Reliant bancorp, inc. (RBNC)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14
Net Cash Provided by (Used in) Operating Activities [Abstract]
OPERATING ACTIVITIES
Consolidated net income (loss)

7,065

10,537

10,367

10,993

9,511

10,507

8,689

7,289

7,881

6,163

6,632

6,555

6,898

7,897

7,989

8,566

7,999

5,982

0

0

0

-

-

-

-

Net income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Adjustments to reconcile consolidated net income (loss) to net cash provided (used) by operating activities
Provision for loan losses

0

-

0

0

0

-

0

0

1,043

-

1,403

1,008

1,213

968

0

0

0

-

-

-

-

-1,500

0

0

0

Deferred income taxes

-1,076

398

5,025

2,634

1,677

380

134

184

416

504

-318

196

205

235

-1,035

-762

-389

-203

0

0

0

-

-

-

-

Gain on disposal of premises and equipment

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Depreciation and amortization of premises and equipment

2,097

1,996

1,948

1,896

1,798

1,697

1,490

1,296

1,159

1,017

1,010

1,013

989

976

0

0

0

-

-

-

-

-

-

-

-

Depreciation and amortization of premises and equipment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

0

0

0

Net amortization of securities

-2,428

-3,051

-3,110

-3,253

-3,276

-3,182

-2,926

-2,586

-2,301

-2,030

-1,912

-1,785

-1,662

-1,551

-1,433

-1,366

-1,315

-1,110

-891

-670

-474

-391

0

0

0

Net realized gains on sales of securities

1,320

1,451

306

324

174

43

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net realized gains on sales of securities

-

-

-

-

-

-

-

-

-

-

-261

35

72

36

349

68

8

-388

0

0

0

-

-

-

-

Gains on mortgage loans sold, net

5,918

4,905

3,527

3,541

3,273

4,418

4,985

5,157

4,838

3,675

3,393

2,373

3,517

6,317

8,687

11,590

12,564

10,999

0

0

0

-

-

-

-

Stock-based compensation expense

1,321

1,222

1,181

1,081

949

923

813

793

751

616

495

347

290

251

198

177

149

104

85

46

29

32

0

0

0

Gain on other real estate

180

166

0

150

170

259

260

111

92

27

26

170

325

301

0

0

0

-

-

-

-

-8

0

0

0

Provision for losses on other real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

70

70

53

116

110

0

0

0

-

-

-

-

Increase in cash surrender value of life insurance contracts

1,136

1,119

1,131

1,141

1,161

1,186

1,134

1,060

953

836

789

764

766

750

719

687

618

541

471

405

424

360

0

0

0

Mortgage loans originated for resale

249,985

179,331

134,822

129,535

122,678

141,783

171,376

199,077

173,598

157,220

120,275

71,121

107,277

158,617

266,266

415,866

440,956

409,338

0

0

0

-

-

-

-

Proceeds from sale of mortgage loans

195,541

162,583

134,500

152,668

140,930

176,610

183,838

186,172

164,335

127,564

118,842

76,264

125,518

208,036

305,049

454,210

456,227

391,884

0

0

0

-

-

-

-

Other amortization (accretion)

-2,636

-2,503

618

665

563

756

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other amortization (accretion)

-

-

-

-

-

-

-

-

-

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Amortization of core deposit intangible

-

-

-

-

-

-

-

-

-

-

-

0

356

-

357

357

357

300

0

0

0

-

-

-

-

Change in
Accrued interest receivable

-2,048

-1,103

-544

-228

1,272

1,305

1,868

2,011

2,031

1,958

1,500

1,119

886

690

754

509

376

465

67

225

265

105

0

0

0

Other assets

13,480

1,198

-2,988

2,718

2,633

372

4,182

2,019

350

-4,371

143

-596

17

6,580

-1,199

2,405

2,296

1,357

2,625

5

352

120

0

0

0

Accrued interest payable

1,487

959

28

-266

-256

326

930

634

656

198

86

40

19

52

-34

15

7

-107

0

0

0

-

-

-

0

Other liabilities

-2,661

-1,606

-9,430

-5,328

-1,589

-2,260

-344

-2,325

-558

403

416

2,112

-368

1,501

1,497

1,309

1,237

-167

0

0

0

-

-

-

0

TOTAL ADJUSTMENTS

-63,998

-14,652

379

18,877

15,746

31,758

6,269

-20,156

-12,683

-26,241

-3,827

6,625

15,541

39,178

33,622

27,261

3,094

-28,667

-5,572

-21,164

-24,641

-23,500

0

0

0

NET CASH PROVIDED BY (USED IN) OPERATING ACTIVITIES

-56,933

-4,115

10,746

29,870

25,257

42,265

14,713

-13,112

-5,047

-20,323

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net Cash Provided by (Used in) Investing Activities [Abstract]
NET CASH PROVIDED BY OPERATING ACTIVITIES

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

11,093

-

5

-17,605

-21,882

-20,788

0

0

0

INVESTING ACTIVITIES
Cash used to convert shares, and redeem stock options and fractional shares, net of cash received

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash received from merger

-

-

-

-

-

33,128

33,128

33,128

33,128

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Activities in available for sale securities
Purchases

