Republic bancorp inc /ky/ (RBCAA)
Balance Sheet / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Dec'10
ASSETS
Cash and cash equivalents

316

385

397

473

345

351

365

386

362

299

329

332

206

289

302

142

198

210

90

92

136

72

69

84

343

170

141

97

207

137

96

124

186

362

75

130

786

Available-for-sale debt securities, at fair value (amortized cost of $531,974 in 2020 and $467,122 in 2019, allowance for credit losses of $126 in 2020 and $0 in 2019)

543

471

572

380

430

475

445

416

417

524

458

464

526

481

489

514

518

517

461

456

464

435

452

463

416

432

481

420

421

438

533

582

603

645

672

603

509

Held-to-maturity debt securities (fair value of $59,725 in 2020 and $63,156 in 2019, allowance for credit losses of $171 in 2020 and $0 in 2019)

61

62

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Held-to-maturity debt securities (fair value of $63,156 in 2019 and $64,858 in 2018)

-

-

63

63

64

65

65

66

62

64

65

61

51

52

34

36

37

38

41

43

44

45

47

48

49

50

52

55

52

46

48

25

27

28

29

30

32

Equity securities with readily determinable fair value

2

3

3

3

3

2

2

2

2

2

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage loans held for sale, at fair value

39

19

32

13

11

8

7

12

4

5

4

6

5

11

8

12

7

4

8

10

12

6

5

6

2

3

9

24

20

10

3

4

4

4

4

-

15

Reverse mortgage loans held for sale, at the lower of cost or fair value

-

-

-

12

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Mortgage loans held for sale, at lower of cost or fair value

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

74

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Consumer loans held for sale, at fair value

3

0

-

-

-

-

-

-

2

2

3

3

3

2

1

6

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Consumer loans held for sale, at the lower of cost or fair value

12

11

18

37

12

12

21

13

7

8

5

2

1

1

1

1

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans held for sale in connection with sale of banking centers, at the lower of cost or fair value

-

-

130

111

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other loans held for sale, at the lower of cost or fair value

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

3

1

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loans (loans carried at fair value of $827 in 2020 and $998 in 2019)

