Reliant bancorp, inc. (RBNC)
Income statement / Quarterly
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14
INTEREST INCOME
Interest and fees on loans

20,645

-

-

-

16,169

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest and fees on loans

-

-

17,502

16,960

-

-

14,873

14,066

13,558

-

9,078

8,333

7,782

7,894

7,729

8,512

7,770

6,564

7,866

7,551

4,036

4,184

4,160

3,675

2,640

Interest and fees on loans held for sale

560

347

263

198

153

177

294

326

481

448

211

115

94

110

109

186

368

-

-

-

-

-

-

-

-

Interest on investment securities, taxable

451

460

549

587

503

462

414

453

507

177

179

186

149

135

137

216

236

235

225

218

203

-

244

-

87

Interest on investment securities, nontaxable

1,371

1,508

1,576

1,650

1,718

1,684

1,709

1,708

1,504

1,108

1,022

946

828

705

578

490

438

394

310

299

182

-

178

-

100

Interest on investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

406

-

Federal funds sold and other

279

334

321

297

300

286

280

277

312

138

137

124

120

104

103

93

102

81

82

67

52

-

40

45

-

TOTAL INTEREST INCOME

23,306

20,439

20,211

19,692

18,843

18,463

17,570

16,830

16,362

10,854

10,627

9,704

8,973

8,948

8,656

9,497

8,914

8,797

8,483

8,135

4,473

-

4,622

4,126

-

Restricted equity securities and other

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

24

Total interest income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2,851

INTEREST EXPENSE
Deposits
Deposits
Demand

100

106

81

86

111

103

102

84

77

42

42

46

43

45

46

47

44

54

57

57

22

-

33

42

-

Savings and money market deposit accounts

975

1,000

973

1,051

1,130

880

657

574

478

191

207

200

150

152

151

163

166

141

136

124

65

-

85

83

-

Time

3,762

4,593

4,828

4,369

3,571

3,125

2,542

2,199

1,996

1,432

1,117

853

693

575

430

407

423

414

385

393

224

-

208

192

-

Federal Home Loan Bank advances and other

361

-75

66

175

377

580

606

397

272

272

165

102

116

133

194

188

199

198

186

169

93

-

93

85

-

Subordinated debentures

993

348

199

198

193

198

197

172

157

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

333

Federal Home Loan Bank borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

90

Federal funds purchased and repurchase agreements

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

TOTAL INTEREST EXPENSE

6,191

5,972

6,147

5,879

5,382

4,886

4,104

3,426

2,980

1,937

1,531

1,201

1,002

905

821

805

832

807

764

743

404

385

419

402

423

NET INTEREST INCOME

17,115

14,467

14,064

13,813

13,461

13,577

13,466

13,404

13,382

8,917

9,096

8,503

7,971

8,043

7,835

8,692

8,082

7,990

7,719

7,392

4,069

5,231

4,203

3,724

2,428

PROVISION FOR LOAN LOSSES

2,900

405

606

200

0

276

322

300

137

121

540

245

410

208

145

450

165

-

-

-500

-

-859

-500

-250

109

NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES

14,215

14,062

13,458

13,613

13,461

13,301

13,144

13,104

13,245

8,796

8,556

8,258

7,561

7,835

7,690

8,242

7,917

7,760

7,719

7,892

4,069

6,090

4,703

3,974

2,319

NONINTEREST INCOME
Service charges on deposit accounts

1,208

-

976

-

884

-

833

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges on deposit accounts

-

-

-

-

-

-

-

-

-

-

309

317

310

313

320

321

285

120

350

341

147

153

167

149

148

Gains on mortgage loans sold, net

1,573

1,735

1,385

1,225

560

357

1,399

957

1,705

924

1,571

638

542

642

551

1,782

3,342

3,012

3,454

2,756

1,777

-

664

341

-

Gain on securities transactions, net

0

1,145

0

175

131

0

18

25

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other fee income on loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

