Plumas Bancorp PLBC Income Statement

Plumas bancorp (PLBC)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Sep'10	Jun'10
Interest Income:
Interest and fees on loans
34,305	34,275	33,738	32,670	31,494	29,761	28,378	27,245	26,469	25,800	25,171	24,461	23,581	22,928	22,189	21,664	21,259	20,747	20,647	20,220	19,830	19,495	18,855	18,644	18,466	18,174	17,992	17,708	17,515	17,427	17,412	17,331	17,246	17,400	17,770	18,181	0	0	0
Interest on investment securities:
Taxable
-	-	-	-	-	-	-	-	-	1,791	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Exempt from Federal income taxes
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Interest on investment securities
0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	0	0	0	-	-
Other
560	632	652	594	604	610	675	785	763	674	484	329	297	274	253	235	212	174	158	144	142	137	131	133	132	124	115	98	95	106	109	127	128	124	99	74	0	0	0
Total interest income
39,075	39,302	38,820	37,656	36,330	34,322	32,623	31,181	30,006	28,953	27,928	26,907	25,865	25,100	24,309	23,722	23,239	22,615	22,431	21,940	21,511	21,147	20,444	20,168	19,878	19,460	19,179	18,828	18,573	18,425	18,383	18,292	18,348	18,668	19,192	19,789	0	0	0
Interest Expense:
Interest on deposits
1,163	1,201	1,176	1,031	862	716	617	607	594	582	568	554	544	537	532	531	526	518	509	501	507	516	531	556	578	600	633	690	762	847	933	1,032	1,209	1,469	1,825	2,229	0	0	0
Interest on note payable
-	-	-	-	-	-	-	-	-	28	53	84	111	133	157	177	190	155	120	103	90	111	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest on subordinated debenture
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	219	408	599	756	756	759	728	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-
Interest on borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Interest on repurchase agreements
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-
Interest on junior subordinated deferrable interest debentures
507	531	547	547	538	510	475	447	419	401	389	373	359	348	335	325	315	306	301	303	303	303	306	303	304	313	320	332	349	344	356	344	328	326	313	313	0	0	0
Other
15	15	16	13	11	10	8	7	7	6	5	5	5	5	5	5	5	6	6	7	7	7	8	9	32	57	78	96	90	83	86	74	63	53	27	19	0	0	0
Total interest expense
1,685	1,747	1,739	1,591	1,411	1,236	1,100	1,061	1,024	1,017	1,015	1,016	1,019	1,023	1,028	1,037	1,067	1,204	1,344	1,513	1,663	1,693	1,723	1,712	1,698	1,534	1,382	1,278	1,201	1,274	1,370	1,449	1,600	1,848	2,171	2,628	0	0	0
Net interest income before provision for loan losses
37,390	37,555	37,081	36,065	34,919	33,086	31,523	30,120	28,982	27,936	26,913	25,891	24,846	24,077	23,281	22,685	22,172	21,411	21,087	20,427	19,848	19,454	18,721	18,456	18,180	17,926	17,797	17,550	17,372	17,151	17,013	16,843	16,748	16,820	17,021	17,161	0	0	0
Provision for Loan Losses
1,850	1,500	1,100	1,100	1,200	1,000	800	700	600	600	800	800	800	800	800	900	1,000	1,100	1,250	1,250	1,250	1,100	950	750	850	1,400	1,650	2,550	2,450	2,350	2,700	2,100	2,400	3,500	4,000	4,500	0	0	0
Net interest income after provision for loan losses
35,540	36,055	35,981	34,965	33,719	32,086	30,723	29,420	28,382	27,336	26,113	25,091	24,046	23,277	22,481	21,785	21,172	20,311	19,837	19,177	18,598	18,354	17,771	17,706	17,330	16,526	16,147	15,000	14,922	14,801	14,313	14,743	14,348	13,320	13,021	12,661	0	0	0
Non-Interest Income:
Service charges
2,750	2,695	2,651	2,603	2,586	2,576	2,544	2,533	2,508	2,467	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interchange revenue
2,400	2,374	2,296	2,226	2,196	2,174	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Service charges
-	-	-	-	-	-	-	-	-	-	-	-	-	-	3,989	3,975	3,947	3,954	3,943	3,994	4,052	4,108	4,186	4,151	4,030	3,912	3,753	3,650	3,621	3,617	3,607	3,562	3,521	3,477	3,499	3,550	0	0	0
Gain on sale of loans
1,087	867	928	1,179	1,481	1,903	1,931	1,924	2,177	2,039	2,244	2,192	1,965	1,770	1,748	1,860	1,618	1,942	1,907	1,594	1,721	1,396	1,352	1,218	1,210	1,399	1,399	1,809	1,611	1,324	0	0	0	-	-	-	-	-	-
