456

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

390

426

Exempt from Federal income taxes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4

8

Interest on investment securities

952

-

1,075

1,140

1,137

-

1,037

980

856

-

618

603

561

-

462

473

472

-

418

418

398

-

368

381

374

-

301

270

256

-

251

211

185

-

223

351

355

-

-

Other

107

187

171

95

179

207

113

105

185

272

223

83

96

82

68

51

73

61

50

28

35

45

36

26

30

39

38

25

22

30

21

22

33

33

39

23

29

8

14

Total interest income

9,599

9,849

10,007

9,620

9,826

9,367

8,843

8,294

7,818

7,668

7,401

7,119

6,765

6,643

6,380

6,077

6,000

5,852

5,793

5,594

5,376

5,668

5,302

5,165

5,012

4,965

5,026

4,875

4,594

4,684

4,675

4,620

4,446

4,642

4,584

4,676

4,766

5,166

5,181

Interest Expense:
Interest on deposits

259

278

304

322

297

253

159

153

151

154

149

140

139

140

135

130

132

135

134

125

124

126

126

131

133

141

151

153

155

174

208

225

240

260

307

402

500

616

711

Interest on note payable

-

-

-

-

-

-

-

-

-

0

0

4

24

25

31

31

46

49

51

44

11

14

34

31

32

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest on subordinated debenture

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1

0

32

188

188

191

189

188

-

191

160

-

-

-

-

-

-

-

-

-

-

-

Interest on borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

65

Interest on repurchase agreements

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4

1

-

-

-

Interest on junior subordinated deferrable interest debentures

116

124

131

136

140

140

131

127

112

105

103

99

94

93

87

85

83

80

77

75

74

75

79

75

74

78

76

76

83

85

88

93

78

97

76

77

76

84

76

Other

3

4

5

3

3

5

2

1

2

3

1

1

1

2

1

1

1

2

1

1

2

2

2

1

2

3

3

24

27

24

21

18

20

27

9

7

10

1

1

Total interest expense

378

406

440

461

440

398

292

281

265

262

253

244

258

260

254

247

262

265

263

277

399

405

432

427

429

435

421

413

265

283

317

336

338

379

396

487

586

702

853

Net interest income before provision for loan losses

9,221

9,443

9,567

9,159

9,386

8,969

8,551

8,013

7,553

7,406

7,148

6,875

6,507

6,383

6,126

5,830

5,738

5,587

5,530

5,317

4,977

5,263

4,870

4,738

4,583

4,530

4,605

4,462

4,329

4,401

4,358

4,284

4,108

4,263

4,188

4,189

4,180

4,464

4,328

Provision for Loan Losses

750

600

300

200

400

200

300

300

200

0

200

200

200

200

200

200

200

200

300

300

300

350

300

300

150

200

100

400

700

450

1,000

300

600

800

400

600

1,700

1,300

900

Net interest income after provision for loan losses

8,471

8,843

9,267

8,959

8,986

8,769

8,251

7,713

7,353

7,406

6,948

6,675

6,307

6,183

5,926

5,630

5,538

5,387

5,230

5,017

4,677

4,913

4,570

4,438

4,433

4,330

4,505

4,062

3,629

3,951

3,358

3,984

3,508

3,463

3,788

3,589

2,480

3,164

3,428

Non-Interest Income:
Service charges

705

699

676

670

650

655

628

653

640

623

617

628

599

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interchange revenue

539

636

642

583

513

558

572

553

491

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,027

1,034

931

997

1,013

1,006

938

986

1,064

1,064

994

1,064

1,029

943

876

905

926

914

872

895

881

873

828

917

932

Gain on sale of loans

464

79

313

231

244

140

564

533

666

168

557

786

528

373

505

559

333

351

617

317

657

316

304

444

332

272

170

436

521

272

580

238

234

-

-

-

-

-

-

Gain on equity securities with no readily determinable fair value

-

-

-

-

-

-

0

0

209

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Gain on sale of loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

657

416

722

360

239

Gain (loss) on sale of investment securities

-

-

-

20

-

0

0

0

-8

-141

0

0

-17

0

0

0

-32

0

-9

0

30

-

128

0

-

-

-

-

-

0

191

161

51

54

0

447

165

200

10

Earnings on bank owned life insurance policies, net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

