Regions Financial Corporation RF Income Statement

Regions financial corporation (RF)

Income statement / TTM

Mar'20	Dec'19	Sep'19	Jun'19	Mar'19	Dec'18	Sep'18	Jun'18	Mar'18	Dec'17	Sep'17	Jun'17	Mar'17	Dec'16	Sep'16	Jun'16	Mar'16	Dec'15	Sep'15	Jun'15	Mar'15	Dec'14	Sep'14	Jun'14	Mar'14	Dec'13	Sep'13	Jun'13	Mar'13	Dec'12	Sep'12	Jun'12	Mar'12	Dec'11	Sep'11	Jun'11	Mar'11	Dec'10	Sep'10	Jun'10	Mar'10	Dec'09	Sep'09	Jun'09	Mar'09	Sep'08	Jun'08
Interest income on:
Loans, including fees
-	3,866	3,905	3,854	3,743	3,613	3,478	3,386	3,306	3,228	3,174	3,110	3,071	3,066	3,034	3,019	2,985	2,942	2,937	2,925	2,934	2,941	2,963	2,985	2,994	3,005	3,024	3,049	3,109	3,178	3,255	3,339	3,389	3,444	3,501	3,553	3,627	3,705	3,774	3,902	4,045	4,199	4,537	4,865	0	0	0
Debt securities - taxable
636	643	648	643	636	625	615	608	602	596	582	569	564	563	568	570	566	564	543	560	575	584	584	574	570	572	610	636	663	681	689	696	725	758	785	822	838	873	936	954	969	966	918	894	0	0	0
Interest and Fee Income, Loans & Leases Held for Sale
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Tax-exempt
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	1	2	8	13	19	29	33	0	0	0
Total securities
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	785	822	838	874	938	962	982	985	947	927	0	0	0
Loans held for sale
-	-	16	15	-	15	16	15	15	16	16	17	17	16	15	16	16	16	17	17	17	22	23	24	28	29	33	36	35	33	30	28	30	36	41	44	44	39	40	42	48	55	51	48	0	0	0
Federal funds sold and securities purchased under agreements to resell
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7	11	0	0	0
Trading account securities
-	-	-	-	-	-	-	-	-	-	-	-	0	-	5	5	5	5	5	5	4	3	3	4	4	3	3	2	2	2	0	0	0	-	-	-	-	4	19	21	22	22	45	53	0	0	0
Other earning assets
50	59	66	71	73	70	71	67	60	53	52	48	46	44	40	42	43	43	62	53	47	39	40	40	38	38	7	7	8	9	10	12	13	13	3	6	11	15	17	17	17	16	26	25	0	0	0
Operating lease assets
-	-	57	61	-	70	77	81	87	94	102	112	120	125	128	97	65	33	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total interest income
4,547	4,639	4,677	4,629	4,517	4,393	4,255	4,155	4,068	3,987	3,924	3,854	3,817	3,814	3,790	3,749	3,680	3,603	3,564	3,560	3,577	3,589	3,613	3,627	3,634	3,647	3,677	3,730	3,817	3,903	3,986	4,077	4,159	4,252	4,305	4,408	4,512	4,637	4,786	4,942	5,113	5,277	5,613	5,929	0	0	0
Interest expense on:
Deposits
423	447	429	377	309	250	212	190	170	156	145	134	125	117	113	109	108	109	109	108	106	105	107	112	120	135	159	195	238	284	326	371	421	472	529	584	652	755	883	1,017	1,153	1,277	1,388	1,509	0	0	0
Short-term borrowings
48	53	56	50	42	30	17	11	6	-	4	2	-	-	0	0	-	-	0	0	-	-	0	0	-	-	0	0	-	-	0	0	-	-1	-3	0	2	4	7	13	27	44	147	223	0	0	0
Long-term borrowings
308	351	374	375	352	322	288	257	234	212	201	199	199	196	190	177	162	158	162	174	190	202	212	217	231	247	267	291	306	317	330	344	358	371	384	411	445	489	533	572	618	663	671	656	0	0	0
Total interest expense
779	851	859	802	703	602	516	457	410	373	350	335	324	313	303	286	271	268	273	284	298	309	320	331	353	384	429	489	546	603	655	713	777	842	910	995	1,099	1,248	1,423	1,602	1,798	1,984	2,206	2,388	0	0	0
Depreciation expense on operating lease assets
