Regions Financial Corporation RF Cash Flow

Regions financial corporation (RF)

CashFlow / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10	Dec'09	Sep'09	Jun'09	Mar'09
Operating activities:
Net income
162	389	409	390	394	406	564	375	414	335	311	316	301	295	320	275	273	285	258	285	234	216	320	296	315	196	293	267	335	265	301	355	199	-548	155	109	69	89	-155	-277	-196	-543	-377	-188	77
Provision (Credit) for Credit Losses
373	-	-	-	91	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Provision for Loan and Lease Losses
376	96	108	92	91	95	84	60	-10	-44	76	48	70	48	29	72	113	69	60	63	49	8	24	35	2	79	18	31	10	37	33	26	117	295	355	398	482	682	760	651	770	1,179	1,025	912	425
Depreciation, amortization and accretion, net
100	105	109	107	105	107	116	118	121	127	136	134	140	149	158	137	130	139	132	129	123	132	143	126	122	148	155	171	171	187	182	177	171	179	366	70	68	516	71	72	73	72	72	72	68
Provision (Credit) for Losses on Other Real Estate
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	24	-7	-3	46	-6	-3	-15	-27	-39	-28	-30	289	-57	-32	-32	-52	-126	17	19
Securities (gains) losses, net
0	-2	0	-19	-7	0	0	1	0	-	-	-	-	5	0	6	-5	11	7	6	5	12	7	6	2	0	3	8	15	12	12	12	12	7	-1	24	82	333	2	0	59	-96	4	108	53
Net amortization of securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-42	-50	-	-59	-52	-40	-19	0	4	5
Net amortization of loans and other assets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-51	-47	-	-58	-160	51	-444	61	67	64
Net amortization of borrowings
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-6	-4	-5	-4
Other-than-temporary impairments, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1	0	3	69	3
Deferred income tax (benefit) expense
69	-55	11	1	-19	-80	-37	-6	-103	-146	-1	0	-62	-49	-8	10	-20	-133	-28	-2	-38	-20	-9	-52	-115	-90	-94	-95	-121	-733	98	146	55	80	24	-67	-14	426	-70	-33	-113	226	-169	-163	-139
Excess tax benefits from share-based payments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1	-	-	-	-
Originations and purchases of loans held for sale
1,034	1,787	1,014	1,070	510	932	774	955	690	904	938	1,079	650	989	930	1,355	482	629	707	659	565	658	644	693	511	702	950	1,176	1,247	1,723	1,764	1,805	1,029	146	690	1,174	1,450	1,404	1,450	1,193	1,101	1,230	1,496	2,206	2,477
Proceeds from sales of loans held for sale
1,140	1,716	1,008	905	515	971	955	938	587	979	1,152	1,046	876	989	888	1,240	583	668	792	661	634	641	747	561	640	895	1,129	1,460	1,567	1,609	1,661	1,419	1,313	165	1,077	1,934	1,591	1,708	1,314	1,197	1,656	1,292	2,097	2,361	1,900
Gain on TDRs held for sale, net
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	35	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
(Gain) loss on sale of loans, net
33	32	37	30	25	18	22	19	14	40	24	30	24	29	36	38	21	17	22	25	23	19	69	13	7	12	24	34	43	48	55	24	38	20	32	17	20	48	26	9	24	17	12	30	37
Valuation charges on loans held for sale
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2	4	2	21	8	5	11	-	-	-	-
Loss on early extinguishment of debt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-43	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-55	0	0	-53	-	-	-	-
Net change in operating assets and liabilities:
Trading account securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	3	7	-33	37	-4	3	1	3	3	-17	6	-8	17	-19	5	2	4	-54	-139	-196	239	-61	168	-464	319	23	-1,801	1,651	279	-239	298
