PENNS WOODS BANCORP INC PWOD Balance Sheet

Penns woods bancorp inc (PWOD)

Balance Sheet / Yearly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Dec'10
ASSETS:
Noninterest-bearing balances
29	24	25	21	31	24	33	26	18	25	22	26	22	26	23	24	22	22	17	20	20	19	19	22	24	23	23	26	9	12	13	16	16	13	11	9	9
Interest-bearing balances in other financial institutions
48	23	31	58	42	42	38	29	18	1	5	11	53	16	36	45	24	0	0	1	0	0	5	1	14	0	9	1	3	2	7	0	7	0	0	20	0
Federal funds sold
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	0	-	0	-	-	-	-	-	-	-
Total cash and cash equivalents
77	48	57	79	73	66	72	56	37	27	27	38	75	43	60	69	47	22	18	21	21	19	25	24	39	24	33	28	13	15	21	16	23	13	11	30	9
Debt Securities, Available-for-sale
155	148	149	145	141	134	128	118	116	108	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Equity Securities, FV-NI
1	1	1	1	1	1	1	-	-	2	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Debt Securities, Trading
0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment equity securities, at fair value
1	1	1	1	1	1	1	2	2	2	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment securities available for sale, at fair value
-	-	-	-	-	-	-	-	-	-	132	138	136	133	141	146	153	176	202	214	225	232	233	263	276	288	285	311	288	289	296	295	284	270	266	245	215
Investment securities, trading
-	-	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Restricted investment in bank stock, at fair value
14	13	13	15	15	18	17	16	13	13	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans held for sale
4	4	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans
1,349	1,355	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Allowance for loan losses
12	11	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans, net
1,336	1,343	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans held for sale
-	-	-	-	-	2	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans held for sale
-	-	1	2	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Loans held for sale
-	-	-	-	1	-	3	2	0	1	1	1	1	1	2	1	0	0	1	2	1	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment securities held to maturity, (fair value of $0 and $55)
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0
Loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1	1	1	1	1	5	2	3	2	3	2	3	3	6	6
Loans
-	-	1,364	1,379	1,384	1,384	1,369	1,331	1,280	1,246	1,189	1,139	1,111	1,093	1,069	1,054	1,041	1,045	1,001	977	943	915	890	856	820	818	806	786	512	512	485	465	443	435	429	419	415
Allowance for loan losses
-	-	14	14	13	13	13	13	12	12	12	13	12	12	12	12	12	12	11	11	10	10	9	8	8	10	9	9	8	7	7	7	7	7	6	5	6
Loans, net
-	-	1,350	1,365	1,370	1,370	1,355	1,318	1,267	1,233	1,176	1,125	1,098	1,080	1,056	1,041	1,028	1,033	990	966	933	905	881	847	812	808	796	777	503	504	477	457	435	428	422	413	409
Premises and equipment, net
33	32	33	33	33	27	27	27	27	27	25	25	24	24	22	22	22	21	21	20	20	21	21	21	20	20	18	17	9	8	8	8	8	7	7	7	7
Accrued interest receivable
5	5	5	5	5	5	5	4	4	4	4	3	3	3	3	3	3	3	4	3	4	3	4	4	4	4	4	4	4	4	4	4	4	3	3	3	3
Bank-owned life insurance
29	29	29	28	28	28	28	28	28	27	27	27	27	27	27	27	26	26	26	26	26	25	25	25	25	25	25	25	16	16	16	16	15	16	15	15	15
Investment in limited partnerships
-	-	-	-	-	-	-	-	-	-	-	-	0	-	0	0	0	0	1	1	1	1	1	1	2	2	2	2	2	2	3	3	3	3	3	3	4
Goodwill
17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	17	3	3	3	3	3	3	3	3	3
Intangibles
0	0	0	1	1	1	1	1	1	1	1	1	1	1	1	1	2	1	1	1	1	1	1	1	1	1	1	1	-	0	-	-	-	-	-	-	-
Operating lease right-of-use asset
3	4	4	4	4	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred tax asset