4,515

4,433

4,664

4,410

4,298

4,148

4,136

4,195

4,052

4,014

3,957

3,916

3,710

3,810

3,823

3,691

3,351

3,326

3,297

3,323

3,155

3,040

2,908

2,725

2,574

2,589

2,553

-

-

2,650

-

-

-

-

-

-

-

Allowance for credit losses

70

43

46

45

57

44

43

45

52

42

40

37

42

32

30

29

31

27

26

25

24

24

23

22

22

23

23

-

-

23

-

-

-

-

-

-

-

Loans to be repurchased by the FDIC, net of discount

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

17

-

-

-

-

Loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

21

-

Loans, net

4,445

4,389

4,617

4,364

4,240

4,103

4,092

4,150

4,000

3,971

3,917

3,878

3,668

3,777

3,792

3,662

3,320

3,299

3,270

3,298

3,130

3,016

2,884

2,702

2,551

2,566

2,529

2,595

2,575

2,626

2,618

2,417

2,371

2,261

2,195

2,196

2,152

Federal Home Loan Bank stock, at cost

38

30

32

32

29

32

32

32

32

32

32

32

28

28

28

28

28

28

28

28

28

28

28

28

28

28

28

28

28

28

28

28

28

25

26

26

26

Premises and equipment, net

44

46

45

42

41

43

43

43

43

42

41

44

43

40

43

42

29

31

29

31

31

32

32

32

32

32

32

32

33

33

32

32

34

34

34

36

37

Premises, held for sale

-

-

1

1

1

1

2

2

2

3

3

-

-

2

-

-

1

-

1

2

1

1

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Right-of-use assets

34

35

36

37

38

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Goodwill

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

16

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

10

Other real estate owned

0

0

0

1

0

0

0

-

0

0

0

0

1

1

2

1

1

1

2

2

6

11

11

11

16

17

15

15

18

26

25

-

-

10

-

-

-

Bank owned life insurance

66

66

66

65

65

64

64

64

63

63

62

62

62

61

61

60

53

52

52

52

51

51

51

50

30

25

-

-

-

-

-

-

-

-

-

-

-

Other assets and accrued interest receivable

96

81

71

64

63

61

62

57

59

48

52

51

50

49

45

46

40

37

34

36

33

34

31

26

24

33

30

37

33

37

39

52

62

35

46

49

52

TOTAL ASSETS

5,722

5,620

6,103

5,723

5,365

5,240

5,222

5,265

5,078

5,085

4,993

4,955

4,664

4,816

4,827

4,646

4,246

4,230

4,035

4,066

3,952

3,747

3,625

3,465

3,507

3,371

3,331

3,317

3,401

3,394

3,435

3,278

3,344

3,419

3,095

3,104

3,622

LIABILITIES
Deposits:
Noninterest-bearing

1,300

1,033

1,031

1,003

1,184

1,003

1,103

1,061

1,241

1,022

1,040

1,061

1,070

971

947

867

800

634

637

598

666

502

534

519

568

488

492

487

524

479

514

513

595

408

385

380

325

Interest-bearing

2,770

2,752

2,703

2,557

2,589

2,452

2,463

2,412

2,476

2,411

2,309

2,072

2,278

2,188

2,188

1,988

1,935

1,852

1,729

1,681

1,714

1,555

1,525

1,485

1,516

1,502

1,527

1,483

1,547

1,503

1,540

1,392

1,453

1,325

1,416

1,409

1,977

Deposits held for assumption in connection with sale of banking centers

-

-

142

152

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total deposits

4,071

3,786

3,877

3,713

3,774

3,456

3,566

3,473

3,717

3,433

3,349

3,133

3,348

3,160

3,135

2,856

2,736

2,487

2,367

2,279

2,380

2,058

2,059

2,004

2,084

1,990

2,019

1,971

2,071

1,982

2,055

1,905

2,048

1,733

1,802

1,790

2,302

Deposits held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

35

-

Securities sold under agreements to repurchase and other short-term borrowings

126

167

167

226

173

182

163

175

175

204

173

113

144

173

152

126

319

395

309

229

332

356

275

197

222

165

106

128

120

250

169

194

225

230

227

218

319

Operating lease liabilities

35

36

37

38

40

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Federal Home Loan Bank advances

572

750

1,170

915

560

810

715

860

440

737

757

1,002

467

802

862

987

517

699

711

916

596

707

662

640

582

605

587

592

572

542

553

538

413

934

524

519

564

Subordinated note

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

45

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

41

Other liabilities and accrued interest payable

91

74

65

56

59

60

58

52

50

37

38

37

42

33

34

36

39

30

31

26

32

25

29

26

26

26

31

40

52

40

57

59

81

27

46

53

23

Total liabilities

4,937

4,856

5,359

4,991

4,648

4,550

4,545

4,601

4,425

4,452

4,359

4,328

4,044

4,211

4,226

4,051

3,655

3,653

3,461

3,493

3,382

3,188

3,068

2,910

2,956

2,829

2,786

2,772

2,858

2,857

2,878

2,739

2,811

2,967

2,642

2,658

3,251

Commitments and contingent liabilities (Footnote 9)

-

-

-

-

-

-

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

-

-

-

0

-

-

-

0

-

-

0

STOCKHOLDERS’ EQUITY
Preferred stock, no par value

-

-

-

-

-

-

0

0

0

-

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Class A Common Stock and Class B Common Stock, no par value

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

4

Additional paid in capital

141

142

141

141

141

141

140

140

139

139

139

139

138

138

137

137

137

136

135

135

135

134

134

133

133

133

132

132

131

132

132

132

132

131

131

130

129

Retained earnings

628

614

594

581

569

545

533

520

510

487

487

481

475

460

454

449

446

432

429

428

424

414

413

412

409

401

404

403

400

393

414

397

391

311

308

304

230

Accumulated other comprehensive income

8

3

3

3

1

-0

-2

-1

-1

0

1

1

1

0

2

3

3

2

4

4

4

4

4

4

3

3

3

3

5

5

5

5

5

4

8

5

6

Total stockholders’ equity

784

764

744

731

717

689

676

664

653

632

633

626

620

604

600

595

591

576

574

572

569

558

557

555

550

542

545

544

542

536

557

539

533

452

453

445

371

TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY

5,722

5,620

6,103

5,723

5,365

5,240

5,222

5,265

5,078

5,085

4,993

4,955

4,664

4,816

4,827

4,646

4,246

4,230

4,035

4,066

3,952

3,747

3,625

3,465

3,507

3,371

3,331

3,317

3,401

3,394

3,435

3,278

3,344

3,419

3,095

3,104

3,622