Gain on equity securities with no readily determinable fair value
-	-	-	-	-	-	0	0	0	-	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gain on sale of loans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0
Gain (loss) on sale of investment securities
-	-	-	0	-	-8	-149	-149	-149	-158	-17	-17	-17	-32	-32	-41	-41	21	149	158	0	-	0	0	-	-	-	-	-	403	457	266	552	666	812	822	0	0	0
Earnings on bank owned life insurance policies, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	345	349	346	344	352	373	402	0	0	0
Sale of merchant processing portfolio
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0
Other
956	997	1,149	1,154	1,133	1,108	968	936	928	876	1,003	976	960	900	894	858	895	894	1,038	1,012	898	840	1,180	1,113	1,046	987	1,187	1,154	1,025	907	818	716	718	728	782	821	0	0	0
Total non-interest income
8,395	8,135	7,963	8,101	8,315	8,881	8,708	8,607	8,764	8,280	8,563	8,373	8,046	7,652	7,503	7,556	7,323	7,715	7,752	7,601	7,672	7,315	7,190	6,826	6,630	6,642	6,426	6,978	6,869	6,596	6,427	6,163	6,586	7,162	7,621	8,767	0	0	0
Non-interest expenses:
Salaries and employee benefits
13,338	13,009	12,796	12,406	12,225	12,138	11,977	11,750	11,691	11,505	11,340	11,065	10,759	10,440	10,262	10,299	10,167	10,277	10,153	9,856	9,823	9,474	9,234	9,191	8,879	8,729	8,889	8,824	8,869	8,968	8,760	8,885	9,142	9,195	9,315	9,574	0	0	0
Occupancy and equipment
3,318	3,311	3,316	3,238	3,118	2,962	2,832	2,824	2,773	2,840	2,820	2,886	2,909	2,847	2,863	2,786	2,789	2,782	2,749	2,746	2,823	2,902	2,991	2,987	2,896	2,874	2,843	2,902	3,022	3,023	3,049	3,063	3,041	3,088	3,129	3,183	0	0	0
Other
6,606	6,490	6,925	6,946	6,733	6,741	6,301	6,240	6,013	5,766	5,620	5,406	5,477	5,409	5,396	5,385	5,463	5,432	5,623	5,553	5,344	5,469	5,629	5,741	5,981	5,967	5,014	5,289	5,369	5,479	5,842	6,102	6,845	6,384	6,972	7,090	0	0	0
Total non-interest expenses
23,262	22,810	23,037	22,590	22,076	21,841	21,110	20,814	20,477	20,111	19,780	19,357	19,145	18,696	18,521	18,470	18,419	18,491	18,525	18,155	17,990	17,845	17,854	17,919	17,756	17,570	17,653	17,922	18,167	18,377	18,230	18,629	19,607	19,246	19,416	19,847	0	0	0
Income before provision for income taxes
20,673	21,380	20,907	20,476	19,958	19,126	18,321	17,213	16,669	15,505	14,896	14,107	12,947	12,233	11,463	10,871	10,076	9,535	9,064	8,623	8,280	7,824	7,107	6,613	6,204	5,598	4,920	4,056	3,624	3,020	2,510	2,277	1,327	1,236	1,226	1,581	0	0	0
Provision for Income Taxes
5,663	5,868	5,706	5,581	5,428	5,134	6,764	6,904	7,264	7,316	5,736	5,438	4,982	4,759	4,448	4,213	3,900	3,717	3,550	3,382	3,269	3,086	2,796	2,622	2,447	2,167	1,859	1,456	1,282	1,070	861	803	385	295	335	485	0	0	0
Net income
15,010	15,512	15,201	14,895	14,530	13,992	11,557	10,309	9,405	8,189	9,160	8,669	7,965	7,474	7,015	6,658	6,176	5,818	5,514	5,241	5,011	4,738	4,311	3,991	3,757	3,431	3,061	2,600	2,342	1,950	1,649	1,474	942	941	891	1,096	0	0	0
Discount on redemption of preferred stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	0	-	-	-	-	-	-	-
Preferred stock dividends and discount accretion
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	347	501	623	684	684	684	684	684	684	684	684	0	0	0
Net income available to common shareholders
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3,649	3,094	2,507	1,658	1,266	965	790	258	257	207	412	0	0	0
Basic earnings per share (in dollars per share)
0.64	0.75	0.78	0.74	0.74	0.70	0.72	0.67	0.65	0.23	0.48	0.51	0.42	0.44	0.40	0.38	0.32	0.35	0.33	0.28	0.25	0.28	0.28	0.23	0.20	0.20	0.20	0.27	0.09	0.07	0.08	0.10	0.01	0.01	0.04	-0.01	0.01	0.01	0.08
Diluted earnings per share (in dollars per share)
0.63	0.74	0.77	0.73	0.73	0.68	0.71	0.66	0.63	0.22	0.47	0.49	0.40	0.41	0.39	0.36	0.31	0.32	0.32	0.27	0.24	0.26	0.27	0.23	0.19	0.19	0.20	0.27	0.09	0.07	0.08	0.10	0.01	0.01	0.04	-0.01	0.01	0.01	0.08