3	3	3	3	4	5	5	4	4	4	7	8	8	8	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Deferred tax asset
-	-	-	-	-	-	-	-	-	-	-	-	-	-	7	7	8	8	8	8	7	8	7	6	7	9	10	9	5	4	3	5	6	7	8	9	11
Other assets
5	12	4	6	5	4	4	5	4	4	6	7	5	6	6	7	6	6	7	7	8	8	6	7	8	7	7	5	4	4	4	5	5	5	5	4	4
TOTAL ASSETS
1,688	1,665	1,673	1,711	1,704	1,684	1,670	1,603	1,526	1,474	1,430	1,395	1,400	1,348	1,347	1,346	1,318	1,320	1,299	1,291	1,268	1,245	1,227	1,222	1,217	1,211	1,204	1,206	852	856	840	818	793	763	752	744	691
LIABILITIES:
Interest-bearing deposits
993	989	1,005	1,004	987	899	897	879	888	843	843	851	848	791	792	810	790	751	756	762	750	738	756	753	764	755	760	744	538	527	525	523	505	470	470	469	428
Noninterest-bearing deposits
332	334	327	322	321	320	313	311	304	303	310	300	312	303	295	274	269	280	247	244	246	243	232	228	218	217	215	211	120	114	115	117	116	111	104	100	89
Total deposits
1,326	1,324	1,332	1,327	1,309	1,219	1,210	1,191	1,192	1,146	1,153	1,151	1,160	1,095	1,088	1,084	1,059	1,031	1,004	1,007	996	981	989	981	983	973	975	955	659	642	641	641	621	581	575	569	517
Short-term borrowings
17	4	5	59	84	167	164	134	59	100	41	15	8	13	11	17	15	46	51	59	30	40	17	21	14	26	15	39	16	33	17	17	14	29	17	17	27
Long-term borrowings
-	-	-	-	-	138	-	-	-	70	-	-	-	85	-	-	-	91	-	-	-	71	-	-	-	71	-	-	-	76	-	-	-	-	-	-	-
Long-term borrowings
171	161	162	154	144	-	138	123	123	-	80	75	75	-	91	91	91	-	91	75	86	-	71	71	71	-	70	70	71	-	76	61	61	61	71	71	71
Accrued interest payable
1	1	1	1	1	1	1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Operating lease liability
3	4	4	4	4	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other liabilities
10	13	11	13	13	13	14	13	12	17	13	13	15	15	16	13	13	13	15	14	18	15	12	11	16	12	16	15	12	10	11	9	9	10	8	11	7
TOTAL LIABILITIES
1,531	1,510	1,518	1,559	1,557	1,541	1,529	1,464	1,388	1,336	1,290	1,256	1,261	1,210	1,207	1,207	1,180	1,183	1,163	1,156	1,131	1,109	1,090	1,087	1,084	1,084	1,078	1,081	759	762	746	730	707	683	674	671	625
SHAREHOLDERS’ EQUITY:
Preferred stock, no par value, 3,000,000 shares authorized; no shares issued
0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-	0	-	-	-
Common stock, par value $5.55, 22,500,000 shares authorized; 7,521,491 and 7,520,740 shares issued; 7,041,266 and 7,040,515 outstanding
41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	41	33	33	33	33	33	33	33	33	33
Additional paid-in capital
51	51	51	51	50	50	50	50	50	50	50	50	50	50	50	50	50	49	49	49	49	49	49	49	49	49	49	49	18	18	18	18	18	18	18	18	18
Retained earnings
77	76	76	73	71	69	67	66	63	63	64	62	62	61	60	60	58	58	56	55	54	53	52	49	48	47	46	45	43	43	41	39	38	36	34	33	31
Accumulated other comprehensive loss:
Net unrealized gain on available for sale securities
2	2	3	2	0	-1	-2	-2	-0	-0	0	-0	-0	-0	1	1	1	0	1	1	3	2	2	3	1	-2	-0	0	8	10	10	7	5	2	0	-2	-7
Defined benefit plan
5	5	-5	-5	5	5	4	4	4	4	4	4	4	4	3	4	4	4	4	4	4	4	2	2	2	2	4	4	4	4	4	4	4	4	2	2	2
Treasury stock at cost, 480,225
12	12	12	12	12	12	12	12	12	12	12	12	10	10	10	10	10	9	9	8	7	7	6	6	6	6	6	6	6	6	6	6	6	6	6	6	6
TOTAL PENNS WOODS BANCORP, INC. SHAREHOLDERS' EQUITY
156	154	155	151	147	143	140	139	138	138	139	138	139	138	139	139	137	136	135	134	137	135	137	135	132	127	125	125	93	93	93	88	85	80	78	73	66
Non-controlling interest
0	0	0	0	0	0	0	0	0	0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest
156	154	155	151	147	143	140	139	138	138	-	-	-	138	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY
1,688	1,665	1,673	1,711	1,704	1,684	1,670	1,603	1,526	1,474	1,430	1,395	1,400	1,348	1,347	1,346	1,318	1,320	1,299	1,291	1,268	1,245	1,227	1,222	1,217	1,211	1,204	1,206	852	856	840	818	793	763	752	744	691