Penns woods bancorp inc (PWOD)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11
OPERATING ACTIVITIES:
Net Income

14,817

15,686

17,045

16,217

15,448

14,710

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net Income

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net Income (Loss) Available to Common Stockholders, Basic

-

-

-

-

-

-

-

-

-

-

-

-

-

12,475

13,275

13,578

13,621

13,898

13,035

14,464

14,494

14,608

15,220

13,673

13,869

14,084

13,685

14,106

13,845

13,850

14,149

13,632

13,198

12,362

0

0

0

Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization

3,020

2,951

2,512

2,647

2,820

2,515

2,560

2,487

2,299

2,632

2,731

2,939

3,002

3,146

3,282

3,320

3,403

3,366

3,205

3,122

3,167

3,078

2,324

2,631

1,991

1,448

1,668

797

765

762

744

728

717

701

0

0

0

Gain on sale of premise and equipment

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of intangible assets

255

264

273

282

291

300

310

319

327

337

346

355

369

366

352

336

316

311

317

327

335

345

354

362

305

213

0

0

0

-

-

-

-

-

-

-

-

Provision for loan losses

3,125

2,735

1,795

1,915

1,935

1,735

1,100

680

560

730

935

1,133

1,176

1,196

1,346

1,608

1,950

2,300

3,425

3,365

3,065

2,850

1,845

1,985

2,260

2,275

2,400

2,400

2,425

2,525

2,700

2,700

2,700

2,700

0

0

0

Stock based compensation

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accretion and amortization of investment security discounts and premiums

-685

-671

-684

-707

-738

-776

-796

-823

-833

-893

-901

-896

-897

-870

-886

-894

-893

-873

-807

-761

-734

-672

-622

-515

-340

-69

217

501

737

989

1,198

1,399

1,620

1,702

0

0

0

Net securities gains, available for sale

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Originations of loans held for sale

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Securities (gains) losses, available for sale

-

-

-

-

-

-47

96

420

394

600

924

875

1,373

1,611

0

0

0

-

0

0

0

-

0

0

0

-

2,336

2,786

1,682

1,285

1,685

1,246

1,085

621

0

0

0

Originations of loans held for sale

-

-

-

-

-

55,283

51,883

50,756

51,205

53,407

59,041

63,503

66,709

68,362

65,120

59,834

59,251

56,058

54,178

56,997

51,982

51,119

47,230

45,107

48,437

51,512

55,440

56,396

51,906

44,571

40,062

32,142

32,317

36,702

0

0

0

Proceeds of loans held for sale

67,077

62,174

60,475

54,011

56,059

55,068

51,301

51,789

53,249

55,838

61,194

65,099

67,995

69,268

66,118

62,587

61,711

57,594

56,546

58,590

54,378

53,998

48,763

50,185

50,592

55,098

57,674

55,996

53,100

45,970

42,733

36,204

36,134

40,703

0

0

0

Gain on sale of loans

1,882

1,754

1,711

1,526

1,579

1,518

1,411

1,468

1,571

1,674

1,727

1,930

1,993

2,102

2,129

1,995

1,911

1,743

1,795

1,873

1,812

1,803

1,547

1,496

1,377

1,438

1,537

1,513

1,554

1,386

1,333

1,165

1,064

1,130

0

0

0

Equity Securities, FV-NI, Gain (Loss)

66

89

-82

-77

-93

-170

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Debt Securities, Trading, Gain (Loss)

-5

19

6

18

10

3

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net equity securities losses

66

89

-82

-77

-93

-170

-44

-28

-34

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net equity securities losses

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net securities losses (gains), trading

-

-

-

-

-

-

-

-

-

-

-

0

20

-

69

28

18

-22

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from the sale of trading securities

527

604

182

394

414

570

134

-78

64

0

435

719

1,065

3,826

3,942

3,918

3,639

709

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of trading securities

1

74

74

73

160

309

389

390

679

566

643

918

985

3,753

3,810

3,733

3,681

804

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Earnings on bank-owned life insurance

