Regions Financial Corporation RF Income Statement

Regions financial corporation (RF)

Income statement / Quarterly

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10	Dec'09	Sep'09	Jun'09	Mar'09	Sep'08	Jun'08
Interest income on:
Loans, including fees
-	923,000	970,000	992,000	981,000	962,000	919,000	881,000	851,000	827,000	827,000	801,000	773,000	773,000	763,000	762,000	768,000	741,000	748,000	728,000	725,000	736,000	736,000	737,000	732,000	758,000	758,000	746,000	743,000	777,000	783,000	806,000	812,000	854,000	867,000	856,000	867,000	911,000	919,000	930,000	945,000	980,000	1,047,000	1,073,000	1,099,000	1,318,000	1,375,000
Debt securities - taxable
158,000	155,000	160,000	163,000	165,000	160,000	155,000	156,000	154,000	150,000	148,000	150,000	148,000	136,000	135,000	145,000	147,000	141,000	137,000	141,000	145,000	120,000	154,000	156,000	154,000	120,000	144,000	152,000	156,000	158,000	170,000	179,000	174,000	166,000	177,000	208,000	207,000	193,000	214,000	224,000	242,000	256,000	232,000	239,000	239,000	208,000	208,000
Interest and Fee Income, Loans & Leases Held for Sale
5,000	-	-	-	3,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Tax-exempt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	0	0	0	1,000	1,000	6,000	5,000	7,000	11,000	10,000
Total securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	177,000	208,000	207,000	193,000	214,000	224,000	243,000	257,000	238,000	244,000	246,000	219,000	218,000
Loans held for sale
-	-	5,000	4,000	-	4,000	4,000	4,000	3,000	5,000	3,000	4,000	4,000	5,000	4,000	4,000	3,000	4,000	5,000	4,000	3,000	5,000	5,000	4,000	8,000	6,000	6,000	8,000	9,000	10,000	9,000	7,000	7,000	7,000	7,000	9,000	13,000	12,000	10,000	9,000	8,000	13,000	12,000	15,000	15,000	9,000	9,000
Federal funds sold and securities purchased under agreements to resell
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	1,000	1,000	5,000	4,000
Trading account securities
-	-	-	-	-	-	-	-	-	-	-	-	2,000	-	0	1,000	3,000	1,000	0	1,000	3,000	1,000	0	0	2,000	1,000	1,000	0	1,000	1,000	0	0	1,000	-	-	-	-	-25,000	8,000	9,000	12,000	-10,000	10,000	10,000	12,000	13,000	18,000
Other earning assets
13,000	10,000	12,000	15,000	22,000	17,000	17,000	17,000	19,000	18,000	13,000	10,000	12,000	17,000	9,000	8,000	10,000	13,000	11,000	9,000	10,000	32,000	2,000	3,000	2,000	33,000	2,000	1,000	2,000	2,000	2,000	2,000	3,000	3,000	4,000	3,000	3,000	-7,000	7,000	8,000	7,000	-5,000	7,000	8,000	6,000	5,000	6,000
Operating lease assets
-	-	13,000	14,000	-	15,000	17,000	18,000	20,000	22,000	21,000	24,000	27,000	30,000	31,000	32,000	32,000	33,000	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total interest income
1,079,000	1,120,000	1,160,000	1,188,000	1,171,000	1,158,000	1,112,000	1,076,000	1,047,000	1,020,000	1,012,000	989,000	966,000	957,000	942,000	952,000	963,000	933,000	901,000	883,000	886,000	894,000	897,000	900,000	898,000	918,000	911,000	907,000	911,000	948,000	964,000	994,000	997,000	1,031,000	1,055,000	1,076,000	1,090,000	1,084,000	1,158,000	1,180,000	1,215,000	1,233,000	1,314,000	1,351,000	1,379,000	1,569,000	1,630,000
Interest expense on:
Deposits
84,000	98,000	116,000	125,000	108,000	80,000	64,000	57,000	49,000	42,000	42,000	37,000	35,000	31,000	31,000	28,000	27,000	27,000	27,000	27,000	28,000	27,000	26,000	25,000	27,000	29,000	31,000	33,000	42,000	53,000	67,000	76,000	88,000	95,000	112,000	126,000	139,000	152,000	167,000	194,000	242,000	280,000	301,000	330,000	366,000	391,000	422,000
Short-term borrowings