87

87

86

85

91

84

84

93

112

113

Sale of merchant processing portfolio

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,435

Other

517

-583

515

507

558

-431

520

486

533

-571

488

478

481

-444

461

462

421

-450

425

499

420

-306

399

385

362

34

332

318

303

234

299

189

185

145

197

191

195

199

236

Total non-interest income

2,225

2,013

2,146

2,011

1,965

1,841

2,284

2,225

2,531

1,668

2,183

2,382

2,047

1,951

1,993

2,055

1,653

1,802

2,046

1,822

2,045

1,839

1,895

1,893

1,688

1,714

1,531

1,697

1,700

1,498

2,083

1,588

1,427

1,329

1,819

2,011

2,003

1,788

2,965

Non-interest expenses:
Salaries and employee benefits

3,529

3,266

3,439

3,104

3,200

3,053

3,049

2,923

3,113

2,892

2,822

2,864

2,927

2,727

2,547

2,558

2,608

2,549

2,584

2,426

2,718

2,425

2,287

2,393

2,369

2,185

2,244

2,081

2,219

2,345

2,179

2,126

2,318

2,137

2,304

2,383

2,371

2,257

2,563

Occupancy and equipment

865

829

799

825

858

834

721

705

702

704

713

654

769

684

779

677

707

700

702

680

700

667

699

757

779

756

695

666

757

725

754

786

758

751

768

764

805

792

822

Other

1,742

1,413

1,637

1,814

1,626

1,848

1,658

1,601

1,634

1,408

1,597

1,374

1,387

1,262

1,383

1,445

1,319

1,249

1,372

1,523

1,288

1,440

1,302

1,314

1,413

1,600

1,414

1,554

1,399

647

1,689

1,634

1,509

1,010

1,949

2,377

1,048

1,598

2,067

Total non-interest expenses

6,136

5,508

5,875

5,743

5,684

5,735

5,428

5,229

5,449

5,004

5,132

4,892

5,083

4,673

4,709

4,680

4,634

4,498

4,658

4,629

4,706

4,532

4,288

4,464

4,561

4,541

4,353

4,301

4,375

4,624

4,622

4,546

4,585

4,477

5,021

5,524

4,224

4,647

5,452

Income before provision for income taxes

4,560

5,348

5,538

5,227

5,267

4,875

5,107

4,709

4,435

4,070

3,999

4,165

3,271

3,461

3,210

3,005

2,557

2,691

2,618

2,210

2,016

2,220

2,177

1,867

1,560

1,503

1,683

1,458

954

825

819

1,026

350

315

586

76

259

305

941

Provision for Income Taxes

1,244

1,466

1,536

1,417

1,449

1,304

1,411

1,264

1,155

2,934

1,551

1,624

1,207

1,354

1,253

1,168

984

1,043

1,018

855

801

876

850

742

618

586

676

567

338

278

273

393

126

69

215

-25

36

109

365

Net income

3,316

3,882

4,002

3,810

3,818

3,571

3,696

3,445

3,280

1,136

2,448

2,541

2,064

2,107

1,957

1,837

1,573

1,648

1,600

1,355

1,215

1,344

1,327

1,125

942

917

1,007

891

616

547

546

633

224

246

371

101

223

196

576

Discount on redemption of preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4

530

-

-

-

0

-

-

-

-

-

-

-

Preferred stock dividends and discount accretion

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

17

49

110

171

171

171

171

171

171

171

171

171

171

171

Net income available to common shareholders

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

931

962

1,311

445

376

375

462

53

75

200

-70

52

25

405

Basic earnings per share (in dollars per share)

0.64

0.75

0.78

0.74

0.74

0.70

0.72

0.67

0.65

0.23

0.48

0.51

0.42

0.44

0.40

0.38

0.32

0.35

0.33

0.28

0.25

0.28

0.28

0.23

0.20

0.20

0.20

0.27

0.09

0.07

0.08

0.10

0.01

0.01

0.04

-0.01

0.01

0.01

0.08

Diluted earnings per share (in dollars per share)

0.63

0.74

0.77

0.73

0.73

0.68

0.71

0.66

0.63

0.22

0.47

0.49

0.40

0.41

0.39

0.36

0.31

0.32

0.32

0.27

0.24

0.26

0.27

0.23

0.19

0.19

0.20

0.27

0.09

0.07

0.08

0.10

0.01

0.01

0.04

-0.01

0.01

0.01

0.08