Reliant bancorp, inc. (RBNC)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14
INTEREST INCOME
Interest and fees on loans

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest and fees on loans

-

-

66,485

63,856

-

-

51,480

45,685

39,952

-

33,087

31,738

31,917

31,905

30,575

30,712

29,751

26,017

23,637

19,931

16,055

14,659

0

0

0

Interest and fees on loans held for sale

1,368

961

791

822

950

1,278

1,549

1,466

1,255

868

530

428

499

773

0

0

0

-

-

-

-

-

-

-

-

Interest on investment securities, taxable

2,047

2,099

2,101

1,966

1,832

1,836

1,551

1,316

1,049

691

649

607

637

724

824

912

914

881

890

0

0

-

0

-

0

Interest on investment securities, nontaxable

6,105

6,452

6,628

6,761

6,819

6,605

6,029

5,342

4,580

3,904

3,501

3,057

2,601

2,211

1,900

1,632

1,441

1,185

969

0

0

-

0

-

0

Interest on investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

Federal funds sold and other

1,231

1,252

1,204

1,163

1,143

1,155

1,007

864

711

519

485

451

420

402

379

358

332

282

241

204

0

-

0

0

-

TOTAL INTEREST INCOME

83,648

79,185

77,209

74,568

71,706

69,225

61,616

54,673

47,547

40,158

38,252

36,281

36,074

36,015

35,864

35,691

34,329

29,888

25,713

21,356

0

-

0

0

-

Restricted equity securities and other

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Total interest income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

INTEREST EXPENSE
Deposits
Deposits
Demand

373

384

381

402

400

366

305

245

207

173

176

180

181

182

191

202

212

190

169

154

0

-

0

0

-

Savings and money market deposit accounts

3,999

4,154

4,034

3,718

3,241

2,589

1,900

1,450

1,076

748

709

653

616

632

621

606

567

466

410

357

0

-

0

0

-

Time

17,552

17,361

15,893

13,607

11,437

9,862

8,169

6,744

5,398

4,095

3,238

2,551

2,105

1,835

1,674

1,629

1,615

1,416

1,210

1,017

0

-

0

0

-

Federal Home Loan Bank advances and other

527

543

1,198

1,738

1,960

1,855

1,547

1,106

811

655

516

545

631

714

779

771

752

646

541

440

0

-

0

0

-

Subordinated debentures

1,738

938

788

786

760

724

526

329

157

0

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Federal Home Loan Bank borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Federal funds purchased and repurchase agreements

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

TOTAL INTEREST EXPENSE

24,189

23,380

22,294

20,251

17,798

15,396

12,447

9,874

7,649

5,671

4,639

3,929

3,533

3,363

3,265

3,208

3,146

2,718

2,296

1,951

1,610

1,629

0

0

0

NET INTEREST INCOME

59,459

55,805

54,915

54,317

53,908

53,829

49,169

44,799

39,898

34,487

33,613

32,352

32,541

32,652

32,599

32,483

31,183

27,170

24,411

20,895

17,227

15,586

0

0

0

PROVISION FOR LOAN LOSSES

4,111

1,211

1,082

798

898

1,035

880

1,098

1,043

1,316

1,403

1,008

1,213

968

260

0

0

-

-

0

-

-1,500

0

0

0

NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES

55,348

54,594

53,833

53,519

53,010

52,794

48,289

43,701

38,855

33,171

32,210

31,344

31,328

31,684

31,609

31,638

31,288

27,440

25,770

22,754

18,836

17,086

0

0

0

NONINTEREST INCOME
Service charges on deposit accounts

0

-

0

-

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges on deposit accounts

-

-

-

-

-

-

-

-

-

-

1,249

1,260

1,264

1,239

1,046

1,076

1,096

958

991

808

616

617

0

0

0

Gains on mortgage loans sold, net

5,918

4,905

3,527

3,541

3,273

4,418

4,985

5,157

4,838

3,675

3,393

2,373

3,517

6,317

8,687

11,590

12,564

10,999

8,651

5,538

0

-

0

0

-

Gain on securities transactions, net

1,320

1,451

306

324

174

43

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other fee income on loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Gain on sale of other real estate

180

166

0

150

170

259

260

111

92

27

26

170

325

301

302

0

0

-

0

-

-

-8

0

0

0

Gain on disposal of premises and equipment

0

-

0

-

0

-

0

-

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

Gain (Loss) on Sale of Securities, Net

-

-

-

-

-

-

-

-

-

-

-261

35

72

36

349

68

8

-388

-371

-346

0

-

0

0

-

Investment services

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Earnings on bank owned life insurance contracts