8,000	12,000	14,000	14,000	13,000	15,000	8,000	6,000	1,000	-	2,000	2,000	-	-	0	0	-	-	0	1,000	-	-	0	1,000	-	-	1,000	1,000	-	-	1,000	0	-	-2,000	0	0	1,000	-4,000	3,000	2,000	3,000	-1,000	9,000	16,000	20,000	102,000	85,000
Long-term borrowings
59,000	70,000	83,000	96,000	102,000	93,000	84,000	73,000	72,000	59,000	53,000	50,000	50,000	48,000	51,000	50,000	47,000	42,000	38,000	35,000	43,000	46,000	50,000	51,000	55,000	56,000	55,000	65,000	71,000	76,000	79,000	80,000	82,000	89,000	93,000	94,000	95,000	102,000	120,000	128,000	139,000	146,000	159,000	174,000	184,000	154,000	144,000
Total interest expense
151,000	180,000	213,000	235,000	223,000	188,000	156,000	136,000	122,000	102,000	97,000	89,000	85,000	79,000	82,000	78,000	74,000	69,000	65,000	63,000	71,000	74,000	76,000	77,000	82,000	85,000	87,000	99,000	113,000	130,000	147,000	156,000	170,000	182,000	205,000	220,000	235,000	250,000	290,000	324,000	384,000	425,000	469,000	520,000	570,000	647,000	651,000
Depreciation expense on operating lease assets
-	-	10,000	11,000	-	12,000	14,000	14,000	16,000	17,000	18,000	18,000	22,000	25,000	25,000	26,000	27,000	28,000	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total interest expense and depreciation expense on operating lease assets
-	-	223,000	246,000	-	200,000	170,000	150,000	138,000	119,000	115,000	107,000	107,000	104,000	107,000	104,000	101,000	97,000	65,000	63,000	71,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net interest income
928,000	918,000	937,000	942,000	948,000	958,000	942,000	926,000	909,000	901,000	897,000	882,000	859,000	853,000	835,000	848,000	862,000	836,000	836,000	820,000	815,000	820,000	821,000	823,000	816,000	833,000	824,000	808,000	798,000	818,000	817,000	838,000	827,000	849,000	850,000	856,000	855,000	834,000	868,000	856,000	831,000	808,000	845,000	831,000	809,000	922,000	979,000
Provision for Loan, Lease, and Other Losses
373,000	-	-	-	91,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Provision for loan losses
-	-	108,000	92,000	-	95,000	84,000	60,000	-10,000	-44,000	76,000	48,000	70,000	48,000	29,000	72,000	113,000	69,000	60,000	63,000	49,000	8,000	24,000	35,000	2,000	79,000	18,000	31,000	10,000	37,000	33,000	26,000	117,000	295,000	355,000	398,000	482,000	682,000	760,000	651,000	770,000	1,179,000	1,025,000	912,000	425,000	417,000	309,000
Net interest income after provision for credit losses (1)
555,000	822,000	829,000	850,000	857,000	863,000	858,000	866,000	919,000	945,000	821,000	834,000	789,000	805,000	806,000	776,000	749,000	767,000	776,000	757,000	766,000	812,000	797,000	788,000	814,000	754,000	806,000	777,000	788,000	781,000	784,000	812,000	710,000	554,000	495,000	458,000	373,000	152,000	108,000	205,000	61,000	-371,000	-180,000	-81,000	384,000	505,000	670,000
Non-interest income:
Interest and Fee Income, Loans and Leases Held-in-portfolio
903,000	-	-	-	981,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment fee income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-17,000	-28,000	-	5,000	-	-	-	-	-	-	-	-	-	-	-	-
Capital markets and investment income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	19,000	31,000	-	-	-	-	-	-	-	-	-	-
Brokerage, investment banking and capital markets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	257,000	254,000	236,000	-	252,000	263,000	217,000	241,000	272,000
Leveraged lease termination gains
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-2,000	-	-	-	-	-	-	71,000	4,000	189,000	323,000	-	-
Total non-interest income