75

Gain on sale of other real estate

14

166

0

0

0

0

150

20

89

1

1

1

24

0

145

156

0

-

1

-

-

0

0

-9

1

Gain on disposal of premises and equipment

9

-

0

-

0

-

16

-

-

-

-50

-

-

-

0

-

-

-

-

-

-

-

-

-

-

Gain (Loss) on Sale of Securities, Net

-

-

-

-

-

-

-

-

-

-

0

23

36

-320

296

60

0

-7

15

0

-396

-

10

40

-

Investment services

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

47

Earnings on bank owned life insurance contracts

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

29

Other

478

-547

399

362

363

-831

361

352

426

-521

256

252

227

234

263

191

219

315

199

187

106

190

108

107

4

TOTAL NONINTEREST INCOME

3,282

4,568

2,760

2,698

1,938

1,624

2,777

2,254

2,991

1,553

2,087

1,231

1,139

869

1,575

2,510

3,846

3,445

4,019

3,284

1,634

2,718

949

637

304

NONINTEREST EXPENSE
Salaries and employee benefits

9,237

7,909

7,634

7,706

7,265

7,030

6,913

6,613

6,954

4,798

4,880

4,485

4,269

3,962

4,017

4,883

5,394

5,419

5,324

5,075

2,839

3,791

3,024

2,210

1,145

Occupancy

1,486

1,354

1,359

1,358

1,352

1,276

1,234

1,210

1,229

871

850

870

762

768

767

810

829

867

914

906

700

1,103

669

647

180

Information technology

1,819

1,675

1,553

1,575

1,410

1,420

1,315

1,249

1,349

791

732

679

513

637

586

636

627

783

655

633

408

598

359

347

95

Directors fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

34

Office supplies and printing

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

21

Advertising and public relations

353

377

387

275

254

187

183

141

89

60

81

48

75

160

117

160

265

352

363

289

209

270

164

96

29

Audit, legal and consulting

478

466

350

690

796

949

588

816

623

406

501

308

293

294

328

384

281

583

565

520

224

167

354

81

112

Federal deposit insurance

336

257

-96

249

195

163

210

224

196

79

100

121

99

89

109

126

114

107

93

113

70

97

72

61

34

Merger expenses

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for losses on other real estate

-

-

-

-

-

-

-

-

-

-

-

-

0

0

17

27

26

0

0

90

20

-

-

-

-

Merger expenses

4,186

1,301

299

1

2

32

82

2,483

177

-

562

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for losses on other real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

20

32

-4

State franchise tax

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

22

Other operating

1,703

1,536

1,561

1,272

1,472

1,139

1,637

1,305

1,545

573

791

757

858

917

942

1,001

1,101

936

926

1,078

508

735

300

136

218

TOTAL NONINTEREST EXPENSE

19,598

14,973

13,047

13,126

12,746

12,196

12,162

14,041

12,162

8,442

8,497

7,268

6,869

6,827

6,883

8,027

8,637

9,047

8,840

8,704

4,978

6,700

4,962

3,610

1,894

INCOME BEFORE PROVISION FOR INCOME TAXES

-2,101

3,657

3,171

3,185

2,653

2,729

3,759

1,317

4,074

1,907

2,146

2,221

1,831

1,877

2,382

2,725

3,126

2,158

2,898

2,472

725

2,108

690

1,001

729

INCOME TAX EXPENSE (BENEFIT)

-910

699

557

501

372

-59

519

115

797

937

306

427

272

438

619

588

568

627

558

902

184

713

368

500

235

CONSOLIDATED NET INCOME (LOSS)

-1,191

2,958

2,614

2,684

2,281

2,788

3,240

1,202

3,277

970

1,840

1,794

1,559

1,439

1,763

2,137

2,558

1,531

2,340

1,570

541

-

322

501

-

NONCONTROLLING INTEREST IN NET LOSS OF SUBSIDIARY

-976

-1,175

-1,386

-1,555

-1,543

-1,335

-842

-937

-464

-185

-6

-393

-499

-532

-605

-223

321

3

507

-32

-71

-

-527

-489

-

NET INCOME (LOSS) ATTRIBUTABLE TO COMMON SHAREHOLDERS

-215

4,133

4,000

4,239

3,824

4,123

4,082

2,139

3,741

1,155

1,846

2,187

2,058

1,971

2,368

2,360

2,237

1,528

1,833

1,602

612

1,563

849

990

494

Basic net income (loss) attributable to common shareholders, per share (in dollars per share)

-0.02

0.36

0.36

0.38

0.34

0.36

0.36

0.19

0.33

0.11

0.23

0.28

0.27

0.26

0.31

0.31

0.30

0.24

0.26

0.23

0.15

0.36

0.21

0.25

0.16

Diluted net income (loss) attributable to common shareholders, per share (in dollars per share)

-0.02

0.37

0.36

0.38

0.33

0.35

0.36

0.19

0.33

0.12

0.22

0.28

0.26

0.25

0.30

0.31

0.30

0.24

0.25

0.22

0.15

0.35

0.21

0.24

0.16

Deposit Account
Service charges on deposit accounts

-

-

-

936

-

-

-

900

771

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-