-	-	45	49	-	56	61	65	69	75	83	90	98	103	106	81	55	28	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Total interest expense and depreciation expense on operating lease assets
-	-	904	851	-	658	577	522	479	448	433	425	422	416	409	367	326	296	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net interest income
3,725	3,745	3,785	3,790	3,774	3,735	3,678	3,633	3,589	3,539	3,491	3,429	3,395	3,398	3,381	3,382	3,354	3,307	3,291	3,276	3,279	3,280	3,293	3,296	3,281	3,263	3,248	3,241	3,271	3,300	3,331	3,364	3,382	3,410	3,395	3,413	3,413	3,389	3,363	3,340	3,315	3,293	3,407	3,541	0	0	0
Provision for Loan, Lease, and Other Losses
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Provision for loan losses
-	-	386	362	-	229	90	82	70	150	242	195	219	262	283	314	305	241	180	144	116	69	140	134	130	138	96	111	106	213	471	793	1,165	1,530	1,917	2,322	2,575	2,863	3,360	3,625	3,886	3,541	2,779	2,063	0	0	0
Net interest income after provision for credit losses (1)
3,056	3,358	3,399	3,428	3,444	3,506	3,588	3,551	3,519	3,389	3,249	3,234	3,176	3,136	3,098	3,068	3,049	3,066	3,111	3,132	3,163	3,211	3,153	3,162	3,151	3,125	3,152	3,130	3,165	3,087	2,860	2,571	2,217	1,880	1,478	1,091	838	526	3	-285	-571	-248	628	1,478	0	0	0
Non-interest income:
Interest and Fee Income, Loans and Leases Held-in-portfolio
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment fee income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	0	-	-	-	-	-	-	-	-	-	-	-	-
Capital markets and investment income
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	-	-	-	-	-	-	-	-	-
Brokerage, investment banking and capital markets
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	0	-	973	993	0	0	0
Leveraged lease termination gains
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	-	-	-	587	0	0	0	-	-
Total non-interest income
2,099	2,116	2,035	1,996	2,014	2,019	2,018	1,981	1,959	1,962	1,862	1,979	2,015	2,011	2,145	2,043	2,107	2,071	2,031	2,031	1,916	1,903	2,032	2,030	2,052	2,096	2,029	2,067	2,077	2,100	2,071	2,051	2,087	2,143	1,807	2,044	2,257	2,489	2,046	2,068	2,511	2,765	3,756	3,728	0	0	0
Non-interest expense:
Salaries and employee benefits
1,905	1,916	1,896	1,888	1,930	1,947	1,941	1,932	1,891	1,874	1,813	1,835	1,845	1,842	1,919	1,903	1,900	1,883	1,861	1,847	1,813	1,810	1,818	1,817	1,826	1,818	1,792	1,786	1,768	1,763	1,717	1,651	1,618	1,604	1,135	1,334	1,493	1,640	1,649	1,645	1,671	1,635	2,255	2,276	0	0	0
Net occupancy expense
318	321	328	330	334	335	329	336	337	339	342	340	341	342	350	353	356	361	363	365	366	368	366	366	368	365	371	378	378	382	380	376	382	388	364	379	391	411	422	433	435	422	450	440	0	0	0
Furniture and equipment expense
332	325	325	323	320	325	322	324	327	326	322	319	314	312	316	313	310	303	298	294	288	287	284	282	281	280	274	268	266	261	259	264	269	275	261	266	273	277	272	280	279	281	325	329	0	0	0
Other-than-temporary impairments
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0	-	0	0
Impairment (recapture) of mortgage servicing rights
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	0
Regulatory charge
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0	-	-	-	0	-	-	-
Other