485,000	562,000	558,000	494,000	502,000	481,000	519,000	512,000	507,000	480,000	482,000	490,000	510,000	380,000	599,000	526,000	506,000	514,000	497,000	590,000	470,000	474,000	497,000	475,000	457,000	603,000	495,000	497,000	501,000	536,000	533,000	507,000	524,000	507,000	513,000	543,000	580,000	171,000	750,000	756,000	812,000	-272,000	772,000	1,199,000	1,066,000	719,000	744,000
Non-interest expense:
Salaries and employee benefits
467,000	488,000	481,000	469,000	478,000	468,000	473,000	511,000	495,000	462,000	464,000	470,000	478,000	401,000	486,000	480,000	475,000	478,000	470,000	477,000	458,000	456,000	456,000	443,000	455,000	464,000	455,000	452,000	447,000	438,000	449,000	434,000	442,000	392,000	383,000	401,000	428,000	-77,000	582,000	560,000	575,000	-68,000	578,000	586,000	539,000	552,000	599,000
Net occupancy expense
79,000	79,000	80,000	80,000	82,000	86,000	82,000	84,000	83,000	80,000	89,000	85,000	85,000	83,000	87,000	86,000	86,000	91,000	90,000	89,000	91,000	93,000	92,000	90,000	93,000	91,000	92,000	92,000	90,000	97,000	99,000	92,000	94,000	95,000	95,000	98,000	100,000	71,000	110,000	110,000	120,000	82,000	121,000	112,000	107,000	110,000	111,000
Furniture and equipment expense
83,000	82,000	83,000	84,000	76,000	82,000	81,000	81,000	81,000	79,000	83,000	84,000	80,000	75,000	80,000	79,000	78,000	79,000	77,000	76,000	71,000	74,000	73,000	70,000	70,000	71,000	71,000	69,000	69,000	65,000	65,000	67,000	64,000	63,000	70,000	72,000	70,000	49,000	75,000	79,000	74,000	44,000	83,000	78,000	76,000	88,000	87,000
Other-than-temporary impairments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	3,000	69,000	-	9,000	1,000
Impairment (recapture) of mortgage servicing rights
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	11,000	-67,000
Regulatory charge
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	200,000	-	-	-	0	-	-	-
Other
207,000	248,000	227,000	228,000	224,000	217,000	286,000	235,000	225,000	265,000	217,000	236,000	234,000	206,000	281,000	270,000	230,000	225,000	258,000	292,000	285,000	346,000	205,000	217,000	199,000	320,000	266,000	271,000	236,000	302,000	256,000	249,000	313,000	321,000	302,000	385,000	334,000	222,000	396,000	377,000	461,000	192,000	458,000	386,000	336,000	358,000	410,000
Noninterest Expense
836,000	897,000	871,000	861,000	860,000	853,000	922,000	911,000	884,000	886,000	853,000	875,000	877,000	765,000	934,000	915,000	869,000	873,000	895,000	934,000	905,000	969,000	826,000	820,000	817,000	946,000	884,000	884,000	842,000	902,000	869,000	842,000	913,000	1,124,000	850,000	956,000	932,000	140,000	1,163,000	1,326,000	1,230,000	253,000	1,243,000	1,231,000	1,058,000	1,128,000	1,141,000
Income before income taxes
204,000	-	-	-	499,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income from continuing operations before income taxes
-	-	516,000	483,000	-	491,000	455,000	467,000	542,000	539,000	450,000	449,000	422,000	420,000	471,000	387,000	386,000	408,000	378,000	413,000	331,000	317,000	468,000	443,000	454,000	411,000	417,000	390,000	447,000	415,000	448,000	477,000	321,000	-63,000	158,000	45,000	21,000	183,000	-305,000	-365,000	-357,000	-896,000	-651,000	-113,000	392,000	96,000	273,000
Income tax expense
42,000	98,000	107,000	93,000	105,000	85,000	85,000	89,000	128,000	220,000	138,000	133,000	128,000	130,000	152,000	115,000	113,000	120,000	116,000	124,000	95,000	98,000	151,000	148,000	151,000	201,000	124,000	122,000	114,000	138,000	136,000	126,000	82,000	18,000	17,000	-34,000	-29,000	23,000	-150,000	-88,000	-161,000	-310,000	-274,000	75,000	315,000	6,000	67,000
Income from continuing operations