598

574

600

622

657

662

663

664

667

666

667

672

672

684

695

706

716

720

728

731

741

923

932

946

909

677

612

551

540

670

677

687

693

599

0

0

0

(Increase) decrease in deferred tax asset

-231

-814

-226

-276

-345

324

-1,353

-1,669

-1,425

-1,769

-637

-704

-1,702

-1,543

-899

-854

-110

-209

54

-22

-11

-124

-649

-518

-521

-123

529

506

370

128

479

578

551

457

0

0

0

Proceeds on sales of investment securities receivable

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Security Trades Payable

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other, net

3,637

1,453

1,220

3,252

817

904

-5,609

-5,568

-3,715

-2,200

4,876

646

567

7

-364

2,780

953

1,630

1,372

3

-880

-423

-1,582

2,074

2,527

-61

135

-2,714

-1,375

112

-461

-104

-382

-1,238

0

0

0

Net cash provided by operating activities

16,360

14,050

22,970

18,211

19,944

17,270

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by operating activities

-

-

-

-

-

-

-

-

-

-

-

0

17,903

-

16,588

15,693

16,747

15,735

16,942

17,068

18,746

18,738

18,465

19,209

14,804

17,327

14,743

13,791

14,721

13,966

15,353

16,151

15,801

16,493

0

0

0

INVESTING ACTIVITIES:
Debt Securities, Available-for-sale [Abstract]
Proceeds from sales of available for sale securities

19,587

23,799

21,057

22,945

22,919

19,296

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales of available for sale securities

-

-

-

-

-

-

-

-

-

-

-

0

27,642

-

64,801

69,986

69,704

65,672

46,381

63,407

74,158

102,145

108,031

106,635

102,416

79,114

82,511

73,356

59,187

48,460

37,309

28,591

20,491

13,454

0

0

0

Proceeds from calls and maturities of available for sale securities

8,626

6,845

4,962

6,023

8,190

8,033

10,526

10,137

8,266

11,564

13,489

17,355

22,981

25,558

27,294

26,577

24,190

22,859

22,455

19,645

16,062

13,354

9,315

11,161

15,546

16,359

15,511

15,050

19,904

19,995

19,884

21,612

13,625

12,226

0

0

0

Purchases of available for sale securities

38,971

40,180

41,863

54,583

58,752

58,725

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sales

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5

0

0

0

Proceeds from calls and maturities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

25

0

0

0

Net decrease (increase) in loans

0

-

-

-

0

-

-

-

-

-

-

-

71,708

49,590

68,027

76,783

98,134

130,803

114,266

124,727

126,191

101,816

87,426

72,526

60,852

55,953

71,211

71,702

70,173

78,323

57,287

48,673

34,568

24,049

0

0

0

Purchases of available for sale securities

-

-

-

-

-

-

-

-

-

-

-

0

34,751

-

29,900

26,519

26,829

32,776

35,044

32,311

32,643

47,902

58,732

65,815

90,970

90,179

81,047

89,063

75,735

74,791

70,426

87,830

78,598

63,733

0

0

0

Net increase in loans

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Acquisition of premises and equipment

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Acquisition of premises and equipment

-

-

-

-

-

-

-

-

-

-

-

-

3,886

4,061

3,141

3,037

2,889

2,285

1,827

1,707

2,314

2,795

4,633

5,289

4,513

4,918

3,038

1,701

1,650

1,403

1,458

1,430

1,359

743

0

0

0

Proceeds from the sale of premises and equipment

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from the sale of foreclosed assets

611

502

694

459

546

445

403

702

538

1,108

1,331

1,013

1,439

859

741

754

1,398

1,868

2,138

2,131

1,075

1,059

677

618

603

143

65

67

634

765

820

818

547

508

0

0

0

Purchase of bank-owned life insurance

30

30

24

25

29

30

36

35

31

34

34

30

30

27

27

30

30

30

30

32

31

30

30

29

981

981

981

981

30

33

33

36

36

39

0

0

0

Security trades payable

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from bank-owned life insurance death benefit

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

367

367

367

367

0

0

0

0

383

0

0

0

-

-

-

-

Investment in limited partnership

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from redemption of regulatory stock

8,175

13,934

16,938

17,123

16,915

15,352

14,906

14,287

11,850

7,677

5,360

2,983

2,167

3,160

4,633

7,939

10,680

10,790

11,102

8,045

5,167

3,955

2,656

3,763

3,813

3,239

2,374

1,170

1,369

1,171

1,331

1,157

1,218

1,282

0

0

0

Purchases of regulatory stock

7,061

8,600

12,606

15,494

19,157

20,882

21,739

21,720

16,637

12,158

7,603

3,931

3,196

3,178

4,869

8,202

11,114

12,818

13,264

10,020

6,729

4,583

3,241

2,554

2,616

2,384

0

0

0

-

-

-

-

-

-

-

-

Net cash used for investing activities

18,454

18,475

-9,995

-71,452

-131,451

-177,722

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash used for investing activities