Other earning assets
212	-232	124	40	-90	-70	143	46	-235	97	-134	40	-51	67	14	-32	-51	42	77	110	-29	-34	26	-21	0	34	-30	33	-798	19	-20	213	-31	4	-126	-7	-5	176	-39	263	85	-105	10	-20	-48
Interest receivable
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	5	-40	22	-	21	-53	36	-61	68	-87	20	-91	46	-37	35	-31	-2	75	-32
Interest receivable and other assets
-41	218	-105	-147	381	-210	-53	31	61	325	63	-6	28	256	-154	234	-108	104	-25	-203	112	126	-298	102	249	-392	12	-117	-226	-781	-144	150	-48	824	-685	26	-1,272	927	-109	-387	445	906	-238	-1,415	285
Other liabilities
221	-98	170	159	222	-38	7	90	-529	119	79	-9	-79	32	-40	234	-37	-354	252	-226	-121	357	4	24	36	-464	269	38	-758	-981	589	257	-218	13	164	-60	-483	468	121	361	-726	133	-681	426	32
Other
-98	-21	-40	-65	-51	-53	-15	29	2	-10	4	-29	-13	-76	-76	-16	-12	-88	-6	-36	6	1	21	-4	-1	-30	-17	13	11	13	-9	-3	0	-56	0	-9	47	52	-12	-17	-24	27	-27	47	-9
Net cash from operating activities
787	497	763	743	578	1,004	611	506	154	293	852	420	732	283	610	356	788	188	744	350	317	589	775	322	421	599	979	1,037	1,130	226	1,178	282	755	137	1,774	1,510	1,332	893	539	1,068	1,727	-600	547	2,711	-621
Investing activities:
Proceeds from maturities of debt securities held to maturity
36	43	40	35	30	42	43	43	46	44	51	52	49	69	217	260	45	55	65	63	46	48	51	43	36	35	38	1	2	1	1	2	1	2	3	2	2	2	1	2	1	10	3	2	2
Proceeds from sales of debt securities available for sale
31	610	641	3,982	139	68	119	60	7	111	128	147	429	51	346	471	1,056	1,996	341	308	493	253	380	819	185	142	2,171	984	388	826	75	272	1,398	1,328	52	4,060	2,419	8,730	150	17	1,443	1,794	1,244	1,618	795
Proceeds from maturities of debt securities available for sale
844	913	937	883	799	814	889	882	798	902	932	852	889	747	1,342	1,209	774	932	1,047	1,048	863	857	869	770	711	795	1,234	1,612	1,765	1,921	1,714	1,615	1,594	2,218	1,339	928	1,363	2,395	1,931	1,833	1,853	1,403	1,328	1,585	1,089
Purchases of debt securities available for sale
1,308	937	1,998	3,926	1,241	650	986	898	876	1,101	1,127	1,038	1,138	1,455	2,016	2,138	1,954	3,650	1,436	1,501	1,232	1,348	2,072	1,606	846	965	1,234	2,127	2,527	2,759	1,842	1,895	5,075	3,436	1,978	3,855	5,323	11,129	1,673	1,518	3,381	6,334	3,571	1,876	3,865
Net proceeds from (payments for) bank-owned life insurance
1	4	0	2	2	1	5	-1	-1	1	1	-3	2	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Purchases of debt securities held to maturity
-	-	-	-	-	-	-	-	-	0	0	57	437	0	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from sales of loans
85	66	78	142	185	17	10	8	272	-20	32	6	7	96	39	17	30	17	10	12	37	47	14	55	580	41	45	59	48	123	353	252	159	194	478	214	602	1,267	336	331	299	295	182	80	88
Purchases of loans
447	658	284	355	171	100	188	145	70	85	6	143	4	206	200	300	279	270	310	291	256	263	296	272	246	245	277	236	220	221	254	233	174	166	173	1,383	162	99	0	0	0	-	-	-	-
Purchases of mortgage servicing rights
4	5	9	2	8	34	35	0	2	1	22	10	8	29	11	19	5	0	4	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net change in loans
4,473	-310	-854	-985	1,383	1,345	1,269	603	164	582	-608	213	-103	-619	-922	-64	266	847	726	1,738	827	625	-24	723	963	-584	855	1,113	2	-1,157	-575	-409	-337	-987	-560	-383	-202	684	41	-984	-1,225	-657	-2,150	1,531	-1,167
