Rbb bancorp (RBB)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17
Operating activities
Net income

35,577

39,209

38,025

38,344

37,638

36,105

0

0

0

-

-

-

-

Net income

-

-

-

-

-

-

-

-

-

-

-

-

0

Adjustments to reconcile net income to net cash from Operating activities:
Depreciation and amortization of premises, and equipment

0

-

-

-

0

-

-

-

-

-

-

-

-

Depreciation and amortization of premises, and equipment

-

-

-

-

-

-

-

0

1,230

-

0

0

0

Net accretion of securities, loans, deposits, and other

2,754

2,845

3,621

2,801

2,630

1,754

4,214

4,662

3,869

4,801

0

0

0

Unrealized gain on equity securities

-

147

0

0

0

-

-

-

-

-

-

-

-

Amortization of investment in affordable housing tax credits

0

-

-

-

0

-

-

-

-

-

-

-

-

Amortization of intangible assets

5,110

4,856

0

0

0

-

-

-

-

-

-

-

-

Provision for loan losses

3,785

2,390

3,621

4,492

4,835

4,469

0

0

0

-

-

-

-

Stock-based compensation

619

689

782

818

784

684

633

646

712

779

0

0

0

Deferred tax benefit (expense)

3,037

1,503

0

0

0

-

-

-

-

-

-

-

-

Gain on sale of loans

10,406

9,893

8,232

8,544

7,509

7,126

7,973

9,432

9,636

9,318

0

0

0

Increase in cash surrender value of life insurance

775

775

779

784

790

797

802

821

837

824

0

0

0

Loans originated and purchased for sale

66,589

77,514

178,208

262,232

366,008

413,450

408,290

362,249

299,919

254,629

0

0

0

Proceeds from loans sold

481,595

521,594

479,338

473,902

388,713

301,894

280,304

308,120

298,170

265,497

0

0

0

Other items

-9,285

-5,506

-12,937

-17,383

-13,205

-10,064

-1,260

2,783

-495

-23

0

0

0

Net cash provided by operating activities

442,884

476,468

326,298

234,084

48,639

-84,648

0

0

0

-

-

-

-

Investing activities
Net cash used in operating activities

-

-

-

-

-

-

-

-

-

-

-

-

0

Increase in interest-earning deposits

-

-

0

0

0

-

-

-

-

-

0

0

0

Securities available for sale:
Purchases

0

-

-

-

-

74,171

0

0

0

-

-

-

-

Purchases

-

-

-

-

-

-

-

-

-

-

0

0

0

Maturities, prepayments and calls

277,059

141,537

138,444

93,684

74,067

64,008

36,558

36,445

9,327

4,353

0

0

0

Maturities, prepayments and calls

1,590

1,590

0

0

0

-

-

-

-

-

-

-

-

Redemption of Federal Home Loan Bank stock

-

-

-

-

0

-

-

-

-

-

-

-

-

Purchase of Federal Home Loan Bank stock and other equity securities, net

7,355

7,741

11,710

11,215

7,535

11,077

8,818

8,820

5,381

837

0

0

0

Purchase of investment in qualified affordable housing projects

0

-

-

-

-

-

0

0

0

-

-

-

-

Net increase in loans

186,656

161,426

199,462

261,977

349,476

366,415

300,264

269,283

225,562

218,897

0

0

0

Purchase of bank owned life insurance

-

-

-

-

-

-

-

-

-

10,000

0

0

0

Net cash received in connection with acquisition

0

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of premises and equipment

1,001

1,350

1,337

2,216

2,695

2,488

2,560

1,587

837

684

0

0

0

Net cash used in investing activities

-256,014

-219,353

-119,772

-209,168

-262,982

-322,390

0

0

0

-

-

-

-

Financing activities
Net cash used in investing activities

-

-

-

-

-

-

-

-

-

-

-

-

0

Net decrease in demand deposits and savings accounts

-12,080

-21,758

-140,370

-163,011

-146,491

-9,807

100,420

166,279

174,698

226,382

0

0

0

Net increase in time deposits

75,357

126,627

197,334

343,948

327,352

186,588

146,254

-20,315

-49,435

-41,772

0

0

0

Net decrease in short-term FHLB advances

-

-

-

-

0

-

-

-

-

-

-

-

-

Net increase in long-term FHLB advances

0

-

-

-

-

-

-

-

-

-

-

-

-

Net (decrease) increase in FHLB advances

-

-

-

-

-

-170,000

0

0

0

-

-

-

-

Net increase in FHLB advances

-

-

-

-

-

-

-

-

-

-

-

-

0

Cash dividends paid

8,440

8,033

7,549

7,022

6,485

5,753

5,504

4,014

2,545

5,118

0

0

0

Common stock repurchased, net of repurchased costs

0

-

-

-

-

-

-

-

-

-

-

-

-

Exercise of stock options

2,625

2,817

4,254

4,506

6,993

9,629

0

0

0

-

-

-

-

Net cash provided by (used in) financing activities

-75,982

-223,037

-195,003

107,939

385,887

404,675

0

0

0

-

-

-

-

Net increase in cash and cash equivalents

0

-

-

-

0

-

-

-

-

-

-

-

-

Net cash from financing activities

-

-

-

-

-

-

-

-

-

-

-

-

0

Net increase (decrease) in cash and cash equivalents

-

-

-

-

-

-

-

0

-89,012

-

0

0

0

Supplemental disclosure of cash flow information
Cash paid during the period:
Interest paid

51,995

45,702

41,815

28,761

19,470

19,993

0

0

0

-

-

-

-

Interest paid

-

-

-

-

-

-

-

-

-

-

-

-

0

Non-cash investing and financing activities:
Transfer from loans to other real estate owned

-

974

0

0

0

-

-

-

-

-

-

-

-

Transfer of loans to held for sale, net

89,267

107,859

111,880

152,153

196,147

186,503

189,649

170,674

164,594

165,651

0

0

0

Loan to facilitate OREO

0

-

-

-

0

-

-

-

-

-

-

-

-

Net change in unrealized holding gain on securities available for sale

1,917

2,241

1,471

921

0

-1,271

0

0

0

-

-

-

-

Additions to servicing assets

0

-

-

-

-

-

-

-

-

-

-

-

-

Acquisition:
Assets acquired, net of cash received

0

-

-

-

-

-

-

-

-

-

-

-

-

Liabilities assumed

0

-

-

-

-

-

-

-

-

-

-

-

-

Cash considerations

0

-

-

-

-

-

-

-

-

-

-

-

-

Goodwill

0

-

-

-

-

-

-

-

-

-

-

-

-

Net change in unrealized holding gain on securities available for sale

-

-

-

-

-

-

-

-

-

-

-

-

0