-	-	409,000	390,000	-	406,000	370,000	378,000	414,000	319,000	312,000	316,000	294,000	290,000	319,000	272,000	273,000	288,000	262,000	289,000	236,000	219,000	317,000	295,000	303,000	210,000	293,000	268,000	333,000	277,000	312,000	351,000	239,000	-81,000	141,000	79,000	50,000	-	-	-	-	-	-	-	-	90,000	-
Discontinued operations:
Income from discontinued operations before income taxes
-	-	0	0	-	0	274,000	-3,000	0	8,000	0	0	11,000	9,000	2,000	5,000	0	-6,000	-6,000	-6,000	-4,000	-5,000	5,000	2,000	19,000	-25,000	-1,000	-2,000	4,000	-19,000	-19,000	4,000	-65,000	-472,000	24,000	4,000	36,000	-	-	-	-	-	-	-	-	-18,000	-
Income tax expense (benefit)
-	-	0	0	-	0	80,000	0	0	-8,000	1,000	0	4,000	4,000	1,000	2,000	0	-3,000	-2,000	-2,000	-2,000	-2,000	2,000	1,000	7,000	-11,000	-1,000	-1,000	2,000	-7,000	-8,000	0	-25,000	-5,000	10,000	-26,000	17,000	-	-	-	-	-	-	-	-	-7,000	-
Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest
-	-	0	0	-	0	194,000	-3,000	0	16,000	-1,000	0	7,000	5,000	1,000	3,000	0	-3,000	-4,000	-4,000	-2,000	-3,000	3,000	1,000	12,000	-14,000	0	-1,000	2,000	-12,000	-11,000	4,000	-40,000	-467,000	14,000	30,000	19,000	-	-	-	-	-	-	-	-	-11,000	-
Net Income (Loss) Attributable to Parent
162,000	389,000	409,000	390,000	394,000	406,000	564,000	375,000	414,000	335,000	311,000	316,000	301,000	295,000	320,000	275,000	273,000	285,000	258,000	285,000	234,000	216,000	320,000	296,000	315,000	196,000	293,000	267,000	335,000	265,000	301,000	355,000	199,000	-548,000	155,000	109,000	69,000	89,000	-155,000	-277,000	-196,000	-543,000	-377,000	-188,000	77,000	79,000	206,000
Net Income Loss From Continuing Operations Available To Common Stockholders Basic
-	-	385,000	374,000	-	390,000	354,000	362,000	398,000	303,000	296,000	300,000	278,000	274,000	303,000	256,000	257,000	272,000	246,000	273,000	220,000	203,000	297,000	287,000	295,000	202,000	285,000	260,000	325,000	273,000	312,000	280,000	185,000	-135,000	87,000	25,000	-2,000	-	-	-	-	-	-	-	-	-	-
Net income available to common shareholders
139,000	366,000	385,000	374,000	378,000	390,000	548,000	359,000	398,000	319,000	295,000	300,000	285,000	279,000	304,000	259,000	257,000	269,000	242,000	269,000	218,000	200,000	300,000	288,000	307,000	188,000	285,000	259,000	327,000	261,000	301,000	284,000	145,000	-602,000	101,000	55,000	17,000	36,000	-209,000	-335,000	-255,000	-606,000	-437,000	-244,000	26,000	79,000	206,000
Weighted-average number of shares outstanding:
Basic (in shares)
957,000	963,000	988,000	1,010,000	1,019,000	1,036,000	1,086,000	1,119,000	1,127,000	1,151,000	1,182,000	1,202,000	1,209,000	1,223,000	1,246,000	1,265,000	1,286,000	1,300,000	1,319,000	1,335,000	1,346,000	1,366,000	1,378,000	1,378,000	1,378,000	1,378,000	1,388,000	1,401,000	1,413,000	1,414,000	1,414,000	1,414,000	1,282,000	1,258,000	1,259,000	1,258,000	1,257,000	1,257,000	1,257,000	1,200,000	1,194,000	1,198,000	1,189,000	876,000	693,000	696,000	696,000
Diluted (in shares)
961,000	965,000	991,000	1,012,000	1,028,000	1,044,000	1,095,000	1,128,000	1,141,000	1,163,000	1,193,000	1,212,000	1,224,000	1,233,000	1,252,000	1,268,000	1,291,000	1,306,000	1,326,000	1,346,000	1,358,000	1,379,000	1,389,000	1,390,000	1,390,000	1,394,000	1,405,000	1,418,000	1,423,000	1,424,000	1,423,000	1,418,000	1,283,000	1,252,000	1,261,000	1,260,000	1,259,000	1,257,000	1,257,000	1,200,000	1,194,000	1,197,000	1,189,000	876,000	694,000	696,000	696,000
Earnings Per Share From Continuing Operations [Abstract]
Basic
-	-	0.39	0.37	-	0.38	0.33	0.32	0.35	0.26	0.25	0.25	0.23	0.23	0.24	0.20	0.20	0.21	0.19	0.20	0.16	0.15	0.22	0.21	0.21	0.14	0.21	0.19	0.23	0.20	0.22	0.20	0.14	-0.11	0.07	0.02	0.00	-	-	-	-	-	-	-	-	0.13	-
