Riverview financial corp (RIVE)
CashFlow / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14
Cash flows from operating activities:
Net income (loss)

5,606

4,286

5,485

6,007

7,360

10,858

3,462

1,075

-1,533

-4,911

501

1,071

1,747

3,067

2,173

1,824

-375

-754

162

199

2,085

2,721

0

0

0

Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Depreciation and amortization of premises and equipment

0

-

-

0

0

-

-

929

793

702

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Depreciation of premises and equipment

-

-

-

-

-

-

-

-

-

-

-

-

-

-

791

945

1,059

1,038

984

834

680

699

0

0

0

Provision for loan losses

3,623

2,406

2,250

1,426

808

615

1,615

2,000

2,519

2,734

1,903

1,322

959

453

0

0

0

-

-

-

-

-

-

-

0

Stock based compensation

0

-

-

-

-

9

189

189

198

203

32

34

33

40

0

0

0

-

-

-

-

-

-

-

-

Granting of stock options

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

32

30

24

0

0

0

Net amortization of investment securities available-for-sale

-738

-785

-794

-821

-833

-824

-831

-747

-644

-540

-422

-412

-461

-496

-482

-476

-449

-419

-427

-437

-417

-399

0

0

0

Net cost (benefit) of operation of other real estate owned

71

-67

-38

-82

-176

-48

-41

1

-135

-172

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Net loss on sale of other real estate owned

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-276

-260

0

0

0

-

-

-

-

Net realized loss on sale of foreclosed real estate and other assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-319

0

0

0

Net (gain) loss on sale of investment securities available-for-sale

835

-22

0

0

0

-

-

-

-

89

106

215

485

484

0

0

0

-

-

-

-

-

-

-

-

Amortization of purchase adjustment on loans

2,938

3,245

4,305

4,073

3,757

5,191

0

0

0

-

-

584

684

756

0

0

0

-

-

-

-

-

-

-

-

Amortization of intangible assets

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Accretion of purchase adjustment on loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

Amortization of intangible assets

-

-

-

-

-

-

888

744

595

538

399

423

428

340

300

277

268

259

274

272

279

286

0

0

0

Amortization of assumed discount on long-term debt

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Deferred income taxes

1,123

1,009

945

1,157

1,592

2,340

5,216

4,620

4,236

3,501

703

703

900

1,134

-307

-181

-902

-1,164

-730

-894

-69

-23

0

0

0

Proceeds from sale of loans originated for sale

15,380

17,032

14,024

18,229

22,583

23,967

29,147

31,333

30,871

29,602

30,865

29,190

28,250

28,461

0

0

0

-

-

-

-

-

-

-

-

Net gain on sale of loans originated for sale

569

567

471

488

577

641

753

790

748

660

630

644

597

597

0

0

0

-

-

-

-

-

-

-

-

Loans originated for sale

14,388

15,909

13,291

17,038

22,091

23,709

28,473

30,379

30,211

28,544

29,934

29,265

27,577

27,422

0

0

0

-

-

-

-

-

-

-

-

Proceeds from sale of mortgage loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

20,360

17,958

17,518

0

0

0

Net gain on sale of mortgage loans

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

360

318

315

0

0

0

Mortgage loans originated for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

20,994

17,944

17,174

0

0

0

Bank owned life insurance investment income

769

763

766

767

772

776

779

692

567

449

323

334

336

345

326

250

248

217

218

247

223

223

0

0

0

Accrued interest receivable

-429

-596

-315

84

153

-227

177

241

90

617

294

65

271

132

0

0

0

-

-

-

-

-

-

-

-

Other assets

-1,755

856

1,248

661

1,354

-568

431

1,006

1,939

1,851

1,505

825

530

458

0

0

0

-

-

-

-

-

-

-

-

Accrued interest payable

0

-

-

0

0

-

-

-1

7

20

-7

-27

-64

-44

0

0

0

-

-

-

-

-

-

-

-

Other liabilities

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

(Increase) decrease in accrued interest receivable and other assets

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

683

133

-159

0

0

0

Other liabilities

-

-

-

-

-

-

-785

-1,090

-1,081

-669

-1,363

-1,472

-267

-921

-125

-346

1,060

1,438

1,563

1,685

-227

-169

0

0

0

Net cash provided by (used in) operating activities

6,856

5,256

6,411

9,416

9,314

11,755

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash flows from investing activities:
Net cash provided by (used in) operating activities

-

-

-

-

-

-

-

-

-

-

-

-

3,098

3,950

2,715

4,589

2,332

1,626

3,414

428

2,063

3,441

0

0

0

Net maturities of interest-bearing time deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

