Provident financial holdings inc (PROV)
Balance Sheet / Yearly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11
Assets
Cash and cash equivalents

84

48

54

70

61

67

78

43

50

47

49

72

125

82

39

51

111

111

156

81

30

32

85

118

193

181

156

193

220

99

98

145

187

133

-

142

Investment securities - held to maturity, at cost

69

77

85

94

102

84

79

-

95

87

64

-

41

33

36

-

21

10

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment securities - available for sale, at fair value

4

5

5

5

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Investment securities - held to maturity, at cost

-

-

-

-

-

-

-

87

-

-

-

60

-

-

-

39

-

-

-

0

-

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

Cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

80

-

Investment securities - available for sale, at fair value

-

-

-

-

6

6

7

7

8

8

8

9

9

10

10

11

12

12

13

14

14

15

15

16

17

17

18

19

20

21

22

22

23

24

25

26

Loans held for investment, net of allowance for loan losses of $7,531 and $8,039, respectively; includes $4,996 and $6,445 at fair value, respectively

-

-

-

-

-

-

-

-

894

885

908

-

880

867

853

-

805

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for investment, net of allowance for loan losses of $7,810 and $7,076, respectively; includes $3,835 and $5,094 at fair value, respectively

914

941

924

879

883

875

877

902

-

-

-

904

-

-

-

840

-

-

-

814

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for investment, net of allowance for loan losses of $8,768 and $8,724, respectively; includes $4,210 and $4,518 at fair value, respectively

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

813

805

-

819

797

788

772

769

756

748

748

754

772

776

796

825

845

859

881

Loans held for sale, at fair value

-

-

-

-

30

57

78

96

89

96

127

116

105

156

264

189

184

175

163

224

307

228

180

158

104

130

183

188

169

294

307

231

182

226

278

191

Accrued interest receivable

3

3

3

3

3

3

3

3

3

3

2

2

2

2

3

2

2

2

2

2

2

2

2

2

2

2

2

2

2

3

3

3

3

3

3

3

Real estate owned, net

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Real estate owned, net

-

-

-

-

-

-

-

0

0

0

0

1

2

2

3

2

3

4

3

2

3

3

2

2

2

3

3

2

2

2

5

5

6

7

7

8

Federal Home Loan Bank ("FHLB") - San Francisco stock

8

8

8

8

8

8

8

8

8

8

8

8

8

8

8

8

8

8

8

8

7

7

7

7

8

10

13

15

17

19

21

22

23

24

25

26

Premises and equipment, net

10

10

11

8

8

8

8

8

8

7

7

6

6

5

5

6

5

5

5

5

5

5

5

6

6

6

6

6

6

6

6

6

6

5

4

4

Prepaid expenses and other assets

12

12

13

14

15

15

15

16

17

16

17

17

17

21

17

19

20

18

17

20

21

18

17

20

20

23

18

33

27

29

30

26

29

26

35

27

Total assets

1,107

1,107

1,105

1,084

1,119

1,127

1,157

1,175

1,176

1,162

1,193

1,200

1,199

1,192

1,242

1,171

1,173

1,164

1,177

1,174

1,213

1,112

1,106

1,105

1,125

1,134

1,153

1,211

1,221

1,248

1,271

1,260

1,286

1,298

1,319

1,313

Liabilities and Stockholders' Equity
Liabilities:
Non interest-bearing deposits

86

85

85

90

90

78

87

86

87

77

82

77

76

73

74

71

68

63

68

67

62

55

57

58

56

55

57

57

55

51

54

55

56

51

46

45

Interest-bearing deposits

749

747

746

751

786

794

814

821

834

830

844

848

861

854

868

855

858

854

856

856

855

849

845

839

851

858

861

865

879

884

902

905

918

902

915

900

Total deposits

835

833

831

841

876

872

902

907

922

907

927

926

938

928

943

926

927

917

924

924

917

905

902

897

907

913

919

923

935

935

956

961

974

953

961

945

Borrowings

131

131

131

101

101

111

111

126

111

111

121

126

111

111

146

91

91

91

91

91

131

41

41

41

51

51

56

106

106

126

126

126

146

176

186

206

Accounts payable, accrued interest and other liabilities

17

18

20

21

20

20

22

21

22

22

20

19

18

19

19

20

19

17

21

17

22

21

18

20

16

16

20

21

22

-

-

28

-

-

-

-

Accounts payable, accrued interest and other liabilities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

30

37

-

22

25

27

20

Total liabilities

984

983

983

964

998

1,004

1,035

1,055

1,056

1,041

1,068

1,072

1,067

1,059

1,109

1,037

1,038

1,026

1,037

1,033

1,071

968

961

959

975

981

995

1,051

1,064

1,092

1,120

1,116

1,143

1,155

1,176

1,172

Commitments and Contingencies (Notes 6 and 10)

-

-

-

-

-

-

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

-

-

0

-

-

-

-

Stockholders' equity:
Preferred stock, $.01 par value (2,000,000 shares authorized; none issued and outstanding)

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Common stock, $.01 par value ( 40,000,000 shares authorized; 18,097,615 and 18,081,365 shares issued; 7,436,315 and 7,486,106 shares outstanding, respectively)

0

0

0

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Additional paid-in capital

95

95

94

94

96

95

95

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Preferred stock, $0.01 par value (2,000,000 shares authorized; none issued and outstanding)

-

-

-

-

-

-

-

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

-

-

0

-

-

0

-

Common stock, $0.01 par value (40,000,000 shares authorized; 18,081,365 and 18,033,115 shares issued; 7,486,106 and 7,421,426 shares outstanding, respectively)

-

-

-

-

-

-

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Additional paid-in capital

-

-

-

-

-

-

-

94

94

94

93

93

92

92

91

90

90

89

89

88

87

87

86

88

88

88

87

87

87

87

87

86

86

86

86

85

Retained earnings

193

193

192

190

191

192

191

190

190

189

191

192

192

192

192

191

190

189

189

188

186

185

183

182

181

180

180

179

175

171

164

156

153

151

150

147

Treasury stock at cost ( 10,661,300 and 10,595,259 shares, respectively)

166

165

165

164

166

165

165

165

164

163

160

158

154

152

151

149

145

141

140

136

133

128

126

125

120

117

111

108

106

-103

-101

99

-97

-95

-93

-92

Accumulated other comprehensive income, net of tax

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Total stockholders' equity

123

123

122

120

121

122

121

120

120

120

124

128

131

132

133

133

135

137

139

141

141

144

144

145

149

152

157

159

157

155

150

144

143

142

143

140

Total liabilities and stockholders' equity

1,107

1,107

1,105

1,084

1,119

1,127

1,157

1,175

1,176

1,162

1,193

1,200

1,199

1,192

1,242

1,171

1,173

1,164

1,177

1,174

1,213

1,112

1,106

1,105

1,125

1,134

1,153

1,211

1,221

1,248

1,271

1,260

1,286

1,298

1,319

1,313