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Other

692

577

293

255

245

308

618

513

413

214

969

976

915

907

988

924

920

807

682

591

511

409

0

0

0

TOTAL NONINTEREST INCOME

13,308

11,964

9,020

9,037

8,593

9,646

9,575

8,885

7,862

6,010

5,326

4,814

6,093

8,800

11,376

13,820

14,594

12,382

11,655

8,585

5,938

4,608

0

0

0

NONINTEREST EXPENSE
Salaries and employee benefits

32,486

30,514

29,635

28,914

27,821

27,510

25,278

23,245

21,117

18,432

17,596

16,733

17,131

18,256

19,713

21,020

21,212

18,657

17,029

14,729

11,864

10,170

0

0

0

Occupancy

5,557

5,423

5,345

5,220

5,072

4,949

4,544

4,160

3,820

3,353

3,250

3,167

3,107

3,174

3,273

3,420

3,516

3,387

3,623

3,378

3,119

2,599

0

0

0

Information technology

6,622

6,213

5,958

5,720

5,394

5,333

4,704

4,121

3,551

2,715

2,561

2,415

2,372

2,486

2,632

2,701

2,698

2,479

2,294

1,998

1,712

1,399

0

0

0

Directors fees

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Office supplies and printing

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Advertising and public relations

1,392

1,293

1,103

899

765

600

473

371

278

264

364

400

512

702

894

1,140

1,269

1,213

1,131

932

739

559

0

0

0

Audit, legal and consulting

1,984

2,302

2,785

3,023

3,149

2,976

2,433

2,346

1,838

1,508

1,396

1,223

1,299

1,287

1,576

1,813

1,949

1,892

1,476

1,265

826

714

0

0

0

Federal deposit insurance

746

605

511

817

792

793

709

599

496

399

409

418

423

438

456

440

427

383

373

352

300

264

0

0

0

Merger expenses

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for losses on other real estate

-

-

-

-

-

-

-

-

-

-

-

-

44

70

70

53

116

110

0

0

0

-

-

-

-

Merger expenses

5,787

1,603

334

117

2,599

2,774

3,304

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Provision for losses on other real estate

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

State franchise tax

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Other operating

6,072

5,841

5,444

5,520

5,553

5,626

5,060

4,214

3,666

2,979

3,323

3,474

3,718

3,961

3,980

3,964

4,041

3,448

3,247

2,621

1,679

1,389

0

0

0

TOTAL NONINTEREST EXPENSE

60,744

53,892

51,115

50,230

51,145

50,561

46,807

43,142

36,369

31,076

29,461

27,847

28,606

30,374

32,594

34,551

35,228

31,569

29,222

25,344

20,250

17,166

0

0

0

INCOME BEFORE PROVISION FOR INCOME TAXES

7,912

12,666

11,738

12,326

10,458

11,879

11,057

9,444

10,348

8,105

8,075

8,311

8,815

10,110

10,391

10,907

10,654

8,253

8,203

5,995

4,524

4,528

0

0

0

INCOME TAX EXPENSE (BENEFIT)

847

2,129

1,371

1,333

947

1,372

2,368

2,155

2,467

1,942

1,443

1,756

1,917

2,213

2,402

2,341

2,655

2,271

2,357

2,167

1,765

1,816

0

0

0

CONSOLIDATED NET INCOME (LOSS)

7,065

10,537

10,367

10,993

9,511

10,507

8,689

7,289

7,881

6,163

6,632

6,555

6,898

7,897

7,989

8,566

7,999

5,982

4,773

2,934

0

-

0

0

-

NONCONTROLLING INTEREST IN NET LOSS OF SUBSIDIARY

-5,092

-5,659

-5,819

-5,275

-4,657

-3,578

-2,428

-1,592

-1,048

-1,083

-1,430

-2,029

-1,859

-1,039

-504

608

799

407

-123

-1,119

0

-

0

0

-

NET INCOME (LOSS) ATTRIBUTABLE TO COMMON SHAREHOLDERS

12,157

16,196

16,186

16,268

14,168

14,085

11,117

8,881

8,929

7,246

8,062

8,584

8,757

8,936

8,493

7,958

7,200

5,575

5,610

4,626

4,014

3,896

0

0

0

Basic net income (loss) attributable to common shareholders, per share (in dollars per share)

-0.02

0.36

0.36

0.38

0.34

0.36

0.36

0.19

0.33

0.11

0.23

0.28

0.27

0.26

0.31

0.31

0.30

0.24

0.26

0.23

0.15

0.36

0.21

0.25

0.16

Diluted net income (loss) attributable to common shareholders, per share (in dollars per share)

-0.02

0.37

0.36

0.38

0.33

0.35

0.36

0.19

0.33

0.12

0.22

0.28

0.26

0.25

0.30

0.31

0.30

0.24

0.25

0.22

0.15

0.35

0.21

0.24

0.16

Deposit Account
Service charges on deposit accounts

-

-

-

0

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-