252

0

0

0

Investment securities available-for-sale:
Purchases

31,728

32,058

0

0

0

-

-

-

-

-

-

-

44,968

46,006

0

0

0

-

-

-

-

-

-

-

-

Proceeds from repayments

17,479

17,308

16,038

15,630

13,405

12,844

13,219

10,442

8,124

5,760

1,524

3,347

6,075

7,139

9,514

8,882

7,979

7,596

10,104

11,522

11,464

10,906

0

0

0

Proceeds from sales

48,660

30,232

0

0

0

-

-

-

-

18,952

16,681

15,325

36,285

38,380

0

0

0

-

-

-

-

-

-

-

-

Proceeds from the sale of other real estate owned

688

753

707

605

162

174

349

530

697

767

886

815

893

1,402

1,308

1,153

1,615

1,135

1,018

1,162

417

195

0

0

0

Net (increase) decrease in restricted equity securities

849

-64

-196

-225

-90

-252

-1,244

-922

-1,007

-859

1,375

1,189

204

-455

-1,093

-1,168

-307

872

131

-244

113

-28

0

0

0

Net (increase) decrease in loans

8,801

-42,901

-34,539

-53,147

-58,333

-66,698

-30,372

49,922

85,027

163,790

162,244

106,264

63,321

1,176

-9,910

-7,871

-2,974

11,084

23,580

21,862

21,453

19,317

0

0

0

Business disposition (acquisitions), net of cash

-

-

-

-

-

-

-

-

-

-329

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

Purchases of premises and equipment

2,441

1,545

1,719

1,650

1,193

1,115

1,177

1,215

1,267

1,008

716

685

574

615

907

1,555

1,438

1,496

-370

66

175

2,076

0

0

0

Net cash provided by (used in) investing activities

23,099

57,746

26,602

42,048

45,713

52,676

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash flows from financing activities:
Net cash provided by (used in) investing activities

-

-

-

-

-

-

-

-

-

-

-

-

-66,128

-1,064

15,700

8,712

274

-16,941

-17,470

-7,115

-10,476

-10,879

0

0

0

Net increase (decrease) in deposits

-42,526

-64,113

-51,181

-38,022

-37,576

-21,887

6,969

54,982

103,253

135,075

115,957

62,448

41,003

4,218

5,851

5,228

8,202

1,673

3,979

6,723

-3,038

-10,053

0

0

0

Net decrease in short-term borrowings

-

-

-

-

-

-6,000

-37,250

-30,000

-30,000

-25,500

31,250

25,931

5,000

-11,075

-25,908

-26,506

-5,575

21,500

12,649

6,287

12,055

12,500

0

0

0

Repayment of long-term debt

-

-

-

-

-

6,341

285

5,299

5,314

5,322

0

0

0

-

-

-

-

-

-

-

-

5,000

0

0

0

Proceeds from long-term debt

0

-

-

-

-

-

-

-

-

600

600

600

0

2,050

0

0

0

-

-

-

-

-

-

-

-

Payment of capital lease

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1,655

0

0

0

-

-

-

-

Issuance under ESPP, 401k and DRP plans

649

644

585

568

557

517

537

522

516

504

470

444

477

371

0

0

0

-

-

-

-

-

-

-

-

Issuance of common stock

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Issuance of preferred stock

-

-

-

-

-

-

-

-

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

Proceeds from exercise of stock options

-

208

167

158

158

41

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Cash dividends paid

2,986

3,209

0

0

0

-

-

-

-

3,257

2,455

2,227

1,999

1,772

1,700

1,629

1,560

1,491

1,504

1,518

1,524

1,488

0

0

0

Net cash provided by (used in) financing activities

-24,821

-66,470

-59,987

-47,109

-46,775

-36,401

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase in cash and cash equivalents

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net increase (decrease) in cash and cash equivalents

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Net cash provided by (used in) financing activities

-

-

-

-

-

-

-

-

-

-

-

-

60,095

-6,454

-17,552

-13,357

5,538

22,431

13,793

4,847

5,835

-2,044

0

0

0

Net increase (decrease) in cash and cash equivalents

-

-

-

-

-

-

-

-

-

-

-

-

-2,935

-3,568

863

-56

8,144

7,116

-263

-1,840

-2,578

-9,482

0

0

0

Supplemental disclosures:
Cash paid during the period for:
Interest

8,361

8,649

8,873

8,731

8,403

7,949

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest

-

-

-

-

-

-

-

-

-

-

-

-

2,993

2,600

1,995

1,932

1,872

1,847

2,069

2,077

2,090

2,167

0

0

0

Federal income taxes

-

-

-

-

-

-

-

-

-

-

-

0

0

-

0

0

275

275

475

735

710

710

0

0

0

Lease liabilities arising from obtaining right-of-use assets

-

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Noncash items from operating activities:
Operating lease right-of-use assets and liabilities

-

3,892

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Noncash items from investing activities:
Supplemental schedule of noncash investing and financing activities:
Other real estate acquired in settlement of loans

0

-

-

-

-

-

-

-

-

358

293

495

659

1,348

1,384

1,817

1,678

1,171

0

0

0

-

0

0

0

Noncash items from investing activities and operating activities: