People's utah bancorp (PUB)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15
Cash flows from operating activities:
Net income

44,592

44,324

43,307

42,655

42,133

40,632

30,547

26,302

22,329

19,846

25,795

25,805

24,888

23,610

21,954

20,972

20,059

19,614

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses

6,100

7,000

8,975

8,800

8,125

8,625

6,200

5,175

4,600

2,750

2,150

1,575

900

900

950

825

1,050

1,000

0

0

0

Depreciation and amortization

3,298

3,396

3,801

3,632

3,517

3,281

3,087

2,883

2,721

2,612

2,537

2,504

2,514

2,527

2,567

2,592

2,676

2,552

0

0

0

(Increase) decrease in deferred income taxes

775

34

3,754

3,844

3,024

2,017

-4,414

-4,766

-4,594

-3,990

0

0

0

-

-

-

-

-250

0

0

0

Net gain on sales of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

0

0

0

Net amortization of securities discounts and premiums

-2,290

-2,363

-2,410

-2,488

-2,520

-2,628

-2,625

-2,633

-2,732

-2,822

-3,014

-3,069

-3,079

-3,080

-3,074

-3,150

-3,228

-3,174

0

0

0

Increase in cash surrender value of bank-owned life insurance

603

604

609

614

617

617

598

568

540

520

515

522

534

544

0

0

0

-

-

-

-

Share-based compensation

1,205

1,011

1,004

902

866

891

811

662

617

510

516

510

526

544

0

0

0

-

-

-

-

Other

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-16

311

-251

-364

0

0

0

Gain on sale of loans held for sale

4,830

4,529

4,250

3,862

3,717

3,925

4,497

4,668

5,206

5,459

5,615

6,146

6,489

6,341

5,948

5,488

5,246

5,247

0

0

0

Originations of loans held for sale

242,796

229,987

220,101

202,209

195,340

211,577

222,966

226,072

229,839

233,055

250,489

269,809

285,705

278,083

256,333

236,497

220,563

229,708

0

0

0

Proceeds from sale of loans held for sale

233,238

226,114

213,264

198,683

202,491

216,106

229,738

227,337

237,480

248,469

260,540

280,215

292,264

281,545

257,010

239,392

229,083

229,280

0

0

0

Net changes in:
Accrued interest receivable

-129

-378

84

984

977

688

2,580

2,042

1,837

2,037

385

30

-47

-210

-109

-1,967

511

514

0

0

0

Other assets

-1,447

-6,735

-7,621

-7,600

-6,033

607

-25

3,628

749

-1,500

1,118

-167

22

-204

-12,670

403

451

1,042

0

0

0

Accrued interest payable

-18

63

147

177

167

130

165

100

75

48

-34

-34

-30

-9

-19

-11

-20

-29

0

0

0

Other liabilities

-2,879

-1,470

-1,573

-3,417

1,505

5,468

65

-2,290

-3,429

-4,062

-889

802

-2,029

-985

1,640

3,198

3,434

3,543

0

0

0

Net cash provided by operating activities

41,880

54,760

53,632

53,661

65,696

58,330

46,188

29,038

32,340

37,414

34,459

37,095

28,655

25,887

37,163

29,803

32,876

22,737

0

0

0

Net change in loans held for investment

-35,597

2,835

-41,108

-12,986

-4,388

55,716

144,448

128,764

174,571

148,032

111,567

106,764

82,108

72,126

112,467

104,971

114,672

108,112

0

0

0

Purchase of available for sale securities

334,643

152,054

0

0

0

-

-

-

-

68,425

78,080

165,455

168,533

153,853

162,041

141,161

157,524

167,397

0

0

0

Purchase of held to maturity securities

-

-

-

-

-

-

-

-

-

12,198

0

0

0

-

-

-

-

40,535

0

0

0

Proceeds from maturities/sales of available for sale securities

117,511

96,076

71,030

50,114

43,719

43,810

47,277

134,646

140,409

147,351

172,651

115,042

142,220

147,413

144,159

135,352

122,076

125,736

0

0

0

Proceeds from maturities of held to maturity securities

-

1,370

2,870

3,455

9,228

8,430

7,885

8,684

9,361

10,278

12,528

12,719

8,953

8,923

6,983

6,373

10,556

9,461

0

0

0

Purchase of bank-owned life insurance

-

-

-

-

-

2,250

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Purchase of premises and equipment

5,698

6,791

5,295

12,404

12,278

10,171

10,811

5,979

6,149

7,506

6,618

3,801

3,188

2,345

2,224

1,955

2,643

3,028

0

0

0

Proceeds from sale of other real estate owned, net of improvements

-

-

-

-

5,503

3,758

0

0

0

-

-

-

-

923

398

121

1,171

1,206

0

0

0

Purchase of non-marketable equity securities

267

4,032

7,512

15,012

22,872

25,955

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of non-marketable equity securities

-

3,960

9,120

18,540

25,960

27,110

24,774

15,354

7,934

2,956

132

132

2,795

3,080

1,712

1,712

5

-384

0

0

0

Net cash (used in) provided by investing activities

-187,386

-62,009

52,281

-15,797

-22,091

-76,463

-289,819

-152,255

-205,755

-191,904

-38,028

-176,667

-125,363

-87,818

-157,299

-149,156

-189,240

-194,442

0

0

0

Net increase in deposits

170,693

179,312

229,780

199,966

145,000

62,423

59,682

36,819

53,591

105,489

0

0

0

-

-

-

-

-

-

-

-

Net increase in non-interest bearing deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

Net increase in interest bearing deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

Proceeds related to exercise of stock options

361

596

604

754

597

887

1,010

1,366

1,588

1,395

1,378

878

808

777

1,117

1,295

1,222

847

0

0

0

Net cash used in share repurchase program

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in short-term borrowings

-

-

-

-

-

-40,000

38,227

86,698

75,628

36,801

585

447

823

-24,005

774

521

427

25,708

0

0

0

Cash dividends paid

9,803

9,225

8,834

8,440

8,053

7,657

7,220

6,779

6,347

6,106

5,906

5,533

5,339

5,141

4,769

4,574

4,219

5,052

0

0

0

Net cash provided by financing activities

159,111

170,683

179,550

102,280

58,544

15,653

91,699

118,104

124,460

137,579

112,399

110,481

140,641

87,520

76,088

68,815

123,181

166,352

0

0

0

Net change in cash and cash equivalents

13,605

163,434

285,463

140,144

102,149

-2,480

-151,932

-5,113

-48,955

-16,911

108,830

-29,091

43,933

25,589

-44,048

-50,538

-33,183

-5,353

0

0

0

Supplemental disclosures of cash flow information:
Cash paid for interest

9,067

9,068

8,701

8,298

7,756

7,043

6,098

5,000

3,996

3,294

2,952

2,818

2,675

2,552

2,553

2,575

2,639

2,670

0

0

0

Income taxes paid

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

10,192

0

0

0

Supplemental disclosures of non-cash investing transactions:
Reclassifications from loans to other real estate owned

-

-

-

-

-

-

-

-

0

-

-

-

-

482

0

0

0

-

-

-

-

Unrealized gains on securities available for sale

15,035

7,324

9,341

7,105

2,646

-2,678

-6,903

-5,393

-3,699

-1,168

-2,442

-3,570

-3,269

-1,104

-455

1,086

-920

-1,781

0

0

0

Measurement period adjustment to goodwill

-

-

-

-

-

-335

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Transfer of HTM securities to AFS

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-