Net purchases of other assets
43	51	72	19	36	22	55	18	56	69	36	32	13	98	66	-16	57	176	119	23	51	78	69	58	37	64	51	38	33	66	35	42	37	38	35	100	28	73	47	28	43	114	-23	53	90
Net cash received from deposits assumed
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	279
Net cash from investing activities
-5,280	287	187	1,723	-1,688	-1,211	-1,120	-670	-44	-802	559	-433	-125	-197	573	-420	-656	-1,943	-1,132	-2,122	-927	-1,118	-1,111	-972	-580	323	1,071	-886	-579	982	587	1,235	-1,797	1,089	246	249	-925	409	657	1,621	1,397	-2,289	1,359	-175	-535
Financing activities:
Net change in deposits
2,555	3,170	-666	-749	1,229	1,236	-2,028	-1,707	101	-702	-502	-1,331	389	-254	2,044	-909	-276	1,252	103	-402	3,277	70	308	429	940	132	-133	-1,679	-1,341	593	-217	-2,040	1,511	-311	-393	-38	1,755	-364	-1,272	-2,082	-348	3,801	155	1,191	2,354
Net change in short-term borrowings
1,100	-3,351	1,151	2,650	0	-1,650	1,850	1,400	-500	-100	0	600	0	0	-2	2	-10	10	-1,846	-239	-168	360	75	-163	-201	409	-2,104	2,047	256	-362	-1,370	1,327	-159	124	221	-460	-755	276	697	280	-984	-1,618	-1,906	-2,161	-6,469
Proceeds from long-term borrowings
3,950	0	500	8,749	12,025	10,950	2,700	3,750	4,350	3,805	1,594	1,250	0	1,750	0	1,108	499	999	3,749	1,248	0	-	-	-	-	-	-	-	-	-	-	-	-	0	0	400	601	3,000	0	743	0	1,190	402	1,100	100
Payments on long-term borrowings
1,799	1,251	601	12,549	11,525	9,751	1,399	1,801	4,500	1,751	2,252	502	1,750	6	2,910	0	1,000	0	0	849	293	349	-3	402	602	0	21	1,698	0	349	0	953	900	2,001	1,501	951	1,551	4,126	1,089	1,031	2,870	764	559	1,363	560
Cash dividends on common stock
149	151	140	143	143	148	101	101	102	0	105	84	157	81	82	76	78	78	79	80	67	67	69	70	41	41	41	42	14	13	14	14	13	12	14	12	13	13	12	12	12	11	12	12	70
Cash dividends on preferred stock
23	23	24	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	16	20	8	8	8	8	8	8	-	-	-	-	44	44	44	43	-	44	46	51	54	51	47	42
Net proceeds from issuance of common stock
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	875	-	-	-	-	-	-	-	-	-	-	-	-
Repurchases of common stock
0	132	589	190	190	370	1,282	235	235	500	500	125	150	270	215	179	175	79	270	172	102	248	0	0	8	0	167	173	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Taxes paid related to net share settlement of equity awards
-	-	-	-	-	1	2	31	1	0	0	22	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other
0	1	0	0	-1	0	-4	6	-3	-7	0	0	0	-	-	-	-	0	0	11	1	0	3	1	2	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Proceeds from stock transactions under compensation plans
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	4	4	5
Excess tax benefits from share-based payments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1	-	-	-	-
Net cash from financing activities
5,634	-1,737	-371	-1,785	1,379	250	-282	1,265	-906	729	-1,781	-230	-1,684	1,127	-1,182	-89	-1,056	2,061	1,641	-499	2,632	-250	300	273	82	492	-2,471	-804	-1,107	351	-1,601	-5,224	1,270	-2,244	-1,731	-1,105	-6	-1,270	-1,720	-2,149	-4,264	2,531	-1,967	759	-4,682
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect
1,141	-953	579	681	269	43	-791	1,101	-796	220	-370	-243	-1,077	1,213	1	-153	-924	306	1,253	-2,271	2,022	-779	-36	-377	-77	1,414	-421	-653	-556	1,559	164	-3,707	228	-1,018	289	654	401	32	-524	540	-1,140	-358	-61	3,295	-5,838