Diluted
-	-	0.39	0.37	-	0.37	0.32	0.32	0.35	0.25	0.25	0.25	0.23	0.22	0.24	0.20	0.20	0.21	0.19	0.20	0.16	0.15	0.21	0.21	0.21	0.15	0.20	0.18	0.23	0.20	0.22	0.20	0.14	-0.11	0.07	0.02	0.00	-	-	-	-	-	-	-	-	0.13	-
Basic
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0.02	-
Diluted
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0.02	-
Earnings Per Share [Abstract]
Basic (in dollars per share)
0.15	0.38	0.39	0.37	0.37	0.38	0.50	0.32	0.35	0.27	0.25	0.25	0.24	0.23	0.24	0.20	0.20	0.21	0.18	0.20	0.16	0.15	0.22	0.21	0.22	0.14	0.21	0.18	0.23	0.20	0.21	0.20	0.11	-0.47	0.08	0.04	0.01	0.04	-0.17	-0.28	-0.21	-0.66	-0.37	-0.28	0.04	0.11	0.30
Diluted (in dollars per share)
0.14	0.37	0.39	0.37	0.37	0.37	0.50	0.32	0.35	0.27	0.25	0.25	0.23	0.23	0.24	0.20	0.20	0.21	0.18	0.20	0.16	0.14	0.22	0.21	0.22	0.14	0.20	0.18	0.23	0.19	0.21	0.20	0.11	-0.47	0.08	0.04	0.01	0.04	-0.17	-0.28	-0.21	-0.66	-0.37	-0.28	0.04	0.11	0.30
Cash dividends declared per common share (in dollars per share)
-	-	-	-	-	-	-	-	-	-	0.09	0.07	0.06	-	0.06	0.06	0.06	0.06	0.06	0.06	0.05	0.05	0.05	0.05	0.03	0.03	0.03	0.03	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.10	0.10	0.38
Service charges on deposit accounts
Total non-interest income
178,000	187,000	186,000	181,000	175,000	185,000	179,000	175,000	171,000	171,000	175,000	169,000	168,000	173,000	166,000	166,000	159,000	166,000	167,000	168,000	161,000	167,000	181,000	174,000	173,000	185,000	190,000	175,000	184,000	25,000	244,000	233,000	254,000	263,000	310,000	308,000	287,000	290,000	294,000	302,000	288,000	299,000	300,000	288,000	269,000	294,000	294,000
Card and ATM fees
Total non-interest income
105,000	112,000	114,000	120,000	109,000	111,000	111,000	112,000	104,000	106,000	103,000	104,000	104,000	103,000	105,000	99,000	95,000	96,000	93,000	90,000	85,000	86,000	85,000	84,000	79,000	80,000	82,000	81,000	76,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment management and trust fee income
Total non-interest income
62,000	64,000	63,000	59,000	57,000	60,000	59,000	58,000	58,000	59,000	58,000	57,000	56,000	57,000	54,000	52,000	50,000	-	-	-	-	-	-	-	-	-	-	-	-	-	48,000	50,000	49,000	49,000	49,000	51,000	50,000	50,000	49,000	49,000	48,000	48,000	49,000	48,000	46,000	66,000	59,000
Capital markets income
Total non-interest income
9,000	61,000	36,000	39,000	42,000	50,000	45,000	57,000	50,000	-	35,000	38,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Mortgage income
Total non-interest income
68,000	49,000	56,000	31,000	27,000	30,000	32,000	37,000	38,000	36,000	32,000	40,000	41,000	43,000	46,000	46,000	38,000	37,000	39,000	46,000	40,000	27,000	39,000	43,000	40,000	43,000	52,000	69,000	72,000	90,000	106,000	90,000	77,000	57,000	68,000	50,000	45,000	51,000	66,000	63,000	67,000	46,000	76,000	64,000	73,000	33,000	25,000
Securities gains (losses), net
Total non-interest income
0	-2,000	0	-19,000	-7,000	0	0	1,000	0	10,000	8,000	1,000	0	5,000	0	6,000	-5,000	11,000	7,000	6,000	5,000	12,000	7,000	6,000	2,000	0	3,000	8,000	15,000	12,000	12,000	12,000	12,000	7,000	-1,000	24,000	82,000	333,000	2,000	0	59,000	-96,000	4,000	108,000	53,000	0	1,000
Other
Total non-interest income
63,000	91,000	103,000	83,000	99,000	45,000	93,000	72,000	86,000	10,000	71,000	81,000	141,000	-153,000	228,000	157,000	169,000	2,000	191,000	280,000	179,000	-11,000	185,000	168,000	163,000	295,000	168,000	164,000	154,000	287,000	123,000	105,000	104,000	174,000	94,000	91,000	85,000	47,000	82,000	88,000	114,000	53,000	87,000	239,000	85,000	85,000	93,000