-

-

-

-

-

-

-

-

-

-

-

0

-59,342

-

-8,495

-9,315

-33,024

-77,523

-82,355

-75,569

-71,446

-36,246

-33,016

-23,669

-19,700

-38,073

-40,105

-57,935

-67,550

-84,517

-69,422

-85,352

-78,297

-61,064

0

0

0

FINANCING ACTIVITIES:
Net increase in interest-bearing deposits

6,571

90,170

107,712

124,506

99,211

56,085

54,200

28,769

39,921

51,067

50,468

40,191

58,053

40,140

35,745

47,899

39,961

13,756

413

9,898

-14,028

-17,584

-3,607

8,803

31,015

34,114

39,884

26,422

33,562

56,763

55,308

53,676

71,832

42,149

0

0

0

Net (decrease) increase in noninterest-bearing deposits

11,102

13,932

14,218

11,561

17,396

17,498

2,281

11,140

-8,131

39

15,231

26,052

43,030

23,194

47,751

29,500

23,131

36,705

15,260

15,744

27,491

26,001

17,214

17,662

15,751

19,906

17,571

10,816

4,200

3,599

10,502

17,658

20,993

22,007

0

0

0

Proceeds from long-term borrowings

70,000

50,000

50,000

50,000

40,000

80,000

80,000

85,000

85,000

30,000

0

0

0

-

-

-

-

30,625

30,625

15,000

15,000

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Repayment of long-term borrowings

42,291

32,608

32,636

25,345

25,345

12,028

22,028

37,028

37,028

45,028

40,027

15,027

15,027

5,027

0

0

0

-

-

-

-

-

-

-

-

5,528

0

0

0

-

-

-

-

-

-

-

-

Net (decrease) increase in short-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-7,285

-33,397

-40,111

-41,586

-14,751

5,820

34,477

37,100

16,498

14,102

2,153

-17,074

-5,271

-9,254

-5,638

18,379

1,864

3,606

348

848

-868

2,299

0

0

0

Net increase (decrease) in short-term borrowings

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Finance lease principal payments

437

440

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Dividends paid

8,924

8,876

8,821

8,820

8,819

8,818

8,817

8,816

8,816

8,837

8,859

8,881

8,900

8,903

8,909

8,921

8,938

8,967

8,994

9,022

9,047

9,055

9,062

9,061

10,020

9,560

9,098

8,637

7,215

7,214

7,177

7,137

7,099

7,059

0

0

0

Issuance of common stock

88

89

94

95

95

97

108

114

120

116

110

110

103

101

110

111

110

116

108

109

113

119

109

106

92

80

71

58

55

54

57

60

65

67

0

0

0

Purchase of treasury stock

-

-

-

-

-

-

-

-

-

-

-

-

-

574

727

1,374

2,732

2,603

2,687

2,550

1,192

747

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-30,649

-50,678

-27,981

76,759

147,712

199,951

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

NET INCREASE IN CASH AND CASH EQUIVALENTS

4,165

-18,153

-15,006

23,518

36,205

39,499

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by financing activities

-

-

-

-

-

-

-

-

-

-

-

0

69,974

-

33,833

41,228

41,630

64,676

58,426

55,503

34,809

12,810

6,749

888

31,491

30,210

37,262

56,510

42,466

71,808

63,538

54,605

74,423

48,963

0

0

0

NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS

-

-

-

-

-

-

-

-

-

-

0

0

28,535

-

41,926

47,606

25,353

2,888

-6,987

-2,998

-17,891

-4,698

-7,802

-3,572

26,595

9,464

11,900

12,366

-10,363

1,257

9,469

-14,596

11,927

4,392

0

0

0

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest paid

15,846

15,438

14,787

13,578

12,159

10,288

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest paid

-

-

-

-

-

-

-

-

-

-

-

0

5,613

-

5,462

5,313

5,285

5,174

5,085

5,076

4,955

4,986

5,049

5,176

5,140

5,225

5,452

5,661

6,080

6,381

6,631

7,088

7,474

7,870

0

0

0

Income taxes paid

3,567

3,567

3,550

850

1,850

2,350

2,425

3,600

4,950

4,450

4,925

3,625

3,075

4,025

3,983

4,083

3,083

2,933

3,335

3,685

3,600

3,750

3,643

3,868

4,348

3,998

3,370

2,795

2,625

2,950

2,850

2,450

2,465

2,290

0

0

0

Transfer due to adoption of ASU 2016-01, equity securities fair value adjust, reclassification from AOCI to Retained Earnings, net of tax

-

-

-

-

-

537

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Non-cash investing and financing activities:
Right-of-use lease assets obtained in exchange for lessee finance lease liabilities

0

6,026

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Right-of-use lease assets obtained in exchange for lessee operating lease liabilities

0

4,298

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Transfer of loans to foreclosed real estate

613

525

526

598

832

877

961

663

229

593

1,197

1,179

1,207

772

83

186

358

340

2,154

2,269

2,173

2,166

0

0

0

-

-

-

-

-

-

-

-

2,066

0

0

0