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Sales

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Purchases

-

-

-

-

-

-

-

0

119,244

-

79,951

102,119

98,646

59,332

54,243

46,324

36,950

62,556

59,286

38,666

51,795

22,364

0

0

0

Sales

-

-

-

-

-

-

-

0

88,836

-

30,434

49,412

43,821

31,782

21,179

6,958

6,150

6,609

0

0

0

-

-

-

-

Maturities, prepayments and calls

12,352

12,807

11,449

11,543

12,412

12,987

10,831

9,323

8,154

6,763

7,274

10,063

9,442

9,255

10,790

8,092

7,971

7,297

4,922

3,488

1,394

2,000

0

0

0

Purchases of restricted equity securities

0

-

9

13

2,199

2,190

2,792

2,796

634

641

82

95

896

889

1,230

1,734

921

1,007

682

257

502

436

0

0

0

Redemption of restricted equity securities

211

411

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in loans

189,136

180,881

155,417

168,779

155,340

145,090

131,143

109,412

94,230

105,478

86,777

69,415

73,659

48,469

67,751

75,434

61,200

51,480

43,431

24,671

18,477

30,227

0

0

0

Activities in held to maturity securities - sales

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

20,649

0

0

0

-

-

-

-

Purchase of buildings, leasehold improvements, and equipment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Purchase of buildings, leasehold improvements, and equipment

0

-

0

0

0

-

0

0

1,396

-

1,654

1,646

1,464

873

602

1,093

1,151

926

0

0

0

-

-

-

-

Proceeds from sale of premises and equipment

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from sale of other real estate

2,025

1,261

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Improvement of other real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

16

0

0

0

-

-

-

-

-

-

-

-

Purchase of life insurance contracts

-

-

-

-

-

-

-

-

-

-

-

-

-

4,000

0

0

0

-

-

-

-

2,000

0

0

0

NET CASH PROVIDED BY (USED IN) INVESTING ACTIVITIES

-83,709

-132,276

-143,705

-143,803

-175,818

-109,716

-126,576

-122,068

-93,386

-185,864

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net Cash Provided by (Used in) Financing Activities [Abstract]
NET CASH USED IN INVESTING ACTIVITIES

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-81,171

-

-60,201

-24,662

-33,682

-38,439

0

0

0

FINANCING ACTIVITIES
Net change in deposits

702

145,897

215,113

216,050

161,998

121,960

122,659

61,803

90,725

119,685

180,772

192,343

168,586

124,006

50,866

45,348

33,420

57,848

13,651

12,881

78,400

44,564

0

0

0

Net change in other borrowings acquired from merger

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in advances from Federal Home Loan Bank

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in federal funds purchased

-

-

-

-

-

-

-

-

-

3,671

0

0

0

-3,671

0

0

0

6,651

0

0

0

-

-

-

-

Net change in advances from Federal Home Loan Bank

-

-

-

-

-

-

-

58,045

18,030

64,514

-87,866

-79,907

-80,645

-103,418

0

0

0

-

-

0

0

-

-

-

-

Advances from (repayments to) Federal Home Loan Bank, net

-

-

-

-

-

-

-

58,045

18,030

64,514

-87,866

-79,907

-80,645

-103,418

-966

22,017

31,442

51,403

0

0

0

-

-

-

-

Issuance of common stock, net of repurchase of restricted shares

572

600

272

406

86

398

441

23,807

23,961

24,032

24,145

1,875

2,374

4,772

0

0

0

-

-

-

-

-

-

-

-

Dividends paid

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Issuance of common stock related to exercise of stock options

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Redemption of common stock to settle tax liability on restricted stock

7,793

8,379

8,297

8,297

665

6

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net change in repurchase agreements

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Proceeds from FHLB borrowings, net of repayments

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Noncontrolling interest contributions received

5,185

5,659

5,365

4,600

3,495

2,255

1,305

760

895

1,245

1,530

1,330

845

285

0

0

0

-

-

-

-

-

-

-

-

Cash dividends paid on common stock

4,252

4,013

4,003

3,920

3,802

3,451

3,066

3,084

2,166

3,193

2,652

1,711

1,711

1,489

0

0

0

-

-

-

-

-

-

-

-

NET CASH PROVIDED BY FINANCING ACTIVITIES

152,851

152,255

149,836

117,228

134,414

81,961

127,360

141,331

131,445

202,612

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

NET CHANGE IN CASH AND CASH EQUIVALENTS

12,209

15,864

16,877

3,295

-16,147

14,510

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:
Proceeds from sale of common stock pursuant to dividend reinvestment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

NET CASH PROVIDED BY (USED IN) FINANCING ACTIVITIES

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

68,158

-

78,469

44,606

74,544

59,705

0

0

0

NET CHANGE IN CASH AND CASH EQUIVALENTS

-

-

-

-

-

-

-

-

-

-

-16,023

9,911

-8,201

3,673

1,560

-5,324

-1,920

9,423

18,273

2,339

18,980

478

0

0

0

Cash paid during the period for
Cash paid during the year for
Interest

21,184

22,421

21,844

20,085

17,621

14,638

11,507

9,240

6,994

5,473

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Taxes

1,299

1,303

837

313

1,403

1,400

2,643

2,847

1,746

1,750

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Interest

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

3,056

-

0

0

0

-

-

-

-

Taxes

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

3,946

-

0

0

0

-

-

-

-

Non-cash investing and financing activities
Unrealized gain (loss) on securities available-for-sale

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Unrealized loss on derivatives

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Change in due to/from noncontrolling interest

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Unrealized gain (loss) on securities available-for-sale

-

-

-

-

-

-

-

-

-1,476

-

-2,609

-3,780

-4,567

-3,792

3,607

5,660

1,397

293

0

0

0

-

-

-

-

Unrealized gain (loss) on derivatives

-

-

-

-

-

-

-

-

1,909

47

0

0

0

-

-

-

-

-

-

0

0

-

-

-

-

Change in due to/from noncontrolling interest

-

-

-

-

-

-

-

2,637

1,608

1,083

1,145

699

1,014

754

504

-688

-1,104

-712

0

0

0

-

-

-

-