910	927	896	955	962	963	1,011	942	943	952	893	957	991	987	1,006	983	1,005	1,060	1,181	1,128	1,053	967	941	1,002	1,056	1,093	1,075	1,065	1,043	1,120	1,139	1,185	1,321	1,342	1,243	1,337	1,329	1,456	1,426	1,488	1,497	1,372	1,538	1,490	0	0	0
Noninterest Expense
3,465	3,489	3,445	3,496	3,546	3,570	3,603	3,534	3,498	3,491	3,370	3,451	3,491	3,483	3,591	3,552	3,571	3,607	3,703	3,634	3,520	3,432	3,409	3,467	3,531	3,556	3,512	3,497	3,455	3,526	3,748	3,729	3,843	3,862	2,878	3,191	3,561	3,859	3,972	4,052	3,957	3,785	4,660	4,558	0	0	0
Income before income taxes
0	-	-	-	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Income from continuing operations before income taxes
-	-	1,989	1,928	-	1,955	2,003	1,998	1,980	1,860	1,741	1,762	1,700	1,664	1,652	1,559	1,585	1,530	1,439	1,529	1,559	1,682	1,776	1,725	1,672	1,665	1,669	1,700	1,787	1,661	1,183	893	461	161	407	-56	-466	-844	-1,923	-2,269	-2,017	-1,268	-276	648	0	0	0
Income tax expense
340	403	390	368	364	387	522	575	619	619	529	543	525	510	500	464	473	455	433	468	492	548	651	624	598	561	498	510	514	482	362	243	83	-28	-23	-190	-244	-376	-709	-833	-670	-194	122	463	0	0	0
Income from continuing operations
-	-	1,599	1,560	-	1,568	1,481	1,423	1,361	1,241	1,212	1,219	1,175	1,154	1,152	1,095	1,112	1,075	1,006	1,061	1,067	1,134	1,125	1,101	1,074	1,104	1,171	1,190	1,273	1,179	821	650	378	189	0	0	0	-	-	-	-	-	-	-	-	0	-
Discontinued operations:
Income from discontinued operations before income taxes
-	-	0	274	-	271	279	5	8	19	20	22	27	16	1	-7	-18	-22	-21	-10	-2	21	1	-5	-9	-24	-18	-36	-30	-99	-552	-509	-509	-408	0	0	0	-	-	-	-	-	-	-	-	0	-
Income tax expense (benefit)
-	-	0	80	-	80	72	-7	-7	-3	9	9	11	7	0	-3	-7	-9	-8	-4	-1	8	-1	-4	-6	-11	-7	-14	-13	-40	-38	-20	-46	-4	0	0	0	-	-	-	-	-	-	-	-	0	-
Income (Loss) from Discontinued Operations, Net of Tax, Including Portion Attributable to Noncontrolling Interest
-	-	0	194	-	191	207	12	15	22	11	13	16	9	1	-4	-11	-13	-13	-6	-1	13	2	-1	-3	-13	-11	-22	-17	-59	-514	-489	-463	-404	0	0	0	-	-	-	-	-	-	-	-	0	-
Net Income (Loss) Attributable to Parent
1,350	1,582	1,599	1,754	1,739	1,759	1,688	1,435	1,376	1,263	1,223	1,232	1,191	1,163	1,153	1,091	1,101	1,062	993	1,055	1,066	1,147	1,127	1,100	1,071	1,091	1,160	1,168	1,256	1,120	307	161	-85	-215	422	112	-274	-539	-1,171	-1,393	-1,304	-1,031	-409	174	0	0	0
Net Income Loss From Continuing Operations Available To Common Stockholders Basic
-	-	1,527	1,496	-	1,504	1,417	1,359	1,297	1,177	1,148	1,155	1,111	1,090	1,088	1,031	1,048	1,011	942	993	1,007	1,082	1,081	1,069	1,042	1,072	1,143	1,170	1,190	1,050	642	417	162	-25	0	0	0	-	-	-	-	-	-	-	-	-	-
Net income available to common shareholders
1,264	1,503	1,527	1,690	1,675	1,695	1,624	1,371	1,312	1,199	1,159	1,168	1,127	1,099	1,089	1,027	1,037	998	929	987	1,006	1,095	1,083	1,068	1,039	1,059	1,132	1,148	1,173	991	128	-72	-301	-429	209	-101	-491	-763	-1,405	-1,633	-1,542	-1,261	-576	67	0	0	0
Weighted-average number of shares outstanding:
Basic (in shares)
957	963	988	1,010	1,019	1,036	1,086	1,119	1,127	1,151	1,182	1,202	1,209	1,223	1,246	1,265	1,286	1,300	1,319	1,335	1,346	1,366	1,378	1,378	1,378	1,378	1,388	1,401	1,413	1,414	1,414	1,414	1,282	1,258	1,259	1,258	1,257	1,257	1,257	1,200	1,194	1,198	1,189	876	693	696	696
Diluted (in shares)
961	965	991	1,012	1,028	1,044	1,095	1,128	1,141	1,163	1,193	1,212	1,224	1,233	1,252	1,268	1,291	1,306	1,326	1,346	1,358	1,379	1,389	1,390	1,390	1,394	1,405	1,418	1,423	1,424	1,423	1,418	1,283	1,252	1,261	1,260	1,259	1,257	1,257	1,200	1,194	1,197	1,189	876	694	696	696
Earnings Per Share From Continuing Operations [Abstract]
Basic
-	-	0.39	0.37	-	0.38	0.33	0.32	0.35	0.26	0.25	0.25	0.23	0.23	0.24	0.20	0.20	0.21	0.19	0.20	0.16	0.15	0.22	0.21	0.21	0.14	0.21	0.19	0.23	0.20	0.22	0.20	0.14	-0.11	0.07	0.02	0.00	-	-	-	-	-	-	-	-	0.13	-
Diluted
-	-	0.39	0.37	-	0.37	0.32	0.32	0.35	0.25	0.25	0.25	0.23	0.22	0.24	0.20	0.20	0.21	0.19	0.20	0.16	0.15	0.21	0.21	0.21	0.15	0.20	0.18	0.23	0.20	0.22	0.20	0.14	-0.11	0.07	0.02	0.00	-	-	-	-	-	-	-	-	0.13	-
Basic
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0.02	-
Diluted
-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0.02	-
Earnings Per Share [Abstract]
Basic (in dollars per share)
0.15	0.38	0.39	0.37	0.37	0.38	0.50	0.32	0.35	0.27	0.25	0.25	0.24	0.23	0.24	0.20	0.20	0.21	0.18	0.20	0.16	0.15	0.22	0.21	0.22	0.14	0.21	0.18	0.23	0.20	0.21	0.20	0.11	-0.47	0.08	0.04	0.01	0.04	-0.17	-0.28	-0.21	-0.66	-0.37	-0.28	0.04	0.11	0.30
Diluted (in dollars per share)
0.14	0.37	0.39	0.37	0.37	0.37	0.50	0.32	0.35	0.27	0.25	0.25	0.23	0.23	0.24	0.20	0.20	0.21	0.18	0.20	0.16	0.14	0.22	0.21	0.22	0.14	0.20	0.18	0.23	0.19	0.21	0.20	0.11	-0.47	0.08	0.04	0.01	0.04	-0.17	-0.28	-0.21	-0.66	-0.37	-0.28	0.04	0.11	0.30
Cash dividends declared per common share (in dollars per share)
-	-	-	-	-	-	-	-	-	-	0.09	0.07	0.06	-	0.06	0.06	0.06	0.06	0.06	0.06	0.05	0.05	0.05	0.05	0.03	0.03	0.03	0.03	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.10	0.10	0.38
Service charges on deposit accounts
Total non-interest income
732	729	727	720	714	710	696	692	686	683	685	676	673	664	657	658	660	662	663	677	683	695	713	722	723	734	574	628	686	756	994	1,060	1,135	1,168	1,195	1,179	1,173	1,174	1,183	1,189	1,175	1,156	1,151	1,145	0	0	0
Card and ATM fees
Total non-interest income
451	455	454	451	443	438	433	425	417	417	414	416	411	402	395	383	374	364	354	346	340	334	328	325	322	319	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Investment management and trust fee income
Total non-interest income
248	243	239	235	234	235	234	233	232	230	228	224	219	213	0	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	196	197	198	199	200	200	198	196	194	194	193	191	209	219	0	0	0
Capital markets income
Total non-interest income
145	178	167	176	194	202	187	180	0	-	0	0	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Mortgage income
Total non-interest income
204	163	144	120	126	137	143	143	146	149	156	170	176	173	167	160	160	162	152	152	149	149	165	178	204	236	283	337	358	363	330	292	252	220	214	212	225	247	242	252	253	259	246	195	0	0	0
Securities gains (losses), net
Total non-interest income
-21	-28	-26	-26	-6	1	11	19	19	19	14	6	11	6	12	19	19	29	30	30	30	27	15	11	13	26	38	47	51	48	43	30	42	112	438	441	417	394	-35	-33	75	69	165	162	0	0	0
Other
Total non-interest income
340	376	330	320	309	296	261	239	248	303	140	297	373	401	556	519	642	652	639	633	521	505	811	794	790	781	773	728	669	619	506	477	463	444	317	305	302	331	337	342	493	464	496	502	0	0	0